Portland, OR (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Portland, OR Metro in February 2026 was $2,612.612. The month over month percentage change (MoM) was -0.59%, and the year over year percentage change (YoY) was -9.18%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Portland, OR metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Portland, OR metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Portland, OR (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Portland, OR (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Portland, OR (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1045.5880752625499 | -1.43 | -1.29 |
| Feb 2015 | 1061.3922350323746 | 1.51 | 0.98 |
| Mar 2015 | 1078.8952825273832 | 1.65 | 1.43 |
| Apr 2015 | 1074.5042003598542 | -0.41 | 0.38 |
| May 2015 | 1105.3581999055928 | 2.87 | 4.32 |
| Jun 2015 | 1133.8535925374285 | 2.58 | 6.85 |
| Jul 2015 | 1153.4834190657236 | 1.73 | 8.59 |
| Aug 2015 | 1145.916764716518 | -0.66 | 7.60 |
| Sep 2015 | 1157.4301343378409 | 1.00 | 7.42 |
| Oct 2015 | 1159.0006824004802 | 0.14 | 8.58 |
| Nov 2015 | 1195.150132864575 | 3.12 | 11.73 |
| Dec 2015 | 1214.9301559321575 | 1.66 | 14.53 |
| Jan 2016 | 1217.9891706524438 | 0.25 | 16.49 |
| Feb 2016 | 1202.165914138768 | -1.30 | 13.26 |
| Mar 2016 | 1220.8290024584985 | 1.55 | 13.16 |
| Apr 2016 | 1221.2743535915445 | 0.04 | 13.66 |
| May 2016 | 1234.5705527914847 | 1.09 | 11.69 |
| Jun 2016 | 1243.0115637293197 | 0.68 | 9.63 |
| Jul 2016 | 1234.4089708671638 | -0.69 | 7.02 |
| Aug 2016 | 1242.2572418790503 | 0.64 | 8.41 |
| Sep 2016 | 1253.1457331573288 | 0.88 | 8.27 |
| Oct 2016 | 1262.3946580999848 | 0.74 | 8.92 |
| Nov 2016 | 1319.641573615468 | 4.54 | 10.42 |
| Dec 2016 | 1402.4088031326537 | 6.27 | 15.43 |
| Jan 2017 | 1406.8384015024326 | 0.32 | 15.51 |
| Feb 2017 | 1422.6674064217666 | 1.13 | 18.34 |
| Mar 2017 | 1439.582297796682 | 1.19 | 17.92 |
| Apr 2017 | 1425.1149956191148 | -1.00 | 16.69 |
| May 2017 | 1427.9632886949153 | 0.20 | 15.67 |
| Jun 2017 | 1417.017333493446 | -0.77 | 14.00 |
| Jul 2017 | 1433.1755678786317 | 1.14 | 16.10 |
| Aug 2017 | 1422.522847949676 | -0.74 | 14.51 |
| Sep 2017 | 1413.189924528847 | -0.66 | 12.77 |
| Oct 2017 | 1432.1146117517999 | 1.34 | 13.44 |
| Nov 2017 | 1440.9856153119297 | 0.62 | 9.20 |
| Dec 2017 | 1452.0483756497936 | 0.77 | 3.54 |
| Jan 2018 | 1475.6941019205992 | 1.63 | 4.89 |
| Feb 2018 | 1540.0813326649645 | 4.36 | 8.25 |
| Mar 2018 | 1572.8204583202125 | 2.13 | 9.26 |
| Apr 2018 | 1586.4740443156204 | 0.87 | 11.32 |
| May 2018 | 1616.1827531458614 | 1.87 | 13.18 |
| Jun 2018 | 1616.0479521122418 | -0.01 | 14.05 |
| Jul 2018 | 1611.5413626628415 | -0.28 | 12.45 |
| Aug 2018 | 1617.5538900022111 | 0.37 | 13.71 |
| Sep 2018 | 1634.2571137119166 | 1.03 | 15.64 |
| Oct 2018 | 1672.7786280338712 | 2.36 | 16.81 |
| Nov 2018 | 1679.8332760016624 | 0.42 | 16.58 |
| Dec 2018 | 1638.233577132956 | -2.48 | 12.82 |
| Jan 2019 | 1610.0546894243703 | -1.72 | 9.11 |
| Feb 2019 | 1599.4437354594709 | -0.66 | 3.85 |
| Mar 2019 | 1586.9317992493527 | -0.78 | 0.90 |
| Apr 2019 | 1569.3087304836445 | -1.11 | -1.08 |
| May 2019 | 1557.9157100390469 | -0.73 | -3.60 |
| Jun 2019 | 1507.9225130945645 | -3.21 | -6.69 |
| Jul 2019 | 1499.8792502954748 | -0.53 | -6.93 |
| Aug 2019 | 1472.4725135820074 | -1.83 | -8.97 |
| Sep 2019 | 1471.3331974871144 | -0.08 | -9.97 |
| Oct 2019 | 1489.8008503987073 | 1.25 | -10.94 |
| Nov 2019 | 1497.518253532964 | 0.52 | -10.85 |
| Dec 2019 | 1510.6147164927552 | 0.88 | -7.79 |
| Jan 2020 | 1504.2601107298533 | -0.42 | -6.57 |
