San Diego, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the San Diego, CA Metro in February 2026 was $4,475.975. The month over month percentage change (MoM) was -0.48%, and the year over year percentage change (YoY) was -9.88%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the San Diego, CA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the San Diego, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
San Diego, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
San Diego, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 1684.686233459782 -1.69 -2.68
Feb 2015 1705.0167120829337 1.21 -0.70
Mar 2015 1729.6901454062213 1.45 -0.46
Apr 2015 1719.4712290671268 -0.59 -1.80
May 2015 1765.3742018548658 2.67 1.81
Jun 2015 1806.8516841746666 2.35 3.85
Jul 2015 1829.0050159269342 1.23 5.31
Aug 2015 1807.2156313829691 -1.19 4.17
Sep 2015 1815.6857066348116 0.47 3.92
Oct 2015 1812.1174788641401 -0.20 4.82
Nov 2015 1862.4076588364853 2.78 7.58
Dec 2015 1883.2765654429468 1.12 9.90
Jan 2016 1878.937955915197 -0.23 11.53
Feb 2016 1845.9380829153545 -1.76 8.27
Mar 2016 1864.8005206170265 1.02 7.81
Apr 2016 1850.9312747920615 -0.74 7.65
May 2016 1853.5163990336093 0.14 4.99
Jun 2016 1852.723917327036 -0.04 2.54
Jul 2016 1828.5356507650843 -1.31 -0.03
Aug 2016 1833.8903637789692 0.29 1.48
Sep 2016 1844.9952733769671 0.61 1.61
Oct 2016 1858.2560642930612 0.72 2.55
Nov 2016 1941.5864253787981 4.48 4.25
Dec 2016 2063.916625229316 6.30 9.59
Jan 2017 2069.608313096803 0.28 10.15
Feb 2017 2090.7297038400475 1.02 13.26
Mar 2017 2109.4663452989366 0.90 13.12
Apr 2017 2083.6071566936057 -1.23 12.57
May 2017 2084.7912695307673 0.06 12.48
Jun 2017 2070.9165950528345 -0.67 11.78
Jul 2017 2096.1273164929694 1.22 14.63
Aug 2017 2086.3972057755427 -0.46 13.77
Sep 2017 2079.4487571753084 -0.33 12.71
Oct 2017 2119.528559523139 1.93 14.06
Nov 2017 2141.515096089617 1.04 10.30
Dec 2017 2165.8224489623576 1.14 4.94
Jan 2018 2201.896483879033 1.67 6.39
Feb 2018 2294.4192655339316 4.20 9.74
Mar 2018 2334.021377168388 1.73 10.65
Apr 2018 2347.734845999027 0.59 12.68
May 2018 2389.829819768422 1.79 14.63
Jun 2018 2392.68381381288 0.12 15.54
Jul 2018 2387.3967491382264 -0.22 13.90
Aug 2018 2399.1257407614407 0.49 14.99
Sep 2018 2426.039820212 1.12 16.67
Oct 2018 2488.906562260889 2.59 17.43
Nov 2018 2501.8893456384862 0.52 16.83
Dec 2018 2435.8546193812035 -2.64 12.47
Jan 2019 2385.1295782498037 -2.08 8.32
Feb 2019 2357.995707355377 -1.14 2.77
Mar 2019 2332.628194972401 -1.08 -0.06
Apr 2019 2303.9580926388417 -1.23 -1.86
May 2019 2287.4239328487165 -0.72 -4.28
Jun 2019 2215.8134886102057 -3.13 -7.39
Jul 2019 2205.704991599348 -0.46 -7.61
Aug 2019 2168.3302291320297 -1.69 -9.62
Sep 2019 2167.014454113973 -0.06 -10.68
Oct 2019 2193.487542857042 1.22 -11.87
Nov 2019 2203.167386560819 0.44 -11.94
Dec 2019 2221.8459734781686 0.85 -8.79
