Wilmington, NC (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Wilmington, NC Metro in February 2026 was $2,093.97. The month over month percentage change (MoM) was -0.59%, and the year over year percentage change (YoY) was -8.98%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Wilmington, NC metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Wilmington, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Wilmington, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Wilmington, NC (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Wilmington, NC (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 765.1917385182767 | -1.99 | -5.57 |
| Feb 2015 | 772.5114345090238 | 0.96 | -3.68 |
| Mar 2015 | 780.4861114568685 | 1.03 | -3.51 |
| Apr 2015 | 773.9738893978256 | -0.83 | -4.50 |
| May 2015 | 792.8722470204743 | 2.44 | -0.65 |
| Jun 2015 | 809.5085492774917 | 2.10 | 1.65 |
| Jul 2015 | 819.0965602694802 | 1.18 | 3.00 |
| Aug 2015 | 809.0486511333024 | -1.23 | 1.69 |
| Sep 2015 | 812.9813197556846 | 0.49 | 1.25 |
| Oct 2015 | 809.5598931561138 | -0.42 | 2.14 |
| Nov 2015 | 829.4252923176947 | 2.45 | 4.88 |
| Dec 2015 | 836.9270769783639 | 0.90 | 7.20 |
| Jan 2016 | 833.2504325892536 | -0.44 | 8.89 |
| Feb 2016 | 817.0008530368216 | -1.95 | 5.76 |
| Mar 2016 | 822.910380193267 | 0.72 | 5.44 |
| Apr 2016 | 815.4588505187929 | -0.91 | 5.36 |
| May 2016 | 815.849562136198 | 0.05 | 2.90 |
| Jun 2016 | 814.4040093526082 | -0.18 | 0.61 |
| Jul 2016 | 802.3297263974075 | -1.48 | -2.05 |
| Aug 2016 | 802.8468000585292 | 0.06 | -0.77 |
| Sep 2016 | 807.7004544471916 | 0.61 | -0.65 |
| Oct 2016 | 812.5667156887733 | 0.60 | 0.37 |
| Nov 2016 | 847.989590786722 | 4.36 | 2.24 |
| Dec 2016 | 897.7073168801857 | 5.86 | 7.26 |
| Jan 2017 | 896.4546912986777 | -0.14 | 7.59 |
| Feb 2017 | 902.4830286572986 | 0.67 | 10.46 |
| Mar 2017 | 910.3384795244548 | 0.87 | 10.62 |
| Apr 2017 | 900.5941770162731 | -1.07 | 10.44 |
| May 2017 | 902.9517986946834 | 0.26 | 10.68 |
| Jun 2017 | 897.1691614055342 | -0.64 | 10.16 |
| Jul 2017 | 908.0288277025703 | 1.21 | 13.17 |
| Aug 2017 | 902.0132131538824 | -0.66 | 12.35 |
| Sep 2017 | 897.0378547372964 | -0.55 | 11.06 |
| Oct 2017 | 910.1620241613343 | 1.46 | 12.01 |
| Nov 2017 | 917.1651074918124 | 0.77 | 8.16 |
| Dec 2017 | 925.1362917684638 | 0.87 | 3.06 |
| Jan 2018 | 939.867217729472 | 1.59 | 4.84 |
| Feb 2018 | 979.2160124648746 | 4.19 | 8.50 |
| Mar 2018 | 997.5576054815434 | 1.87 | 9.58 |
| Apr 2018 | 1004.9275922267311 | 0.74 | 11.59 |
| May 2018 | 1023.0938403066601 | 1.81 | 13.31 |
| Jun 2018 | 1024.4221350909343 | 0.13 | 14.18 |
| Jul 2018 | 1022.8088397611256 | -0.16 | 12.64 |
| Aug 2018 | 1029.2390740479889 | 0.63 | 14.11 |
| Sep 2018 | 1042.6188175830537 | 1.30 | 16.23 |
| Oct 2018 | 1071.364633509475 | 2.76 | 17.71 |
| Nov 2018 | 1079.133877861895 | 0.73 | 17.66 |
| Dec 2018 | 1054.468559894718 | -2.29 | 13.98 |
| Jan 2019 | 1036.747461950096 | -1.68 | 10.31 |
| Feb 2019 | 1030.323181331841 | -0.62 | 5.22 |
| Mar 2019 | 1023.8613395562774 | -0.63 | 2.64 |
| Apr 2019 | 1016.0653121289074 | -0.76 | 1.11 |
| May 2019 | 1013.3532803605923 | -0.27 | -0.95 |
| Jun 2019 | 984.8434889674581 | -2.81 | -3.86 |
| Jul 2019 | 983.4882742988073 | -0.14 | -3.84 |
| Aug 2019 | 968.9522350222171 | -1.48 | -5.86 |
| Sep 2019 | 970.5362442636192 | 0.16 | -6.91 |
| Oct 2019 | 984.2790358642118 | 1.42 | -8.13 |
| Nov 2019 | 989.8862116778977 | 0.57 | -8.27 |
| Dec 2019 | 998.6437839704721 | 0.89 | -5.29 |
| Jan 2020 | 992.4613363321731 | -0.62 | -4.27 |
| Feb 2020 | 979.0510966450366 | -1.35 | -4.98 |
