Valdosta, GA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Valdosta, GA Metro in February 2026 was $1,055.335. The month over month percentage change (MoM) was -0.11%, and the year over year percentage change (YoY) was -5.75%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Valdosta, GA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Valdosta, GA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 444.9396050298384 | -2.41 | -10.53 |
| Feb 2015 | 446.39276200236753 | 0.33 | -8.97 |
| Mar 2015 | 449.2992667319611 | 0.65 | -8.70 |
| Apr 2015 | 443.73442243888377 | -1.24 | -9.59 |
| May 2015 | 453.6700945090429 | 2.24 | -5.71 |
| Jun 2015 | 462.9411943733909 | 2.04 | -3.35 |
| Jul 2015 | 468.7310273930188 | 1.25 | -1.68 |
| Aug 2015 | 462.74389825684807 | -1.28 | -2.73 |
| Sep 2015 | 463.23721047079243 | 0.11 | -2.99 |
| Oct 2015 | 459.0787932566687 | -0.90 | -1.94 |
| Nov 2015 | 468.5919239973284 | 2.07 | 0.89 |
| Dec 2015 | 470.5120126075945 | 0.41 | 3.20 |
| Jan 2016 | 465.49365636125515 | -1.07 | 4.62 |
| Feb 2016 | 452.30780122687236 | -2.83 | 1.33 |
| Mar 2016 | 452.7022741876036 | 0.09 | 0.76 |
| Apr 2016 | 446.85790501794514 | -1.29 | 0.70 |
| May 2016 | 446.57885924945106 | -0.06 | -1.56 |
| Jun 2016 | 445.0913504684569 | -0.33 | -3.86 |
| Jul 2016 | 437.43542702666883 | -1.72 | -6.68 |
| Aug 2016 | 435.65951501003764 | -0.41 | -5.85 |
| Sep 2016 | 435.35806529162204 | -0.07 | -6.02 |
| Oct 2016 | 434.47636439453856 | -0.20 | -5.36 |
| Nov 2016 | 450.1254515518335 | 3.60 | -3.94 |
| Dec 2016 | 473.36265909504 | 5.16 | 0.61 |
| Jan 2017 | 469.53941975396543 | -0.81 | 0.87 |
| Feb 2017 | 469.2258883519621 | -0.07 | 3.74 |
| Mar 2017 | 469.87031233512596 | 0.14 | 3.79 |
| Apr 2017 | 461.7200064133538 | -1.73 | 3.33 |
| May 2017 | 460.56136952409616 | -0.25 | 3.13 |
| Jun 2017 | 456.3682317152694 | -0.91 | 2.53 |
| Jul 2017 | 461.83635773412595 | 1.20 | 5.58 |
| Aug 2017 | 458.22471044958615 | -0.78 | 5.18 |
| Sep 2017 | 454.5005358699166 | -0.81 | 4.40 |
| Oct 2017 | 459.9915110575896 | 1.21 | 5.87 |
| Nov 2017 | 463.10121873265695 | 0.68 | 2.88 |
| Dec 2017 | 466.71557964062504 | 0.78 | -1.40 |
| Jan 2018 | 473.8573882521015 | 1.53 | 0.92 |
| Feb 2018 | 492.647308441495 | 3.97 | 4.99 |
| Mar 2018 | 502.3458012900331 | 1.97 | 6.91 |
| Apr 2018 | 506.8097965143858 | 0.89 | 9.77 |
| May 2018 | 516.7654778833164 | 1.96 | 12.20 |
| Jun 2018 | 516.6487961811357 | -0.02 | 13.21 |
| Jul 2018 | 514.5503569452904 | -0.41 | 11.41 |
| Aug 2018 | 517.0233184506143 | 0.48 | 12.83 |
| Sep 2018 | 523.8041041406717 | 1.31 | 15.25 |
| Oct 2018 | 537.4897437208253 | 2.61 | 16.85 |
| Nov 2018 | 541.9531287383974 | 0.83 | 17.03 |
| Dec 2018 | 530.3843970871412 | -2.13 | 13.64 |
| Jan 2019 | 523.196576850908 | -1.35 | 10.41 |
| Feb 2019 | 521.1082469760249 | -0.40 | 5.78 |
| Mar 2019 | 518.7217718973665 | -0.46 | 3.26 |
| Apr 2019 | 515.1659474039285 | -0.68 | 1.65 |
| May 2019 | 513.5975627773266 | -0.30 | -0.61 |
| Jun 2019 | 499.09120284402223 | -2.82 | -3.40 |
| Jul 2019 | 497.9541778756373 | -0.23 | -3.22 |
| Aug 2019 | 490.45540829364836 | -1.51 | -5.14 |
| Sep 2019 | 490.91940654864084 | 0.10 | -6.28 |
| Oct 2019 | 497.8703792726479 | 1.42 | -7.37 |
| Nov 2019 | 500.03581307904506 | 0.44 | -7.73 |
| Dec 2019 | 503.6785374591465 | 0.73 | -5.03 |
| Jan 2020 | 499.7322309819944 | -0.78 | -4.49 |
| Feb 2020 | 492.7231944900748 | -1.40 | -5.45 |
| Mar 2020 | 495.48271496090075 | 0.56 | -4.48 |