| Feb 2020 | 1486.2915013807801 | -1.19 | -7.07 |
| Mar 2020 | 1495.369742385036 | 0.61 | -5.77 |
| Apr 2020 | 1477.2293935268724 | -1.21 | -5.87 |
| May 2020 | 1466.5985667797652 | -0.72 | -5.86 |
| Jun 2020 | 1452.6869643058749 | -0.95 | -3.66 |
| Jul 2020 | 1425.3808604294613 | -1.88 | -4.97 |
| Aug 2020 | 1417.226520371984 | -0.57 | -3.75 |
| Sep 2020 | 1423.7823063914009 | 0.46 | -3.23 |
| Oct 2020 | 1433.751481876462 | 0.70 | -3.76 |
| Nov 2020 | 1444.197556076864 | 0.73 | -3.56 |
| Dec 2020 | 1451.7706225408356 | 0.52 | -3.89 |
| Jan 2021 | 1483.3762464263857 | 2.18 | -1.39 |
| Feb 2021 | 1521.491846116809 | 2.57 | 2.37 |
| Mar 2021 | 1602.9691726541134 | 5.36 | 7.20 |
| Apr 2021 | 1627.0488162928634 | 1.50 | 10.14 |
| May 2021 | 1634.4773619459656 | 0.46 | 11.45 |
| Jun 2021 | 1661.3211200685244 | 1.64 | 14.36 |
| Jul 2021 | 1659.2030796727477 | -0.13 | 16.40 |
| Aug 2021 | 1668.5082028965626 | 0.56 | 17.73 |
| Sep 2021 | 1691.7236883646483 | 1.39 | 18.82 |
| Oct 2021 | 1738.3724058921207 | 2.76 | 21.25 |
| Nov 2021 | 1750.4647479036573 | 0.70 | 21.21 |
| Dec 2021 | 1772.2466431281098 | 1.24 | 22.08 |
| Jan 2022 | 1873.2308727482514 | 5.70 | 26.28 |
| Feb 2022 | 1978.080449417896 | 5.60 | 30.01 |
| Mar 2022 | 2117.020216044185 | 7.02 | 32.07 |
| Apr 2022 | 2369.3473504582357 | 11.92 | 45.62 |
| May 2022 | 2471.8413338637242 | 4.33 | 51.23 |
| Jun 2022 | 2574.0624468371657 | 4.14 | 54.94 |
| Jul 2022 | 2538.4356064856474 | -1.38 | 52.99 |
| Aug 2022 | 2460.517819956349 | -3.07 | 47.47 |
| Sep 2022 | 2674.892637093998 | 8.71 | 58.12 |
| Oct 2022 | 2873.492008409281 | 7.43 | 65.30 |
| Nov 2022 | 2825.2303746146067 | -1.68 | 61.40 |
| Dec 2022 | 2682.6006452723313 | -5.05 | 51.37 |
| Jan 2023 | 2636.696160571069 | -1.71 | 40.76 |
| Feb 2023 | 2616.1877962471135 | -0.78 | 32.26 |
| Mar 2023 | 2686.797057339577 | 2.70 | 26.91 |
| Apr 2023 | 2632.242038802987 | -2.03 | 11.10 |
| May 2023 | 2664.036483241059 | 1.21 | 7.78 |
| Jun 2023 | 2758.0457903964348 | 3.53 | 7.15 |
| Jul 2023 | 2806.810446610227 | 1.77 | 10.57 |
| Aug 2023 | 2883.893119949793 | 2.75 | 17.21 |
| Sep 2023 | 2927.2249786361863 | 1.50 | 9.43 |
| Oct 2023 | 3053.8959497741166 | 4.33 | 6.28 |
| Nov 2023 | 3000.528392260887 | -1.75 | 6.21 |
| Dec 2023 | 2816.630920272945 | -6.13 | 5.00 |
| Jan 2024 | 2766.8887190320074 | -1.77 | 4.94 |
| Feb 2024 | 2807.2093782392812 | 1.46 | 7.30 |
| Mar 2024 | 2825.888532236847 | 0.67 | 5.18 |
| Apr 2024 | 2881.9209299179065 | 1.98 | 9.49 |
| May 2024 | 2905.410090058793 | 0.82 | 9.06 |
| Jun 2024 | 2862.200620375067 | -1.49 | 3.78 |
| Jul 2024 | 2840.5405848171717 | -0.76 | 1.20 |
| Aug 2024 | 2740.9935712182437 | -3.50 | -4.95 |
| Sep 2024 | 2654.6251818649152 | -3.15 | -9.31 |
| Oct 2024 | 2731.1651392409617 | 2.88 | -10.57 |
| Nov 2024 | 2848.846647610128 | 4.31 | -5.05 |
| Dec 2024 | 2832.3643847047033 | -0.58 | 0.56 |
| Jan 2025 | 2910.1392967201405 | 2.75 | 5.18 |
| Feb 2025 | 2876.6071669521257 | -1.15 | 2.47 |
| Mar 2025 | 2811.846755642826 | -2.25 | -0.50 |
| Apr 2025 | 2821.7512085053513 | 0.35 | -2.09 |
| May 2025 | 2834.4677044474893 | 0.45 | -2.44 |
| Jun 2025 | 2823.9921184767973 | -0.37 | -1.33 |
| Jul 2025 | 2788.082231209716 | -1.27 | -1.85 |
| Aug 2025 | 2745.3121977283085 | -1.53 | 0.16 |
| Sep 2025 | 2678.083471079829 | -2.45 | 0.88 |
| Oct 2025 | 2653.6750582298605 | -0.91 | -2.84 |
| Nov 2025 | 2655.4691890418185 | 0.07 | -6.79 |
| Dec 2025 | 2648.8197493512544 | -0.25 | -6.48 |
| Jan 2026 | 2628.138983677945 | -0.78 | -9.69 |
| Feb 2026 | 2612.6119040859912 | -0.59 | -9.18 |
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