Philadelphia, PA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Philadelphia, PA Metro in February 2026 was $1,812.95. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -5.53%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Philadelphia, PA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Philadelphia, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 749.1354400467696 | -2.18 | -7.49 |
| Feb 2015 | 754.5016963748039 | 0.72 | -5.57 |
| Mar 2015 | 761.9890139657423 | 0.99 | -5.23 |
| Apr 2015 | 754.6993104691348 | -0.96 | -6.20 |
| May 2015 | 772.623033397503 | 2.38 | -2.59 |
| Jun 2015 | 788.0212174093222 | 1.99 | -0.51 |
| Jul 2015 | 796.9803790936049 | 1.14 | 0.81 |
| Aug 2015 | 786.8637354945535 | -1.27 | -0.35 |
| Sep 2015 | 789.1164565804627 | 0.29 | -0.65 |
| Oct 2015 | 782.8861787191048 | -0.79 | 0.16 |
| Nov 2015 | 798.6253555480375 | 2.01 | 2.69 |
| Dec 2015 | 802.6531570404497 | 0.50 | 4.81 |
| Jan 2016 | 796.5560022697518 | -0.76 | 6.33 |
| Feb 2016 | 778.9614565612465 | -2.21 | 3.24 |
| Mar 2016 | 783.672719178962 | 0.61 | 2.85 |
| Apr 2016 | 776.2584102460195 | -0.95 | 2.86 |
| May 2016 | 777.3761528248707 | 0.14 | 0.62 |
| Jun 2016 | 776.9024130961647 | -0.06 | -1.41 |
| Jul 2016 | 767.0637799820684 | -1.27 | -3.75 |
| Aug 2016 | 769.2635055599717 | 0.29 | -2.24 |
| Sep 2016 | 774.2990286915764 | 0.66 | -1.88 |
| Oct 2016 | 778.5587147645138 | 0.55 | -0.55 |
| Nov 2016 | 811.036759996932 | 4.17 | 1.55 |
| Dec 2016 | 857.8214670590303 | 5.77 | 6.87 |
| Jan 2017 | 855.618917352081 | -0.26 | 7.42 |
| Feb 2017 | 859.7516071057898 | 0.48 | 10.37 |
| Mar 2017 | 864.8498792213957 | 0.59 | 10.36 |
| Apr 2017 | 852.7536937934726 | -1.40 | 9.85 |
| May 2017 | 852.9538403055313 | 0.02 | 9.72 |
| Jun 2017 | 845.7608862446315 | -0.84 | 8.86 |
| Jul 2017 | 854.7797760289144 | 1.07 | 11.44 |
| Aug 2017 | 847.7385790979497 | -0.82 | 10.20 |
| Sep 2017 | 842.2879123753186 | -0.64 | 8.78 |
| Oct 2017 | 854.7101810364939 | 1.48 | 9.78 |
| Nov 2017 | 861.6516610163052 | 0.81 | 6.24 |
| Dec 2017 | 868.8507827376108 | 0.84 | 1.29 |
| Jan 2018 | 881.6966880943977 | 1.48 | 3.05 |
| Feb 2018 | 917.5017635338876 | 4.06 | 6.72 |
| Mar 2018 | 934.678647322737 | 1.87 | 8.07 |
| Apr 2018 | 941.0976371319651 | 0.69 | 10.36 |
| May 2018 | 956.9767230850042 | 1.69 | 12.20 |
| Jun 2018 | 955.687291539967 | -0.13 | 13.00 |
| Jul 2018 | 951.9444136392249 | -0.39 | 11.37 |
| Aug 2018 | 956.0903038689761 | 0.44 | 12.78 |
| Sep 2018 | 967.4803368052228 | 1.19 | 14.86 |
| Oct 2018 | 993.0816712155714 | 2.65 | 16.19 |
| Nov 2018 | 1000.3215300742227 | 0.73 | 16.09 |
| Dec 2018 | 977.3602281532585 | -2.29 | 12.49 |
| Jan 2019 | 961.5236324966837 | -1.62 | 9.05 |
| Feb 2019 | 955.3659967405965 | -0.64 | 4.13 |
| Mar 2019 | 948.2845826557293 | -0.74 | 1.46 |
| Apr 2019 | 938.4228035010997 | -1.04 | -0.28 |
| May 2019 | 933.0303249726813 | -0.57 | -2.50 |
| Jun 2019 | 905.4538823899151 | -2.96 | -5.26 |
| Jul 2019 | 903.596515318766 | -0.20 | -5.08 |
| Aug 2019 | 889.4587049753115 | -1.56 | -6.97 |
| Sep 2019 | 890.0006513726029 | 0.06 | -8.01 |
| Oct 2019 | 901.5334319615674 | 1.30 | -9.22 |
| Nov 2019 | 906.3374841040074 | 0.53 | -9.39 |
| Dec 2019 | 913.6852157637964 | 0.81 | -6.51 |
| Jan 2020 | 908.7824187355905 | -0.54 | -5.48 |
| Feb 2020 | 897.4081715634272 | -1.25 | -6.07 |
| Mar 2020 | 903.40257565712 | 0.67 | -4.73 |
| Apr 2020 | 894.3906680826419 | -1.00 | -4.69 |
