Rochester, MN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Rochester, MN Metro in February 2026 was $1,592.027. The month over month percentage change (MoM) was -0.13%, and the year over year percentage change (YoY) was -4.69%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Rochester, MN metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Rochester, MN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Rochester, MN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rochester, MN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rochester, MN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 624.0800489375711 | -2.26 | -6.68 |
| Feb 2015 | 628.053608985783 | 0.64 | -4.59 |
| Mar 2015 | 633.5646506674939 | 0.88 | -4.19 |
| Apr 2015 | 627.8603360741611 | -0.90 | -5.16 |
| May 2015 | 644.269889058739 | 2.61 | -1.39 |
| Jun 2015 | 659.9341821956826 | 2.43 | 0.92 |
| Jul 2015 | 669.372705603765 | 1.43 | 2.29 |
| Aug 2015 | 662.5175822992169 | -1.02 | 1.08 |
| Sep 2015 | 666.2284642434123 | 0.56 | 0.76 |
| Oct 2015 | 663.6965557510783 | -0.38 | 1.81 |
| Nov 2015 | 679.8884717137236 | 2.44 | 4.75 |
| Dec 2015 | 685.4689654594544 | 0.82 | 7.36 |
| Jan 2016 | 681.285812265482 | -0.61 | 9.17 |
| Feb 2016 | 667.3661748303813 | -2.04 | 6.26 |
| Mar 2016 | 672.6936298198444 | 0.80 | 6.18 |
| Apr 2016 | 669.3525114012946 | -0.50 | 6.61 |
| May 2016 | 673.4591813346947 | 0.61 | 4.53 |
| Jun 2016 | 676.8729413759478 | 0.51 | 2.57 |
| Jul 2016 | 670.9546569267098 | -0.87 | 0.24 |
| Aug 2016 | 675.0121507454943 | 0.61 | 1.89 |
| Sep 2016 | 681.9501421706252 | 1.03 | 2.36 |
| Oct 2016 | 687.8707599281311 | 0.87 | 3.64 |
| Nov 2016 | 718.4721135960322 | 4.45 | 5.68 |
| Dec 2016 | 760.7810846137567 | 5.89 | 10.99 |
| Jan 2017 | 760.5612300662566 | -0.03 | 11.64 |
| Feb 2017 | 766.8478371574874 | 0.83 | 14.91 |
| Mar 2017 | 774.2998215039254 | 0.97 | 15.10 |
| Apr 2017 | 766.7591562211684 | -0.97 | 14.55 |
| May 2017 | 770.6187680265605 | 0.50 | 14.43 |
| Jun 2017 | 768.0423801091255 | -0.33 | 13.47 |
| Jul 2017 | 779.2395706137728 | 1.46 | 16.14 |
| Aug 2017 | 774.773337833286 | -0.57 | 14.78 |
| Sep 2017 | 771.2443309849031 | -0.45 | 13.09 |
| Oct 2017 | 783.9799759063177 | 1.65 | 13.97 |
| Nov 2017 | 791.6381879324022 | 0.98 | 10.18 |
| Dec 2017 | 799.5064396126666 | 0.99 | 5.09 |
| Jan 2018 | 812.6531881380447 | 1.64 | 6.85 |
| Feb 2018 | 847.0526242558683 | 4.23 | 10.46 |
| Mar 2018 | 863.112601705137 | 1.90 | 11.47 |
| Apr 2018 | 869.2638319675316 | 0.71 | 13.37 |
| May 2018 | 885.0101795895947 | 1.81 | 14.84 |
| Jun 2018 | 886.6956868504722 | 0.19 | 15.45 |
| Jul 2018 | 886.6131467073236 | -0.01 | 13.78 |
| Aug 2018 | 893.1058350685674 | 0.73 | 15.27 |
| Sep 2018 | 906.1163039672736 | 1.46 | 17.49 |
| Oct 2018 | 931.3001049194098 | 2.78 | 18.79 |
| Nov 2018 | 938.7182790719215 | 0.80 | 18.58 |
| Dec 2018 | 916.8984658691675 | -2.32 | 14.68 |
| Jan 2019 | 901.7654097153974 | -1.65 | 10.97 |
| Feb 2019 | 895.7866697379632 | -0.66 | 5.75 |
| Mar 2019 | 889.7341422733663 | -0.68 | 3.08 |
| Apr 2019 | 881.3990061995203 | -0.94 | 1.40 |
| May 2019 | 877.639945674286 | -0.43 | -0.83 |
| Jun 2019 | 852.4638227430747 | -2.87 | -3.86 |
| Jul 2019 | 850.9646722776149 | -0.18 | -4.02 |
| Aug 2019 | 837.7276560122461 | -1.56 | -6.20 |
| Sep 2019 | 837.9413626604636 | 0.03 | -7.52 |
| Oct 2019 | 849.0762865205298 | 1.33 | -8.83 |
| Nov 2019 | 853.4755494487853 | 0.52 | -9.08 |
| Dec 2019 | 860.4011400937862 | 0.81 | -6.16 |
| Jan 2020 | 854.3160609393899 | -0.71 | -5.26 |
| Feb 2020 | 841.6203241630946 | -1.49 | -6.05 |
