Spokane, WA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Spokane, WA Metro in February 2026 was $1,981.921. The month over month percentage change (MoM) was -0.50%, and the year over year percentage change (YoY) was -7.53%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Spokane, WA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Spokane, WA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Spokane, WA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Spokane, WA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Spokane, WA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 617.3077447074132 | -1.86 | -6.19 |
| Feb 2015 | 623.2266026599154 | 0.96 | -4.23 |
| Mar 2015 | 629.1656818651506 | 0.95 | -3.89 |
| Apr 2015 | 624.2485334372052 | -0.78 | -4.82 |
| May 2015 | 640.2142533202363 | 2.56 | -0.91 |
| Jun 2015 | 655.181231857198 | 2.34 | 1.62 |
| Jul 2015 | 664.7197723334541 | 1.46 | 3.34 |
| Aug 2015 | 658.347795747527 | -0.96 | 2.42 |
| Sep 2015 | 662.5152331886534 | 0.63 | 2.33 |
| Oct 2015 | 660.3689904947405 | -0.32 | 3.52 |
| Nov 2015 | 677.7606651573551 | 2.63 | 6.55 |
| Dec 2015 | 685.8924604271414 | 1.20 | 9.04 |
| Jan 2016 | 684.5928051030525 | -0.19 | 10.90 |
| Feb 2016 | 672.9806203795625 | -1.70 | 7.98 |
| Mar 2016 | 679.6218621786893 | 0.99 | 8.02 |
| Apr 2016 | 675.3768535589902 | -0.62 | 8.19 |
| May 2016 | 677.5130930174059 | 0.32 | 5.83 |
| Jun 2016 | 678.0295936617355 | 0.08 | 3.49 |
| Jul 2016 | 670.3306672291994 | -1.13 | 0.84 |
| Aug 2016 | 673.3860653190726 | 0.46 | 2.28 |
| Sep 2016 | 679.325165415873 | 0.88 | 2.54 |
| Oct 2016 | 685.2620933859341 | 0.87 | 3.77 |
| Nov 2016 | 717.4101798794649 | 4.69 | 5.85 |
| Dec 2016 | 763.235213756189 | 6.39 | 11.28 |
| Jan 2017 | 766.9507565293143 | 0.49 | 12.03 |
| Feb 2017 | 777.4720634450423 | 1.37 | 15.53 |
| Mar 2017 | 789.0049718574674 | 1.48 | 16.10 |
| Apr 2017 | 782.3671418255651 | -0.84 | 15.84 |
| May 2017 | 784.9036564403449 | 0.32 | 15.85 |
| Jun 2017 | 780.2945795215672 | -0.59 | 15.08 |
| Jul 2017 | 791.8446582562113 | 1.48 | 18.13 |
| Aug 2017 | 788.6803220524496 | -0.40 | 17.12 |
| Sep 2017 | 786.484524187183 | -0.28 | 15.77 |
| Oct 2017 | 799.287363892872 | 1.63 | 16.64 |
| Nov 2017 | 806.4766647530782 | 0.90 | 12.42 |
| Dec 2017 | 814.8607253118662 | 1.04 | 6.76 |
| Jan 2018 | 830.549017803706 | 1.93 | 8.29 |
| Feb 2018 | 870.1081295146784 | 4.76 | 11.92 |
| Mar 2018 | 892.8023417411462 | 2.61 | 13.16 |
| Apr 2018 | 906.6085146160349 | 1.55 | 15.88 |
| May 2018 | 929.8298981084183 | 2.56 | 18.46 |
| Jun 2018 | 937.187417664013 | 0.79 | 20.11 |
| Jul 2018 | 942.9734092657048 | 0.62 | 19.09 |
| Aug 2018 | 955.4688137261669 | 1.33 | 21.15 |
| Sep 2018 | 973.2276885592667 | 1.86 | 23.74 |
| Oct 2018 | 1002.2231817618804 | 2.98 | 25.39 |
| Nov 2018 | 1011.8675443355492 | 0.96 | 25.47 |
| Dec 2018 | 991.2285148003605 | -2.04 | 21.64 |
| Jan 2019 | 977.4591434242346 | -1.39 | 17.69 |
| Feb 2019 | 974.2658615220969 | -0.33 | 11.97 |
| Mar 2019 | 973.1650303119545 | -0.11 | 9.00 |
| Apr 2019 | 972.6828355102107 | -0.05 | 7.29 |
| May 2019 | 978.0710486146489 | 0.55 | 5.19 |
| Jun 2019 | 957.9848692016244 | -2.05 | 2.22 |
| Jul 2019 | 962.0231771692956 | 0.42 | 2.02 |
| Aug 2019 | 951.2944367510413 | -1.11 | -0.44 |
| Sep 2019 | 954.5947508269934 | 0.35 | -1.91 |
| Oct 2019 | 969.6025745245114 | 1.57 | -3.25 |
| Nov 2019 | 976.8250261474544 | 0.75 | -3.46 |
| Dec 2019 | 987.0735333608025 | 1.05 | -0.42 |
| Jan 2020 | 987.9735549760908 | 0.09 | 1.08 |
| Feb 2020 | 983.0809431643506 | -0.49 | 0.91 |
