Pensacola, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Pensacola, FL Metro in February 2026 was $1,465.528. The month over month percentage change (MoM) was -0.26%, and the year over year percentage change (YoY) was -8.64%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Pensacola, FL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Pensacola, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Pensacola, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Pensacola, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Pensacola, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 528.1740368535222 | -1.81 | -4.63 |
| Feb 2015 | 532.9343384993372 | 0.90 | -2.81 |
| Mar 2015 | 538.561802900598 | 1.06 | -2.69 |
| Apr 2015 | 534.3788499271091 | -0.78 | -3.83 |
| May 2015 | 548.5319900364675 | 2.65 | -0.01 |
| Jun 2015 | 561.2862018244359 | 2.33 | 2.28 |
| Jul 2015 | 569.0438764988785 | 1.38 | 3.77 |
| Aug 2015 | 562.2402408986253 | -1.20 | 2.45 |
| Sep 2015 | 563.4159827340641 | 0.21 | 1.86 |
| Oct 2015 | 558.5787792333434 | -0.86 | 2.44 |
| Nov 2015 | 569.7616334718964 | 2.00 | 4.71 |
| Dec 2015 | 572.4844559973347 | 0.48 | 6.43 |
| Jan 2016 | 567.9744893859328 | -0.79 | 7.54 |
| Feb 2016 | 556.1269505092685 | -2.09 | 4.35 |
| Mar 2016 | 561.1848522842824 | 0.91 | 4.20 |
| Apr 2016 | 558.3126502514679 | -0.51 | 4.48 |
| May 2016 | 560.7182546875333 | 0.43 | 2.22 |
| Jun 2016 | 561.3854029907601 | 0.12 | 0.02 |
| Jul 2016 | 554.4605296081922 | -1.23 | -2.56 |
| Aug 2016 | 556.7554043345252 | 0.41 | -0.98 |
| Sep 2016 | 561.7961748406536 | 0.91 | -0.29 |
| Oct 2016 | 566.0728938238519 | 0.76 | 1.34 |
| Nov 2016 | 590.2549345746619 | 4.27 | 3.60 |
| Dec 2016 | 624.0033115955977 | 5.72 | 9.00 |
| Jan 2017 | 623.0342964330617 | -0.15 | 9.69 |
| Feb 2017 | 627.2614335358463 | 0.68 | 12.79 |
| Mar 2017 | 633.0676685221962 | 0.93 | 12.81 |
| Apr 2017 | 626.0262121949415 | -1.11 | 12.13 |
| May 2017 | 627.371538417769 | 0.22 | 11.89 |
| Jun 2017 | 623.5837737612418 | -0.60 | 11.08 |
| Jul 2017 | 632.4415238145128 | 1.42 | 14.06 |
| Aug 2017 | 630.2177785119233 | -0.35 | 13.20 |
| Sep 2017 | 628.836353628212 | -0.22 | 11.93 |
| Oct 2017 | 639.9959927008837 | 1.78 | 13.06 |
| Nov 2017 | 646.5378602942608 | 1.02 | 9.54 |
| Dec 2017 | 652.9247098729637 | 0.99 | 4.64 |
| Jan 2018 | 663.5297265022431 | 1.62 | 6.50 |
| Feb 2018 | 692.2530251861324 | 4.33 | 10.36 |
| Mar 2018 | 707.0878010476289 | 2.14 | 11.69 |
| Apr 2018 | 714.0497872431357 | 0.99 | 14.06 |
| May 2018 | 727.8927368998844 | 1.94 | 16.02 |
| Jun 2018 | 729.6750132506891 | 0.25 | 17.01 |
| Jul 2018 | 730.5698407578751 | 0.12 | 15.52 |
| Aug 2018 | 736.5953309095161 | 0.83 | 16.88 |
| Sep 2018 | 747.2215800693335 | 1.44 | 18.83 |
| Oct 2018 | 767.9847923244521 | 2.78 | 20.00 |
| Nov 2018 | 775.2598691685233 | 0.95 | 19.91 |
| Dec 2018 | 759.7457670889995 | -2.00 | 16.36 |
| Jan 2019 | 748.4765618608794 | -1.48 | 12.80 |
| Feb 2019 | 744.0947162802242 | -0.58 | 7.49 |
| Mar 2019 | 738.6672231710963 | -0.73 | 4.47 |
| Apr 2019 | 732.5617184382766 | -0.83 | 2.59 |
| May 2019 | 731.3625177536535 | -0.16 | 0.48 |
| Jun 2019 | 712.6879051790489 | -2.55 | -2.33 |
| Jul 2019 | 713.7884606407433 | 0.15 | -2.30 |
| Aug 2019 | 704.9544178708364 | -1.24 | -4.30 |
| Sep 2019 | 708.1729510863078 | 0.46 | -5.23 |
| Oct 2019 | 720.8789438033908 | 1.79 | -6.13 |
| Nov 2019 | 727.5112439375921 | 0.92 | -6.16 |
| Dec 2019 | 735.8813953979665 | 1.15 | -3.14 |
| Jan 2020 | 733.4224858505294 | -0.33 | -2.01 |
| Feb 2020 | 724.9773307063954 | -1.15 | -2.57 |
