Reading, PA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Reading, PA Metro in February 2026 was $1,447.711. The month over month percentage change (MoM) was -0.49%, and the year over year percentage change (YoY) was -6.17%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Reading, PA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Reading, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Reading, PA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Reading, PA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Reading, PA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 563.0202110270307 | -2.22 | -7.52 |
| Feb 2015 | 565.9379997946736 | 0.52 | -5.46 |
| Mar 2015 | 570.0801881565676 | 0.73 | -5.16 |
| Apr 2015 | 563.6735874258856 | -1.12 | -6.33 |
| May 2015 | 576.3411550407919 | 2.25 | -3.01 |
| Jun 2015 | 586.9896384567697 | 1.85 | -1.29 |
| Jul 2015 | 592.7033023964983 | 0.97 | -0.35 |
| Aug 2015 | 584.3575875375006 | -1.41 | -1.77 |
| Sep 2015 | 585.6786500718655 | 0.23 | -2.18 |
| Oct 2015 | 581.0457797101873 | -0.79 | -1.26 |
| Nov 2015 | 592.3624425686304 | 1.95 | 1.24 |
| Dec 2015 | 595.0595518832711 | 0.46 | 3.34 |
| Jan 2016 | 589.5764538030709 | -0.92 | 4.72 |
| Feb 2016 | 576.4034871017839 | -2.23 | 1.85 |
| Mar 2016 | 580.0336024259316 | 0.63 | 1.75 |
| Apr 2016 | 574.5441812100745 | -0.95 | 1.93 |
| May 2016 | 575.0119990135146 | 0.08 | -0.23 |
| Jun 2016 | 574.2051669793166 | -0.14 | -2.18 |
| Jul 2016 | 566.5919318394522 | -1.33 | -4.40 |
| Aug 2016 | 567.9178826369725 | 0.23 | -2.81 |
| Sep 2016 | 571.7078896857844 | 0.67 | -2.38 |
| Oct 2016 | 574.9230673540023 | 0.56 | -1.05 |
| Nov 2016 | 599.2773367113107 | 4.24 | 1.17 |
| Dec 2016 | 633.7750739007889 | 5.76 | 6.51 |
| Jan 2017 | 632.3232095063252 | -0.23 | 7.25 |
| Feb 2017 | 634.5780575703811 | 0.36 | 10.09 |
| Mar 2017 | 637.7064565653484 | 0.49 | 9.94 |
| Apr 2017 | 627.823694177356 | -1.55 | 9.27 |
| May 2017 | 628.1731757275862 | 0.06 | 9.24 |
| Jun 2017 | 622.8585786138821 | -0.85 | 8.47 |
| Jul 2017 | 630.148332390935 | 1.17 | 11.22 |
| Aug 2017 | 625.574590005125 | -0.73 | 10.15 |
| Sep 2017 | 622.1452243681631 | -0.55 | 8.82 |
| Oct 2017 | 631.7542008133885 | 1.54 | 9.89 |
| Nov 2017 | 637.3951665208109 | 0.89 | 6.36 |
| Dec 2017 | 643.5805380495066 | 0.97 | 1.55 |
| Jan 2018 | 654.4014412004218 | 1.68 | 3.49 |
| Feb 2018 | 682.3677225320063 | 4.27 | 7.53 |
| Mar 2018 | 695.8796302634358 | 1.98 | 9.12 |
| Apr 2018 | 700.8808284430808 | 0.72 | 11.64 |
| May 2018 | 712.7737960630138 | 1.70 | 13.47 |
| Jun 2018 | 712.4240819928265 | -0.05 | 14.38 |
| Jul 2018 | 710.1486391605454 | -0.32 | 12.70 |
| Aug 2018 | 712.6029099232884 | 0.35 | 13.91 |
| Sep 2018 | 719.6175576520228 | 0.98 | 15.67 |
| Oct 2018 | 737.1079155025309 | 2.43 | 16.68 |
| Nov 2018 | 741.7941813752127 | 0.64 | 16.38 |
| Dec 2018 | 724.5460251061551 | -2.33 | 12.58 |
| Jan 2019 | 712.3722062991332 | -1.68 | 8.86 |
| Feb 2019 | 707.4190757890527 | -0.69 | 3.67 |
| Mar 2019 | 702.5296263774945 | -0.69 | 0.96 |
| Apr 2019 | 696.3694479917481 | -0.88 | -0.64 |
| May 2019 | 694.0217366943224 | -0.34 | -2.63 |
| Jun 2019 | 675.2673297200132 | -2.70 | -5.22 |
| Jul 2019 | 675.2322729173233 | 0.00 | -4.92 |
| Aug 2019 | 666.0079659255438 | -1.37 | -6.54 |
| Sep 2019 | 667.8558840358924 | 0.28 | -7.19 |
| Oct 2019 | 677.8931081402153 | 1.50 | -8.03 |
| Nov 2019 | 681.9774550116429 | 0.60 | -8.06 |
| Dec 2019 | 686.9251455100367 | 0.73 | -5.19 |
| Jan 2020 | 682.2854877218114 | -0.67 | -4.22 |
| Feb 2020 | 673.0269964203809 | -1.36 | -4.86 |
