Philadelphia, PA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Philadelphia, PA Metro in February 2026 was $1,812.95. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -5.53%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Philadelphia, PA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Philadelphia, PA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Philadelphia, PA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Philadelphia, PA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 749.1354400467696 -2.18 -7.49
Feb 2015 754.5016963748039 0.72 -5.57
Mar 2015 761.9890139657423 0.99 -5.23
Apr 2015 754.6993104691348 -0.96 -6.20
May 2015 772.623033397503 2.38 -2.59
Jun 2015 788.0212174093222 1.99 -0.51
Jul 2015 796.9803790936049 1.14 0.81
Aug 2015 786.8637354945535 -1.27 -0.35
Sep 2015 789.1164565804627 0.29 -0.65
Oct 2015 782.8861787191048 -0.79 0.16
Nov 2015 798.6253555480375 2.01 2.69
Dec 2015 802.6531570404497 0.50 4.81
Jan 2016 796.5560022697518 -0.76 6.33
Feb 2016 778.9614565612465 -2.21 3.24
Mar 2016 783.672719178962 0.61 2.85
Apr 2016 776.2584102460195 -0.95 2.86
May 2016 777.3761528248707 0.14 0.62
Jun 2016 776.9024130961647 -0.06 -1.41
Jul 2016 767.0637799820684 -1.27 -3.75
Aug 2016 769.2635055599717 0.29 -2.24
Sep 2016 774.2990286915764 0.66 -1.88
Oct 2016 778.5587147645138 0.55 -0.55
Nov 2016 811.036759996932 4.17 1.55
Dec 2016 857.8214670590303 5.77 6.87
Jan 2017 855.618917352081 -0.26 7.42
Feb 2017 859.7516071057898 0.48 10.37
Mar 2017 864.8498792213957 0.59 10.36
Apr 2017 852.7536937934726 -1.40 9.85
May 2017 852.9538403055313 0.02 9.72
Jun 2017 845.7608862446315 -0.84 8.86
Jul 2017 854.7797760289144 1.07 11.44
Aug 2017 847.7385790979497 -0.82 10.20
Sep 2017 842.2879123753186 -0.64 8.78
Oct 2017 854.7101810364939 1.48 9.78
Nov 2017 861.6516610163052 0.81 6.24
Dec 2017 868.8507827376108 0.84 1.29
Jan 2018 881.6966880943977 1.48 3.05
Feb 2018 917.5017635338876 4.06 6.72
Mar 2018 934.678647322737 1.87 8.07
Apr 2018 941.0976371319651 0.69 10.36
May 2018 956.9767230850042 1.69 12.20
Jun 2018 955.687291539967 -0.13 13.00
Jul 2018 951.9444136392249 -0.39 11.37
Aug 2018 956.0903038689761 0.44 12.78
Sep 2018 967.4803368052228 1.19 14.86
Oct 2018 993.0816712155714 2.65 16.19
Nov 2018 1000.3215300742227 0.73 16.09
Dec 2018 977.3602281532585 -2.29 12.49
Jan 2019 961.5236324966837 -1.62 9.05
Feb 2019 955.3659967405965 -0.64 4.13
Mar 2019 948.2845826557293 -0.74 1.46
Apr 2019 938.4228035010997 -1.04 -0.28
May 2019 933.0303249726813 -0.57 -2.50
Jun 2019 905.4538823899151 -2.96 -5.26
Jul 2019 903.596515318766 -0.20 -5.08
Aug 2019 889.4587049753115 -1.56 -6.97
Sep 2019 890.0006513726029 0.06 -8.01
Oct 2019 901.5334319615674 1.30 -9.22
Nov 2019 906.3374841040074 0.53 -9.39
Dec 2019 913.6852157637964 0.81 -6.51
Jan 2020 908.7824187355905 -0.54 -5.48
