Racine, WI (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Racine, WI Metro in February 2026 was $1,438.717. The month over month percentage change (MoM) was 0.05%, and the year over year percentage change (YoY) was -4.00%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Racine, WI metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Racine, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Racine, WI (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Racine, WI (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Racine, WI (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 521.7979912728259 | -2.39 | -6.30 |
| Feb 2015 | 524.1536502813053 | 0.45 | -4.63 |
| Mar 2015 | 529.46694532239 | 1.01 | -4.58 |
| Apr 2015 | 525.6378638296795 | -0.72 | -5.82 |
| May 2015 | 539.3274730948584 | 2.60 | -2.35 |
| Jun 2015 | 550.0827515267728 | 1.99 | -0.40 |
| Jul 2015 | 555.7098844049441 | 1.02 | 0.75 |
| Aug 2015 | 548.3535649443533 | -1.32 | -0.52 |
| Sep 2015 | 550.6609474643292 | 0.42 | -0.74 |
| Oct 2015 | 547.8981638604861 | -0.50 | 0.36 |
| Nov 2015 | 560.9701571905377 | 2.39 | 3.24 |
| Dec 2015 | 564.914500778046 | 0.70 | 5.68 |
| Jan 2016 | 560.5386140882682 | -0.77 | 7.42 |
| Feb 2016 | 546.8654538210848 | -2.44 | 4.33 |
| Mar 2016 | 549.9305017786935 | 0.56 | 3.87 |
| Apr 2016 | 545.9343813201754 | -0.73 | 3.86 |
| May 2016 | 548.214025694026 | 0.42 | 1.65 |
| Jun 2016 | 548.7460743831989 | 0.10 | -0.24 |
| Jul 2016 | 541.3159013993674 | -1.35 | -2.59 |
| Aug 2016 | 542.8397366366806 | 0.28 | -1.01 |
| Sep 2016 | 546.873560074741 | 0.74 | -0.69 |
| Oct 2016 | 551.260241295057 | 0.80 | 0.61 |
| Nov 2016 | 575.8559494794625 | 4.46 | 2.65 |
| Dec 2016 | 610.6345331816369 | 6.04 | 8.09 |
| Jan 2017 | 610.1878664587704 | -0.07 | 8.86 |
| Feb 2017 | 613.7660099755763 | 0.59 | 12.23 |
| Mar 2017 | 618.3351452674063 | 0.74 | 12.44 |
| Apr 2017 | 610.914990070529 | -1.20 | 11.90 |
| May 2017 | 612.7097203090884 | 0.29 | 11.77 |
| Jun 2017 | 608.9720789179258 | -0.61 | 10.98 |
| Jul 2017 | 617.1746387377508 | 1.35 | 14.01 |
| Aug 2017 | 614.1187665215447 | -0.49 | 13.13 |
| Sep 2017 | 612.468110167783 | -0.27 | 11.99 |
| Oct 2017 | 623.6374394934008 | 1.82 | 13.13 |
| Nov 2017 | 630.5164156563948 | 1.10 | 9.49 |
| Dec 2017 | 637.2887211162036 | 1.07 | 4.37 |
| Jan 2018 | 647.8383965672995 | 1.66 | 6.17 |
| Feb 2018 | 675.7150503391572 | 4.30 | 10.09 |
| Mar 2018 | 689.858292538397 | 2.09 | 11.57 |
| Apr 2018 | 697.3890589379249 | 1.09 | 14.16 |
| May 2018 | 712.9866339199706 | 2.24 | 16.37 |
| Jun 2018 | 717.1492705691612 | 0.58 | 17.76 |
| Jul 2018 | 719.776014484784 | 0.37 | 16.62 |
| Aug 2018 | 727.1917309704844 | 1.03 | 18.41 |
| Sep 2018 | 739.4092230413767 | 1.68 | 20.73 |
| Oct 2018 | 761.0086613080275 | 2.92 | 22.03 |
| Nov 2018 | 768.7728371088059 | 1.02 | 21.93 |
| Dec 2018 | 753.9415574171439 | -1.93 | 18.31 |
| Jan 2019 | 743.3296358842284 | -1.41 | 14.74 |
| Feb 2019 | 740.0157676282789 | -0.45 | 9.52 |
| Mar 2019 | 734.7321600055308 | -0.71 | 6.51 |
| Apr 2019 | 728.4377887910244 | -0.86 | 4.45 |
| May 2019 | 726.0027533947035 | -0.33 | 1.83 |
| Jun 2019 | 705.0134234580923 | -2.89 | -1.69 |
| Jul 2019 | 703.2796301582202 | -0.25 | -2.29 |
| Aug 2019 | 691.7280823188617 | -1.64 | -4.88 |
| Sep 2019 | 692.5573203320952 | 0.12 | -6.34 |
| Oct 2019 | 701.9316493656954 | 1.35 | -7.76 |
| Nov 2019 | 705.2897845221372 | 0.48 | -8.26 |
| Dec 2019 | 710.8052455066995 | 0.78 | -5.72 |
| Jan 2020 | 705.8939498237556 | -0.69 | -5.04 |
| Feb 2020 | 695.7143425071531 | -1.44 | -5.99 |
