Albany, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Albany, NY Metro in February 2026 was $2,293.506. The month over month percentage change (MoM) was -0.02%, and the year over year percentage change (YoY) was -3.24%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Albany, NY metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Albany, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1019.5462694462286 | -1.85 | -7.32 |
| Feb 2015 | 1026.3324479296355 | 0.67 | -5.69 |
| Mar 2015 | 1035.0485951313037 | 0.85 | -5.52 |
| Apr 2015 | 1026.614024928647 | -0.81 | -6.46 |
| May 2015 | 1046.7661569136264 | 1.96 | -3.52 |
| Jun 2015 | 1063.7488139061875 | 1.62 | -1.78 |
| Jul 2015 | 1073.0107772677484 | 0.87 | -0.60 |
| Aug 2015 | 1060.226346882164 | -1.19 | -1.37 |
| Sep 2015 | 1061.610358945949 | 0.13 | -1.50 |
| Oct 2015 | 1052.954329262606 | -0.81 | -0.72 |
| Nov 2015 | 1069.6117149040974 | 1.58 | 1.48 |
| Dec 2015 | 1073.3228952586812 | 0.35 | 3.33 |
| Jan 2016 | 1066.0456575811102 | -0.68 | 4.56 |
| Feb 2016 | 1046.2351101986471 | -1.86 | 1.94 |
| Mar 2016 | 1051.5789736580607 | 0.51 | 1.60 |
| Apr 2016 | 1043.5078976263808 | -0.77 | 1.65 |
| May 2016 | 1044.0904321285566 | 0.06 | -0.26 |
| Jun 2016 | 1042.965834409484 | -0.11 | -1.95 |
| Jul 2016 | 1030.5201981071173 | -1.19 | -3.96 |
| Aug 2016 | 1031.943704325478 | 0.14 | -2.67 |
| Sep 2016 | 1036.5173867994035 | 0.44 | -2.36 |
| Oct 2016 | 1040.018237765501 | 0.34 | -1.23 |
| Nov 2016 | 1076.2802949350896 | 3.49 | 0.62 |
| Dec 2016 | 1128.1188845897861 | 4.82 | 5.11 |
| Jan 2017 | 1125.2518995956154 | -0.25 | 5.55 |
| Feb 2017 | 1128.655684036812 | 0.30 | 7.88 |
| Mar 2017 | 1133.1439434078861 | 0.40 | 7.76 |
| Apr 2017 | 1119.254727370295 | -1.23 | 7.26 |
| May 2017 | 1120.110605424607 | 0.08 | 7.28 |
| Jun 2017 | 1113.9583185875695 | -0.55 | 6.81 |
| Jul 2017 | 1126.3275041290867 | 1.11 | 9.30 |
| Aug 2017 | 1120.424856949083 | -0.52 | 8.57 |
| Sep 2017 | 1115.69544193088 | -0.42 | 7.64 |
| Oct 2017 | 1130.4558704938515 | 1.32 | 8.70 |
| Nov 2017 | 1138.348702960601 | 0.70 | 5.77 |
| Dec 2017 | 1145.9360861117955 | 0.67 | 1.58 |
| Jan 2018 | 1161.1241829623257 | 1.33 | 3.19 |
| Feb 2018 | 1200.795181744955 | 3.42 | 6.39 |
| Mar 2018 | 1219.8123010968318 | 1.58 | 7.65 |
| Apr 2018 | 1226.6698445619852 | 0.56 | 9.60 |
| May 2018 | 1247.13079229736 | 1.67 | 11.34 |
| Jun 2018 | 1250.4873488990906 | 0.27 | 12.26 |
| Jul 2018 | 1251.8572699103258 | 0.11 | 11.15 |
| Aug 2018 | 1260.857884717785 | 0.72 | 12.53 |
| Sep 2018 | 1275.884852608785 | 1.19 | 14.36 |
| Oct 2018 | 1303.5316153948543 | 2.17 | 15.31 |
| Nov 2018 | 1309.339023222933 | 0.45 | 15.02 |
| Dec 2018 | 1280.2359924446835 | -2.22 | 11.72 |
| Jan 2019 | 1260.7579383759594 | -1.52 | 8.58 |
| Feb 2019 | 1253.0121658901899 | -0.61 | 4.35 |
| Mar 2019 | 1245.903403152794 | -0.57 | 2.14 |
| Apr 2019 | 1235.624499810086 | -0.82 | 0.73 |
| May 2019 | 1230.0357988364071 | -0.45 | -1.37 |
| Jun 2019 | 1199.9007160592012 | -2.45 | -4.04 |
| Jul 2019 | 1198.8236809544292 | -0.09 | -4.24 |
| Aug 2019 | 1184.156639843767 | -1.22 | -6.08 |
| Sep 2019 | 1185.2365020406326 | 0.09 | -7.10 |
| Oct 2019 | 1198.5052107739582 | 1.12 | -8.06 |
| Nov 2019 | 1204.226691465672 | 0.48 | -8.03 |
