Raleigh, NC (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Raleigh, NC Metro in February 2026 was $2,081.444. The month over month percentage change (MoM) was -0.65%, and the year over year percentage change (YoY) was -10.35%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Raleigh, NC metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Raleigh, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Raleigh, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Raleigh, NC (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Raleigh, NC (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 804.0760469251927 | -1.83 | -4.39 |
| Feb 2015 | 812.6119545424227 | 1.06 | -2.31 |
| Mar 2015 | 823.3883048760687 | 1.33 | -2.00 |
| Apr 2015 | 817.47759478529 | -0.72 | -3.12 |
| May 2015 | 838.0582378497486 | 2.52 | 0.58 |
| Jun 2015 | 856.2696107558617 | 2.17 | 2.75 |
| Jul 2015 | 867.2692020796907 | 1.29 | 4.09 |
| Aug 2015 | 857.4855814275198 | -1.13 | 2.81 |
| Sep 2015 | 861.638053853649 | 0.48 | 2.42 |
| Oct 2015 | 857.9702651915179 | -0.43 | 3.34 |
| Nov 2015 | 879.9075525274166 | 2.56 | 6.10 |
| Dec 2015 | 888.4695942961101 | 0.97 | 8.48 |
| Jan 2016 | 884.9497295894328 | -0.40 | 10.06 |
| Feb 2016 | 867.5882951415703 | -1.96 | 6.77 |
| Mar 2016 | 875.7760666015242 | 0.94 | 6.36 |
| Apr 2016 | 870.360083227064 | -0.62 | 6.47 |
| May 2016 | 874.1552261991401 | 0.44 | 4.31 |
| Jun 2016 | 875.1870546209283 | 0.12 | 2.21 |
| Jul 2016 | 865.6034103950379 | -1.09 | -0.19 |
| Aug 2016 | 869.0001795984224 | 0.39 | 1.34 |
| Sep 2016 | 875.8759841719997 | 0.79 | 1.65 |
| Oct 2016 | 881.2813990406837 | 0.62 | 2.72 |
| Nov 2016 | 919.7856283969431 | 4.37 | 4.53 |
| Dec 2016 | 974.4610838406182 | 5.94 | 9.68 |
| Jan 2017 | 974.8069546861589 | 0.04 | 10.15 |
| Feb 2017 | 982.6832685847235 | 0.81 | 13.27 |
| Mar 2017 | 991.3475095847092 | 0.88 | 13.20 |
| Apr 2017 | 978.9943392242045 | -1.25 | 12.48 |
| May 2017 | 979.2060486701536 | 0.02 | 12.02 |
| Jun 2017 | 970.9615892674284 | -0.84 | 10.94 |
| Jul 2017 | 982.2427225634847 | 1.16 | 13.48 |
| Aug 2017 | 975.7920811436293 | -0.66 | 12.29 |
| Sep 2017 | 970.2893626333989 | -0.56 | 10.78 |
| Oct 2017 | 984.3847852589796 | 1.45 | 11.70 |
| Nov 2017 | 991.3299014348229 | 0.71 | 7.78 |
| Dec 2017 | 999.6158605451052 | 0.84 | 2.58 |
| Jan 2018 | 1015.0826280194198 | 1.55 | 4.13 |
| Feb 2018 | 1057.5716115457171 | 4.19 | 7.62 |
| Mar 2018 | 1077.8095996395723 | 1.91 | 8.72 |
| Apr 2018 | 1085.3526042125336 | 0.70 | 10.86 |
| May 2018 | 1104.896592964666 | 1.80 | 12.84 |
| Jun 2018 | 1106.184374526598 | 0.12 | 13.93 |
| Jul 2018 | 1105.2576818731038 | -0.08 | 12.52 |
| Aug 2018 | 1112.6384367814942 | 0.67 | 14.02 |
| Sep 2018 | 1127.742365363954 | 1.36 | 16.23 |
| Oct 2018 | 1159.3395811522657 | 2.80 | 17.77 |
| Nov 2018 | 1169.2832349195096 | 0.86 | 17.95 |
| Dec 2018 | 1143.7012268673113 | -2.19 | 14.41 |
| Jan 2019 | 1125.788180532327 | -1.57 | 10.91 |
| Feb 2019 | 1118.4729072389437 | -0.65 | 5.76 |
| Mar 2019 | 1110.2440791884626 | -0.74 | 3.01 |
| Apr 2019 | 1098.8428255852791 | -1.03 | 1.24 |
| May 2019 | 1093.2846804646215 | -0.51 | -1.05 |
| Jun 2019 | 1060.1024499008013 | -3.03 | -4.17 |
| Jul 2019 | 1057.0614256720448 | -0.29 | -4.36 |
| Aug 2019 | 1040.0275585829843 | -1.61 | -6.53 |
| Sep 2019 | 1041.4980095871751 | 0.14 | -7.65 |
| Oct 2019 | 1056.0237319282428 | 1.40 | -8.91 |
| Nov 2019 | 1061.5315487566131 | 0.52 | -9.21 |
| Dec 2019 | 1069.9780003880012 | 0.80 | -6.45 |
| Jan 2020 | 1062.7576998206885 | -0.67 | -5.60 |
| Feb 2020 | 1046.8997398651684 | -1.49 | -6.40 |