| Mar 2020 | 678.0122467689312 | 0.74 | -3.49 |
| Apr 2020 | 673.5879932246208 | -0.65 | -3.27 |
| May 2020 | 673.2934006664752 | -0.04 | -2.99 |
| Jun 2020 | 670.2536545170341 | -0.45 | -0.74 |
| Jul 2020 | 658.9738064873217 | -1.68 | -2.41 |
| Aug 2020 | 655.1640327650066 | -0.58 | -1.63 |
| Sep 2020 | 657.7274756306691 | 0.39 | -1.52 |
| Oct 2020 | 661.3931293511652 | 0.56 | -2.43 |
| Nov 2020 | 665.7039945566067 | 0.65 | -2.39 |
| Dec 2020 | 668.6007199466104 | 0.44 | -2.67 |
| Jan 2021 | 682.2161411793917 | 2.04 | -0.01 |
| Feb 2021 | 697.8620632265345 | 2.29 | 3.69 |
| Mar 2021 | 733.0406633549001 | 5.04 | 8.12 |
| Apr 2021 | 740.9341126625238 | 1.08 | 10.00 |
| May 2021 | 741.9348802444924 | 0.14 | 10.20 |
| Jun 2021 | 753.9251189922779 | 1.62 | 12.48 |
| Jul 2021 | 751.1690348223115 | -0.37 | 13.99 |
| Aug 2021 | 750.3899398169044 | -0.10 | 14.54 |
| Sep 2021 | 751.310322335166 | 0.12 | 14.23 |
| Oct 2021 | 764.3678964177641 | 1.74 | 15.57 |
| Nov 2021 | 764.8499370910494 | 0.06 | 14.89 |
| Dec 2021 | 772.2776998788381 | 0.97 | 15.51 |
| Jan 2022 | 818.2886924743466 | 5.96 | 19.95 |
| Feb 2022 | 869.0220134306174 | 6.20 | 24.53 |
| Mar 2022 | 935.7326969095776 | 7.68 | 27.65 |
| Apr 2022 | 1050.3002934986696 | 12.24 | 41.75 |
| May 2022 | 1096.9348113406552 | 4.44 | 47.85 |
| Jun 2022 | 1147.2670263200084 | 4.59 | 52.17 |
| Jul 2022 | 1140.9384616995787 | -0.55 | 51.89 |
| Aug 2022 | 1120.1961981089696 | -1.82 | 49.28 |
| Sep 2022 | 1235.146048771234 | 10.26 | 64.40 |
| Oct 2022 | 1344.4945045264726 | 8.85 | 75.90 |
| Nov 2022 | 1336.418526670125 | -0.60 | 74.73 |
| Dec 2022 | 1280.4496990994699 | -4.19 | 65.80 |
| Jan 2023 | 1268.8320875074621 | -0.91 | 55.06 |
| Feb 2023 | 1266.6546404562746 | -0.17 | 45.76 |
| Mar 2023 | 1307.560909959494 | 3.23 | 39.74 |
| Apr 2023 | 1286.6370905702338 | -1.60 | 22.50 |
| May 2023 | 1308.3459617745395 | 1.69 | 19.27 |
| Jun 2023 | 1360.7186641688086 | 4.00 | 18.61 |
| Jul 2023 | 1391.1380219958785 | 2.24 | 21.93 |
| Aug 2023 | 1437.610004313486 | 3.34 | 28.34 |
| Sep 2023 | 1467.9943553856597 | 2.11 | 18.85 |
| Oct 2023 | 1540.0050394484454 | 4.91 | 14.54 |
| Nov 2023 | 1519.3038956303653 | -1.34 | 13.69 |
| Dec 2023 | 1431.726169553782 | -5.76 | 11.81 |
| Jan 2024 | 1410.8042166505447 | -1.46 | 11.19 |
| Feb 2024 | 1436.09662679672 | 1.79 | 13.38 |
| Mar 2024 | 1450.0298794941161 | 0.97 | 10.90 |
| Apr 2024 | 1483.8537628585536 | 2.33 | 15.33 |
| May 2024 | 1501.9076253049298 | 1.22 | 14.79 |
| Jun 2024 | 1486.1099850158016 | -1.05 | 9.22 |
| Jul 2024 | 1480.5081904709814 | -0.38 | 6.42 |
| Aug 2024 | 1432.5540821715865 | -3.24 | -0.35 |
| Sep 2024 | 1391.242022456848 | -2.88 | -5.23 |
| Oct 2024 | 1437.0132607731018 | 3.29 | -6.69 |
| Nov 2024 | 1506.1611467007908 | 4.81 | -0.86 |
| Dec 2024 | 1505.055368778698 | -0.07 | 5.12 |
| Jan 2025 | 1554.3607314549909 | 3.28 | 10.18 |
| Feb 2025 | 1542.9097809273153 | -0.74 | 7.44 |
| Mar 2025 | 1514.07148061982 | -1.87 | 4.42 |
| Apr 2025 | 1524.2535904470592 | 0.67 | 2.72 |
| May 2025 | 1539.2673390871764 | 0.99 | 2.49 |
| Jun 2025 | 1540.700626346928 | 0.09 | 3.67 |
| Jul 2025 | 1531.231949032246 | -0.61 | 3.43 |
| Aug 2025 | 1515.5113096391328 | -1.03 | 5.79 |
| Sep 2025 | 1484.4034851164054 | -2.05 | 6.70 |
| Oct 2025 | 1470.3305458441082 | -0.95 | 2.32 |
| Nov 2025 | 1469.4133796494161 | -0.06 | -2.44 |
| Dec 2025 | 1464.959493884652 | -0.30 | -2.66 |
| Jan 2026 | 1454.8139271184514 | -0.69 | -6.40 |
| Feb 2026 | 1447.7105110118525 | -0.49 | -6.17 |
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