St. Joseph, MO (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the St. Joseph, MO Metro in February 2026 was $994.918. The month over month percentage change (MoM) was 0.28%, and the year over year percentage change (YoY) was -1.80%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the St. Joseph, MO metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the St. Joseph, MO metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
St. Joseph, MO (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
St. Joseph, MO (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 416.1626665684 -2.47 -10.11
Feb 2015 416.61735746644194 0.11 -8.58
Mar 2015 418.9742796626325 0.57 -8.50
Apr 2015 414.94982733547766 -0.96 -9.30
May 2015 425.59991390381253 2.57 -5.53
Jun 2015 434.91656988231387 2.19 -3.29
Jul 2015 440.53173566069904 1.29 -1.72
Aug 2015 434.3404624032327 -1.40 -2.64
Sep 2015 434.28899448772114 -0.01 -2.77
Oct 2015 429.5751679496539 -1.08 -1.78
Nov 2015 438.52548956996446 2.08 1.00
Dec 2015 441.79163645590046 0.75 3.54
Jan 2016 439.13530877381675 -0.60 5.52
Feb 2016 430.6416373741238 -1.93 3.37
Mar 2016 433.55542990389694 0.68 3.48
Apr 2016 429.3035019910756 -0.98 3.46
May 2016 428.4966996106996 -0.19 0.68
Jun 2016 427.01831905756745 -0.34 -1.82
Jul 2016 419.90409802763804 -1.67 -4.68
Aug 2016 419.49298562125875 -0.10 -3.42
Sep 2016 421.3661931582141 0.45 -2.98
Oct 2016 423.64161037332696 0.54 -1.38
Nov 2016 441.80811651173514 4.29 0.75
Dec 2016 466.1641160659528 5.51 5.52
Jan 2017 463.6766098736595 -0.53 5.59
Feb 2017 464.54392852913765 0.19 7.87
Mar 2017 466.29367849188486 0.38 7.55
Apr 2017 458.502212234304 -1.67 6.80
May 2017 457.6255184196156 -0.19 6.80
Jun 2017 453.8934849633534 -0.82 6.29
Jul 2017 459.6209443170997 1.26 9.46
Aug 2017 455.8835791930743 -0.81 8.68
Sep 2017 452.72388742743186 -0.69 7.44
Oct 2017 458.6317670253621 1.31 8.26
Nov 2017 461.303839403484 0.58 4.41
Dec 2017 463.58300042972814 0.49 -0.55
Jan 2018 469.3008396923891 1.23 1.21
Feb 2018 488.066998717274 4.00 5.06
Mar 2018 497.45104957364214 1.92 6.68
Apr 2018 501.01835995014113 0.72 9.27
May 2018 510.2270131663767 1.84 11.49
Jun 2018 510.6236483590981 0.08 12.50
Jul 2018 509.32235926201116 -0.25 10.81
Aug 2018 511.4307483367285 0.41 12.19
Sep 2018 517.422843102817 1.17 14.29
Oct 2018 530.9086371485936 2.61 15.76
Nov 2018 535.3066013623855 0.83 16.04
Dec 2018 522.9621359850195 -2.31 12.81
Jan 2019 514.8206814024968 -1.56 9.70
Feb 2019 511.95747195082527 -0.56 4.89
Mar 2019 509.60922490992135 -0.46 2.44
Apr 2019 505.64438489877233 -0.78 0.92
May 2019 503.9699412386935 -0.33 -1.23
Jun 2019 490.2135075850638 -2.73 -4.00
Jul 2019 490.27715497754025 0.01 -3.74
Aug 2019 483.0186191477461 -1.48 -5.55
Sep 2019 482.2421186355822 -0.16 -6.80
Oct 2019 488.2039093206282 1.24 -8.04
Nov 2019 491.77821839087073 0.73 -8.13
