Waterloo, IA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Waterloo, IA Metro in February 2026 was $933.347. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -5.29%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Waterloo, IA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Waterloo, IA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Waterloo, IA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Waterloo, IA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 457.33590374624447 -2.17 -6.93
Feb 2015 460.6692545853005 0.73 -4.79
Mar 2015 465.3236570866645 1.01 -4.42
Apr 2015 462.24109644929814 -0.66 -5.47
May 2015 473.78645811045783 2.50 -1.89
Jun 2015 482.8603573378943 1.92 -0.03
Jul 2015 486.9046590362417 0.84 0.83
Aug 2015 479.83912656852635 -1.45 -0.85
Sep 2015 480.049989326221 0.04 -1.45
Oct 2015 475.81049043965606 -0.88 -0.51
Nov 2015 484.69003741283234 1.87 2.11
Dec 2015 487.1239819892692 0.50 4.20
Jan 2016 482.6255700596719 -0.92 5.53
Feb 2016 471.4977185097859 -2.31 2.35
Mar 2016 473.1591111948953 0.35 1.68
Apr 2016 467.45596330078627 -1.20 1.13
May 2016 465.72953423675995 -0.37 -1.70
Jun 2016 463.0601550685989 -0.57 -4.10
Jul 2016 454.9050379255327 -1.76 -6.57
Aug 2016 454.57792948146016 -0.07 -5.26
Sep 2016 456.43869597394297 0.41 -4.92
Oct 2016 457.4169846118446 0.21 -3.87
Nov 2016 474.5959396768618 3.76 -2.08
Dec 2016 499.48754126795063 5.25 2.54
Jan 2017 495.9012102770806 -0.72 2.75
Feb 2017 496.0209421111709 0.02 5.20
Mar 2017 496.7696813895017 0.15 4.99
Apr 2017 488.15644002036606 -1.73 4.43
May 2017 486.8783660476085 -0.26 4.54
Jun 2017 481.45451828861496 -1.11 3.97
Jul 2017 485.40949814834033 0.82 6.71
Aug 2017 480.80708790924837 -0.95 5.77
Sep 2017 477.0521441757355 -0.78 4.52
Oct 2017 483.3468624644745 1.32 5.67
Nov 2017 486.18228714645903 0.59 2.44
Dec 2017 489.12975681444686 0.61 -2.07
Jan 2018 494.989643260337 1.20 -0.18
Feb 2018 513.8377516252636 3.81 3.59
Mar 2018 522.2302870247654 1.63 5.13
Apr 2018 525.4234773253291 0.61 7.63
May 2018 534.4945326734957 1.73 9.78
Jun 2018 534.6781796480713 0.03 11.06
Jul 2018 533.7426997919963 -0.17 9.96
Aug 2018 536.2095250604891 0.46 11.52
Sep 2018 542.337437900491 1.14 13.69
Oct 2018 555.9983620457634 2.52 15.03
Nov 2018 560.3108996436868 0.78 15.25
Dec 2018 547.6278539078985 -2.26 11.96
Jan 2019 538.5839942825132 -1.65 8.81
Feb 2019 535.4041369843465 -0.59 4.20
Mar 2019 531.8056406851728 -0.67 1.83
Apr 2019 527.0155648731827 -0.90 0.30
May 2019 524.6837980787917 -0.44 -1.84
Jun 2019 510.34114373794694 -2.73 -4.55
Jul 2019 510.2352924351782 -0.02 -4.40
Aug 2019 502.88092285286854 -1.44 -6.22
Sep 2019 503.48716779412416 0.12 -7.16
Oct 2019 510.56584108936914 1.41 -8.17
Nov 2019 513.316310081445 0.54 -8.39
Dec 2019 516.9452975297236 0.71 -5.60
Jan 2020 511.916886434563 -0.97 -4.95
