Sacramento, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Sacramento, CA Metro in February 2026 was $2,761.736. The month over month percentage change (MoM) was -0.58%, and the year over year percentage change (YoY) was -9.93%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Sacramento, CA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Sacramento, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Sacramento, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Sacramento, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Sacramento, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1151.765794108921 | -1.60 | -2.28 |
| Feb 2015 | 1166.0868975505848 | 1.24 | -0.24 |
| Mar 2015 | 1183.6971302848629 | 1.51 | -0.08 |
| Apr 2015 | 1178.1773357454717 | -0.47 | -1.38 |
| May 2015 | 1211.45857885905 | 2.83 | 2.17 |
| Jun 2015 | 1240.1377527230425 | 2.37 | 4.30 |
| Jul 2015 | 1254.1046950273771 | 1.13 | 5.67 |
| Aug 2015 | 1236.3609929645108 | -1.41 | 4.48 |
| Sep 2015 | 1240.0933431112244 | 0.30 | 4.08 |
| Oct 2015 | 1235.539907891699 | -0.37 | 4.84 |
| Nov 2015 | 1269.7013496886775 | 2.77 | 7.48 |
| Dec 2015 | 1284.0462818791002 | 1.13 | 9.71 |
| Jan 2016 | 1282.4650810905441 | -0.12 | 11.35 |
| Feb 2016 | 1261.080237905763 | -1.67 | 8.15 |
| Mar 2016 | 1276.8408644596366 | 1.25 | 7.87 |
| Apr 2016 | 1271.2117542306614 | -0.44 | 7.90 |
| May 2016 | 1277.904471553897 | 0.53 | 5.49 |
| Jun 2016 | 1279.6685545029477 | 0.14 | 3.19 |
| Jul 2016 | 1264.0653755507115 | -1.22 | 0.79 |
| Aug 2016 | 1266.8880446937535 | 0.22 | 2.47 |
| Sep 2016 | 1276.1765607099671 | 0.73 | 2.91 |
| Oct 2016 | 1285.540747829647 | 0.73 | 4.05 |
| Nov 2016 | 1344.689979651926 | 4.60 | 5.91 |
| Dec 2016 | 1428.2521556485854 | 6.21 | 11.23 |
| Jan 2017 | 1433.241589100047 | 0.35 | 11.76 |
| Feb 2017 | 1449.5145026982073 | 1.14 | 14.94 |
| Mar 2017 | 1466.8200862938784 | 1.19 | 14.88 |
| Apr 2017 | 1451.5727136561798 | -1.04 | 14.19 |
| May 2017 | 1454.4800995450175 | 0.20 | 13.82 |
| Jun 2017 | 1443.886454266789 | -0.73 | 12.83 |
| Jul 2017 | 1461.5861045980841 | 1.23 | 15.63 |
| Aug 2017 | 1453.299288590902 | -0.57 | 14.71 |
| Sep 2017 | 1448.3507369933614 | -0.34 | 13.49 |
| Oct 2017 | 1475.4930959650044 | 1.87 | 14.78 |
| Nov 2017 | 1491.8792155976494 | 1.11 | 10.95 |
| Dec 2017 | 1509.7486607583528 | 1.20 | 5.71 |
| Jan 2018 | 1538.4560496461174 | 1.90 | 7.34 |
| Feb 2018 | 1607.9797902677303 | 4.52 | 10.93 |
| Mar 2018 | 1642.0717160147415 | 2.12 | 11.95 |
| Apr 2018 | 1656.1752233214484 | 0.86 | 14.10 |
| May 2018 | 1689.1955265254678 | 1.99 | 16.14 |
| Jun 2018 | 1693.9874720305395 | 0.28 | 17.32 |
| Jul 2018 | 1690.7001507903005 | -0.19 | 15.68 |
| Aug 2018 | 1697.2235423847685 | 0.39 | 16.78 |
| Sep 2018 | 1714.0491200225674 | 0.99 | 18.35 |
| Oct 2018 | 1757.0077488077932 | 2.51 | 19.08 |
| Nov 2018 | 1766.1300326659873 | 0.52 | 18.38 |
| Dec 2018 | 1721.758253256447 | -2.51 | 14.04 |
| Jan 2019 | 1690.5801672787982 | -1.81 | 9.89 |
| Feb 2019 | 1678.026418664028 | -0.74 | 4.36 |
| Mar 2019 | 1665.602358246745 | -0.74 | 1.43 |
| Apr 2019 | 1648.44184606947 | -1.03 | -0.47 |
| May 2019 | 1639.407632726904 | -0.55 | -2.95 |
| Jun 2019 | 1589.301348621834 | -3.06 | -6.18 |
| Jul 2019 | 1583.6634780100512 | -0.35 | -6.33 |
| Aug 2019 | 1556.443386820525 | -1.72 | -8.29 |
| Sep 2019 | 1556.9415416710156 | 0.03 | -9.17 |
| Oct 2019 | 1577.5203926679226 | 1.32 | -10.22 |
| Nov 2019 | 1586.269511006607 | 0.56 | -10.18 |
| Dec 2019 | 1598.8131927387274 | 0.79 | -7.14 |
| Jan 2020 | 1588.7002994178536 | -0.63 | -6.03 |