| Mar 2020 | 844.5965243344347 | 0.35 | -5.07 |
| Apr 2020 | 833.9276513816068 | -1.26 | -5.39 |
| May 2020 | 828.8424427427772 | -0.61 | -5.56 |
| Jun 2020 | 823.0292159479669 | -0.70 | -3.45 |
| Jul 2020 | 809.3623876632136 | -1.66 | -4.89 |
| Aug 2020 | 805.3356348959621 | -0.50 | -3.87 |
| Sep 2020 | 808.4025453887111 | 0.38 | -3.52 |
| Oct 2020 | 812.9195738536215 | 0.56 | -4.26 |
| Nov 2020 | 816.8457454580215 | 0.48 | -4.29 |
| Dec 2020 | 818.7457229291423 | 0.23 | -4.84 |
| Jan 2021 | 833.2166890242912 | 1.77 | -2.47 |
| Feb 2021 | 849.9448931985048 | 2.01 | 0.99 |
| Mar 2021 | 889.0435093816025 | 4.60 | 5.26 |
| Apr 2021 | 896.5310812736127 | 0.84 | 7.51 |
| May 2021 | 897.5365412014777 | 0.11 | 8.29 |
| Jun 2021 | 912.8583139138634 | 1.71 | 10.91 |
| Jul 2021 | 913.1129104433772 | 0.03 | 12.82 |
| Aug 2021 | 917.7393975176817 | 0.51 | 13.96 |
| Sep 2021 | 927.1639058988471 | 1.03 | 14.69 |
| Oct 2021 | 947.938169185178 | 2.24 | 16.61 |
| Nov 2021 | 951.0756541308192 | 0.33 | 16.43 |
| Dec 2021 | 960.1261234932058 | 0.95 | 17.27 |
| Jan 2022 | 1013.8591620437038 | 5.60 | 21.68 |
| Feb 2022 | 1069.5030337428534 | 5.49 | 25.83 |
| Mar 2022 | 1144.1117715422868 | 6.98 | 28.69 |
| Apr 2022 | 1278.925014646981 | 11.78 | 42.65 |
| May 2022 | 1333.8395413417281 | 4.29 | 48.61 |
| Jun 2022 | 1391.049982967491 | 4.29 | 52.38 |
| Jul 2022 | 1377.7845167014063 | -0.95 | 50.89 |
| Aug 2022 | 1342.9671534232618 | -2.53 | 46.33 |
| Sep 2022 | 1468.7725215682613 | 9.37 | 58.42 |
| Oct 2022 | 1585.2399153864733 | 7.93 | 67.23 |
| Nov 2022 | 1565.8395456468916 | -1.22 | 64.64 |
| Dec 2022 | 1493.114224447546 | -4.64 | 55.51 |
| Jan 2023 | 1475.8669027387039 | -1.15 | 45.57 |
| Feb 2023 | 1471.6045304574295 | -0.29 | 37.60 |
| Mar 2023 | 1518.6489111878714 | 3.20 | 32.74 |
| Apr 2023 | 1493.440128273705 | -1.66 | 16.77 |
| May 2023 | 1515.596252178533 | 1.48 | 13.63 |
| Jun 2023 | 1571.3662301499382 | 3.68 | 12.96 |
| Jul 2023 | 1598.93625872434 | 1.76 | 16.05 |
| Aug 2023 | 1641.919175881908 | 2.69 | 22.26 |
| Sep 2023 | 1666.334729657849 | 1.49 | 13.45 |
| Oct 2023 | 1737.0375230169047 | 4.24 | 9.58 |
| Nov 2023 | 1706.9650588455388 | -1.73 | 9.01 |
| Dec 2023 | 1602.3581516760298 | -6.13 | 7.32 |
| Jan 2024 | 1575.170471912871 | -1.70 | 6.73 |
| Feb 2024 | 1599.5789485972307 | 1.55 | 8.70 |
| Mar 2024 | 1614.006264890943 | 0.90 | 6.28 |
| Apr 2024 | 1651.4343140201213 | 2.32 | 10.58 |
| May 2024 | 1669.8036603364483 | 1.11 | 10.18 |
| Jun 2024 | 1647.621918812635 | -1.33 | 4.85 |
| Jul 2024 | 1635.3665902188077 | -0.74 | 2.28 |
| Aug 2024 | 1578.8062291415774 | -3.46 | -3.84 |
| Sep 2024 | 1529.1365122824525 | -3.15 | -8.23 |
| Oct 2024 | 1575.193174516463 | 3.01 | -9.32 |
| Nov 2024 | 1643.6938093220367 | 4.35 | -3.71 |
| Dec 2024 | 1637.2802733307744 | -0.39 | 2.18 |
| Jan 2025 | 1685.374867791211 | 2.94 | 7.00 |
| Feb 2025 | 1670.3304725976775 | -0.89 | 4.42 |
| Mar 2025 | 1636.372695211909 | -2.03 | 1.39 |
| Apr 2025 | 1647.4246169938074 | 0.68 | -0.24 |
| May 2025 | 1662.3062248807812 | 0.90 | -0.45 |
| Jun 2025 | 1665.0437363463907 | 0.17 | 1.06 |
| Jul 2025 | 1653.0250682681378 | -0.72 | 1.08 |
| Aug 2025 | 1636.4317123793605 | -1.00 | 3.65 |
| Sep 2025 | 1604.0609056823882 | -1.98 | 4.90 |
| Oct 2025 | 1595.528853102861 | -0.53 | 1.29 |
| Nov 2025 | 1601.0313938081574 | 0.35 | -2.60 |
| Dec 2025 | 1601.922763571392 | 0.06 | -2.16 |
| Jan 2026 | 1594.1505072521563 | -0.48 | -5.41 |
| Feb 2026 | 1592.026906555054 | -0.13 | -4.69 |
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