Rochester, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Rochester, NY Metro in February 2026 was $1,277.702. The month over month percentage change (MoM) was -0.24%, and the year over year percentage change (YoY) was -5.06%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Rochester, NY metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Rochester, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Rochester, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rochester, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rochester, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 473.8505573769104 | -2.03 | -7.45 |
| Feb 2015 | 477.44496362236424 | 0.76 | -5.59 |
| Mar 2015 | 481.29606443225003 | 0.81 | -5.45 |
| Apr 2015 | 476.111386612491 | -1.08 | -6.55 |
| May 2015 | 486.3006220280553 | 2.14 | -2.96 |
| Jun 2015 | 495.5665840222684 | 1.91 | -0.75 |
| Jul 2015 | 500.69016255005 | 1.03 | 0.71 |
| Aug 2015 | 495.03820341944487 | -1.13 | -0.29 |
| Sep 2015 | 496.98658463171785 | 0.39 | -0.56 |
| Oct 2015 | 494.1271804921912 | -0.57 | 0.39 |
| Nov 2015 | 504.74888984767733 | 2.15 | 2.96 |
| Dec 2015 | 507.9830260972639 | 0.64 | 5.03 |
| Jan 2016 | 504.5131781383087 | -0.68 | 6.47 |
| Feb 2016 | 494.4531854965318 | -1.99 | 3.56 |
| Mar 2016 | 499.7920046879348 | 1.08 | 3.84 |
| Apr 2016 | 498.5184516761272 | -0.25 | 4.71 |
| May 2016 | 503.0698726609096 | 0.91 | 3.45 |
| Jun 2016 | 505.8879271542716 | 0.56 | 2.08 |
| Jul 2016 | 500.7725863238193 | -1.01 | 0.02 |
| Aug 2016 | 502.3930884523318 | 0.32 | 1.49 |
| Sep 2016 | 505.7230365550203 | 0.66 | 1.76 |
| Oct 2016 | 509.18022637593003 | 0.68 | 3.05 |
| Nov 2016 | 531.6648528538711 | 4.42 | 5.33 |
| Dec 2016 | 563.4702693449932 | 5.98 | 10.92 |
| Jan 2017 | 563.0821795581534 | -0.07 | 11.61 |
| Feb 2017 | 565.8799605757415 | 0.50 | 14.45 |
| Mar 2017 | 568.2353314100128 | 0.42 | 13.69 |
| Apr 2017 | 559.2326418167677 | -1.58 | 12.18 |
| May 2017 | 559.4041170715526 | 0.03 | 11.20 |
| Jun 2017 | 555.1257055872422 | -0.76 | 9.73 |
| Jul 2017 | 560.6004507404759 | 0.99 | 11.95 |
| Aug 2017 | 553.5428686208447 | -1.26 | 10.18 |
| Sep 2017 | 545.8938462641937 | -1.38 | 7.94 |
| Oct 2017 | 549.5236486771164 | 0.67 | 7.92 |
| Nov 2017 | 549.3190283597426 | -0.04 | 3.32 |
| Dec 2017 | 550.3959256568219 | 0.20 | -2.32 |
| Jan 2018 | 555.6480115120781 | 0.95 | -1.32 |
| Feb 2018 | 575.7193279971275 | 3.61 | 1.74 |
| Mar 2018 | 584.1181043336156 | 1.46 | 2.80 |
| Apr 2018 | 586.0342253055776 | 0.33 | 4.79 |
| May 2018 | 594.9633228545127 | 1.52 | 6.36 |
| Jun 2018 | 595.1262224980488 | 0.03 | 7.21 |
| Jul 2018 | 595.5428915321893 | 0.07 | 6.23 |
| Aug 2018 | 601.5842420896585 | 1.01 | 8.68 |
| Sep 2018 | 611.2381148818374 | 1.61 | 11.97 |
| Oct 2018 | 628.0519139219124 | 2.75 | 14.29 |
| Nov 2018 | 632.2044075009613 | 0.66 | 15.09 |
| Dec 2018 | 616.5999038775744 | -2.47 | 12.03 |
| Jan 2019 | 606.328903439591 | -1.67 | 9.12 |
| Feb 2019 | 602.4133300250065 | -0.65 | 4.64 |
| Mar 2019 | 598.2287509067617 | -0.69 | 2.42 |
| Apr 2019 | 591.7483464207927 | -1.08 | 0.98 |
| May 2019 | 588.590703076601 | -0.53 | -1.07 |
| Jun 2019 | 571.9928309685241 | -2.82 | -3.89 |
| Jul 2019 | 571.9757000665893 | 0.00 | -3.96 |
| Aug 2019 | 564.1886403287658 | -1.36 | -6.22 |
| Sep 2019 | 565.8915111887653 | 0.30 | -7.42 |
| Oct 2019 | 574.6125495479042 | 1.54 | -8.51 |
| Nov 2019 | 578.3622216633883 | 0.65 | -8.52 |
| Dec 2019 | 583.0182433454594 | 0.81 | -5.45 |
| Jan 2020 | 578.9100473086745 | -0.70 | -4.52 |
| Feb 2020 | 570.0794174283635 | -1.52 | -5.37 |
