Sebring, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Sebring, FL Metro in February 2026 was $1,118.775. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -10.25%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Sebring, FL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Sebring, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 328.3383857613422 | -2.01 | -1.32 |
| Feb 2015 | 331.14542785911004 | 0.86 | 0.55 |
| Mar 2015 | 335.3331278539456 | 1.26 | 0.65 |
| Apr 2015 | 334.60281133207565 | -0.22 | -0.29 |
| May 2015 | 345.3927233589365 | 3.23 | 3.83 |
| Jun 2015 | 355.6828792485441 | 2.98 | 6.41 |
| Jul 2015 | 363.0371680618957 | 2.07 | 7.99 |
| Aug 2015 | 361.26754387748343 | -0.49 | 6.69 |
| Sep 2015 | 365.0198568038392 | 1.04 | 6.52 |
| Oct 2015 | 365.49842406755585 | 0.13 | 7.89 |
| Nov 2015 | 376.430797405433 | 2.99 | 11.14 |
| Dec 2015 | 381.13820408448004 | 1.25 | 13.75 |
| Jan 2016 | 379.3879218582164 | -0.46 | 15.55 |
| Feb 2016 | 372.2224051373551 | -1.89 | 12.41 |
| Mar 2016 | 376.26847379688877 | 1.09 | 12.21 |
| Apr 2016 | 374.8461555052929 | -0.38 | 12.03 |
| May 2016 | 377.36285732037544 | 0.67 | 9.26 |
| Jun 2016 | 379.09779292300846 | 0.46 | 6.58 |
| Jul 2016 | 376.3333292616078 | -0.73 | 3.66 |
| Aug 2016 | 379.37717618984084 | 0.81 | 5.01 |
| Sep 2016 | 384.3964407267914 | 1.32 | 5.31 |
| Oct 2016 | 389.4782940080343 | 1.32 | 6.56 |
| Nov 2016 | 408.8916578629952 | 4.98 | 8.62 |
| Dec 2016 | 434.6316824337877 | 6.30 | 14.04 |
| Jan 2017 | 435.19439615706153 | 0.13 | 14.71 |
| Feb 2017 | 438.8901225704272 | 0.85 | 17.91 |
| Mar 2017 | 442.9880063671373 | 0.93 | 17.73 |
| Apr 2017 | 438.08453333087175 | -1.11 | 16.87 |
| May 2017 | 438.61190631366253 | 0.12 | 16.23 |
| Jun 2017 | 436.12513606757466 | -0.57 | 15.04 |
| Jul 2017 | 442.6950071098813 | 1.51 | 17.63 |
| Aug 2017 | 441.56347509239095 | -0.26 | 16.39 |
| Sep 2017 | 441.38497625069897 | -0.04 | 14.83 |
| Oct 2017 | 450.62631665959213 | 2.09 | 15.70 |
| Nov 2017 | 456.8584730497024 | 1.38 | 11.73 |
| Dec 2017 | 462.6632928889633 | 1.27 | 6.45 |
| Jan 2018 | 470.5128558158123 | 1.70 | 8.12 |
| Feb 2018 | 490.55708335498184 | 4.26 | 11.77 |
| Mar 2018 | 500.55648012787105 | 2.04 | 13.00 |
| Apr 2018 | 504.62647552387534 | 0.81 | 15.19 |
| May 2018 | 513.9189350245128 | 1.84 | 17.17 |
| Jun 2018 | 514.6627679423793 | 0.14 | 18.01 |
| Jul 2018 | 515.3801078772242 | 0.14 | 16.42 |
| Aug 2018 | 519.7251667397746 | 0.84 | 17.70 |
| Sep 2018 | 528.0424239841999 | 1.60 | 19.63 |
| Oct 2018 | 543.7716649095644 | 2.98 | 20.67 |
| Nov 2018 | 550.5040789201954 | 1.24 | 20.50 |
| Dec 2018 | 541.3310540981353 | -1.67 | 17.00 |
| Jan 2019 | 535.6260324209462 | -1.05 | 13.84 |
| Feb 2019 | 534.5485373793631 | -0.20 | 8.97 |
| Mar 2019 | 531.0857511742233 | -0.65 | 6.10 |
| Apr 2019 | 525.7260731820107 | -1.01 | 4.18 |
| May 2019 | 522.6060087166147 | -0.59 | 1.69 |
| Jun 2019 | 507.43419783913606 | -2.90 | -1.40 |
| Jul 2019 | 506.7766325581451 | -0.13 | -1.67 |
| Aug 2019 | 499.50409204861654 | -1.43 | -3.89 |
| Sep 2019 | 500.6922037126136 | 0.24 | -5.18 |
| Oct 2019 | 509.11778085605874 | 1.68 | -6.37 |
| Nov 2019 | 514.2392626800374 | 1.01 | -6.59 |
| Dec 2019 | 520.782441720854 | 1.27 | -3.80 |
| Jan 2020 | 518.2533286622717 | -0.49 | -3.24 |
| Feb 2020 | 510.7453654428408 | -1.45 | -4.45 |
| Mar 2020 | 511.65221787137466 | 0.18 | -3.66 |
| Apr 2020 | 504.1820441860938 | -1.46 | -4.10 |
