Utica, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Utica, NY Metro in February 2026 was $1,036.256. The month over month percentage change (MoM) was -0.16%, and the year over year percentage change (YoY) was -1.67%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Utica, NY metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Utica, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Utica, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Utica, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Utica, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 373.84575724636886 | -1.95 | -8.67 |
| Feb 2015 | 377.4710230340116 | 0.97 | -6.37 |
| Mar 2015 | 382.0323932109865 | 1.21 | -5.64 |
| Apr 2015 | 379.7482249728448 | -0.60 | -6.31 |
| May 2015 | 389.1808935244931 | 2.48 | -2.64 |
| Jun 2015 | 397.0261244809119 | 2.02 | -0.71 |
| Jul 2015 | 400.81400916558624 | 0.95 | 0.54 |
| Aug 2015 | 395.19658346063517 | -1.40 | -0.38 |
| Sep 2015 | 395.4081065504594 | 0.05 | -0.40 |
| Oct 2015 | 392.5667016000121 | -0.72 | 0.95 |
| Nov 2015 | 400.9279158622122 | 2.13 | 3.71 |
| Dec 2015 | 403.52765700653316 | 0.65 | 5.83 |
| Jan 2016 | 399.9227073009429 | -0.89 | 6.98 |
| Feb 2016 | 390.0322419810179 | -2.47 | 3.33 |
| Mar 2016 | 391.16343531841267 | 0.29 | 2.39 |
| Apr 2016 | 386.2519840873651 | -1.26 | 1.71 |
| May 2016 | 385.9868884492363 | -0.07 | -0.82 |
| Jun 2016 | 385.5731333294625 | -0.11 | -2.88 |
| Jul 2016 | 380.8765684332546 | -1.22 | -4.97 |
| Aug 2016 | 382.4583610186918 | 0.42 | -3.22 |
| Sep 2016 | 385.62137458003025 | 0.83 | -2.47 |
| Oct 2016 | 388.27511252011504 | 0.69 | -1.09 |
| Nov 2016 | 405.0319582491013 | 4.32 | 1.02 |
| Dec 2016 | 428.6259899919961 | 5.83 | 6.22 |
| Jan 2017 | 427.6549428200163 | -0.23 | 6.93 |
| Feb 2017 | 429.5215756308512 | 0.44 | 10.13 |
| Mar 2017 | 431.2181696321019 | 0.40 | 10.24 |
| Apr 2017 | 424.19399804399586 | -1.63 | 9.82 |
| May 2017 | 423.15686618451633 | -0.24 | 9.63 |
| Jun 2017 | 418.6202112454758 | -1.07 | 8.57 |
| Jul 2017 | 423.6096310198634 | 1.19 | 11.22 |
| Aug 2017 | 422.063937619128 | -0.36 | 10.36 |
| Sep 2017 | 421.5689803342937 | -0.12 | 9.32 |
| Oct 2017 | 429.10324671146265 | 1.79 | 10.52 |
| Nov 2017 | 433.4990700869059 | 1.02 | 7.03 |
| Dec 2017 | 438.04091618137943 | 1.05 | 2.20 |
| Jan 2018 | 445.7459427080859 | 1.76 | 4.23 |
| Feb 2018 | 463.66159766519286 | 4.02 | 7.95 |
| Mar 2018 | 472.5552465033103 | 1.92 | 9.59 |
| Apr 2018 | 476.18833695215756 | 0.77 | 12.26 |
| May 2018 | 486.17273246997195 | 2.10 | 14.89 |
| Jun 2018 | 488.7956848126367 | 0.54 | 16.76 |
| Jul 2018 | 490.92783004973876 | 0.44 | 15.89 |
| Aug 2018 | 496.3730539809825 | 1.11 | 17.61 |
| Sep 2018 | 503.84850568987326 | 1.51 | 19.52 |
| Oct 2018 | 516.0280046415753 | 2.42 | 20.26 |
| Nov 2018 | 518.1667415603274 | 0.41 | 19.53 |
| Dec 2018 | 504.23389673948566 | -2.69 | 15.11 |
| Jan 2019 | 494.83538421536315 | -1.86 | 11.01 |
| Feb 2019 | 490.48578834473346 | -0.88 | 5.79 |
| Mar 2019 | 486.46694278130303 | -0.82 | 2.94 |
| Apr 2019 | 481.32630252730496 | -1.06 | 1.08 |
| May 2019 | 479.2405147821744 | -0.43 | -1.43 |
| Jun 2019 | 466.1110764419801 | -2.74 | -4.64 |
| Jul 2019 | 466.59809583571837 | 0.10 | -4.96 |
| Aug 2019 | 460.3579552690685 | -1.34 | -7.26 |
| Sep 2019 | 461.59145846451327 | 0.27 | -8.39 |
| Oct 2019 | 468.53537791980193 | 1.50 | -9.20 |
| Nov 2019 | 471.94820284876977 | 0.73 | -8.92 |
| Dec 2019 | 476.14612894506627 | 0.89 | -5.57 |
| Jan 2020 | 473.2195274664413 | -0.61 | -4.37 |
| Feb 2020 | 466.5717350126553 | -1.40 | -4.88 |