| Mar 2020 | 984.3103812362059 | 0.54 | -3.86 |
| Apr 2020 | 973.2123805890948 | -1.13 | -4.22 |
| May 2020 | 967.8911639044087 | -0.55 | -4.49 |
| Jun 2020 | 961.1561870156747 | -0.70 | -2.40 |
| Jul 2020 | 946.0162392901453 | -1.57 | -3.81 |
| Aug 2020 | 942.2296583312378 | -0.40 | -2.76 |
| Sep 2020 | 946.630058988447 | 0.47 | -2.46 |
| Oct 2020 | 952.0269818089517 | 0.57 | -3.28 |
| Nov 2020 | 956.7006949397053 | 0.49 | -3.35 |
| Dec 2020 | 959.6068459566803 | 0.30 | -3.91 |
| Jan 2021 | 978.7054636443405 | 1.99 | -1.39 |
| Feb 2021 | 1002.1080508466267 | 2.39 | 2.36 |
| Mar 2021 | 1052.8103279030342 | 5.06 | 6.96 |
| Apr 2021 | 1066.367621092703 | 1.29 | 9.57 |
| May 2021 | 1072.3389832513947 | 0.56 | 10.79 |
| Jun 2021 | 1094.8343845050842 | 2.10 | 13.91 |
| Jul 2021 | 1099.9460036264452 | 0.47 | 16.27 |
| Aug 2021 | 1112.6147949747951 | 1.15 | 18.08 |
| Sep 2021 | 1134.3523833523982 | 1.95 | 19.83 |
| Oct 2021 | 1171.537865952391 | 3.28 | 23.06 |
| Nov 2021 | 1184.5199271858207 | 1.11 | 23.81 |
| Dec 2021 | 1202.4171229371332 | 1.51 | 25.30 |
| Jan 2022 | 1273.4554696050027 | 5.91 | 30.12 |
| Feb 2022 | 1346.4513646611476 | 5.73 | 34.36 |
| Mar 2022 | 1444.2488413663718 | 7.26 | 37.18 |
| Apr 2022 | 1623.1167079275165 | 12.39 | 52.21 |
| May 2022 | 1703.7873599883103 | 4.97 | 58.89 |
| Jun 2022 | 1791.1081286881933 | 5.13 | 63.60 |
| Jul 2022 | 1788.6431531703129 | -0.14 | 62.61 |
| Aug 2022 | 1761.3555045011294 | -1.53 | 58.31 |
| Sep 2022 | 1946.9377373647758 | 10.54 | 71.63 |
| Oct 2022 | 2122.068517619001 | 8.99 | 81.14 |
| Nov 2022 | 2109.3871033711453 | -0.60 | 78.08 |
| Dec 2022 | 2019.1223422865144 | -4.28 | 67.92 |
| Jan 2023 | 1998.2749550454616 | -1.03 | 56.92 |
| Feb 2023 | 1995.863559388026 | -0.12 | 48.23 |
| Mar 2023 | 2063.204183557479 | 3.37 | 42.86 |
| Apr 2023 | 2033.1253295514016 | -1.46 | 25.26 |
| May 2023 | 2067.436221805365 | 1.69 | 21.34 |
| Jun 2023 | 2148.583042098527 | 3.93 | 19.96 |
| Jul 2023 | 2192.5704869666974 | 2.05 | 22.58 |
| Aug 2023 | 2258.3697039270874 | 3.00 | 28.22 |
| Sep 2023 | 2297.821816024662 | 1.75 | 18.02 |
| Oct 2023 | 2403.839151468351 | 4.61 | 13.28 |
| Nov 2023 | 2370.6339151776633 | -1.38 | 12.39 |
| Dec 2023 | 2232.830458428283 | -5.81 | 10.58 |
| Jan 2024 | 2200.3753931669594 | -1.45 | 10.11 |
| Feb 2024 | 2238.99628379337 | 1.76 | 12.18 |
| Mar 2024 | 2259.861651450234 | 0.93 | 9.53 |
| Apr 2024 | 2311.0014982483326 | 2.26 | 13.67 |
| May 2024 | 2334.7832320130683 | 1.03 | 12.93 |
| Jun 2024 | 2303.34466441671 | -1.35 | 7.20 |
| Jul 2024 | 2285.889413783681 | -0.76 | 4.26 |
| Aug 2024 | 2204.5724158911007 | -3.56 | -2.38 |
| Sep 2024 | 2133.484888969512 | -3.22 | -7.15 |
| Oct 2024 | 2192.6232425422377 | 2.77 | -8.79 |
| Nov 2024 | 2282.1349785213106 | 4.08 | -3.73 |
| Dec 2024 | 2263.3813233432834 | -0.82 | 1.37 |
| Jan 2025 | 2323.7457292080007 | 2.67 | 5.61 |
| Feb 2025 | 2300.5414627672635 | -1.00 | 2.75 |
| Mar 2025 | 2256.5383230313946 | -1.91 | -0.15 |
| Apr 2025 | 2271.3245991572 | 0.66 | -1.72 |
| May 2025 | 2288.0968091348163 | 0.74 | -2.00 |
| Jun 2025 | 2283.258432516289 | -0.21 | -0.87 |
| Jul 2025 | 2254.8804807140223 | -1.24 | -1.36 |
| Aug 2025 | 2218.729789814608 | -1.60 | 0.64 |
| Sep 2025 | 2162.2771216802207 | -2.54 | 1.35 |
| Oct 2025 | 2140.271988319297 | -1.02 | -2.39 |
| Nov 2025 | 2136.6149118884555 | -0.17 | -6.38 |
| Dec 2025 | 2126.2936501687795 | -0.48 | -6.06 |
| Jan 2026 | 2106.3612311981906 | -0.94 | -9.35 |
| Feb 2026 | 2093.9697723286317 | -0.59 | -8.98 |
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