Waterloo, IA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Waterloo, IA Metro in February 2026 was $933.347. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -5.29%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Waterloo, IA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Waterloo, IA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 457.33590374624447 | -2.17 | -6.93 |
| Feb 2015 | 460.6692545853005 | 0.73 | -4.79 |
| Mar 2015 | 465.3236570866645 | 1.01 | -4.42 |
| Apr 2015 | 462.24109644929814 | -0.66 | -5.47 |
| May 2015 | 473.78645811045783 | 2.50 | -1.89 |
| Jun 2015 | 482.8603573378943 | 1.92 | -0.03 |
| Jul 2015 | 486.9046590362417 | 0.84 | 0.83 |
| Aug 2015 | 479.83912656852635 | -1.45 | -0.85 |
| Sep 2015 | 480.049989326221 | 0.04 | -1.45 |
| Oct 2015 | 475.81049043965606 | -0.88 | -0.51 |
| Nov 2015 | 484.69003741283234 | 1.87 | 2.11 |
| Dec 2015 | 487.1239819892692 | 0.50 | 4.20 |
| Jan 2016 | 482.6255700596719 | -0.92 | 5.53 |
| Feb 2016 | 471.4977185097859 | -2.31 | 2.35 |
| Mar 2016 | 473.1591111948953 | 0.35 | 1.68 |
| Apr 2016 | 467.45596330078627 | -1.20 | 1.13 |
| May 2016 | 465.72953423675995 | -0.37 | -1.70 |
| Jun 2016 | 463.0601550685989 | -0.57 | -4.10 |
| Jul 2016 | 454.9050379255327 | -1.76 | -6.57 |
| Aug 2016 | 454.57792948146016 | -0.07 | -5.26 |
| Sep 2016 | 456.43869597394297 | 0.41 | -4.92 |
| Oct 2016 | 457.4169846118446 | 0.21 | -3.87 |
| Nov 2016 | 474.5959396768618 | 3.76 | -2.08 |
| Dec 2016 | 499.48754126795063 | 5.25 | 2.54 |
| Jan 2017 | 495.9012102770806 | -0.72 | 2.75 |
| Feb 2017 | 496.0209421111709 | 0.02 | 5.20 |
| Mar 2017 | 496.7696813895017 | 0.15 | 4.99 |
| Apr 2017 | 488.15644002036606 | -1.73 | 4.43 |
| May 2017 | 486.8783660476085 | -0.26 | 4.54 |
| Jun 2017 | 481.45451828861496 | -1.11 | 3.97 |
| Jul 2017 | 485.40949814834033 | 0.82 | 6.71 |
| Aug 2017 | 480.80708790924837 | -0.95 | 5.77 |
| Sep 2017 | 477.0521441757355 | -0.78 | 4.52 |
| Oct 2017 | 483.3468624644745 | 1.32 | 5.67 |
| Nov 2017 | 486.18228714645903 | 0.59 | 2.44 |
| Dec 2017 | 489.12975681444686 | 0.61 | -2.07 |
| Jan 2018 | 494.989643260337 | 1.20 | -0.18 |
| Feb 2018 | 513.8377516252636 | 3.81 | 3.59 |
| Mar 2018 | 522.2302870247654 | 1.63 | 5.13 |
| Apr 2018 | 525.4234773253291 | 0.61 | 7.63 |
| May 2018 | 534.4945326734957 | 1.73 | 9.78 |
| Jun 2018 | 534.6781796480713 | 0.03 | 11.06 |
| Jul 2018 | 533.7426997919963 | -0.17 | 9.96 |
| Aug 2018 | 536.2095250604891 | 0.46 | 11.52 |
| Sep 2018 | 542.337437900491 | 1.14 | 13.69 |
| Oct 2018 | 555.9983620457634 | 2.52 | 15.03 |
| Nov 2018 | 560.3108996436868 | 0.78 | 15.25 |
| Dec 2018 | 547.6278539078985 | -2.26 | 11.96 |
| Jan 2019 | 538.5839942825132 | -1.65 | 8.81 |
| Feb 2019 | 535.4041369843465 | -0.59 | 4.20 |
| Mar 2019 | 531.8056406851728 | -0.67 | 1.83 |
| Apr 2019 | 527.0155648731827 | -0.90 | 0.30 |
| May 2019 | 524.6837980787917 | -0.44 | -1.84 |
| Jun 2019 | 510.34114373794694 | -2.73 | -4.55 |
| Jul 2019 | 510.2352924351782 | -0.02 | -4.40 |
| Aug 2019 | 502.88092285286854 | -1.44 | -6.22 |
| Sep 2019 | 503.48716779412416 | 0.12 | -7.16 |
| Oct 2019 | 510.56584108936914 | 1.41 | -8.17 |
| Nov 2019 | 513.316310081445 | 0.54 | -8.39 |
| Dec 2019 | 516.9452975297236 | 0.71 | -5.60 |
| Jan 2020 | 511.916886434563 | -0.97 | -4.95 |
| Feb 2020 | 501.93670360808125 | -1.95 | -6.25 |
| Mar 2020 | 500.8169139711749 | -0.22 | -5.83 |
