Rockford, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Rockford, IL Metro in February 2026 was $1,008.546. The month over month percentage change (MoM) was 0.32%, and the year over year percentage change (YoY) was -0.27%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Rockford, IL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Rockford, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Rockford, IL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rockford, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rockford, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 318.6381995263369 | -2.90 | -6.25 |
| Feb 2015 | 317.5756635234199 | -0.33 | -4.05 |
| Mar 2015 | 318.23131123343506 | 0.21 | -3.38 |
| Apr 2015 | 314.4014159011085 | -1.20 | -4.23 |
| May 2015 | 322.81443241411716 | 2.68 | -0.44 |
| Jun 2015 | 331.85531342156395 | 2.80 | 1.79 |
| Jul 2015 | 338.6407397683206 | 2.05 | 2.96 |
| Aug 2015 | 336.5632013104826 | -0.61 | 1.28 |
| Sep 2015 | 338.59479911797587 | 0.60 | 0.12 |
| Oct 2015 | 336.71589906537685 | -0.56 | 0.50 |
| Nov 2015 | 343.73716562995935 | 2.09 | 2.79 |
| Dec 2015 | 345.86531538746675 | 0.62 | 5.40 |
| Jan 2016 | 344.4317268038159 | -0.41 | 8.10 |
| Feb 2016 | 339.1611806350807 | -1.53 | 6.80 |
| Mar 2016 | 343.3382451474725 | 1.23 | 7.89 |
| Apr 2016 | 341.46957715627565 | -0.54 | 8.61 |
| May 2016 | 342.7387128288154 | 0.37 | 6.17 |
| Jun 2016 | 343.64948073086214 | 0.27 | 3.55 |
| Jul 2016 | 340.44852429171056 | -0.93 | 0.53 |
| Aug 2016 | 342.71511987789194 | 0.67 | 1.83 |
| Sep 2016 | 346.7258502497045 | 1.17 | 2.40 |
| Oct 2016 | 350.1652313855938 | 0.99 | 3.99 |
| Nov 2016 | 366.78300141139573 | 4.75 | 6.70 |
| Dec 2016 | 389.174515638425 | 6.11 | 12.52 |
| Jan 2017 | 390.1986475271408 | 0.26 | 13.29 |
| Feb 2017 | 394.0709189686823 | 0.99 | 16.19 |
| Mar 2017 | 398.7423707353681 | 1.19 | 16.14 |
| Apr 2017 | 393.9600670485643 | -1.20 | 15.37 |
| May 2017 | 393.77443491449003 | -0.05 | 14.89 |
| Jun 2017 | 389.51892149414755 | -1.08 | 13.35 |
| Jul 2017 | 392.72800048834125 | 0.82 | 15.36 |
| Aug 2017 | 388.9878584060335 | -0.95 | 13.50 |
| Sep 2017 | 386.12785119484363 | -0.73 | 11.36 |
| Oct 2017 | 392.39904593493185 | 1.62 | 12.06 |
| Nov 2017 | 397.41721014824816 | 1.28 | 8.35 |
| Dec 2017 | 403.70985734845 | 1.58 | 3.74 |
| Jan 2018 | 413.6237538054675 | 2.46 | 6.00 |
| Feb 2018 | 433.2165757764029 | 4.74 | 9.93 |
| Mar 2018 | 443.39628491932393 | 2.35 | 11.20 |
| Apr 2018 | 447.22340767808436 | 0.86 | 13.52 |
| May 2018 | 455.4335334948292 | 1.84 | 15.66 |
| Jun 2018 | 454.75227268853297 | -0.15 | 16.75 |
| Jul 2018 | 453.0298829439543 | -0.38 | 15.36 |
| Aug 2018 | 454.18688408497366 | 0.26 | 16.76 |
| Sep 2018 | 459.05579411656123 | 1.07 | 18.89 |
| Oct 2018 | 470.0565636717269 | 2.40 | 19.79 |
| Nov 2018 | 473.3004598999366 | 0.69 | 19.09 |
| Dec 2018 | 462.823530245643 | -2.21 | 14.64 |
| Jan 2019 | 457.7746592095685 | -1.09 | 10.67 |
| Feb 2019 | 458.63751018668137 | 0.19 | 5.87 |
| Mar 2019 | 459.07634131562367 | 0.10 | 3.54 |
| Apr 2019 | 455.87410219260283 | -0.70 | 1.93 |
| May 2019 | 453.06748349743344 | -0.62 | -0.52 |
| Jun 2019 | 438.8413078149125 | -3.14 | -3.50 |
| Jul 2019 | 436.7404249946504 | -0.48 | -3.60 |
| Aug 2019 | 428.8579351745522 | -1.80 | -5.58 |
| Sep 2019 | 428.2452532494839 | -0.14 | -6.71 |
| Oct 2019 | 433.44890701647523 | 1.22 | -7.79 |
| Nov 2019 | 435.4777953990897 | 0.47 | -7.99 |
| Dec 2019 | 438.9602066240422 | 0.80 | -5.16 |
| Jan 2020 | 437.3604630340914 | -0.36 | -4.46 |