| Mar 2020 | 571.337681180926 | 0.22 | -4.49 |
| Apr 2020 | 563.4415591198721 | -1.38 | -4.78 |
| May 2020 | 560.8961667741864 | -0.45 | -4.70 |
| Jun 2020 | 559.231404232272 | -0.30 | -2.23 |
| Jul 2020 | 553.253834015351 | -1.07 | -3.27 |
| Aug 2020 | 553.1476417037874 | -0.02 | -1.96 |
| Sep 2020 | 557.990277920602 | 0.88 | -1.40 |
| Oct 2020 | 563.7882546759304 | 1.04 | -1.88 |
| Nov 2020 | 568.9418000930667 | 0.91 | -1.63 |
| Dec 2020 | 571.1609207305079 | 0.39 | -2.03 |
| Jan 2021 | 580.8667612101895 | 1.70 | 0.34 |
| Feb 2021 | 591.7536624967411 | 1.87 | 3.80 |
| Mar 2021 | 619.0230043859672 | 4.61 | 8.35 |
| Apr 2021 | 624.9790449333897 | 0.96 | 10.92 |
| May 2021 | 627.8257190051756 | 0.46 | 11.93 |
| Jun 2021 | 641.7681200980912 | 2.22 | 14.76 |
| Jul 2021 | 643.5306627360353 | 0.28 | 16.32 |
| Aug 2021 | 645.9854996675376 | 0.38 | 16.78 |
| Sep 2021 | 648.8618228121939 | 0.45 | 16.29 |
| Oct 2021 | 659.2977408642681 | 1.61 | 16.94 |
| Nov 2021 | 656.9659892255086 | -0.35 | 15.47 |
| Dec 2021 | 659.3833019075958 | 0.37 | 15.45 |
| Jan 2022 | 694.6736602885221 | 5.35 | 19.59 |
| Feb 2022 | 732.9392450906354 | 5.51 | 23.86 |
| Mar 2022 | 786.1586662883333 | 7.26 | 27.00 |
| Apr 2022 | 882.2680997143165 | 12.23 | 41.17 |
| May 2022 | 924.9810681405811 | 4.84 | 47.33 |
| Jun 2022 | 972.4934585392466 | 5.14 | 51.53 |
| Jul 2022 | 972.2439572887356 | -0.03 | 51.08 |
| Aug 2022 | 957.1253270968998 | -1.55 | 48.17 |
| Sep 2022 | 1053.7821191569894 | 10.10 | 62.41 |
| Oct 2022 | 1140.7128783771502 | 8.25 | 73.02 |
| Nov 2022 | 1127.8889422080977 | -1.12 | 71.68 |
| Dec 2022 | 1078.4265261542866 | -4.38 | 63.55 |
| Jan 2023 | 1068.2178304122506 | -0.95 | 53.77 |
| Feb 2023 | 1068.039079353765 | -0.02 | 45.72 |
| Mar 2023 | 1105.1869674889654 | 3.48 | 40.58 |
| Apr 2023 | 1092.4544524164207 | -1.15 | 23.82 |
| May 2023 | 1116.2623781123873 | 2.18 | 20.68 |
| Jun 2023 | 1167.5092374688872 | 4.59 | 20.05 |
| Jul 2023 | 1200.6941270328718 | 2.84 | 23.50 |
| Aug 2023 | 1246.9595462287964 | 3.85 | 30.28 |
| Sep 2023 | 1275.6562912468312 | 2.30 | 21.06 |
| Oct 2023 | 1337.0599886102455 | 4.81 | 17.21 |
| Nov 2023 | 1317.0490888737963 | -1.50 | 16.77 |
| Dec 2023 | 1237.0164113047106 | -6.08 | 14.71 |
| Jan 2024 | 1215.0506854201394 | -1.78 | 13.75 |
| Feb 2024 | 1233.6982618132272 | 1.54 | 15.51 |
| Mar 2024 | 1247.1139527398557 | 1.09 | 12.84 |
| Apr 2024 | 1282.580055936684 | 2.84 | 17.40 |
| May 2024 | 1307.485832622418 | 1.94 | 17.13 |
| Jun 2024 | 1303.1711902270583 | -0.33 | 11.62 |
| Jul 2024 | 1305.0252204900362 | 0.14 | 8.69 |
| Aug 2024 | 1267.8736446075627 | -2.85 | 1.68 |
| Sep 2024 | 1233.2154006331489 | -2.73 | -3.33 |
| Oct 2024 | 1272.5671608905875 | 3.19 | -4.82 |
| Nov 2024 | 1328.058084150198 | 4.36 | 0.84 |
| Dec 2024 | 1321.290189539712 | -0.51 | 6.81 |
| Jan 2025 | 1358.2359354214998 | 2.80 | 11.78 |
| Feb 2025 | 1345.7906919046247 | -0.92 | 9.09 |
| Mar 2025 | 1318.9425909485492 | -1.99 | 5.76 |
| Apr 2025 | 1329.376443776841 | 0.79 | 3.65 |
| May 2025 | 1343.7210494810724 | 1.08 | 2.77 |
| Jun 2025 | 1348.5756065456615 | 0.36 | 3.48 |
| Jul 2025 | 1341.2025742172175 | -0.55 | 2.77 |
| Aug 2025 | 1327.2149014693505 | -1.04 | 4.68 |
| Sep 2025 | 1298.724191878879 | -2.15 | 5.31 |
| Oct 2025 | 1288.0033234498221 | -0.82 | 1.21 |
| Nov 2025 | 1289.580131173229 | 0.12 | -2.90 |
| Dec 2025 | 1287.8454266963026 | -0.13 | -2.53 |
| Jan 2026 | 1280.7874112194725 | -0.55 | -5.70 |
| Feb 2026 | 1277.7015325697978 | -0.24 | -5.06 |
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