| Apr 2020 | 490.1732986223714 | -1.07 | -4.85 |
| May 2020 | 488.3864494020515 | -0.36 | -4.91 |
| Jun 2020 | 485.933197765647 | -0.50 | -2.64 |
| Jul 2020 | 479.10084550184456 | -1.41 | -3.79 |
| Aug 2020 | 476.95030229433416 | -0.45 | -2.75 |
| Sep 2020 | 478.83971378698584 | 0.40 | -2.46 |
| Oct 2020 | 480.6310398444948 | 0.37 | -3.46 |
| Nov 2020 | 482.2100847425161 | 0.33 | -3.56 |
| Dec 2020 | 482.2669711333689 | 0.01 | -4.25 |
| Jan 2021 | 490.9419403478875 | 1.80 | -1.76 |
| Feb 2021 | 501.018822913405 | 2.05 | 1.68 |
| Mar 2021 | 524.2675259260322 | 4.64 | 5.81 |
| Apr 2021 | 528.1451881231272 | 0.74 | 7.75 |
| May 2021 | 528.9426685780275 | 0.15 | 8.30 |
| Jun 2021 | 539.2345406239907 | 1.95 | 10.97 |
| Jul 2021 | 541.6451623759293 | 0.45 | 13.06 |
| Aug 2021 | 547.8059452707888 | 1.14 | 14.86 |
| Sep 2021 | 557.7905878852278 | 1.82 | 16.49 |
| Oct 2021 | 576.180454050364 | 3.30 | 19.88 |
| Nov 2021 | 583.6582188028549 | 1.30 | 21.04 |
| Dec 2021 | 593.7913880959081 | 1.74 | 23.13 |
| Jan 2022 | 629.3983314722781 | 6.00 | 28.20 |
| Feb 2022 | 664.4192769771226 | 5.56 | 32.61 |
| Mar 2022 | 706.9605458565813 | 6.40 | 34.85 |
| Apr 2022 | 786.2932674944338 | 11.22 | 48.88 |
| May 2022 | 816.9289670426574 | 3.90 | 54.45 |
| Jun 2022 | 855.7650883728129 | 4.75 | 58.70 |
| Jul 2022 | 854.6518142620499 | -0.13 | 57.79 |
| Aug 2022 | 842.5371827095341 | -1.42 | 53.80 |
| Sep 2022 | 931.1962846875638 | 10.52 | 66.94 |
| Oct 2022 | 1013.5822958796058 | 8.85 | 75.91 |
| Nov 2022 | 1006.2488789279101 | -0.72 | 72.40 |
| Dec 2022 | 961.9716369389715 | -4.40 | 62.01 |
| Jan 2023 | 951.6920630084826 | -1.07 | 51.21 |
| Feb 2023 | 951.527738436022 | -0.02 | 43.21 |
| Mar 2023 | 987.4127372329224 | 3.77 | 39.67 |
| Apr 2023 | 976.8459208741892 | -1.07 | 24.23 |
| May 2023 | 995.6199303431463 | 1.92 | 21.87 |
| Jun 2023 | 1033.267267271043 | 3.78 | 20.74 |
| Jul 2023 | 1050.9818519276882 | 1.71 | 22.97 |
| Aug 2023 | 1076.7639656482236 | 2.45 | 27.80 |
| Sep 2023 | 1090.3235488353382 | 1.26 | 17.09 |
| Oct 2023 | 1136.7383621005604 | 4.26 | 12.15 |
| Nov 2023 | 1120.0450992331507 | -1.47 | 11.31 |
| Dec 2023 | 1055.0357594980005 | -5.80 | 9.67 |
| Jan 2024 | 1039.8344617159132 | -1.44 | 9.26 |
| Feb 2024 | 1058.552104236859 | 1.80 | 11.25 |
| Mar 2024 | 1070.7645914370712 | 1.15 | 8.44 |
| Apr 2024 | 1098.1291308345367 | 2.56 | 12.42 |
| May 2024 | 1114.0326586500046 | 1.45 | 11.89 |
| Jun 2024 | 1104.0874679482106 | -0.89 | 6.85 |
| Jul 2024 | 1100.2278932884292 | -0.35 | 4.69 |
| Aug 2024 | 1064.6817647567864 | -3.23 | -1.12 |
| Sep 2024 | 1031.0748337782409 | -3.16 | -5.43 |
| Oct 2024 | 1060.0372798766953 | 2.81 | -6.75 |
| Nov 2024 | 1103.930468443014 | 4.14 | -1.44 |
| Dec 2024 | 1097.212244963006 | -0.61 | 4.00 |
| Jan 2025 | 1129.5303431791197 | 2.95 | 8.63 |
| Feb 2025 | 1119.6850162509315 | -0.87 | 5.78 |
| Mar 2025 | 1098.8088202384138 | -1.86 | 2.62 |
| Apr 2025 | 1106.211770672875 | 0.67 | 0.74 |
| May 2025 | 1116.1465442433373 | 0.90 | 0.19 |
| Jun 2025 | 1116.4877381523702 | 0.03 | 1.12 |
| Jul 2025 | 1106.9643831705127 | -0.85 | 0.61 |
| Aug 2025 | 1092.580861081796 | -1.30 | 2.62 |
| Sep 2025 | 1067.734467958862 | -2.27 | 3.56 |
| Oct 2025 | 1059.2450935587694 | -0.79 | -0.07 |
| Nov 2025 | 1061.5792802655392 | 0.22 | -3.84 |
| Dec 2025 | 1061.367100314201 | -0.02 | -3.27 |
| Jan 2026 | 1056.4564255092844 | -0.46 | -6.47 |
| Feb 2026 | 1055.3353704865879 | -0.11 | -5.75 |