Springfield, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Springfield, IL Metro in February 2026 was $915.97. The month over month percentage change (MoM) was 0.18%, and the year over year percentage change (YoY) was -0.16%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Springfield, IL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Springfield, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Springfield, IL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Springfield, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Springfield, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 476.2025130769627 | -2.87 | -6.63 |
| Feb 2015 | 476.2719490368665 | 0.02 | -5.28 |
| Mar 2015 | 478.8812645517115 | 0.55 | -5.36 |
| Apr 2015 | 472.9753222459223 | -1.23 | -6.69 |
| May 2015 | 483.20405473289105 | 2.16 | -2.96 |
| Jun 2015 | 491.6393458367878 | 1.75 | -1.18 |
| Jul 2015 | 496.4250645196576 | 0.97 | -0.46 |
| Aug 2015 | 489.29625469653246 | -1.44 | -2.66 |
| Sep 2015 | 489.29405042686494 | 0.00 | -3.87 |
| Oct 2015 | 485.4430516456119 | -0.79 | -3.41 |
| Nov 2015 | 495.0861799341066 | 1.99 | -0.88 |
| Dec 2015 | 497.47014553444785 | 0.48 | 1.47 |
| Jan 2016 | 492.37372440072255 | -1.02 | 3.40 |
| Feb 2016 | 480.1734491398658 | -2.48 | 0.82 |
| Mar 2016 | 481.65299019294207 | 0.31 | 0.58 |
| Apr 2016 | 476.4143296789304 | -1.09 | 0.73 |
| May 2016 | 476.76264209249416 | 0.07 | -1.33 |
| Jun 2016 | 476.696417812451 | -0.01 | -3.04 |
| Jul 2016 | 469.257989763762 | -1.56 | -5.47 |
| Aug 2016 | 468.53296485968883 | -0.15 | -4.24 |
| Sep 2016 | 468.70140932132495 | 0.04 | -4.21 |
| Oct 2016 | 469.6104620460036 | 0.19 | -3.26 |
| Nov 2016 | 488.5138787443577 | 4.03 | -1.33 |
| Dec 2016 | 516.6841581071452 | 5.77 | 3.86 |
| Jan 2017 | 515.5672836546865 | -0.22 | 4.71 |
| Feb 2017 | 517.4445767213933 | 0.36 | 7.76 |
| Mar 2017 | 519.479115841548 | 0.39 | 7.85 |
| Apr 2017 | 510.6743127414773 | -1.69 | 7.19 |
| May 2017 | 509.16644705679664 | -0.29 | 6.80 |
| Jun 2017 | 502.35135293858787 | -1.34 | 5.38 |
| Jul 2017 | 505.1518099534605 | 0.56 | 7.65 |
| Aug 2017 | 498.3725806360646 | -1.34 | 6.37 |
| Sep 2017 | 494.00346151260595 | -0.88 | 5.40 |
| Oct 2017 | 499.46803073394034 | 1.11 | 6.36 |
| Nov 2017 | 501.88734430146377 | 0.48 | 2.74 |
| Dec 2017 | 503.8989563661509 | 0.40 | -2.47 |
| Jan 2018 | 509.7529471492408 | 1.16 | -1.13 |
| Feb 2018 | 527.7636706752971 | 3.53 | 1.99 |
| Mar 2018 | 535.013708645492 | 1.37 | 2.99 |
| Apr 2018 | 536.7143369360662 | 0.32 | 5.10 |
| May 2018 | 544.9752644569418 | 1.54 | 7.03 |
| Jun 2018 | 542.876252706775 | -0.38 | 8.07 |
| Jul 2018 | 540.1892116881529 | -0.49 | 6.94 |
| Aug 2018 | 540.6470477644187 | 0.09 | 8.48 |
| Sep 2018 | 546.0804929904517 | 1.00 | 10.54 |
| Oct 2018 | 557.6294796516419 | 2.12 | 11.65 |
| Nov 2018 | 559.7563688629925 | 0.38 | 11.53 |
| Dec 2018 | 544.7149588567482 | -2.69 | 8.10 |
| Jan 2019 | 535.3388586163762 | -1.72 | 5.02 |
| Feb 2019 | 532.9766853362388 | -0.44 | 0.99 |
| Mar 2019 | 531.0772245742731 | -0.36 | -0.74 |
| Apr 2019 | 527.4921411298958 | -0.67 | -1.72 |
| May 2019 | 526.0715140321435 | -0.27 | -3.47 |
| Jun 2019 | 510.3114365025143 | -3.00 | -6.00 |
| Jul 2019 | 507.91280352657253 | -0.47 | -5.97 |
| Aug 2019 | 498.2717722064262 | -1.90 | -7.84 |
| Sep 2019 | 497.47400635187574 | -0.16 | -8.90 |
| Oct 2019 | 503.87806646193775 | 1.29 | -9.64 |
| Nov 2019 | 506.9899303678506 | 0.62 | -9.43 |
| Dec 2019 | 512.4972852889707 | 1.09 | -5.91 |
| Jan 2020 | 509.26898401658383 | -0.63 | -4.87 |