Feb 2020 897.4081715634272 -1.25 -6.07
Mar 2020 903.40257565712 0.67 -4.73
Apr 2020 894.3906680826419 -1.00 -4.69
May 2020 890.3855290424018 -0.45 -4.57
Jun 2020 884.1297088860572 -0.70 -2.35
Jul 2020 868.9207864567242 -1.72 -3.84
Aug 2020 863.4943069122584 -0.62 -2.92
Sep 2020 866.1365352168374 0.31 -2.68
Oct 2020 870.5299690781685 0.51 -3.44
Nov 2020 876.179149587558 0.65 -3.33
Dec 2020 880.7781349687752 0.53 -3.60
Jan 2021 899.5646558092661 2.13 -1.01
Feb 2021 920.9271453806994 2.38 2.62
Mar 2021 966.5381139849223 4.95 6.99
Apr 2021 976.484466796745 1.03 9.18
May 2021 976.8500363351785 0.04 9.71
Jun 2021 990.6441032069698 1.41 12.05
Jul 2021 986.0496316082589 -0.46 13.48
Aug 2021 986.8950621742639 0.09 14.29
Sep 2021 992.9245895354205 0.61 14.64
Oct 2021 1013.4761014168446 2.07 16.42
Nov 2021 1014.9453884991053 0.14 15.84
Dec 2021 1024.306404592152 0.92 16.30
Jan 2022 1081.2308710689354 5.56 20.20
Feb 2022 1140.4882924462308 5.48 23.84
Mar 2022 1219.0249196310062 6.89 26.12
Apr 2022 1362.3154401290076 11.76 39.51
May 2022 1421.5855566097903 4.35 45.53
Jun 2022 1485.4675103130671 4.49 49.95
Jul 2022 1474.9951649645445 -0.70 49.59
Aug 2022 1443.5112357382388 -2.13 46.27
Sep 2022 1585.872094043396 9.86 59.72
Oct 2022 1719.2929911408835 8.41 69.64
Nov 2022 1703.6077733390262 -0.91 67.85
Dec 2022 1629.095613508707 -4.37 59.04
Jan 2023 1613.5433604050895 -0.95 49.23
Feb 2023 1611.6755587065331 -0.12 41.32
Mar 2023 1665.6469363985875 3.35 36.64
Apr 2023 1640.5296539879846 -1.51 20.42
May 2023 1668.9841512645253 1.73 17.40
Jun 2023 1735.0270607318294 3.96 16.80
Jul 2023 1772.6451631064492 2.17 20.18
Aug 2023 1828.9605317732796 3.18 26.70
Sep 2023 1864.8550927682138 1.96 17.59
Oct 2023 1953.1251378602065 4.73 13.60
Nov 2023 1926.988046008437 -1.34 13.11
Dec 2023 1815.7890054644486 -5.77 11.46
Jan 2024 1790.0620502562615 -1.42 10.94
Feb 2024 1822.7867929911904 1.83 13.10
Mar 2024 1843.0563897040663 1.11 10.65
Apr 2024 1890.0491239471398 2.55 15.21
May 2024 1913.8453801429462 1.26 14.67
Jun 2024 1891.321236873496 -1.18 9.01
Jul 2024 1879.8969057789923 -0.60 6.05
Aug 2024 1817.4546139066279 -3.32 -0.63
Sep 2024 1763.0422765974424 -2.99 -5.46
Oct 2024 1816.317503860923 3.02 -7.00
Nov 2024 1894.2226327230107 4.29 -1.70
Dec 2024 1883.0458580870977 -0.59 3.70
Jan 2025 1936.1249494754313 2.82 8.16
Feb 2025 1919.1728429961652 -0.88 5.29
Mar 2025 1885.186315544772 -1.77 2.29
Apr 2025 1904.1751042116903 1.01 0.75
May 2025 1926.7850951918888 1.19 0.68
Jun 2025 1931.7431994747683 0.26 2.14
Jul 2025 1917.798518410934 -0.72 2.02
Aug 2025 1895.5913447615526 -1.16 4.30
Sep 2025 1853.7080944715547 -2.21 5.14
Oct 2025 1837.0896807798777 -0.90 1.14
Nov 2025 1837.1101760533672 0.00 -3.01
Dec 2025 1832.1175585726587 -0.27 -2.70
Jan 2026 1819.5571054291418 -0.69 -6.02
Feb 2026 1812.950016798827 -0.36 -5.53