Feb 2020 501.93670360808125 -1.95 -6.25
Mar 2020 500.8169139711749 -0.22 -5.83
Apr 2020 492.3769161840043 -1.68 -6.57
May 2020 488.69394187520845 -0.75 -6.86
Jun 2020 485.26727623118046 -0.70 -4.91
Jul 2020 477.3747884339677 -1.63 -6.44
Aug 2020 474.46458726587724 -0.61 -5.65
Sep 2020 475.82071507127824 0.29 -5.49
Oct 2020 476.00372734340084 0.04 -6.77
Nov 2020 474.69641415346007 -0.28 -7.52
Dec 2020 470.71136017663997 -0.84 -8.94
Jan 2021 474.4486982875676 0.79 -7.32
Feb 2021 480.00422099103946 1.17 -4.37
Mar 2021 498.4709786774801 3.85 -0.47
Apr 2021 499.40958831400474 0.19 1.43
May 2021 496.45269194418756 -0.59 1.59
Jun 2021 502.1333931723776 1.14 3.48
Jul 2021 500.57683308346276 -0.31 4.86
Aug 2021 502.87455081257593 0.46 5.99
Sep 2021 508.7574121224108 1.17 6.92
Oct 2021 521.4090933037222 2.49 9.54
Nov 2021 523.4078276647342 0.38 10.26
Dec 2021 527.4716365561885 0.78 12.06
Jan 2022 554.9751080440858 5.21 16.97
Feb 2022 583.0817670479299 5.06 21.47
Mar 2022 620.758600521914 6.46 24.53
Apr 2022 691.023537199513 11.32 38.37
May 2022 719.6856553716857 4.15 44.97
Jun 2022 752.623204474976 4.58 49.89
Jul 2022 749.8641940511419 -0.37 49.80
Aug 2022 736.4964256309867 -1.78 46.46
Sep 2022 811.8075237321248 10.23 59.57
Oct 2022 882.0859807157806 8.66 69.17
Nov 2022 875.8670847453393 -0.70 67.34
Dec 2022 839.1070607102844 -4.20 59.08
Jan 2023 831.8553245856862 -0.86 49.89
Feb 2023 831.5824709855076 -0.03 42.62
Mar 2023 858.7773569444125 3.27 38.34
Apr 2023 845.448268234336 -1.55 22.35
May 2023 860.1089698899603 1.73 19.51
Jun 2023 896.2051388649804 4.20 19.08
Jul 2023 916.6550272353771 2.28 22.24
Aug 2023 944.0824666256831 2.99 28.19
Sep 2023 958.4179646013963 1.52 18.06
Oct 2023 1000.3004834218501 4.37 13.40
Nov 2023 984.1528792123797 -1.61 12.36
Dec 2023 924.9538113204554 -6.01 10.23
Jan 2024 909.1928567143416 -1.70 9.30
Feb 2024 924.011933274527 1.63 11.12
Mar 2024 934.1570844024072 1.10 8.78
Apr 2024 958.4817404933592 2.60 13.37
May 2024 971.7515859176926 1.38 12.98
Jun 2024 961.050190724981 -1.10 7.24
Jul 2024 955.0047973936512 -0.63 4.18
Aug 2024 921.7922861255215 -3.48 -2.36
Sep 2024 892.0634674069844 -3.22 -6.92
Oct 2024 917.9642919231694 2.90 -8.23
Nov 2024 959.4371102796295 4.52 -2.51
Dec 2024 958.4916154746071 -0.10 3.63
Jan 2025 990.9319200265039 3.39 8.99
Feb 2025 985.4427704370404 -0.55 6.65
Mar 2025 968.7086862645449 -1.70 3.70
Apr 2025 977.483733189914 0.91 1.98
May 2025 986.8852786319924 0.96 1.56
Jun 2025 987.6382630788289 0.08 2.77
Jul 2025 980.5819501259626 -0.71 2.68
Aug 2025 970.6930830412869 -1.01 5.31
Sep 2025 950.5517456507365 -2.08 6.56
Oct 2025 942.9052225495823 -0.80 2.72
Nov 2025 943.7594606522745 0.09 -1.63
Dec 2025 942.9147102765046 -0.09 -1.62
Jan 2026 937.1165737784366 -0.61 -5.43
Feb 2026 933.346955968033 -0.40 -5.29