Winchester, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Winchester, VA Metro in February 2026 was $1,833.432. The month over month percentage change (MoM) was -0.47%, and the year over year percentage change (YoY) was -6.91%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Winchester, VA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Winchester, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Winchester, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Winchester, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Winchester, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 757.5485126271362 | -2.19 | -6.01 |
| Feb 2015 | 762.9850376713079 | 0.72 | -3.96 |
| Mar 2015 | 770.1813929656622 | 0.94 | -3.62 |
| Apr 2015 | 763.844606873735 | -0.82 | -4.55 |
| May 2015 | 784.4992601723105 | 2.70 | -0.77 |
| Jun 2015 | 803.6765192499331 | 2.44 | 1.57 |
| Jul 2015 | 815.5396191408163 | 1.48 | 3.05 |
| Aug 2015 | 805.478299443479 | -1.23 | 1.71 |
| Sep 2015 | 807.5625411624089 | 0.26 | 1.06 |
| Oct 2015 | 800.672100064596 | -0.85 | 1.53 |
| Nov 2015 | 816.6400606747376 | 1.99 | 3.88 |
| Dec 2015 | 820.4928850517459 | 0.47 | 5.93 |
| Jan 2016 | 814.1747600341739 | -0.77 | 7.48 |
| Feb 2016 | 796.9460855246388 | -2.12 | 4.45 |
| Mar 2016 | 802.5644852204929 | 0.71 | 4.21 |
| Apr 2016 | 795.531750336793 | -0.88 | 4.15 |
| May 2016 | 796.7163016768548 | 0.15 | 1.56 |
| Jun 2016 | 795.6285486823206 | -0.14 | -1.00 |
| Jul 2016 | 785.4306087491823 | -1.28 | -3.69 |
| Aug 2016 | 786.5071597819355 | 0.14 | -2.35 |
| Sep 2016 | 791.981754138795 | 0.70 | -1.93 |
| Oct 2016 | 796.4885057309028 | 0.57 | -0.52 |
| Nov 2016 | 830.4840737383423 | 4.27 | 1.70 |
| Dec 2016 | 878.6999994532723 | 5.81 | 7.09 |
| Jan 2017 | 877.0899265284149 | -0.18 | 7.73 |
| Feb 2017 | 883.2667608993881 | 0.70 | 10.83 |
| Mar 2017 | 889.881462745232 | 0.75 | 10.88 |
| Apr 2017 | 878.320857948995 | -1.30 | 10.41 |
| May 2017 | 879.2899445792574 | 0.11 | 10.36 |
| Jun 2017 | 872.3826804607661 | -0.79 | 9.65 |
| Jul 2017 | 882.4086769511547 | 1.15 | 12.35 |
| Aug 2017 | 875.1650669765885 | -0.82 | 11.27 |
| Sep 2017 | 870.365054416211 | -0.55 | 9.90 |
| Oct 2017 | 884.341067924419 | 1.61 | 11.03 |
| Nov 2017 | 891.1240382748822 | 0.77 | 7.30 |
| Dec 2017 | 897.4865547198336 | 0.71 | 2.14 |
| Jan 2018 | 908.9067359845325 | 1.27 | 3.63 |
| Feb 2018 | 945.5995539263133 | 4.04 | 7.06 |
| Mar 2018 | 962.9670172848529 | 1.84 | 8.21 |
| Apr 2018 | 969.7033423052646 | 0.70 | 10.40 |
| May 2018 | 987.3375580914129 | 1.82 | 12.29 |
| Jun 2018 | 987.2761501324238 | -0.01 | 13.17 |
| Jul 2018 | 984.5108632634353 | -0.28 | 11.57 |
| Aug 2018 | 987.9177692974232 | 0.35 | 12.88 |
| Sep 2018 | 998.925330880521 | 1.11 | 14.77 |
| Oct 2018 | 1024.0607851077284 | 2.52 | 15.80 |
| Nov 2018 | 1029.2093140408833 | 0.50 | 15.50 |
| Dec 2018 | 1003.8786170007133 | -2.46 | 11.85 |
| Jan 2019 | 987.3253859691498 | -1.65 | 8.63 |
| Feb 2019 | 983.8536351543474 | -0.35 | 4.05 |
| Mar 2019 | 979.8185757432964 | -0.41 | 1.75 |
| Apr 2019 | 972.2510074984924 | -0.77 | 0.26 |
| May 2019 | 968.781560901964 | -0.36 | -1.88 |
| Jun 2019 | 940.6817062144289 | -2.90 | -4.72 |
| Jul 2019 | 939.067026330716 | -0.17 | -4.62 |
| Aug 2019 | 923.8339523159299 | -1.62 | -6.49 |
| Sep 2019 | 924.8449760793204 | 0.11 | -7.42 |
| Oct 2019 | 937.034527527703 | 1.32 | -8.50 |
| Nov 2019 | 941.2546638172245 | 0.45 | -8.55 |
| Dec 2019 | 947.5451292527465 | 0.67 | -5.61 |
| Jan 2020 | 939.7443460518949 | -0.82 | -4.82 |
| Feb 2020 | 925.6739629643964 | -1.50 | -5.91 |