Dec 2019 498.2756363799698 1.32 -4.72
Jan 2020 496.218466333607 -0.41 -3.61
Feb 2020 488.8876903938097 -1.48 -4.51
Mar 2020 490.18810957496737 0.27 -3.81
Apr 2020 484.193776567012 -1.22 -4.24
May 2020 482.0153979211564 -0.45 -4.36
Jun 2020 478.8608655368296 -0.65 -2.32
Jul 2020 471.9735001531072 -1.44 -3.73
Aug 2020 471.4994575083116 -0.10 -2.38
Sep 2020 476.3732914733907 1.03 -1.22
Oct 2020 480.8002465800612 0.93 -1.52
Nov 2020 483.0664421287239 0.47 -1.77
Dec 2020 482.3082861000342 -0.16 -3.20
Jan 2021 488.867092607026 1.36 -1.48
Feb 2021 497.8865113715553 1.85 1.84
Mar 2021 520.6606374546965 4.57 6.22
Apr 2021 524.687116816771 0.77 8.36
May 2021 523.6383692331443 -0.20 8.64
Jun 2021 530.6625762763542 1.34 10.82
Jul 2021 530.4030036098527 -0.05 12.38
Aug 2021 534.3992478097692 0.75 13.34
Sep 2021 542.6277191628767 1.54 13.91
Oct 2021 558.1619963553063 2.86 16.09
Nov 2021 563.0022607299381 0.87 16.55
Dec 2021 569.6161482290653 1.18 18.10
Jan 2022 599.4663885125436 5.24 22.62
Feb 2022 626.7129273593944 4.55 25.88
Mar 2022 662.2685751905763 5.67 27.20
Apr 2022 732.2492265049502 10.57 39.56
May 2022 757.3544110235634 3.43 44.63
Jun 2022 788.4764480375018 4.11 48.58
Jul 2022 783.0134677076129 -0.69 47.63
Aug 2022 768.1582783060799 -1.90 43.74
Sep 2022 845.1457664641636 10.02 55.75
Oct 2022 916.8528610789597 8.49 64.26
Nov 2022 908.3711974386572 -0.92 61.34
Dec 2022 867.5058438067443 -4.50 52.30
Jan 2023 857.4925569635471 -1.15 43.04
Feb 2023 854.4163907211195 -0.36 36.33
Mar 2023 882.1415020900686 3.25 33.20
Apr 2023 869.5413990414977 -1.43 18.75
May 2023 885.2300633530398 1.80 16.89
Jun 2023 919.472800877227 3.87 16.61
Jul 2023 933.7718341558776 1.56 19.25
Aug 2023 954.9972669440274 2.27 24.32
Sep 2023 965.7469006400128 1.13 14.27
Oct 2023 1003.9006790160878 3.95 9.49
Nov 2023 985.8461630984631 -1.80 8.53
Dec 2023 925.7361460171188 -6.10 6.71
Jan 2024 912.1684990000408 -1.47 6.38
Feb 2024 930.6307076310952 2.02 8.92
Mar 2024 942.5014039409664 1.28 6.84
Apr 2024 968.5840375346213 2.77 11.39
May 2024 982.8686214256494 1.48 11.03
Jun 2024 974.9921432336197 -0.80 6.04
Jul 2024 973.185507155172 -0.18 4.22
Aug 2024 942.475115887852 -3.16 -1.31
Sep 2024 914.0791340356667 -3.01 -5.35
Oct 2024 941.9271645808866 3.05 -6.17
Nov 2024 985.4720057666439 4.62 -0.04
Dec 2024 984.7304577532226 -0.07 6.37
Jan 2025 1017.4619517514157 3.32 11.54
Feb 2025 1013.1186226237048 -0.43 8.86
Mar 2025 998.0529965817897 -1.49 5.89
Apr 2025 1008.308650234797 1.03 4.10
May 2025 1019.9133976208323 1.15 3.77
Jun 2025 1022.5422010929422 0.26 4.88
Jul 2025 1017.7965025654947 -0.46 4.58
Aug 2025 1009.2438390768322 -0.84 7.08
Sep 2025 991.4607284813072 -1.76 8.47
Oct 2025 986.3463565635825 -0.52 4.72
Nov 2025 990.7823757027392 0.45 0.54
Dec 2025 993.1192977599874 0.24 0.85
Jan 2026 992.1406224728087 -0.10 -2.49
Feb 2026 994.918296274241 0.28 -1.80