Waco, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Waco, TX Metro in February 2026 was $1,200.566. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -9.05%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Waco, TX metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Waco, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 414.7767237334352 | -1.83 | -3.52 |
| Feb 2015 | 419.9451310057711 | 1.25 | -1.46 |
| Mar 2015 | 426.0090325767061 | 1.44 | -1.19 |
| Apr 2015 | 423.67942502172133 | -0.55 | -2.34 |
| May 2015 | 434.90927581059503 | 2.65 | 1.41 |
| Jun 2015 | 445.0969550151997 | 2.34 | 3.54 |
| Jul 2015 | 451.3907116071932 | 1.41 | 4.87 |
| Aug 2015 | 446.49834141124757 | -1.08 | 3.45 |
| Sep 2015 | 448.81344237924895 | 0.52 | 3.17 |
| Oct 2015 | 447.043788853545 | -0.39 | 4.20 |
| Nov 2015 | 457.2344367164793 | 2.28 | 6.91 |
| Dec 2015 | 460.22864518949115 | 0.66 | 8.93 |
| Jan 2016 | 456.6934367581279 | -0.77 | 10.11 |
| Feb 2016 | 447.1159117749517 | -2.10 | 6.47 |
| Mar 2016 | 449.87469182167735 | 0.62 | 5.60 |
| Apr 2016 | 445.9231548711794 | -0.88 | 5.25 |
| May 2016 | 447.3571475869861 | 0.32 | 2.86 |
| Jun 2016 | 448.70198953176504 | 0.30 | 0.81 |
| Jul 2016 | 444.5155786982829 | -0.93 | -1.52 |
| Aug 2016 | 447.0017003220541 | 0.56 | 0.11 |
| Sep 2016 | 451.67191458957666 | 1.05 | 0.64 |
| Oct 2016 | 456.4442497463885 | 1.06 | 2.10 |
| Nov 2016 | 478.6886263860917 | 4.87 | 4.69 |
| Dec 2016 | 509.78652353048403 | 6.50 | 10.77 |
| Jan 2017 | 511.5522698560025 | 0.35 | 12.01 |
| Feb 2017 | 516.4974723711334 | 0.97 | 15.52 |
| Mar 2017 | 520.9568269245574 | 0.86 | 15.80 |
| Apr 2017 | 514.5709383007148 | -1.23 | 15.40 |
| May 2017 | 515.4749342210015 | 0.18 | 15.23 |
| Jun 2017 | 512.4419385368936 | -0.59 | 14.21 |
| Jul 2017 | 519.9901296926935 | 1.47 | 16.98 |
| Aug 2017 | 518.9471403810502 | -0.20 | 16.10 |
| Sep 2017 | 519.5139378434762 | 0.11 | 15.02 |
| Oct 2017 | 530.8934698798715 | 2.19 | 16.31 |
| Nov 2017 | 537.6891633612978 | 1.28 | 12.33 |
| Dec 2017 | 543.8637326151811 | 1.15 | 6.69 |
| Jan 2018 | 553.8312289402731 | 1.83 | 8.27 |
| Feb 2018 | 577.8754847561635 | 4.34 | 11.88 |
| Mar 2018 | 590.5039568406545 | 2.19 | 13.35 |
| Apr 2018 | 595.9767288027793 | 0.93 | 15.82 |
| May 2018 | 609.0206261223627 | 2.19 | 18.15 |
| Jun 2018 | 611.6575846715301 | 0.43 | 19.36 |
| Jul 2018 | 613.0941658006617 | 0.24 | 17.91 |
| Aug 2018 | 618.2980328815368 | 0.85 | 19.15 |
| Sep 2018 | 627.7725143045145 | 1.53 | 20.84 |
| Oct 2018 | 645.7317384371825 | 2.86 | 21.63 |
| Nov 2018 | 652.0137911762168 | 0.97 | 21.26 |
| Dec 2018 | 637.7174289564327 | -2.19 | 17.26 |
| Jan 2019 | 628.2969930634671 | -1.48 | 13.45 |
| Feb 2019 | 624.9638505470008 | -0.53 | 8.15 |
| Mar 2019 | 621.281802525656 | -0.59 | 5.21 |
| Apr 2019 | 616.1327418240508 | -0.83 | 3.38 |
| May 2019 | 614.721213154912 | -0.23 | 0.94 |
| Jun 2019 | 598.6165916829204 | -2.62 | -2.13 |
| Jul 2019 | 598.844493224636 | 0.04 | -2.32 |
| Aug 2019 | 589.8962821357877 | -1.49 | -4.59 |
| Sep 2019 | 590.6214978990519 | 0.12 | -5.92 |
| Oct 2019 | 599.106497916113 | 1.44 | -7.22 |
| Nov 2019 | 602.543844690594 | 0.57 | -7.59 |
| Dec 2019 | 607.7313050227077 | 0.86 | -4.70 |
| Jan 2020 | 604.319083054605 | -0.56 | -3.82 |
| Feb 2020 | 596.9758047557995 | -1.22 | -4.48 |
| Mar 2020 | 600.805121086335 | 0.64 | -3.30 |
| Apr 2020 | 593.8202669104996 | -1.16 | -3.62 |