| Feb 2020 | 432.40908741107756 | -1.13 | -5.72 |
| Mar 2020 | 434.7573546192282 | 0.54 | -5.30 |
| Apr 2020 | 427.90980430911435 | -1.57 | -6.13 |
| May 2020 | 422.7596226604793 | -1.20 | -6.69 |
| Jun 2020 | 416.70635202434346 | -1.43 | -5.04 |
| Jul 2020 | 407.7357706949563 | -2.15 | -6.64 |
| Aug 2020 | 404.50493399493166 | -0.79 | -5.68 |
| Sep 2020 | 405.7429193475509 | 0.31 | -5.25 |
| Oct 2020 | 408.0768389744731 | 0.57 | -5.85 |
| Nov 2020 | 411.2145073795596 | 0.77 | -5.57 |
| Dec 2020 | 413.95248678902334 | 0.67 | -5.70 |
| Jan 2021 | 423.6507485557444 | 2.34 | -3.13 |
| Feb 2021 | 434.54268718551657 | 2.57 | 0.49 |
| Mar 2021 | 456.63261735737746 | 5.08 | 5.03 |
| Apr 2021 | 460.78706343451677 | 0.91 | 7.68 |
| May 2021 | 460.03753697772413 | -0.16 | 8.82 |
| Jun 2021 | 466.4675284211366 | 1.40 | 11.94 |
| Jul 2021 | 465.1796779059967 | -0.28 | 14.09 |
| Aug 2021 | 467.1769860972577 | 0.43 | 15.49 |
| Sep 2021 | 472.0199868957065 | 1.04 | 16.34 |
| Oct 2021 | 483.7827490307396 | 2.49 | 18.55 |
| Nov 2021 | 486.2704037328764 | 0.51 | 18.25 |
| Dec 2021 | 491.7204204527731 | 1.12 | 18.79 |
| Jan 2022 | 521.0376598630046 | 5.96 | 22.99 |
| Feb 2022 | 552.4718670354296 | 6.03 | 27.14 |
| Mar 2022 | 593.0110900333411 | 7.34 | 29.87 |
| Apr 2022 | 663.5863093308418 | 11.90 | 44.01 |
| May 2022 | 690.3463209255889 | 4.03 | 50.06 |
| Jun 2022 | 719.1456317175722 | 4.17 | 54.17 |
| Jul 2022 | 712.1254851739475 | -0.98 | 53.09 |
| Aug 2022 | 695.1531973589177 | -2.38 | 48.80 |
| Sep 2022 | 761.4858669235933 | 9.54 | 61.33 |
| Oct 2022 | 823.5934119170934 | 8.16 | 70.24 |
| Nov 2022 | 816.0630088637432 | -0.91 | 67.82 |
| Dec 2022 | 782.0461312299236 | -4.17 | 59.04 |
| Jan 2023 | 775.8577175565916 | -0.79 | 48.91 |
| Feb 2023 | 777.7014878022839 | 0.24 | 40.77 |
| Mar 2023 | 805.661823059009 | 3.60 | 35.86 |
| Apr 2023 | 796.4376693711536 | -1.14 | 20.02 |
| May 2023 | 811.8504130691431 | 1.94 | 17.60 |
| Jun 2023 | 846.9312007796332 | 4.32 | 17.77 |
| Jul 2023 | 868.6525809124266 | 2.57 | 21.98 |
| Aug 2023 | 899.914630591029 | 3.60 | 29.46 |
| Sep 2023 | 920.34512398335 | 2.27 | 20.86 |
| Oct 2023 | 967.5318846425214 | 5.13 | 17.48 |
| Nov 2023 | 958.3481435285725 | -0.95 | 17.44 |
| Dec 2023 | 906.4068316852646 | -5.42 | 15.90 |
| Jan 2024 | 895.0101912471174 | -1.26 | 15.36 |
| Feb 2024 | 913.2478766090702 | 2.04 | 17.43 |
| Mar 2024 | 927.1918633705442 | 1.53 | 15.08 |
| Apr 2024 | 956.450706287997 | 3.16 | 20.09 |
| May 2024 | 974.9569851777829 | 1.94 | 20.09 |
| Jun 2024 | 969.430937548064 | -0.57 | 14.46 |
| Jul 2024 | 969.3081726554171 | -0.01 | 11.59 |
| Aug 2024 | 941.1812073390956 | -2.90 | 4.59 |
| Sep 2024 | 915.0696406887702 | -2.77 | -0.57 |
| Oct 2024 | 944.0919267850753 | 3.17 | -2.42 |
| Nov 2024 | 986.5392624772544 | 4.50 | 2.94 |
| Dec 2024 | 984.6764434196008 | -0.19 | 8.64 |
| Jan 2025 | 1016.3013497196215 | 3.21 | 13.55 |
| Feb 2025 | 1011.2504399357929 | -0.50 | 10.73 |
| Mar 2025 | 995.7049877022231 | -1.54 | 7.39 |
| Apr 2025 | 1007.6484242961219 | 1.20 | 5.35 |
| May 2025 | 1020.7899477383577 | 1.30 | 4.70 |
| Jun 2025 | 1025.2279710952798 | 0.44 | 5.76 |
| Jul 2025 | 1020.8287655758958 | -0.43 | 5.32 |
| Aug 2025 | 1012.8605181619922 | -0.78 | 7.62 |
| Sep 2025 | 995.357536026013 | -1.73 | 8.77 |
| Oct 2025 | 992.7294982784032 | -0.26 | 5.15 |
| Nov 2025 | 1000.3301773598007 | 0.77 | 1.40 |
| Dec 2025 | 1005.4147738995716 | 0.51 | 2.11 |
| Jan 2026 | 1005.3078656345876 | -0.01 | -1.08 |
| Feb 2026 | 1008.5455467067543 | 0.32 | -0.27 |
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