| Mar 2020 | 468.36666810775887 | 0.39 | -3.72 |
| Apr 2020 | 462.48631071109526 | -1.26 | -3.91 |
| May 2020 | 460.2227362981567 | -0.49 | -3.97 |
| Jun 2020 | 458.57951203651066 | -0.36 | -1.62 |
| Jul 2020 | 452.84438952021793 | -1.25 | -2.95 |
| Aug 2020 | 451.805018574651 | -0.23 | -1.86 |
| Sep 2020 | 454.4340799004403 | 0.58 | -1.55 |
| Oct 2020 | 458.4517562986778 | 0.88 | -2.15 |
| Nov 2020 | 463.89490627838455 | 1.19 | -1.71 |
| Dec 2020 | 468.2451045296089 | 0.94 | -1.66 |
| Jan 2021 | 478.5790353397734 | 2.21 | 1.13 |
| Feb 2021 | 489.7053640475316 | 2.33 | 4.96 |
| Mar 2021 | 513.4885820426756 | 4.86 | 9.63 |
| Apr 2021 | 518.9274032848698 | 1.06 | 12.20 |
| May 2021 | 519.7762526999636 | 0.16 | 12.94 |
| Jun 2021 | 528.4430331488595 | 1.67 | 15.24 |
| Jul 2021 | 527.0676769332123 | -0.26 | 16.39 |
| Aug 2021 | 527.3751018359699 | 0.06 | 16.73 |
| Sep 2021 | 529.6469395409921 | 0.43 | 16.55 |
| Oct 2021 | 540.0658371281393 | 1.97 | 17.80 |
| Nov 2021 | 540.4587731745376 | 0.07 | 16.51 |
| Dec 2021 | 544.0891436389938 | 0.67 | 16.20 |
| Jan 2022 | 574.8069688482299 | 5.65 | 20.11 |
| Feb 2022 | 608.1038759821832 | 5.79 | 24.18 |
| Mar 2022 | 652.920049976851 | 7.37 | 27.15 |
| Apr 2022 | 730.1056402042635 | 11.82 | 40.70 |
| May 2022 | 761.0865890461428 | 4.24 | 46.43 |
| Jun 2022 | 797.4068950415976 | 4.77 | 50.90 |
| Jul 2022 | 796.1083334412943 | -0.16 | 51.05 |
| Aug 2022 | 783.4472673802261 | -1.59 | 48.56 |
| Sep 2022 | 862.957528330808 | 10.15 | 62.93 |
| Oct 2022 | 935.3309081239516 | 8.39 | 73.19 |
| Nov 2022 | 925.0323579975661 | -1.10 | 71.16 |
| Dec 2022 | 881.3582733870793 | -4.72 | 61.99 |
| Jan 2023 | 869.4242220136828 | -1.35 | 51.26 |
| Feb 2023 | 864.9560404009644 | -0.51 | 42.24 |
| Mar 2023 | 890.1518405517622 | 2.91 | 36.33 |
| Apr 2023 | 875.5747400335384 | -1.64 | 19.92 |
| May 2023 | 890.9510494164339 | 1.76 | 17.06 |
| Jun 2023 | 928.3574570038885 | 4.20 | 16.42 |
| Jul 2023 | 948.4769925396754 | 2.17 | 19.14 |
| Aug 2023 | 977.7025965273571 | 3.08 | 24.80 |
| Sep 2023 | 996.3240393726737 | 1.91 | 15.46 |
| Oct 2023 | 1044.434273211388 | 4.83 | 11.67 |
| Nov 2023 | 1032.2811220391786 | -1.16 | 11.59 |
| Dec 2023 | 972.8872281054686 | -5.75 | 10.39 |
| Jan 2024 | 957.6811296342651 | -1.56 | 10.15 |
| Feb 2024 | 973.563732229475 | 1.66 | 12.56 |
| Mar 2024 | 984.297545977896 | 1.10 | 10.58 |
| Apr 2024 | 1011.5273658125328 | 2.77 | 15.53 |
| May 2024 | 1028.4596458317596 | 1.67 | 15.43 |
| Jun 2024 | 1023.2963342965485 | -0.50 | 10.23 |
| Jul 2024 | 1022.3336194990035 | -0.09 | 7.79 |
| Aug 2024 | 991.3705787948012 | -3.03 | 1.40 |
| Sep 2024 | 962.4104916809658 | -2.92 | -3.40 |
| Oct 2024 | 992.9729597938725 | 3.18 | -4.93 |
| Nov 2024 | 1037.485326701484 | 4.48 | 0.50 |
| Dec 2024 | 1034.2010839891714 | -0.32 | 6.30 |
| Jan 2025 | 1063.5599823442208 | 2.84 | 11.06 |
| Feb 2025 | 1053.9126574501104 | -0.91 | 8.25 |
| Mar 2025 | 1032.8337887177488 | -2.00 | 4.93 |
| Apr 2025 | 1042.9292215561393 | 0.98 | 3.10 |
| May 2025 | 1058.0129675002747 | 1.45 | 2.87 |
| Jun 2025 | 1066.68366253069 | 0.82 | 4.24 |
| Jul 2025 | 1067.3288463720828 | 0.06 | 4.40 |
| Aug 2025 | 1062.4611510313712 | -0.46 | 7.17 |
| Sep 2025 | 1045.0623617293709 | -1.64 | 8.59 |
| Oct 2025 | 1040.1555742165694 | -0.47 | 4.75 |
| Nov 2025 | 1043.5074569680314 | 0.32 | 0.58 |
| Dec 2025 | 1043.3553412794638 | -0.01 | 0.89 |
| Jan 2026 | 1037.91958948529 | -0.52 | -2.41 |
| Feb 2026 | 1036.2561301391368 | -0.16 | -1.67 |
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