Waco, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Waco, TX Metro in February 2026 was $1,200.566. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -9.05%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Waco, TX metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Waco, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Waco, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Waco, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 414.7767237334352 -1.83 -3.52
Feb 2015 419.9451310057711 1.25 -1.46
Mar 2015 426.0090325767061 1.44 -1.19
Apr 2015 423.67942502172133 -0.55 -2.34
May 2015 434.90927581059503 2.65 1.41
Jun 2015 445.0969550151997 2.34 3.54
Jul 2015 451.3907116071932 1.41 4.87
Aug 2015 446.49834141124757 -1.08 3.45
Sep 2015 448.81344237924895 0.52 3.17
Oct 2015 447.043788853545 -0.39 4.20
Nov 2015 457.2344367164793 2.28 6.91
Dec 2015 460.22864518949115 0.66 8.93
Jan 2016 456.6934367581279 -0.77 10.11
Feb 2016 447.1159117749517 -2.10 6.47
Mar 2016 449.87469182167735 0.62 5.60
Apr 2016 445.9231548711794 -0.88 5.25
May 2016 447.3571475869861 0.32 2.86
Jun 2016 448.70198953176504 0.30 0.81
Jul 2016 444.5155786982829 -0.93 -1.52
Aug 2016 447.0017003220541 0.56 0.11
Sep 2016 451.67191458957666 1.05 0.64
Oct 2016 456.4442497463885 1.06 2.10
Nov 2016 478.6886263860917 4.87 4.69
Dec 2016 509.78652353048403 6.50 10.77
Jan 2017 511.5522698560025 0.35 12.01
Feb 2017 516.4974723711334 0.97 15.52
Mar 2017 520.9568269245574 0.86 15.80
Apr 2017 514.5709383007148 -1.23 15.40
May 2017 515.4749342210015 0.18 15.23
Jun 2017 512.4419385368936 -0.59 14.21
Jul 2017 519.9901296926935 1.47 16.98
Aug 2017 518.9471403810502 -0.20 16.10
Sep 2017 519.5139378434762 0.11 15.02
Oct 2017 530.8934698798715 2.19 16.31
Nov 2017 537.6891633612978 1.28 12.33
Dec 2017 543.8637326151811 1.15 6.69
Jan 2018 553.8312289402731 1.83 8.27
Feb 2018 577.8754847561635 4.34 11.88
Mar 2018 590.5039568406545 2.19 13.35
Apr 2018 595.9767288027793 0.93 15.82
May 2018 609.0206261223627 2.19 18.15
Jun 2018 611.6575846715301 0.43 19.36
Jul 2018 613.0941658006617 0.24 17.91
Aug 2018 618.2980328815368 0.85 19.15
Sep 2018 627.7725143045145 1.53 20.84
Oct 2018 645.7317384371825 2.86 21.63
Nov 2018 652.0137911762168 0.97 21.26
Dec 2018 637.7174289564327 -2.19 17.26
Jan 2019 628.2969930634671 -1.48 13.45
Feb 2019 624.9638505470008 -0.53 8.15
Mar 2019 621.281802525656 -0.59 5.21
Apr 2019 616.1327418240508 -0.83 3.38
May 2019 614.721213154912 -0.23 0.94
Jun 2019 598.6165916829204 -2.62 -2.13
Jul 2019 598.844493224636 0.04 -2.32
Aug 2019 589.8962821357877 -1.49 -4.59
Sep 2019 590.6214978990519 0.12 -5.92
Oct 2019 599.106497916113 1.44 -7.22
Nov 2019 602.543844690594 0.57 -7.59
Dec 2019 607.7313050227077 0.86 -4.70
Jan 2020 604.319083054605 -0.56 -3.82
Feb 2020 596.9758047557995 -1.22 -4.48
