Richmond, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Richmond, VA Metro in February 2026 was $1,850.92. The month over month percentage change (MoM) was -0.37%, and the year over year percentage change (YoY) was -6.38%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Richmond, VA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Richmond, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Richmond, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Richmond, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Richmond, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 726.3793754433923 | -2.12 | -6.40 |
| Feb 2015 | 731.1313909623734 | 0.65 | -4.51 |
| Mar 2015 | 737.4123022393686 | 0.86 | -4.37 |
| Apr 2015 | 730.0894581037708 | -0.99 | -5.48 |
| May 2015 | 747.9135415199996 | 2.44 | -1.88 |
| Jun 2015 | 764.1331860018807 | 2.17 | 0.35 |
| Jul 2015 | 773.7754077611612 | 1.26 | 1.82 |
| Aug 2015 | 764.8814575620383 | -1.15 | 0.72 |
| Sep 2015 | 767.6120484062188 | 0.36 | 0.36 |
| Oct 2015 | 763.1466238480314 | -0.58 | 1.15 |
| Nov 2015 | 780.5455943806481 | 2.28 | 3.75 |
| Dec 2015 | 786.5405193256388 | 0.77 | 5.98 |
| Jan 2016 | 781.9294511713749 | -0.59 | 7.65 |
| Feb 2016 | 765.8108877448904 | -2.06 | 4.74 |
| Mar 2016 | 771.838686533219 | 0.79 | 4.67 |
| Apr 2016 | 765.4864482427668 | -0.82 | 4.85 |
| May 2016 | 767.1990109130472 | 0.22 | 2.58 |
| Jun 2016 | 767.429459456189 | 0.03 | 0.43 |
| Jul 2016 | 758.4867319727033 | -1.16 | -1.98 |
| Aug 2016 | 761.0378788124549 | 0.34 | -0.50 |
| Sep 2016 | 766.5223008927453 | 0.72 | -0.14 |
| Oct 2016 | 771.2972570872276 | 0.62 | 1.07 |
| Nov 2016 | 804.9228105146516 | 4.36 | 3.12 |
| Dec 2016 | 852.5230094755107 | 5.91 | 8.39 |
| Jan 2017 | 852.1519456389327 | -0.04 | 8.98 |
| Feb 2017 | 858.2776971283516 | 0.72 | 12.07 |
| Mar 2017 | 865.3086397905571 | 0.82 | 12.11 |
| Apr 2017 | 853.9457534075422 | -1.31 | 11.56 |
| May 2017 | 853.8164977402425 | -0.01 | 11.29 |
| Jun 2017 | 846.0157209197477 | -0.91 | 10.24 |
| Jul 2017 | 855.0970952013085 | 1.07 | 12.74 |
| Aug 2017 | 848.7578099742817 | -0.74 | 11.53 |
| Sep 2017 | 843.9712351633098 | -0.56 | 10.10 |
| Oct 2017 | 857.0596112149035 | 1.55 | 11.12 |
| Nov 2017 | 864.0895752241798 | 0.82 | 7.35 |
| Dec 2017 | 871.6320095964425 | 0.87 | 2.24 |
| Jan 2018 | 884.54585195687 | 1.48 | 3.80 |
| Feb 2018 | 921.0359901327776 | 4.13 | 7.31 |
| Mar 2018 | 938.1948075140982 | 1.86 | 8.42 |
| Apr 2018 | 944.8629123277323 | 0.71 | 10.65 |
| May 2018 | 961.6262645262946 | 1.77 | 12.63 |
| Jun 2018 | 962.1850187680143 | 0.06 | 13.73 |
| Jul 2018 | 961.1120464495974 | -0.11 | 12.40 |
| Aug 2018 | 967.2679802284766 | 0.64 | 13.96 |
| Sep 2018 | 980.742862936584 | 1.39 | 16.21 |
| Oct 2018 | 1007.2314395597 | 2.70 | 17.52 |
| Nov 2018 | 1014.6293433553186 | 0.73 | 17.42 |
| Dec 2018 | 990.4933936754414 | -2.38 | 13.64 |
| Jan 2019 | 974.0949153366628 | -1.66 | 10.12 |
| Feb 2019 | 968.3546362549505 | -0.59 | 5.14 |
| Mar 2019 | 962.3507186739229 | -0.62 | 2.58 |
| Apr 2019 | 954.1271294503161 | -0.85 | 0.98 |
| May 2019 | 949.941117097981 | -0.44 | -1.22 |
| Jun 2019 | 922.3891883526325 | -2.90 | -4.14 |
| Jul 2019 | 920.2405756345238 | -0.23 | -4.25 |
| Aug 2019 | 906.2425141659102 | -1.52 | -6.31 |
| Sep 2019 | 908.0701513834705 | 0.20 | -7.41 |
| Oct 2019 | 921.0186586536721 | 1.43 | -8.56 |
| Nov 2019 | 926.1635636692814 | 0.56 | -8.72 |
| Dec 2019 | 933.6876527319906 | 0.81 | -5.73 |
| Jan 2020 | 927.7905345301817 | -0.63 | -4.75 |
| Feb 2020 | 914.5341735138353 | -1.43 | -5.56 |