| Mar 2020 | 929.3421758105347 | 0.40 | -5.15 |
| Apr 2020 | 917.6793780920361 | -1.25 | -5.61 |
| May 2020 | 911.1150115460788 | -0.71 | -5.95 |
| Jun 2020 | 903.1134029580784 | -0.88 | -3.99 |
| Jul 2020 | 887.838913609516 | -1.69 | -5.45 |
| Aug 2020 | 883.8722052024875 | -0.45 | -4.33 |
| Sep 2020 | 888.202229765472 | 0.49 | -3.96 |
| Oct 2020 | 894.0754378629006 | 0.66 | -4.58 |
| Nov 2020 | 900.532253589698 | 0.72 | -4.33 |
| Dec 2020 | 905.8625380719159 | 0.59 | -4.40 |
| Jan 2021 | 925.4744027952739 | 2.17 | -1.52 |
| Feb 2021 | 947.351430900855 | 2.36 | 2.34 |
| Mar 2021 | 993.8722670388306 | 4.91 | 6.94 |
| Apr 2021 | 1005.133480711114 | 1.13 | 9.53 |
| May 2021 | 1008.7490169827621 | 0.36 | 10.72 |
| Jun 2021 | 1028.1071627887186 | 1.92 | 13.84 |
| Jul 2021 | 1027.702878496402 | -0.04 | 15.75 |
| Aug 2021 | 1031.6988334331015 | 0.39 | 16.73 |
| Sep 2021 | 1041.3166985139069 | 0.93 | 17.24 |
| Oct 2021 | 1066.9228073270967 | 2.46 | 19.33 |
| Nov 2021 | 1073.8391257451815 | 0.65 | 19.25 |
| Dec 2021 | 1087.9086060825591 | 1.31 | 20.10 |
| Jan 2022 | 1153.4144540854502 | 6.02 | 24.63 |
| Feb 2022 | 1219.493693480968 | 5.73 | 28.73 |
| Mar 2022 | 1305.6110307701094 | 7.06 | 31.37 |
| Apr 2022 | 1458.602575760077 | 11.72 | 45.12 |
| May 2022 | 1520.0885807823834 | 4.22 | 50.69 |
| Jun 2022 | 1585.6844302643874 | 4.32 | 54.23 |
| Jul 2022 | 1571.5577894585404 | -0.89 | 52.92 |
| Aug 2022 | 1535.959859380139 | -2.26 | 48.88 |
| Sep 2022 | 1684.5633186811538 | 9.68 | 61.77 |
| Oct 2022 | 1822.798962179999 | 8.21 | 70.85 |
| Nov 2022 | 1802.1240871657562 | -1.13 | 67.82 |
| Dec 2022 | 1719.7063133638842 | -4.57 | 58.08 |
| Jan 2023 | 1701.667138556019 | -1.05 | 47.53 |
| Feb 2023 | 1698.2116309279822 | -0.20 | 39.26 |
| Mar 2023 | 1753.357082441445 | 3.25 | 34.29 |
| Apr 2023 | 1722.6434902115554 | -1.75 | 18.10 |
| May 2023 | 1748.1266524674459 | 1.48 | 15.00 |
| Jun 2023 | 1813.0219096002938 | 3.71 | 14.34 |
| Jul 2023 | 1847.106697758624 | 1.88 | 17.53 |
| Aug 2023 | 1900.5682500961145 | 2.89 | 23.74 |
| Sep 2023 | 1933.4939035623556 | 1.73 | 14.78 |
| Oct 2023 | 2023.329270454911 | 4.65 | 11.00 |
| Nov 2023 | 1994.4449803493649 | -1.43 | 10.67 |
| Dec 2023 | 1876.8952647173046 | -5.89 | 9.14 |
| Jan 2024 | 1845.3190347270456 | -1.68 | 8.44 |
| Feb 2024 | 1874.749790202747 | 1.60 | 10.40 |
| Mar 2024 | 1890.204574829469 | 0.82 | 7.81 |
| Apr 2024 | 1934.735545167422 | 2.36 | 12.31 |
| May 2024 | 1957.1638870223728 | 1.16 | 11.96 |
| Jun 2024 | 1934.37360438929 | -1.16 | 6.69 |
| Jul 2024 | 1924.0427922509791 | -0.53 | 4.17 |
| Aug 2024 | 1859.7900819109052 | -3.34 | -2.15 |
| Sep 2024 | 1804.1643287330041 | -2.99 | -6.69 |
| Oct 2024 | 1859.4762032861672 | 3.07 | -8.10 |
| Nov 2024 | 1942.028635007208 | 4.44 | -2.63 |
| Dec 2024 | 1932.9208162102545 | -0.47 | 2.99 |
| Jan 2025 | 1988.3995769408698 | 2.87 | 7.75 |
| Feb 2025 | 1969.450754952469 | -0.95 | 5.05 |
| Mar 2025 | 1931.012292423556 | -1.95 | 2.16 |
| Apr 2025 | 1944.4271294261337 | 0.70 | 0.50 |
| May 2025 | 1960.7855615186954 | 0.84 | 0.19 |
| Jun 2025 | 1959.6226663239402 | -0.06 | 1.31 |
| Jul 2025 | 1941.7241801803289 | -0.91 | 0.92 |
| Aug 2025 | 1918.1403218002174 | -1.22 | 3.14 |
| Sep 2025 | 1877.12063205873 | -2.14 | 4.04 |
| Oct 2025 | 1861.867642135349 | -0.81 | 0.13 |
| Nov 2025 | 1862.7611005257672 | 0.05 | -4.08 |
| Dec 2025 | 1857.0032363082048 | -0.31 | -3.93 |
| Jan 2026 | 1842.0621165864045 | -0.80 | -7.36 |
| Feb 2026 | 1833.4321326780198 | -0.47 | -6.91 |
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