Phoenix, AZ (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Phoenix, AZ Metro in February 2026 was $2,151.301. The month over month percentage change (MoM) was -0.47%, and the year over year percentage change (YoY) was -10.21%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Phoenix, AZ metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Phoenix, AZ metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 759.4962700834565 | -2.02 | -4.96 |
| Feb 2015 | 766.1945670091142 | 0.88 | -3.53 |
| Mar 2015 | 775.9348825735593 | 1.27 | -3.67 |
| Apr 2015 | 771.3126027912451 | -0.60 | -4.73 |
| May 2015 | 793.1286140535159 | 2.83 | -0.67 |
| Jun 2015 | 812.9921133948906 | 2.50 | 2.01 |
| Jul 2015 | 825.7907911998125 | 1.57 | 3.91 |
| Aug 2015 | 818.5440903475555 | -0.88 | 3.07 |
| Sep 2015 | 824.6467389973749 | 0.75 | 3.08 |
| Oct 2015 | 823.1219135528169 | -0.18 | 4.37 |
| Nov 2015 | 846.0143048328251 | 2.78 | 7.59 |
| Dec 2015 | 855.7374997306711 | 1.15 | 10.39 |
| Jan 2016 | 854.9556275037096 | -0.09 | 12.57 |
| Feb 2016 | 840.6523138809509 | -1.67 | 9.72 |
| Mar 2016 | 849.907697638453 | 1.10 | 9.53 |
| Apr 2016 | 844.0405662860609 | -0.69 | 9.43 |
| May 2016 | 846.6763900007953 | 0.31 | 6.75 |
| Jun 2016 | 847.014547034023 | 0.04 | 4.18 |
| Jul 2016 | 837.325312681263 | -1.14 | 1.40 |
| Aug 2016 | 840.029592216877 | 0.32 | 2.63 |
| Sep 2016 | 846.9376334379083 | 0.82 | 2.70 |
| Oct 2016 | 852.2549850287203 | 0.63 | 3.54 |
| Nov 2016 | 888.7701009582145 | 4.29 | 5.05 |
| Dec 2016 | 940.2271819042787 | 5.79 | 9.87 |
| Jan 2017 | 939.0760886155728 | -0.12 | 9.84 |
| Feb 2017 | 946.010978920068 | 0.74 | 12.53 |
| Mar 2017 | 954.9107884190535 | 0.94 | 12.36 |
| Apr 2017 | 943.7060753682788 | -1.17 | 11.81 |
| May 2017 | 945.4598239339056 | 0.19 | 11.67 |
| Jun 2017 | 938.9909756917853 | -0.68 | 10.86 |
| Jul 2017 | 951.682592483446 | 1.35 | 13.66 |
| Aug 2017 | 947.1285269631659 | -0.48 | 12.75 |
| Sep 2017 | 944.008810083806 | -0.33 | 11.46 |
| Oct 2017 | 960.1847367622113 | 1.71 | 12.66 |
| Nov 2017 | 968.1489926535869 | 0.83 | 8.93 |
| Dec 2017 | 976.2529870014018 | 0.84 | 3.83 |
| Jan 2018 | 992.1054047717492 | 1.62 | 5.65 |
| Feb 2018 | 1035.6042726986977 | 4.39 | 9.47 |
| Mar 2018 | 1057.459346942073 | 2.11 | 10.74 |
| Apr 2018 | 1066.8210389593742 | 0.89 | 13.05 |
| May 2018 | 1088.8981244827128 | 2.07 | 15.17 |
| Jun 2018 | 1094.1516775042267 | 0.48 | 16.52 |
| Jul 2018 | 1097.4853370154722 | 0.31 | 15.32 |
| Aug 2018 | 1108.3041804304355 | 0.99 | 17.02 |
| Sep 2018 | 1125.9695897995034 | 1.59 | 19.27 |
| Oct 2018 | 1158.865949404084 | 2.92 | 20.69 |
| Nov 2018 | 1169.2881159650328 | 0.90 | 20.78 |
| Dec 2018 | 1143.5638059267471 | -2.20 | 17.14 |
| Jan 2019 | 1126.0585016967805 | -1.53 | 13.50 |
| Feb 2019 | 1119.965194961059 | -0.54 | 8.15 |
| Mar 2019 | 1111.9405804981022 | -0.72 | 5.15 |
| Apr 2019 | 1100.408102802333 | -1.04 | 3.15 |
| May 2019 | 1094.410447810475 | -0.55 | 0.51 |
| Jun 2019 | 1062.5900478638553 | -2.91 | -2.88 |
| Jul 2019 | 1060.878178800615 | -0.16 | -3.34 |
| Aug 2019 | 1045.792811309713 | -1.42 | -5.64 |
| Sep 2019 | 1049.6876148442811 | 0.37 | -6.77 |
| Oct 2019 | 1067.2069320573228 | 1.67 | -7.91 |
| Nov 2019 | 1076.0569764483473 | 0.83 | -7.97 |
| Dec 2019 | 1087.5690296204593 | 1.07 | -4.90 |
| Jan 2020 | 1085.101046400549 | -0.23 | -3.64 |
| Feb 2020 | 1075.4994827481573 | -0.88 | -3.97 |
| Mar 2020 | 1086.9075960310654 | 1.06 | -2.25 |