| Mar 2020 | 997.7281519542322 | 1.49 | 2.52 |
| Apr 2020 | 992.1428788683652 | -0.56 | 2.00 |
| May 2020 | 991.6757619653441 | -0.05 | 1.39 |
| Jun 2020 | 988.8124574924408 | -0.29 | 3.22 |
| Jul 2020 | 975.979529706422 | -1.30 | 1.45 |
| Aug 2020 | 974.420705718886 | -0.16 | 2.43 |
| Sep 2020 | 981.9708728626624 | 0.78 | 2.87 |
| Oct 2020 | 991.371977688587 | 0.96 | 2.25 |
| Nov 2020 | 1000.3216323473358 | 0.90 | 2.40 |
| Dec 2020 | 1007.4795914545069 | 0.72 | 2.07 |
| Jan 2021 | 1030.7627532092447 | 2.31 | 4.33 |
| Feb 2021 | 1061.6545804520076 | 3.00 | 7.99 |
| Mar 2021 | 1124.6458863110365 | 5.93 | 12.72 |
| Apr 2021 | 1151.9798928065757 | 2.43 | 16.11 |
| May 2021 | 1168.4891297981246 | 1.43 | 17.83 |
| Jun 2021 | 1200.8677128779486 | 2.77 | 21.45 |
| Jul 2021 | 1210.2567238896422 | 0.78 | 24.00 |
| Aug 2021 | 1224.0647219141251 | 1.14 | 25.62 |
| Sep 2021 | 1242.7025478783146 | 1.52 | 26.55 |
| Oct 2021 | 1275.635886267501 | 2.65 | 28.67 |
| Nov 2021 | 1282.4454865726168 | 0.53 | 28.20 |
| Dec 2021 | 1297.2836274412 | 1.16 | 28.77 |
| Jan 2022 | 1371.759336415239 | 5.74 | 33.08 |
| Feb 2022 | 1450.6256741937937 | 5.75 | 36.64 |
| Mar 2022 | 1556.957215597622 | 7.33 | 38.44 |
| Apr 2022 | 1749.5905012002218 | 12.37 | 51.88 |
| May 2022 | 1833.7126028494465 | 4.81 | 56.93 |
| Jun 2022 | 1919.2429812401492 | 4.66 | 59.82 |
| Jul 2022 | 1901.649419336979 | -0.92 | 57.13 |
| Aug 2022 | 1850.4871286473908 | -2.69 | 51.18 |
| Sep 2022 | 2015.6237100870444 | 8.92 | 62.20 |
| Oct 2022 | 2165.620591660586 | 7.44 | 69.77 |
| Nov 2022 | 2127.6296873218143 | -1.75 | 65.90 |
| Dec 2022 | 2019.397292090005 | -5.09 | 55.66 |
| Jan 2023 | 1983.2459479416934 | -1.79 | 44.58 |
| Feb 2023 | 1966.5143499578915 | -0.84 | 35.56 |
| Mar 2023 | 2017.9162405738923 | 2.61 | 29.61 |
| Apr 2023 | 1975.808916815082 | -2.09 | 12.93 |
| May 2023 | 1997.4518477342247 | 1.10 | 8.93 |
| Jun 2023 | 2064.7149560096814 | 3.37 | 7.58 |
| Jul 2023 | 2097.7072435718214 | 1.60 | 10.31 |
| Aug 2023 | 2153.1328926605147 | 2.64 | 16.36 |
| Sep 2023 | 2184.4368667837166 | 1.45 | 8.38 |
| Oct 2023 | 2277.8431997615116 | 4.28 | 5.18 |
| Nov 2023 | 2237.4375684791526 | -1.77 | 5.16 |
| Dec 2023 | 2098.6564686060624 | -6.20 | 3.93 |
| Jan 2024 | 2058.261276771129 | -1.92 | 3.78 |
| Feb 2024 | 2085.2367166286103 | 1.31 | 6.04 |
| Mar 2024 | 2098.5177299106394 | 0.64 | 3.99 |
| Apr 2024 | 2144.357099064488 | 2.18 | 8.53 |
| May 2024 | 2168.006251868889 | 1.10 | 8.54 |
| Jun 2024 | 2139.4976641470653 | -1.31 | 3.62 |
| Jul 2024 | 2123.637731088173 | -0.74 | 1.24 |
| Aug 2024 | 2047.2350953489645 | -3.60 | -4.92 |
| Sep 2024 | 1981.8704309952566 | -3.19 | -9.27 |
| Oct 2024 | 2038.4895862739713 | 2.86 | -10.51 |
| Nov 2024 | 2124.3431304472256 | 4.21 | -5.05 |
| Dec 2024 | 2110.809153777326 | -0.64 | 0.58 |
| Jan 2025 | 2167.7043088589744 | 2.70 | 5.32 |
| Feb 2025 | 2143.224989916133 | -1.13 | 2.78 |
| Mar 2025 | 2096.2165389083 | -2.19 | -0.11 |
| Apr 2025 | 2106.9563061386557 | 0.51 | -1.74 |
| May 2025 | 2121.249369573088 | 0.68 | -2.16 |
| Jun 2025 | 2116.916524081204 | -0.20 | -1.05 |
| Jul 2025 | 2093.509303789011 | -1.11 | -1.42 |
| Aug 2025 | 2064.3739464113555 | -1.39 | 0.84 |
| Sep 2025 | 2017.886217481052 | -2.25 | 1.82 |
| Oct 2025 | 2002.1418774616227 | -0.78 | -1.78 |
| Nov 2025 | 2006.277270140095 | 0.21 | -5.56 |
| Dec 2025 | 2004.5851416872592 | -0.08 | -5.03 |
| Jan 2026 | 1991.8218918291957 | -0.64 | -8.11 |
| Feb 2026 | 1981.9209825314365 | -0.50 | -7.53 |
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