Mar 2020 600.805121086335 0.64 -3.30
Apr 2020 593.8202669104996 -1.16 -3.62
May 2020 590.8958452414358 -0.49 -3.88
Jun 2020 587.8467733313611 -0.52 -1.80
Jul 2020 580.8416703533633 -1.19 -3.01
Aug 2020 580.8239942590789 0.00 -1.54
Sep 2020 585.5668302900979 0.82 -0.86
Oct 2020 590.7493746970599 0.89 -1.39
Nov 2020 595.565726891822 0.82 -1.16
Dec 2020 598.2003678910115 0.44 -1.57
Jan 2021 609.7719946971446 1.93 0.90
Feb 2021 623.6562784886446 2.28 4.47
Mar 2021 655.2114809654671 5.06 9.06
Apr 2021 664.4756928209089 1.41 11.90
May 2021 668.5812633378971 0.62 13.15
Jun 2021 684.7502537121453 2.42 16.48
Jul 2021 689.8833585107989 0.75 18.77
Aug 2021 699.0014543798508 1.32 20.35
Sep 2021 711.6251428019901 1.81 21.53
Oct 2021 733.3847935655131 3.06 24.15
Nov 2021 741.2285200381102 1.07 24.46
Dec 2021 752.5724070253349 1.53 25.81
Jan 2022 800.2075495869539 6.33 31.23
Feb 2022 850.1581959632641 6.24 36.32
Mar 2022 917.2618534555799 7.89 39.99
Apr 2022 1032.8024125428904 12.60 55.43
May 2022 1084.8284462508689 5.04 62.26
Jun 2022 1139.336306720211 5.03 66.39
Jul 2022 1137.216984673364 -0.19 64.84
Aug 2022 1116.8659473283583 -1.79 59.78
Sep 2022 1229.1867377223248 10.06 72.73
Oct 2022 1331.3163774300258 8.31 81.53
Nov 2022 1316.636302322819 -1.10 77.63
Dec 2022 1255.0967204165756 -4.67 66.77
Jan 2023 1238.3522923450053 -1.33 54.75
Feb 2023 1232.192524461367 -0.50 44.94
Mar 2023 1267.7297035778456 2.88 38.21
Apr 2023 1244.0333883119265 -1.87 20.45
May 2023 1259.9197925088758 1.28 16.14
Jun 2023 1305.4420002392687 3.61 14.58
Jul 2023 1326.6688345237699 1.63 16.66
Aug 2023 1360.1927806151195 2.53 21.79
Sep 2023 1374.1376205131992 1.02 11.79
Oct 2023 1426.4370747114563 3.81 7.15
Nov 2023 1395.4727827893448 -2.17 5.99
Dec 2023 1306.9694437018675 -6.34 4.13
Jan 2024 1284.3538655772172 -1.73 3.72
Feb 2024 1306.2259540832792 1.70 6.01
Mar 2024 1318.7894621445832 0.96 4.03
Apr 2024 1349.3324734055764 2.32 8.46
May 2024 1362.4920850002675 0.98 8.14
Jun 2024 1343.682697147233 -1.38 2.93
Jul 2024 1330.9123330880082 -0.95 0.32
Aug 2024 1280.8979881577432 -3.76 -5.83
Sep 2024 1235.1153979296919 -3.57 -10.12
Oct 2024 1264.6053084649993 2.39 -11.34
Nov 2024 1311.9200784091245 3.74 -5.99
Dec 2024 1300.2113060463253 -0.89 -0.52
Jan 2025 1334.1654813494815 2.61 3.88
Feb 2025 1320.0115436044466 -1.06 1.06
Mar 2025 1292.5420076650396 -2.08 -1.99
Apr 2025 1300.4093734238913 0.61 -3.63
May 2025 1309.3480143003087 0.69 -3.90
Jun 2025 1306.0813285208478 -0.25 -2.80
Jul 2025 1288.9539012603084 -1.31 -3.15
Aug 2025 1267.0020826275518 -1.70 -1.08
Sep 2025 1233.4874096692768 -2.64 -0.13
Oct 2025 1218.862454446928 -1.19 -3.62
Nov 2025 1217.6000075882675 -0.10 -7.19
Dec 2025 1213.6179089337793 -0.33 -6.66
Jan 2026 1204.9431626024627 -0.71 -9.69
Feb 2026 1200.5661972322291 -0.36 -9.05