| May 2020 | 890.3855290424018 | -0.45 | -4.57 |
| Jun 2020 | 884.1297088860572 | -0.70 | -2.35 |
| Jul 2020 | 868.9207864567242 | -1.72 | -3.84 |
| Aug 2020 | 863.4943069122584 | -0.62 | -2.92 |
| Sep 2020 | 866.1365352168374 | 0.31 | -2.68 |
| Oct 2020 | 870.5299690781685 | 0.51 | -3.44 |
| Nov 2020 | 876.179149587558 | 0.65 | -3.33 |
| Dec 2020 | 880.7781349687752 | 0.53 | -3.60 |
| Jan 2021 | 899.5646558092661 | 2.13 | -1.01 |
| Feb 2021 | 920.9271453806994 | 2.38 | 2.62 |
| Mar 2021 | 966.5381139849223 | 4.95 | 6.99 |
| Apr 2021 | 976.484466796745 | 1.03 | 9.18 |
| May 2021 | 976.8500363351785 | 0.04 | 9.71 |
| Jun 2021 | 990.6441032069698 | 1.41 | 12.05 |
| Jul 2021 | 986.0496316082589 | -0.46 | 13.48 |
| Aug 2021 | 986.8950621742639 | 0.09 | 14.29 |
| Sep 2021 | 992.9245895354205 | 0.61 | 14.64 |
| Oct 2021 | 1013.4761014168446 | 2.07 | 16.42 |
| Nov 2021 | 1014.9453884991053 | 0.14 | 15.84 |
| Dec 2021 | 1024.306404592152 | 0.92 | 16.30 |
| Jan 2022 | 1081.2308710689354 | 5.56 | 20.20 |
| Feb 2022 | 1140.4882924462308 | 5.48 | 23.84 |
| Mar 2022 | 1219.0249196310062 | 6.89 | 26.12 |
| Apr 2022 | 1362.3154401290076 | 11.76 | 39.51 |
| May 2022 | 1421.5855566097903 | 4.35 | 45.53 |
| Jun 2022 | 1485.4675103130671 | 4.49 | 49.95 |
| Jul 2022 | 1474.9951649645445 | -0.70 | 49.59 |
| Aug 2022 | 1443.5112357382388 | -2.13 | 46.27 |
| Sep 2022 | 1585.872094043396 | 9.86 | 59.72 |
| Oct 2022 | 1719.2929911408835 | 8.41 | 69.64 |
| Nov 2022 | 1703.6077733390262 | -0.91 | 67.85 |
| Dec 2022 | 1629.095613508707 | -4.37 | 59.04 |
| Jan 2023 | 1613.5433604050895 | -0.95 | 49.23 |
| Feb 2023 | 1611.6755587065331 | -0.12 | 41.32 |
| Mar 2023 | 1665.6469363985875 | 3.35 | 36.64 |
| Apr 2023 | 1640.5296539879846 | -1.51 | 20.42 |
| May 2023 | 1668.9841512645253 | 1.73 | 17.40 |
| Jun 2023 | 1735.0270607318294 | 3.96 | 16.80 |
| Jul 2023 | 1772.6451631064492 | 2.17 | 20.18 |
| Aug 2023 | 1828.9605317732796 | 3.18 | 26.70 |
| Sep 2023 | 1864.8550927682138 | 1.96 | 17.59 |
| Oct 2023 | 1953.1251378602065 | 4.73 | 13.60 |
| Nov 2023 | 1926.988046008437 | -1.34 | 13.11 |
| Dec 2023 | 1815.7890054644486 | -5.77 | 11.46 |
| Jan 2024 | 1790.0620502562615 | -1.42 | 10.94 |
| Feb 2024 | 1822.7867929911904 | 1.83 | 13.10 |
| Mar 2024 | 1843.0563897040663 | 1.11 | 10.65 |
| Apr 2024 | 1890.0491239471398 | 2.55 | 15.21 |
| May 2024 | 1913.8453801429462 | 1.26 | 14.67 |
| Jun 2024 | 1891.321236873496 | -1.18 | 9.01 |
| Jul 2024 | 1879.8969057789923 | -0.60 | 6.05 |
| Aug 2024 | 1817.4546139066279 | -3.32 | -0.63 |
| Sep 2024 | 1763.0422765974424 | -2.99 | -5.46 |
| Oct 2024 | 1816.317503860923 | 3.02 | -7.00 |
| Nov 2024 | 1894.2226327230107 | 4.29 | -1.70 |
| Dec 2024 | 1883.0458580870977 | -0.59 | 3.70 |
| Jan 2025 | 1936.1249494754313 | 2.82 | 8.16 |
| Feb 2025 | 1919.1728429961652 | -0.88 | 5.29 |
| Mar 2025 | 1885.186315544772 | -1.77 | 2.29 |
| Apr 2025 | 1904.1751042116903 | 1.01 | 0.75 |
| May 2025 | 1926.7850951918888 | 1.19 | 0.68 |
| Jun 2025 | 1931.7431994747683 | 0.26 | 2.14 |
| Jul 2025 | 1917.798518410934 | -0.72 | 2.02 |
| Aug 2025 | 1895.5913447615526 | -1.16 | 4.30 |
| Sep 2025 | 1853.7080944715547 | -2.21 | 5.14 |
| Oct 2025 | 1837.0896807798777 | -0.90 | 1.14 |
| Nov 2025 | 1837.1101760533672 | 0.00 | -3.01 |
| Dec 2025 | 1832.1175585726587 | -0.27 | -2.70 |
| Jan 2026 | 1819.5571054291418 | -0.69 | -6.02 |
| Feb 2026 | 1812.950016798827 | -0.36 | -5.53 |