| May 2020 | 501.00321681570955 | -0.63 | -4.13 |
| Jun 2020 | 498.239251214722 | -0.55 | -1.81 |
| Jul 2020 | 491.6276652846358 | -1.33 | -2.99 |
| Aug 2020 | 490.5481706845862 | -0.22 | -1.79 |
| Sep 2020 | 493.53101376450275 | 0.61 | -1.43 |
| Oct 2020 | 496.76129887106293 | 0.66 | -2.43 |
| Nov 2020 | 499.99517936017094 | 0.65 | -2.77 |
| Dec 2020 | 501.87258908648465 | 0.38 | -3.63 |
| Jan 2021 | 511.6834715763476 | 1.96 | -1.27 |
| Feb 2021 | 522.9124443239537 | 2.19 | 2.38 |
| Mar 2021 | 548.9187803347328 | 4.97 | 7.28 |
| Apr 2021 | 556.5622143039867 | 1.39 | 10.39 |
| May 2021 | 560.690159495047 | 0.74 | 11.91 |
| Jun 2021 | 575.087344629234 | 2.57 | 15.42 |
| Jul 2021 | 581.7091680680661 | 1.15 | 18.32 |
| Aug 2021 | 594.3451336444813 | 2.17 | 21.16 |
| Sep 2021 | 611.4362477600203 | 2.88 | 23.89 |
| Oct 2021 | 635.6984476772927 | 3.97 | 27.97 |
| Nov 2021 | 645.5912534444111 | 1.56 | 29.12 |
| Dec 2021 | 658.0845547797247 | 1.94 | 31.13 |
| Jan 2022 | 700.026611077953 | 6.37 | 36.81 |
| Feb 2022 | 742.6117329776976 | 6.08 | 42.02 |
| Mar 2022 | 796.9242643155844 | 7.31 | 45.18 |
| Apr 2022 | 895.0235219276271 | 12.31 | 60.81 |
| May 2022 | 940.0301206279978 | 5.03 | 67.66 |
| Jun 2022 | 992.1767628056905 | 5.55 | 72.53 |
| Jul 2022 | 996.8048478488348 | 0.47 | 71.36 |
| Aug 2022 | 986.1382854668904 | -1.07 | 65.92 |
| Sep 2022 | 1090.3573324201257 | 10.57 | 78.33 |
| Oct 2022 | 1186.721760416372 | 8.84 | 86.68 |
| Nov 2022 | 1178.5422666419497 | -0.69 | 82.55 |
| Dec 2022 | 1126.73769665987 | -4.40 | 71.22 |
| Jan 2023 | 1112.4356087849503 | -1.27 | 58.91 |
| Feb 2023 | 1106.357801542337 | -0.55 | 48.98 |
| Mar 2023 | 1140.0111400006058 | 3.04 | 43.05 |
| Apr 2023 | 1120.6798801907034 | -1.70 | 25.21 |
| May 2023 | 1138.35669131929 | 1.58 | 21.10 |
| Jun 2023 | 1183.4165580114288 | 3.96 | 19.27 |
| Jul 2023 | 1207.5445934033787 | 2.04 | 21.14 |
| Aug 2023 | 1243.4079960609322 | 2.97 | 26.09 |
| Sep 2023 | 1263.8017867340427 | 1.64 | 15.91 |
| Oct 2023 | 1321.3244693929537 | 4.55 | 11.34 |
| Nov 2023 | 1302.8826316660845 | -1.40 | 10.55 |
| Dec 2023 | 1227.6316464708784 | -5.78 | 8.96 |
| Jan 2024 | 1210.2390931711932 | -1.42 | 8.79 |
| Feb 2024 | 1232.396130739315 | 1.83 | 11.39 |
| Mar 2024 | 1244.0849799279406 | 0.95 | 9.13 |
| Apr 2024 | 1272.8967879426855 | 2.32 | 13.58 |
| May 2024 | 1286.593153108908 | 1.08 | 13.02 |
| Jun 2024 | 1272.0828572759015 | -1.13 | 7.49 |
| Jul 2024 | 1263.955222552774 | -0.64 | 4.67 |
| Aug 2024 | 1217.8174602731033 | -3.65 | -2.06 |
| Sep 2024 | 1172.2111986013874 | -3.74 | -7.25 |
| Oct 2024 | 1198.3268211918426 | 2.23 | -9.31 |
| Nov 2024 | 1241.8421986520118 | 3.63 | -4.68 |
| Dec 2024 | 1230.6895279739028 | -0.90 | 0.25 |
| Jan 2025 | 1261.9494310029836 | 2.54 | 4.27 |
| Feb 2025 | 1246.5812651313793 | -1.22 | 1.15 |
| Mar 2025 | 1219.5016293475549 | -2.17 | -1.98 |
| Apr 2025 | 1225.0212583996074 | 0.45 | -3.76 |
| May 2025 | 1233.8423730140694 | 0.72 | -4.10 |
| Jun 2025 | 1230.3172240868425 | -0.29 | -3.28 |
| Jul 2025 | 1215.0466969218799 | -1.24 | -3.87 |
| Aug 2025 | 1192.7971399998166 | -1.83 | -2.06 |
| Sep 2025 | 1158.7922275942979 | -2.85 | -1.14 |
| Oct 2025 | 1142.413688912286 | -1.41 | -4.67 |
| Nov 2025 | 1138.4320505017163 | -0.35 | -8.33 |
| Dec 2025 | 1132.741854857944 | -0.50 | -7.96 |
| Jan 2026 | 1123.2357547502363 | -0.84 | -10.99 |
| Feb 2026 | 1118.7750664722523 | -0.40 | -10.25 |