| Apr 2020 | 1079.2543159181334 | -0.70 | -1.92 |
| May 2020 | 1077.320124777795 | -0.18 | -1.56 |
| Jun 2020 | 1073.0193192027511 | -0.40 | 0.98 |
| Jul 2020 | 1058.7355461954069 | -1.33 | -0.20 |
| Aug 2020 | 1057.3001318236968 | -0.14 | 1.10 |
| Sep 2020 | 1066.312193352505 | 0.85 | 1.58 |
| Oct 2020 | 1076.5967099486377 | 0.96 | 0.88 |
| Nov 2020 | 1086.5523183677797 | 0.93 | 0.98 |
| Dec 2020 | 1093.9755917665254 | 0.68 | 0.59 |
| Jan 2021 | 1120.0428992308837 | 2.38 | 3.22 |
| Feb 2021 | 1151.094530607215 | 2.77 | 7.03 |
| Mar 2021 | 1216.963577653011 | 5.72 | 11.97 |
| Apr 2021 | 1242.5258392686085 | 2.10 | 15.13 |
| May 2021 | 1261.5277562352105 | 1.53 | 17.10 |
| Jun 2021 | 1301.2617038690248 | 3.15 | 21.27 |
| Jul 2021 | 1320.4607441300777 | 1.48 | 24.72 |
| Aug 2021 | 1348.6032119142512 | 2.13 | 27.55 |
| Sep 2021 | 1386.084135615424 | 2.78 | 29.99 |
| Oct 2021 | 1441.2010669902188 | 3.98 | 33.87 |
| Nov 2021 | 1464.9499047874376 | 1.65 | 34.83 |
| Dec 2021 | 1492.8022066310868 | 1.90 | 36.46 |
| Jan 2022 | 1584.0202655964347 | 6.11 | 41.43 |
| Feb 2022 | 1676.6254841130653 | 5.85 | 45.66 |
| Mar 2022 | 1799.8247721882215 | 7.35 | 47.90 |
| Apr 2022 | 2024.7090861387042 | 12.50 | 62.95 |
| May 2022 | 2129.0593823987283 | 5.15 | 68.77 |
| Jun 2022 | 2239.1540101657747 | 5.17 | 72.08 |
| Jul 2022 | 2231.389692413435 | -0.35 | 68.99 |
| Aug 2022 | 2178.5260955823023 | -2.37 | 61.54 |
| Sep 2022 | 2370.605414420699 | 8.82 | 71.03 |
| Oct 2022 | 2531.6467953421466 | 6.79 | 75.66 |
| Nov 2022 | 2463.073048506076 | -2.71 | 68.13 |
| Dec 2022 | 2311.742784216939 | -6.14 | 54.86 |
| Jan 2023 | 2249.691481866438 | -2.68 | 42.02 |
| Feb 2023 | 2215.2025656671844 | -1.53 | 32.12 |
| Mar 2023 | 2264.2028781818326 | 2.21 | 25.80 |
| Apr 2023 | 2210.2582148885854 | -2.38 | 9.16 |
| May 2023 | 2231.607756800835 | 0.97 | 4.82 |
| Jun 2023 | 2308.23859435378 | 3.43 | 3.09 |
| Jul 2023 | 2351.6343193952093 | 1.88 | 5.39 |
| Aug 2023 | 2422.938756106453 | 3.03 | 11.22 |
| Sep 2023 | 2467.414778310728 | 1.84 | 4.08 |
| Oct 2023 | 2583.417549761162 | 4.70 | 2.05 |
| Nov 2023 | 2547.979094512083 | -1.37 | 3.45 |
| Dec 2023 | 2397.206532537799 | -5.92 | 3.70 |
| Jan 2024 | 2357.0490165054357 | -1.67 | 4.77 |
| Feb 2024 | 2392.660725279406 | 1.51 | 8.01 |
| Mar 2024 | 2411.100283817426 | 0.77 | 6.49 |
| Apr 2024 | 2462.724477547576 | 2.14 | 11.42 |
| May 2024 | 2486.406515858808 | 0.96 | 11.42 |
| Jun 2024 | 2451.2822731662227 | -1.41 | 6.20 |
| Jul 2024 | 2430.2803359560476 | -0.86 | 3.34 |
| Aug 2024 | 2338.872070828109 | -3.76 | -3.47 |
| Sep 2024 | 2256.7416628272176 | -3.51 | -8.54 |
| Oct 2024 | 2312.78387868657 | 2.48 | -10.48 |
| Nov 2024 | 2401.4605966984564 | 3.83 | -5.75 |
| Dec 2024 | 2376.7651948771977 | -1.03 | -0.85 |
| Jan 2025 | 2431.7968696005446 | 2.32 | 3.17 |
| Feb 2025 | 2395.9225297163125 | -1.47 | 0.14 |
| Mar 2025 | 2338.1872387973317 | -2.41 | -3.02 |
| Apr 2025 | 2345.8975860463247 | 0.33 | -4.74 |
| May 2025 | 2357.3953073369366 | 0.49 | -5.19 |
| Jun 2025 | 2348.077584354776 | -0.39 | -4.21 |
| Jul 2025 | 2314.657912813478 | -1.42 | -4.76 |
| Aug 2025 | 2274.89063720766 | -1.72 | -2.74 |
| Sep 2025 | 2214.4459195612317 | -2.66 | -1.87 |
| Oct 2025 | 2189.0529760294876 | -1.15 | -5.35 |
| Nov 2025 | 2185.8710240129253 | -0.14 | -8.98 |
| Dec 2025 | 2178.0582161256166 | -0.36 | -8.36 |
| Jan 2026 | 2161.373766079558 | -0.77 | -11.12 |
| Feb 2026 | 2151.3014139110446 | -0.47 | -10.21 |