| Apr 2020 | 492.3769161840043 | -1.68 | -6.57 |
| May 2020 | 488.69394187520845 | -0.75 | -6.86 |
| Jun 2020 | 485.26727623118046 | -0.70 | -4.91 |
| Jul 2020 | 477.3747884339677 | -1.63 | -6.44 |
| Aug 2020 | 474.46458726587724 | -0.61 | -5.65 |
| Sep 2020 | 475.82071507127824 | 0.29 | -5.49 |
| Oct 2020 | 476.00372734340084 | 0.04 | -6.77 |
| Nov 2020 | 474.69641415346007 | -0.28 | -7.52 |
| Dec 2020 | 470.71136017663997 | -0.84 | -8.94 |
| Jan 2021 | 474.4486982875676 | 0.79 | -7.32 |
| Feb 2021 | 480.00422099103946 | 1.17 | -4.37 |
| Mar 2021 | 498.4709786774801 | 3.85 | -0.47 |
| Apr 2021 | 499.40958831400474 | 0.19 | 1.43 |
| May 2021 | 496.45269194418756 | -0.59 | 1.59 |
| Jun 2021 | 502.1333931723776 | 1.14 | 3.48 |
| Jul 2021 | 500.57683308346276 | -0.31 | 4.86 |
| Aug 2021 | 502.87455081257593 | 0.46 | 5.99 |
| Sep 2021 | 508.7574121224108 | 1.17 | 6.92 |
| Oct 2021 | 521.4090933037222 | 2.49 | 9.54 |
| Nov 2021 | 523.4078276647342 | 0.38 | 10.26 |
| Dec 2021 | 527.4716365561885 | 0.78 | 12.06 |
| Jan 2022 | 554.9751080440858 | 5.21 | 16.97 |
| Feb 2022 | 583.0817670479299 | 5.06 | 21.47 |
| Mar 2022 | 620.758600521914 | 6.46 | 24.53 |
| Apr 2022 | 691.023537199513 | 11.32 | 38.37 |
| May 2022 | 719.6856553716857 | 4.15 | 44.97 |
| Jun 2022 | 752.623204474976 | 4.58 | 49.89 |
| Jul 2022 | 749.8641940511419 | -0.37 | 49.80 |
| Aug 2022 | 736.4964256309867 | -1.78 | 46.46 |
| Sep 2022 | 811.8075237321248 | 10.23 | 59.57 |
| Oct 2022 | 882.0859807157806 | 8.66 | 69.17 |
| Nov 2022 | 875.8670847453393 | -0.70 | 67.34 |
| Dec 2022 | 839.1070607102844 | -4.20 | 59.08 |
| Jan 2023 | 831.8553245856862 | -0.86 | 49.89 |
| Feb 2023 | 831.5824709855076 | -0.03 | 42.62 |
| Mar 2023 | 858.7773569444125 | 3.27 | 38.34 |
| Apr 2023 | 845.448268234336 | -1.55 | 22.35 |
| May 2023 | 860.1089698899603 | 1.73 | 19.51 |
| Jun 2023 | 896.2051388649804 | 4.20 | 19.08 |
| Jul 2023 | 916.6550272353771 | 2.28 | 22.24 |
| Aug 2023 | 944.0824666256831 | 2.99 | 28.19 |
| Sep 2023 | 958.4179646013963 | 1.52 | 18.06 |
| Oct 2023 | 1000.3004834218501 | 4.37 | 13.40 |
| Nov 2023 | 984.1528792123797 | -1.61 | 12.36 |
| Dec 2023 | 924.9538113204554 | -6.01 | 10.23 |
| Jan 2024 | 909.1928567143416 | -1.70 | 9.30 |
| Feb 2024 | 924.011933274527 | 1.63 | 11.12 |
| Mar 2024 | 934.1570844024072 | 1.10 | 8.78 |
| Apr 2024 | 958.4817404933592 | 2.60 | 13.37 |
| May 2024 | 971.7515859176926 | 1.38 | 12.98 |
| Jun 2024 | 961.050190724981 | -1.10 | 7.24 |
| Jul 2024 | 955.0047973936512 | -0.63 | 4.18 |
| Aug 2024 | 921.7922861255215 | -3.48 | -2.36 |
| Sep 2024 | 892.0634674069844 | -3.22 | -6.92 |
| Oct 2024 | 917.9642919231694 | 2.90 | -8.23 |
| Nov 2024 | 959.4371102796295 | 4.52 | -2.51 |
| Dec 2024 | 958.4916154746071 | -0.10 | 3.63 |
| Jan 2025 | 990.9319200265039 | 3.39 | 8.99 |
| Feb 2025 | 985.4427704370404 | -0.55 | 6.65 |
| Mar 2025 | 968.7086862645449 | -1.70 | 3.70 |
| Apr 2025 | 977.483733189914 | 0.91 | 1.98 |
| May 2025 | 986.8852786319924 | 0.96 | 1.56 |
| Jun 2025 | 987.6382630788289 | 0.08 | 2.77 |
| Jul 2025 | 980.5819501259626 | -0.71 | 2.68 |
| Aug 2025 | 970.6930830412869 | -1.01 | 5.31 |
| Sep 2025 | 950.5517456507365 | -2.08 | 6.56 |
| Oct 2025 | 942.9052225495823 | -0.80 | 2.72 |
| Nov 2025 | 943.7594606522745 | 0.09 | -1.63 |
| Dec 2025 | 942.9147102765046 | -0.09 | -1.62 |
| Jan 2026 | 937.1165737784366 | -0.61 | -5.43 |
| Feb 2026 | 933.346955968033 | -0.40 | -5.29 |