Jan 2020 2209.465108211015 -0.56 -7.36
Feb 2020 2181.3645830530677 -1.27 -7.49
Mar 2020 2193.7108960520923 0.57 -5.95
Apr 2020 2171.0978987287335 -1.03 -5.77
May 2020 2159.369393458592 -0.54 -5.60
Jun 2020 2141.21565247657 -0.84 -3.37
Jul 2020 2101.0134392623218 -1.88 -4.75
Aug 2020 2087.684485377394 -0.63 -3.72
Sep 2020 2097.155125226124 0.45 -3.22
Oct 2020 2111.9579693350747 0.71 -3.72
Nov 2020 2130.7806012383826 0.89 -3.29
Dec 2020 2147.025083015453 0.76 -3.37
Jan 2021 2199.020597111161 2.42 -0.47
Feb 2021 2256.438749986534 2.61 3.44
Mar 2021 2375.936406643342 5.30 8.31
Apr 2021 2415.2396543863747 1.65 11.25
May 2021 2438.1485440795777 0.95 12.91
Jun 2021 2495.811375158044 2.37 16.56
Jul 2021 2504.5443373695343 0.35 19.21
Aug 2021 2519.6541793718934 0.60 20.69
Sep 2021 2547.310661254384 1.10 21.47
Oct 2021 2610.558097730095 2.48 23.61
Nov 2021 2628.2300749773335 0.68 23.35
Dec 2021 2666.7833035053904 1.47 24.21
Jan 2022 2839.8531035443443 6.49 29.14
Feb 2022 3034.535742568307 6.86 34.48
Mar 2022 3295.800884249962 8.61 38.72
Apr 2022 3730.287219407774 13.18 54.45
May 2022 3917.41226802193 5.02 60.67
Jun 2022 4092.8273664285352 4.48 63.99
Jul 2022 4044.9739452396866 -1.17 61.51
Aug 2022 3924.437854455569 -2.98 55.75
Sep 2022 4261.242928826768 8.58 67.28
Oct 2022 4562.476983272995 7.07 74.77
Nov 2022 4471.339436837407 -2.00 70.13
Dec 2022 4238.502265816952 -5.21 58.94
Jan 2023 4162.513687797749 -1.79 46.58
Feb 2023 4130.559552099931 -0.77 36.12
Mar 2023 4247.17160681847 2.82 28.87
Apr 2023 4174.415349249183 -1.71 11.91
May 2023 4244.448098622942 1.68 8.35
Jun 2023 4422.2100135433675 4.19 8.05
Jul 2023 4538.89582446211 2.64 12.21
Aug 2023 4710.252346167625 3.78 20.02
Sep 2023 4833.159494855489 2.61 13.42
Oct 2023 5090.386569387106 5.32 11.57
Nov 2023 5038.529979120828 -1.02 12.69
Dec 2023 4749.626289473003 -5.73 12.06
Jan 2024 4678.03193545521 -1.51 12.39
Feb 2024 4766.426207456944 1.89 15.39
Mar 2024 4831.17403431088 1.36 13.75
Apr 2024 4971.464676204748 2.90 19.09
May 2024 5052.731529796847 1.64 19.04
Jun 2024 5004.3974807270115 -0.96 13.17
Jul 2024 4976.509470516817 -0.56 9.64
Aug 2024 4799.3456316683705 -3.56 1.89
Sep 2024 4638.45576340798 -3.35 -4.03
Oct 2024 4757.554543033389 2.57 -6.54
Nov 2024 4947.533941577792 3.99 -1.81
Dec 2024 4904.784883502513 -0.86 3.27
Jan 2025 5028.374864781421 2.52 7.49
Feb 2025 4966.9094198646835 -1.22 4.21
Mar 2025 4858.872350871768 -2.17 0.57
Apr 2025 4880.052948546147 0.44 -1.84
May 2025 4900.366145778405 0.42 -3.02
Jun 2025 4873.57657557117 -0.55 -2.61
Jul 2025 4802.387060210851 -1.46 -3.50
Aug 2025 4719.668714327253 -1.72 -1.66
Sep 2025 4596.159880097147 -2.62 -0.91
Oct 2025 4548.57986212759 -1.03 -4.39
Nov 2025 4545.597961622487 -0.07 -8.12
Dec 2025 4533.412635430983 -0.27 -7.57
Jan 2026 4497.395907291635 -0.79 -10.56
Feb 2026 4475.974840580826 -0.48 -9.88