| Mar 2020 | 1049.6937623752233 | 0.27 | -5.45 |
| Apr 2020 | 1035.0054960689029 | -1.40 | -5.81 |
| May 2020 | 1028.0402519594454 | -0.67 | -5.97 |
| Jun 2020 | 1020.8710171333256 | -0.70 | -3.70 |
| Jul 2020 | 1004.8005898057489 | -1.57 | -4.94 |
| Aug 2020 | 1000.3521202819369 | -0.44 | -3.81 |
| Sep 2020 | 1004.2341897235636 | 0.39 | -3.58 |
| Oct 2020 | 1008.3052973895135 | 0.41 | -4.52 |
| Nov 2020 | 1011.4373855229451 | 0.31 | -4.72 |
| Dec 2020 | 1012.7520980271842 | 0.13 | -5.35 |
| Jan 2021 | 1031.9263431217405 | 1.89 | -2.90 |
| Feb 2021 | 1055.5571775615294 | 2.29 | 0.83 |
| Mar 2021 | 1107.9546954451885 | 4.96 | 5.55 |
| Apr 2021 | 1121.2380050221925 | 1.20 | 8.33 |
| May 2021 | 1127.221795260649 | 0.53 | 9.65 |
| Jun 2021 | 1153.9249422842609 | 2.37 | 13.03 |
| Jul 2021 | 1165.6356633842408 | 1.01 | 16.01 |
| Aug 2021 | 1189.1464214566352 | 2.02 | 18.87 |
| Sep 2021 | 1223.4251646823852 | 2.88 | 21.83 |
| Oct 2021 | 1275.0541394652282 | 4.22 | 26.46 |
| Nov 2021 | 1299.5275744428454 | 1.92 | 28.48 |
| Dec 2021 | 1327.9730017117956 | 2.19 | 31.13 |
| Jan 2022 | 1414.143418881474 | 6.49 | 37.04 |
| Feb 2022 | 1502.1756883335631 | 6.23 | 42.31 |
| Mar 2022 | 1619.2827324561422 | 7.80 | 46.15 |
| Apr 2022 | 1827.3789859975661 | 12.85 | 62.98 |
| May 2022 | 1927.176680839534 | 5.46 | 70.97 |
| Jun 2022 | 2029.9990839803033 | 5.34 | 75.92 |
| Jul 2022 | 2026.1137091178914 | -0.19 | 73.82 |
| Aug 2022 | 1984.2361474849827 | -2.07 | 66.86 |
| Sep 2022 | 2171.5345713081947 | 9.44 | 77.50 |
| Oct 2022 | 2337.4781981081 | 7.64 | 83.32 |
| Nov 2022 | 2296.004674979967 | -1.77 | 76.68 |
| Dec 2022 | 2177.3161252228997 | -5.17 | 63.96 |
| Jan 2023 | 2139.9002162448173 | -1.72 | 51.32 |
| Feb 2023 | 2123.052576708707 | -0.79 | 41.33 |
| Mar 2023 | 2180.149700617018 | 2.69 | 34.64 |
| Apr 2023 | 2135.4036593071855 | -2.05 | 16.86 |
| May 2023 | 2160.8754018280792 | 1.19 | 12.13 |
| Jun 2023 | 2238.2751587773123 | 3.58 | 10.26 |
| Jul 2023 | 2278.185307273646 | 1.78 | 12.44 |
| Aug 2023 | 2341.474874400662 | 2.78 | 18.00 |
| Sep 2023 | 2376.927646431576 | 1.51 | 9.46 |
| Oct 2023 | 2480.953230827439 | 4.38 | 6.14 |
| Nov 2023 | 2440.032021737404 | -1.65 | 6.27 |
| Dec 2023 | 2291.44468547197 | -6.09 | 5.24 |
| Jan 2024 | 2251.7092980864927 | -1.73 | 5.23 |
| Feb 2024 | 2286.992073898443 | 1.57 | 7.72 |
| Mar 2024 | 2308.1326632731275 | 0.92 | 5.87 |
| Apr 2024 | 2360.1212629426072 | 2.25 | 10.52 |
| May 2024 | 2384.2457083968247 | 1.02 | 10.34 |
| Jun 2024 | 2351.1882792476245 | -1.39 | 5.05 |
| Jul 2024 | 2333.1245247051775 | -0.77 | 2.41 |
| Aug 2024 | 2249.085283707236 | -3.60 | -3.95 |
| Sep 2024 | 2173.925412247865 | -3.34 | -8.54 |
| Oct 2024 | 2230.700679855405 | 2.61 | -10.09 |
| Nov 2024 | 2318.30610689493 | 3.93 | -4.99 |
| Dec 2024 | 2296.2280224577808 | -0.95 | 0.21 |
| Jan 2025 | 2352.409618733814 | 2.45 | 4.47 |
| Feb 2025 | 2321.830948111612 | -1.30 | 1.52 |
| Mar 2025 | 2270.233278425203 | -2.22 | -1.64 |
| Apr 2025 | 2281.4366557892918 | 0.49 | -3.33 |
| May 2025 | 2295.4522557853747 | 0.61 | -3.72 |
| Jun 2025 | 2288.175103425106 | -0.32 | -2.68 |
| Jul 2025 | 2257.2216000202166 | -1.35 | -3.25 |
| Aug 2025 | 2219.6516732894006 | -1.66 | -1.31 |
| Sep 2025 | 2161.891454440324 | -2.60 | -0.55 |
| Oct 2025 | 2136.4971835732044 | -1.17 | -4.22 |
| Nov 2025 | 2130.3224297456254 | -0.29 | -8.11 |
| Dec 2025 | 2116.722968040368 | -0.64 | -7.82 |
| Jan 2026 | 2094.9675790740057 | -1.03 | -10.94 |
| Feb 2026 | 2081.4441858223636 | -0.65 | -10.35 |
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