| May 2020 | 590.8958452414358 | -0.49 | -3.88 |
| Jun 2020 | 587.8467733313611 | -0.52 | -1.80 |
| Jul 2020 | 580.8416703533633 | -1.19 | -3.01 |
| Aug 2020 | 580.8239942590789 | 0.00 | -1.54 |
| Sep 2020 | 585.5668302900979 | 0.82 | -0.86 |
| Oct 2020 | 590.7493746970599 | 0.89 | -1.39 |
| Nov 2020 | 595.565726891822 | 0.82 | -1.16 |
| Dec 2020 | 598.2003678910115 | 0.44 | -1.57 |
| Jan 2021 | 609.7719946971446 | 1.93 | 0.90 |
| Feb 2021 | 623.6562784886446 | 2.28 | 4.47 |
| Mar 2021 | 655.2114809654671 | 5.06 | 9.06 |
| Apr 2021 | 664.4756928209089 | 1.41 | 11.90 |
| May 2021 | 668.5812633378971 | 0.62 | 13.15 |
| Jun 2021 | 684.7502537121453 | 2.42 | 16.48 |
| Jul 2021 | 689.8833585107989 | 0.75 | 18.77 |
| Aug 2021 | 699.0014543798508 | 1.32 | 20.35 |
| Sep 2021 | 711.6251428019901 | 1.81 | 21.53 |
| Oct 2021 | 733.3847935655131 | 3.06 | 24.15 |
| Nov 2021 | 741.2285200381102 | 1.07 | 24.46 |
| Dec 2021 | 752.5724070253349 | 1.53 | 25.81 |
| Jan 2022 | 800.2075495869539 | 6.33 | 31.23 |
| Feb 2022 | 850.1581959632641 | 6.24 | 36.32 |
| Mar 2022 | 917.2618534555799 | 7.89 | 39.99 |
| Apr 2022 | 1032.8024125428904 | 12.60 | 55.43 |
| May 2022 | 1084.8284462508689 | 5.04 | 62.26 |
| Jun 2022 | 1139.336306720211 | 5.03 | 66.39 |
| Jul 2022 | 1137.216984673364 | -0.19 | 64.84 |
| Aug 2022 | 1116.8659473283583 | -1.79 | 59.78 |
| Sep 2022 | 1229.1867377223248 | 10.06 | 72.73 |
| Oct 2022 | 1331.3163774300258 | 8.31 | 81.53 |
| Nov 2022 | 1316.636302322819 | -1.10 | 77.63 |
| Dec 2022 | 1255.0967204165756 | -4.67 | 66.77 |
| Jan 2023 | 1238.3522923450053 | -1.33 | 54.75 |
| Feb 2023 | 1232.192524461367 | -0.50 | 44.94 |
| Mar 2023 | 1267.7297035778456 | 2.88 | 38.21 |
| Apr 2023 | 1244.0333883119265 | -1.87 | 20.45 |
| May 2023 | 1259.9197925088758 | 1.28 | 16.14 |
| Jun 2023 | 1305.4420002392687 | 3.61 | 14.58 |
| Jul 2023 | 1326.6688345237699 | 1.63 | 16.66 |
| Aug 2023 | 1360.1927806151195 | 2.53 | 21.79 |
| Sep 2023 | 1374.1376205131992 | 1.02 | 11.79 |
| Oct 2023 | 1426.4370747114563 | 3.81 | 7.15 |
| Nov 2023 | 1395.4727827893448 | -2.17 | 5.99 |
| Dec 2023 | 1306.9694437018675 | -6.34 | 4.13 |
| Jan 2024 | 1284.3538655772172 | -1.73 | 3.72 |
| Feb 2024 | 1306.2259540832792 | 1.70 | 6.01 |
| Mar 2024 | 1318.7894621445832 | 0.96 | 4.03 |
| Apr 2024 | 1349.3324734055764 | 2.32 | 8.46 |
| May 2024 | 1362.4920850002675 | 0.98 | 8.14 |
| Jun 2024 | 1343.682697147233 | -1.38 | 2.93 |
| Jul 2024 | 1330.9123330880082 | -0.95 | 0.32 |
| Aug 2024 | 1280.8979881577432 | -3.76 | -5.83 |
| Sep 2024 | 1235.1153979296919 | -3.57 | -10.12 |
| Oct 2024 | 1264.6053084649993 | 2.39 | -11.34 |
| Nov 2024 | 1311.9200784091245 | 3.74 | -5.99 |
| Dec 2024 | 1300.2113060463253 | -0.89 | -0.52 |
| Jan 2025 | 1334.1654813494815 | 2.61 | 3.88 |
| Feb 2025 | 1320.0115436044466 | -1.06 | 1.06 |
| Mar 2025 | 1292.5420076650396 | -2.08 | -1.99 |
| Apr 2025 | 1300.4093734238913 | 0.61 | -3.63 |
| May 2025 | 1309.3480143003087 | 0.69 | -3.90 |
| Jun 2025 | 1306.0813285208478 | -0.25 | -2.80 |
| Jul 2025 | 1288.9539012603084 | -1.31 | -3.15 |
| Aug 2025 | 1267.0020826275518 | -1.70 | -1.08 |
| Sep 2025 | 1233.4874096692768 | -2.64 | -0.13 |
| Oct 2025 | 1218.862454446928 | -1.19 | -3.62 |
| Nov 2025 | 1217.6000075882675 | -0.10 | -7.19 |
| Dec 2025 | 1213.6179089337793 | -0.33 | -6.66 |
| Jan 2026 | 1204.9431626024627 | -0.71 | -9.69 |
| Feb 2026 | 1200.5661972322291 | -0.36 | -9.05 |