| Mar 2020 | 699.4628390079722 | 0.54 | -4.80 |
| Apr 2020 | 692.7058101030335 | -0.97 | -4.90 |
| May 2020 | 689.6642761071969 | -0.44 | -5.00 |
| Jun 2020 | 683.4498841580443 | -0.90 | -3.06 |
| Jul 2020 | 670.414546444104 | -1.91 | -4.67 |
| Aug 2020 | 665.5651664616272 | -0.72 | -3.78 |
| Sep 2020 | 668.0185771624907 | 0.37 | -3.54 |
| Oct 2020 | 672.129775893523 | 0.62 | -4.25 |
| Nov 2020 | 676.4985868556316 | 0.65 | -4.08 |
| Dec 2020 | 679.4415674360341 | 0.44 | -4.41 |
| Jan 2021 | 692.3165762561896 | 1.90 | -1.92 |
| Feb 2021 | 707.5987624134439 | 2.21 | 1.71 |
| Mar 2021 | 742.1216556404084 | 4.88 | 6.10 |
| Apr 2021 | 751.0463751085997 | 1.20 | 8.42 |
| May 2021 | 753.533153201035 | 0.33 | 9.26 |
| Jun 2021 | 766.1326291850635 | 1.67 | 12.10 |
| Jul 2021 | 764.8743354494223 | -0.16 | 14.09 |
| Aug 2021 | 768.2219292832523 | 0.44 | 15.42 |
| Sep 2021 | 777.2203461471703 | 1.17 | 16.35 |
| Oct 2021 | 796.3934579487656 | 2.47 | 18.49 |
| Nov 2021 | 798.8076806412228 | 0.30 | 18.08 |
| Dec 2021 | 803.8536968661025 | 0.63 | 18.31 |
| Jan 2022 | 843.8323226754205 | 4.97 | 21.89 |
| Feb 2022 | 884.1176806292459 | 4.77 | 24.95 |
| Mar 2022 | 939.7911146372153 | 6.30 | 26.64 |
| Apr 2022 | 1047.649267648516 | 11.48 | 39.49 |
| May 2022 | 1092.7184410525485 | 4.30 | 45.01 |
| Jun 2022 | 1143.5967813625307 | 4.66 | 49.27 |
| Jul 2022 | 1137.1647109011803 | -0.56 | 48.67 |
| Aug 2022 | 1113.1193502101034 | -2.12 | 44.90 |
| Sep 2022 | 1220.2760598522032 | 9.63 | 57.01 |
| Oct 2022 | 1317.1294998003864 | 7.94 | 65.39 |
| Nov 2022 | 1300.9916216984673 | -1.23 | 62.87 |
| Dec 2022 | 1243.5451881309548 | -4.42 | 54.70 |
| Jan 2023 | 1237.2161542919182 | -0.51 | 46.62 |
| Feb 2023 | 1242.986736186711 | 0.47 | 40.59 |
| Mar 2023 | 1292.4111232527002 | 3.98 | 37.52 |
| Apr 2023 | 1277.7827014435427 | -1.13 | 21.97 |
| May 2023 | 1302.971106132868 | 1.97 | 19.24 |
| Jun 2023 | 1353.093829470019 | 3.85 | 18.32 |
| Jul 2023 | 1376.6854322648448 | 1.74 | 21.06 |
| Aug 2023 | 1413.5898335252466 | 2.68 | 26.99 |
| Sep 2023 | 1436.8513118758146 | 1.65 | 17.75 |
| Oct 2023 | 1502.8283288210475 | 4.59 | 14.10 |
| Nov 2023 | 1480.5087536969863 | -1.48 | 13.80 |
| Dec 2023 | 1390.1429474986123 | -6.10 | 11.79 |
| Jan 2024 | 1368.1744021689199 | -1.58 | 10.59 |
| Feb 2024 | 1393.6189188526146 | 1.86 | 12.12 |
| Mar 2024 | 1413.0768971622178 | 1.40 | 9.34 |
| Apr 2024 | 1452.4081623472975 | 2.78 | 13.67 |
| May 2024 | 1471.780722843071 | 1.33 | 12.96 |
| Jun 2024 | 1457.5294511270058 | -0.97 | 7.72 |
| Jul 2024 | 1452.2490333230055 | -0.36 | 5.49 |
| Aug 2024 | 1407.7925953628335 | -3.06 | -0.41 |
| Sep 2024 | 1366.9426263563435 | -2.90 | -4.86 |
| Oct 2024 | 1408.897267648975 | 3.07 | -6.25 |
| Nov 2024 | 1470.5852662222785 | 4.38 | -0.67 |
| Dec 2024 | 1462.7628830043395 | -0.53 | 5.22 |
| Jan 2025 | 1507.2439313604666 | 3.04 | 10.16 |
| Feb 2025 | 1498.6686257322808 | -0.57 | 7.54 |
| Mar 2025 | 1478.040316348989 | -1.38 | 4.60 |
| Apr 2025 | 1496.1154188480816 | 1.22 | 3.01 |
| May 2025 | 1514.5015742030585 | 1.23 | 2.90 |
| Jun 2025 | 1517.1608753734636 | 0.18 | 4.09 |
| Jul 2025 | 1503.2909963100153 | -0.91 | 3.52 |
| Aug 2025 | 1484.4866233006996 | -1.25 | 5.45 |
| Sep 2025 | 1452.310118715195 | -2.17 | 6.25 |
| Oct 2025 | 1441.5929118898755 | -0.74 | 2.32 |
| Nov 2025 | 1445.087421864845 | 0.24 | -1.73 |
| Dec 2025 | 1444.0266650788994 | -0.07 | -1.28 |
| Jan 2026 | 1438.021943482059 | -0.42 | -4.59 |
| Feb 2026 | 1438.717121906323 | 0.05 | -4.00 |
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