| Mar 2020 | 917.4732505148181 | 0.32 | -4.66 |
| Apr 2020 | 904.8420300026723 | -1.38 | -5.16 |
| May 2020 | 898.7518592580204 | -0.67 | -5.39 |
| Jun 2020 | 892.7516102979009 | -0.67 | -3.21 |
| Jul 2020 | 879.6907746338223 | -1.46 | -4.41 |
| Aug 2020 | 876.9475111914936 | -0.31 | -3.23 |
| Sep 2020 | 881.3878414089572 | 0.51 | -2.94 |
| Oct 2020 | 886.785331216909 | 0.61 | -3.72 |
| Nov 2020 | 891.8052227142114 | 0.57 | -3.71 |
| Dec 2020 | 895.3495967160077 | 0.40 | -4.11 |
| Jan 2021 | 913.6998672032755 | 2.05 | -1.52 |
| Feb 2021 | 934.9561483049923 | 2.33 | 2.23 |
| Mar 2021 | 981.2852962596228 | 4.96 | 6.96 |
| Apr 2021 | 991.7327570400852 | 1.07 | 9.60 |
| May 2021 | 993.0067548626472 | 0.13 | 10.49 |
| Jun 2021 | 1008.0771654601236 | 1.52 | 12.92 |
| Jul 2021 | 1004.7149071409 | -0.33 | 14.21 |
| Aug 2021 | 1007.5421806898603 | 0.28 | 14.89 |
| Sep 2021 | 1016.8240616211832 | 0.92 | 15.37 |
| Oct 2021 | 1040.8514302520616 | 2.36 | 17.37 |
| Nov 2021 | 1045.2541668911092 | 0.42 | 17.21 |
| Dec 2021 | 1056.8503942018194 | 1.11 | 18.04 |
| Jan 2022 | 1117.7436684445272 | 5.76 | 22.33 |
| Feb 2022 | 1179.8946160928906 | 5.56 | 26.20 |
| Mar 2022 | 1260.2548150224811 | 6.81 | 28.43 |
| Apr 2022 | 1406.6029770655248 | 11.61 | 41.83 |
| May 2022 | 1468.0402709517089 | 4.37 | 47.84 |
| Jun 2022 | 1538.9456897507444 | 4.83 | 52.66 |
| Jul 2022 | 1537.104822683732 | -0.12 | 52.99 |
| Aug 2022 | 1512.128496065704 | -1.62 | 50.08 |
| Sep 2022 | 1666.247316708897 | 10.19 | 63.87 |
| Oct 2022 | 1806.577851275902 | 8.42 | 73.57 |
| Nov 2022 | 1791.3613794136982 | -0.84 | 71.38 |
| Dec 2022 | 1715.0931009668116 | -4.26 | 62.28 |
| Jan 2023 | 1701.679671119198 | -0.78 | 52.24 |
| Feb 2023 | 1700.391601617372 | -0.08 | 44.11 |
| Mar 2023 | 1755.9712621575118 | 3.27 | 39.34 |
| Apr 2023 | 1727.3302693805874 | -1.63 | 22.80 |
| May 2023 | 1756.3684582741732 | 1.68 | 19.64 |
| Jun 2023 | 1825.2505330019553 | 3.92 | 18.60 |
| Jul 2023 | 1862.3625695161868 | 2.03 | 21.16 |
| Aug 2023 | 1914.8216776458487 | 2.82 | 26.63 |
| Sep 2023 | 1945.3581999278395 | 1.60 | 16.75 |
| Oct 2023 | 2031.1424572607002 | 4.41 | 12.43 |
| Nov 2023 | 1999.6570679876002 | -1.55 | 11.63 |
| Dec 2023 | 1881.7582081039097 | -5.90 | 9.72 |
| Jan 2024 | 1852.7350744787932 | -1.54 | 8.88 |
| Feb 2024 | 1884.948541163273 | 1.74 | 10.85 |
| Mar 2024 | 1904.853979064588 | 1.06 | 8.48 |
| Apr 2024 | 1953.0590995600007 | 2.53 | 13.07 |
| May 2024 | 1979.403485951164 | 1.35 | 12.70 |
| Jun 2024 | 1957.998153676678 | -1.08 | 7.27 |
| Jul 2024 | 1947.9462756949692 | -0.51 | 4.60 |
| Aug 2024 | 1883.711873664043 | -3.30 | -1.62 |
| Sep 2024 | 1825.932143381567 | -3.07 | -6.14 |
| Oct 2024 | 1879.5238728333113 | 2.94 | -7.46 |
| Nov 2024 | 1957.881729828385 | 4.17 | -2.09 |
| Dec 2024 | 1944.1830463398085 | -0.70 | 3.32 |
| Jan 2025 | 1996.9913531014083 | 2.72 | 7.79 |
| Feb 2025 | 1977.0454606738085 | -1.00 | 4.89 |
| Mar 2025 | 1938.6407971786882 | -1.94 | 1.77 |
| Apr 2025 | 1952.3971368985874 | 0.71 | -0.03 |
| May 2025 | 1968.687298172234 | 0.83 | -0.54 |
| Jun 2025 | 1967.6086068288696 | -0.05 | 0.49 |
| Jul 2025 | 1948.6907505063066 | -0.96 | 0.04 |
| Aug 2025 | 1924.846915694039 | -1.22 | 2.18 |
| Sep 2025 | 1883.4903234408855 | -2.15 | 3.15 |
| Oct 2025 | 1870.3695768686694 | -0.70 | -0.49 |
| Nov 2025 | 1873.483183378971 | 0.17 | -4.31 |
| Dec 2025 | 1870.2509531402836 | -0.17 | -3.80 |
| Jan 2026 | 1857.7344095005633 | -0.67 | -6.97 |
| Feb 2026 | 1850.9196592203962 | -0.37 | -6.38 |
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