| Feb 2020 | 501.57590260607566 | -1.51 | -5.89 |
| Mar 2020 | 502.6904374413717 | 0.22 | -5.34 |
| Apr 2020 | 495.70756168074365 | -1.39 | -6.03 |
| May 2020 | 491.84832396002 | -0.78 | -6.50 |
| Jun 2020 | 486.52738438317385 | -1.08 | -4.66 |
| Jul 2020 | 477.239110471241 | -1.91 | -6.04 |
| Aug 2020 | 473.7627812019694 | -0.73 | -4.92 |
| Sep 2020 | 476.1299183578689 | 0.50 | -4.29 |
| Oct 2020 | 476.1880931245097 | 0.01 | -5.49 |
| Nov 2020 | 473.47252825950534 | -0.57 | -6.61 |
| Dec 2020 | 466.76260774226665 | -1.42 | -8.92 |
| Jan 2021 | 468.90413544554855 | 0.46 | -7.93 |
| Feb 2021 | 473.94099236461153 | 1.07 | -5.51 |
| Mar 2021 | 491.5439800537264 | 3.71 | -2.22 |
| Apr 2021 | 490.81939981005695 | -0.15 | -0.99 |
| May 2021 | 486.735879747358 | -0.83 | -1.04 |
| Jun 2021 | 492.3896968571933 | 1.16 | 1.21 |
| Jul 2021 | 490.8772286909875 | -0.31 | 2.86 |
| Aug 2021 | 491.66494758789025 | 0.16 | 3.78 |
| Sep 2021 | 494.3720935791354 | 0.55 | 3.83 |
| Oct 2021 | 504.52960956422856 | 2.06 | 5.95 |
| Nov 2021 | 505.6210817008818 | 0.22 | 6.79 |
| Dec 2021 | 510.72406596678456 | 1.01 | 9.42 |
| Jan 2022 | 538.6494074746706 | 5.47 | 14.87 |
| Feb 2022 | 566.117461394238 | 5.10 | 19.45 |
| Mar 2022 | 600.0619744052204 | 6.00 | 22.08 |
| Apr 2022 | 665.3744856904615 | 10.88 | 35.56 |
| May 2022 | 687.0855958944366 | 3.26 | 41.16 |
| Jun 2022 | 712.3806473987438 | 3.68 | 44.68 |
| Jul 2022 | 701.804183857277 | -1.48 | 42.97 |
| Aug 2022 | 685.0769167992613 | -2.38 | 39.34 |
| Sep 2022 | 752.5275316469875 | 9.85 | 52.22 |
| Oct 2022 | 818.8206821402125 | 8.81 | 62.29 |
| Nov 2022 | 815.0122326749115 | -0.46 | 61.19 |
| Dec 2022 | 784.5056864529826 | -3.74 | 53.61 |
| Jan 2023 | 780.5468920034759 | -0.50 | 44.91 |
| Feb 2023 | 779.843453183925 | -0.09 | 37.75 |
| Mar 2023 | 804.3753160260442 | 3.15 | 34.05 |
| Apr 2023 | 791.8155616216123 | -1.56 | 19.00 |
| May 2023 | 807.2732252894509 | 1.95 | 17.49 |
| Jun 2023 | 840.5765942967446 | 4.13 | 18.00 |
| Jul 2023 | 858.2721778852892 | 2.11 | 22.30 |
| Aug 2023 | 884.9857229863691 | 3.11 | 29.18 |
| Sep 2023 | 900.1135279109672 | 1.71 | 19.61 |
| Oct 2023 | 942.0273118707742 | 4.66 | 15.05 |
| Nov 2023 | 928.6400559334664 | -1.42 | 13.94 |
| Dec 2023 | 873.8122453652329 | -5.90 | 11.38 |
| Jan 2024 | 856.8285913299705 | -1.94 | 9.77 |
| Feb 2024 | 869.4058659306065 | 1.47 | 11.49 |
| Mar 2024 | 879.3959654692429 | 1.15 | 9.33 |
| Apr 2024 | 904.2479859635457 | 2.83 | 14.20 |
| May 2024 | 915.9212462576139 | 1.29 | 13.46 |
| Jun 2024 | 904.5005394520915 | -1.25 | 7.61 |
| Jul 2024 | 896.6811156472851 | -0.86 | 4.47 |
| Aug 2024 | 865.0274333643272 | -3.53 | -2.25 |
| Sep 2024 | 836.3334518988577 | -3.32 | -7.09 |
| Oct 2024 | 862.2971827764419 | 3.10 | -8.46 |
| Nov 2024 | 902.1733934411749 | 4.62 | -2.85 |
| Dec 2024 | 900.0365500037393 | -0.24 | 3.00 |
| Jan 2025 | 926.4926698091119 | 2.94 | 8.13 |
| Feb 2025 | 917.4714591982165 | -0.97 | 5.53 |
| Mar 2025 | 900.8083382768125 | -1.82 | 2.44 |
| Apr 2025 | 908.3735058335595 | 0.84 | 0.46 |
| May 2025 | 919.3217514568611 | 1.21 | 0.37 |
| Jun 2025 | 924.0647358350634 | 0.52 | 2.16 |
| Jul 2025 | 921.9406567237068 | -0.23 | 2.82 |
| Aug 2025 | 918.4153547981316 | -0.38 | 6.17 |
| Sep 2025 | 904.1143953847443 | -1.56 | 8.11 |
| Oct 2025 | 903.5674975315527 | -0.06 | 4.79 |
| Nov 2025 | 910.8219532761811 | 0.80 | 0.96 |
| Dec 2025 | 915.4666288176428 | 0.51 | 1.71 |
| Jan 2026 | 914.2849092599245 | -0.13 | -1.32 |
| Feb 2026 | 915.9697490341239 | 0.18 | -0.16 |
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