| Feb 2020 | 1566.315780013318 | -1.41 | -6.66 |
| Mar 2020 | 1573.6372353625611 | 0.47 | -5.52 |
| Apr 2020 | 1553.96483619179 | -1.25 | -5.73 |
| May 2020 | 1542.2881448665464 | -0.75 | -5.92 |
| Jun 2020 | 1527.4142059788169 | -0.96 | -3.89 |
| Jul 2020 | 1498.695308906762 | -1.88 | -5.36 |
| Aug 2020 | 1489.6592236369202 | -0.60 | -4.29 |
| Sep 2020 | 1496.0868053800632 | 0.43 | -3.91 |
| Oct 2020 | 1506.5722213475644 | 0.70 | -4.50 |
| Nov 2020 | 1519.2888913045701 | 0.84 | -4.22 |
| Dec 2020 | 1530.9360887496314 | 0.77 | -4.24 |
| Jan 2021 | 1568.5748617111606 | 2.46 | -1.27 |
| Feb 2021 | 1612.279002143757 | 2.79 | 2.93 |
| Mar 2021 | 1700.2906947216015 | 5.46 | 8.05 |
| Apr 2021 | 1729.78944345597 | 1.74 | 11.32 |
| May 2021 | 1745.1987291823377 | 0.89 | 13.16 |
| Jun 2021 | 1784.2046945871 | 2.24 | 16.81 |
| Jul 2021 | 1790.756255699951 | 0.37 | 19.49 |
| Aug 2021 | 1804.96291943278 | 0.79 | 21.17 |
| Sep 2021 | 1830.949068274483 | 1.44 | 22.38 |
| Oct 2021 | 1880.0907487276809 | 2.68 | 24.79 |
| Nov 2021 | 1893.8327578709486 | 0.73 | 24.65 |
| Dec 2021 | 1919.0646458507977 | 1.33 | 25.35 |
| Jan 2022 | 2033.8005110450147 | 5.98 | 29.66 |
| Feb 2022 | 2152.6456047518095 | 5.84 | 33.52 |
| Mar 2022 | 2309.3603778913407 | 7.28 | 35.82 |
| Apr 2022 | 2584.2735087216483 | 11.90 | 49.40 |
| May 2022 | 2693.2804030343505 | 4.22 | 54.33 |
| Jun 2022 | 2800.60425439898 | 3.99 | 56.97 |
| Jul 2022 | 2763.1201393025617 | -1.34 | 54.30 |
| Aug 2022 | 2679.5998556853306 | -3.02 | 48.46 |
| Sep 2022 | 2910.1423821967705 | 8.60 | 58.94 |
| Oct 2022 | 3113.6571543184004 | 6.99 | 65.61 |
| Nov 2022 | 3045.0765616131025 | -2.20 | 60.79 |
| Dec 2022 | 2874.071872411845 | -5.62 | 49.76 |
| Jan 2023 | 2808.075321109911 | -2.30 | 38.07 |
| Feb 2023 | 2772.5221411531766 | -1.27 | 28.80 |
| Mar 2023 | 2838.2392251227343 | 2.37 | 22.90 |
| Apr 2023 | 2775.838021082826 | -2.20 | 7.41 |
| May 2023 | 2804.1158338815812 | 1.02 | 4.12 |
| Jun 2023 | 2901.0153791180805 | 3.46 | 3.59 |
| Jul 2023 | 2955.9736414832946 | 1.89 | 6.98 |
| Aug 2023 | 3046.30255650407 | 3.06 | 13.69 |
| Sep 2023 | 3099.492565827039 | 1.75 | 6.51 |
| Oct 2023 | 3238.7562470434937 | 4.49 | 4.02 |
| Nov 2023 | 3186.434942198116 | -1.61 | 4.64 |
| Dec 2023 | 2994.209946876905 | -6.03 | 4.18 |
| Jan 2024 | 2942.134320468776 | -1.74 | 4.77 |
| Feb 2024 | 2986.747877840046 | 1.52 | 7.73 |
| Mar 2024 | 3012.6700007688623 | 0.87 | 6.15 |
| Apr 2024 | 3082.7946638276126 | 2.33 | 11.06 |
| May 2024 | 3118.4296259658986 | 1.16 | 11.21 |
| Jun 2024 | 3078.216387078358 | -1.29 | 6.11 |
| Jul 2024 | 3057.805040304812 | -0.66 | 3.45 |
| Aug 2024 | 2948.893232454838 | -3.56 | -3.20 |
| Sep 2024 | 2852.462274338463 | -3.27 | -7.97 |
| Oct 2024 | 2928.6897367027823 | 2.67 | -9.57 |
| Nov 2024 | 3049.418892983087 | 4.12 | -4.30 |
| Dec 2024 | 3026.5402448715126 | -0.75 | 1.08 |
| Jan 2025 | 3104.854347618523 | 2.59 | 5.53 |
| Feb 2025 | 3066.048992150268 | -1.25 | 2.66 |
| Mar 2025 | 2997.7587706981726 | -2.23 | -0.49 |
| Apr 2025 | 3010.8303299148597 | 0.44 | -2.33 |
| May 2025 | 3025.335575142505 | 0.48 | -2.98 |
| Jun 2025 | 3011.0375639231524 | -0.47 | -2.18 |
| Jul 2025 | 2967.348288464251 | -1.45 | -2.96 |
| Aug 2025 | 2915.9047625335998 | -1.73 | -1.12 |
| Sep 2025 | 2839.9594600730575 | -2.60 | -0.44 |
| Oct 2025 | 2809.558646675664 | -1.07 | -4.07 |
| Nov 2025 | 2808.4736792221497 | -0.04 | -7.90 |
| Dec 2025 | 2800.3858703823175 | -0.29 | -7.47 |
| Jan 2026 | 2777.74879240104 | -0.81 | -10.53 |
| Feb 2026 | 2761.736408539659 | -0.58 | -9.93 |
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