| Mar 2020 | 729.3762310296141 | 0.61 | -1.26 |
| Apr 2020 | 721.1457526895435 | -1.13 | -1.56 |
| May 2020 | 718.3532780006166 | -0.39 | -1.78 |
| Jun 2020 | 716.5224234701353 | -0.25 | 0.54 |
| Jul 2020 | 708.7600875670165 | -1.08 | -0.70 |
| Aug 2020 | 709.2722824627429 | 0.07 | 0.61 |
| Sep 2020 | 715.0893232598293 | 0.82 | 0.98 |
| Oct 2020 | 720.6209805424982 | 0.77 | -0.04 |
| Nov 2020 | 725.6735240992538 | 0.70 | -0.25 |
| Dec 2020 | 728.8344931453238 | 0.44 | -0.96 |
| Jan 2021 | 745.2561494942127 | 2.25 | 1.61 |
| Feb 2021 | 763.5100455276076 | 2.45 | 5.32 |
| Mar 2021 | 801.6801969906497 | 5.00 | 9.91 |
| Apr 2021 | 810.4937120726912 | 1.10 | 12.39 |
| May 2021 | 813.6888380398769 | 0.39 | 13.27 |
| Jun 2021 | 831.8445542811999 | 2.23 | 16.10 |
| Jul 2021 | 837.2711645424428 | 0.65 | 18.13 |
| Aug 2021 | 848.4650173928799 | 1.34 | 19.63 |
| Sep 2021 | 864.3766139482929 | 1.88 | 20.88 |
| Oct 2021 | 891.7923617555923 | 3.17 | 23.75 |
| Nov 2021 | 901.646583940596 | 1.11 | 24.25 |
| Dec 2021 | 916.5319900204739 | 1.65 | 25.75 |
| Jan 2022 | 972.739900216069 | 6.13 | 30.52 |
| Feb 2022 | 1029.8837950115387 | 5.88 | 34.89 |
| Mar 2022 | 1104.6240929804817 | 7.26 | 37.79 |
| Apr 2022 | 1240.0653382425887 | 12.26 | 53.00 |
| May 2022 | 1300.6340165452848 | 4.88 | 59.84 |
| Jun 2022 | 1366.566861891317 | 5.07 | 64.28 |
| Jul 2022 | 1364.2206945574821 | -0.17 | 62.94 |
| Aug 2022 | 1340.9803448555895 | -1.70 | 58.05 |
| Sep 2022 | 1476.633073822367 | 10.12 | 70.83 |
| Oct 2022 | 1599.9469130532707 | 8.35 | 79.41 |
| Nov 2022 | 1581.9964567682769 | -1.12 | 75.46 |
| Dec 2022 | 1508.8941679528468 | -4.62 | 64.63 |
| Jan 2023 | 1491.0683884384027 | -1.18 | 53.29 |
| Feb 2023 | 1488.6547843002613 | -0.16 | 44.55 |
| Mar 2023 | 1537.7333804358461 | 3.30 | 39.21 |
| Apr 2023 | 1511.647201310978 | -1.70 | 21.90 |
| May 2023 | 1529.6883460310578 | 1.19 | 17.61 |
| Jun 2023 | 1579.7799129531313 | 3.28 | 15.60 |
| Jul 2023 | 1603.1277206916677 | 1.48 | 17.51 |
| Aug 2023 | 1645.817236667924 | 2.66 | 22.73 |
| Sep 2023 | 1670.8468554381002 | 1.52 | 13.15 |
| Oct 2023 | 1744.4935181602903 | 4.41 | 9.03 |
| Nov 2023 | 1716.095912662962 | -1.63 | 8.48 |
| Dec 2023 | 1612.77380019284 | -6.02 | 6.88 |
| Jan 2024 | 1585.453927654503 | -1.69 | 6.33 |
| Feb 2024 | 1608.3118294086926 | 1.44 | 8.04 |
| Mar 2024 | 1617.6688452839824 | 0.58 | 5.20 |
| Apr 2024 | 1649.5308397485921 | 1.97 | 9.12 |
| May 2024 | 1664.1291505093936 | 0.89 | 8.79 |
| Jun 2024 | 1641.7868883510043 | -1.34 | 3.93 |
| Jul 2024 | 1630.1990449074913 | -0.71 | 1.69 |
| Aug 2024 | 1570.8369082249096 | -3.64 | -4.56 |
| Sep 2024 | 1515.0439205242935 | -3.55 | -9.32 |
| Oct 2024 | 1549.7585493891452 | 2.29 | -11.16 |
| Nov 2024 | 1605.465844290932 | 3.60 | -6.45 |
| Dec 2024 | 1587.1229034771295 | -1.14 | -1.59 |
| Jan 2025 | 1624.954739480722 | 2.38 | 2.49 |
| Feb 2025 | 1604.2125836552484 | -1.28 | -0.25 |
| Mar 2025 | 1569.0052499076899 | -2.19 | -3.01 |
| Apr 2025 | 1576.3655288514237 | 0.47 | -4.44 |
| May 2025 | 1586.1792288357187 | 0.62 | -4.68 |
| Jun 2025 | 1582.0506520109523 | -0.26 | -3.64 |
| Jul 2025 | 1562.7366190270664 | -1.22 | -4.14 |
| Aug 2025 | 1539.0144101648132 | -1.52 | -2.03 |
| Sep 2025 | 1501.0033163848557 | -2.47 | -0.93 |
| Oct 2025 | 1485.2800227633945 | -1.05 | -4.16 |
| Nov 2025 | 1483.8778178348823 | -0.09 | -7.57 |
| Dec 2025 | 1479.1018685504469 | -0.32 | -6.81 |
| Jan 2026 | 1469.3706988797896 | -0.66 | -9.57 |
| Feb 2026 | 1465.528026268828 | -0.26 | -8.64 |
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