| Dec 2019 | 1212.3595553360483 | 0.68 | -5.30 |
| Jan 2020 | 1205.611493803263 | -0.56 | -4.37 |
| Feb 2020 | 1189.8718741618657 | -1.31 | -5.04 |
| Mar 2020 | 1191.723076582002 | 0.16 | -4.35 |
| Apr 2020 | 1177.0415608557064 | -1.23 | -4.74 |
| May 2020 | 1170.1251222603566 | -0.59 | -4.87 |
| Jun 2020 | 1165.050001847033 | -0.43 | -2.90 |
| Jul 2020 | 1151.6445724798273 | -1.15 | -3.93 |
| Aug 2020 | 1148.4490457069166 | -0.28 | -3.01 |
| Sep 2020 | 1153.2557639500085 | 0.42 | -2.70 |
| Oct 2020 | 1158.6913726273701 | 0.47 | -3.32 |
| Nov 2020 | 1164.4997174625926 | 0.50 | -3.30 |
| Dec 2020 | 1167.5821323487007 | 0.27 | -3.69 |
| Jan 2021 | 1186.039373289587 | 1.58 | -1.62 |
| Feb 2021 | 1208.0600623019961 | 1.86 | 1.53 |
| Mar 2021 | 1257.3823957784 | 4.08 | 5.51 |
| Apr 2021 | 1267.980333870532 | 0.84 | 7.73 |
| May 2021 | 1270.5981658083433 | 0.21 | 8.59 |
| Jun 2021 | 1288.5033666791733 | 1.41 | 10.60 |
| Jul 2021 | 1288.9462367871229 | 0.03 | 11.92 |
| Aug 2021 | 1294.7462926609146 | 0.45 | 12.74 |
| Sep 2021 | 1307.2184852531966 | 0.96 | 13.35 |
| Oct 2021 | 1334.5444783650937 | 2.09 | 15.18 |
| Nov 2021 | 1340.6106908258098 | 0.46 | 15.12 |
| Dec 2021 | 1350.9091655700086 | 0.77 | 15.70 |
| Jan 2022 | 1410.9136385520658 | 4.44 | 18.96 |
| Feb 2022 | 1469.8824611138732 | 4.18 | 21.67 |
| Mar 2022 | 1550.012612753055 | 5.45 | 23.27 |
| Apr 2022 | 1702.1883906953367 | 9.82 | 34.24 |
| May 2022 | 1764.7445842584264 | 3.68 | 38.89 |
| Jun 2022 | 1837.9289333851511 | 4.15 | 42.64 |
| Jul 2022 | 1834.7580471152514 | -0.17 | 42.35 |
| Aug 2022 | 1812.488216780724 | -1.21 | 39.99 |
| Sep 2022 | 1976.106917412418 | 9.03 | 51.17 |
| Oct 2022 | 2126.0372059164865 | 7.59 | 59.31 |
| Nov 2022 | 2108.117007635342 | -0.84 | 57.25 |
| Dec 2022 | 2025.3466436832646 | -3.93 | 49.93 |
| Jan 2023 | 2005.625325498622 | -0.97 | 42.15 |
| Feb 2023 | 2005.3703034668174 | -0.01 | 36.43 |
| Mar 2023 | 2065.2267750640112 | 2.99 | 33.24 |
| Apr 2023 | 2038.4803129535492 | -1.29 | 19.76 |
| May 2023 | 2066.0240796709495 | 1.35 | 17.07 |
| Jun 2023 | 2137.6377753345255 | 3.47 | 16.31 |
| Jul 2023 | 2179.5301121795815 | 1.96 | 18.79 |
| Aug 2023 | 2239.6857979760944 | 2.76 | 23.57 |
| Sep 2023 | 2275.456444884919 | 1.60 | 15.15 |
| Oct 2023 | 2367.902058426518 | 4.06 | 11.38 |
| Nov 2023 | 2337.3939234041654 | -1.29 | 10.88 |
| Dec 2023 | 2217.5671722742945 | -5.13 | 9.49 |
| Jan 2024 | 2190.932208576477 | -1.20 | 9.24 |
| Feb 2024 | 2228.8016147313 | 1.73 | 11.14 |
| Mar 2024 | 2252.5403894481083 | 1.07 | 9.07 |
| Apr 2024 | 2307.2588572156706 | 2.43 | 13.19 |
| May 2024 | 2339.8884773818995 | 1.41 | 13.26 |
| Jun 2024 | 2324.0723292988787 | -0.68 | 8.72 |
| Jul 2024 | 2320.407163117901 | -0.16 | 6.46 |
| Aug 2024 | 2257.2511612239805 | -2.72 | 0.78 |
| Sep 2024 | 2199.5918172522915 | -2.55 | -3.33 |
| Oct 2024 | 2257.5324338328815 | 2.63 | -4.66 |
| Nov 2024 | 2341.8575249061073 | 3.74 | 0.19 |
| Dec 2024 | 2330.066022109436 | -0.50 | 5.07 |
| Jan 2025 | 2387.8566403322375 | 2.48 | 8.99 |
| Feb 2025 | 2370.3215345625954 | -0.73 | 6.35 |
| Mar 2025 | 2332.513646785224 | -1.59 | 3.55 |
| Apr 2025 | 2353.709951366782 | 0.91 | 2.01 |
| May 2025 | 2380.2464517316916 | 1.13 | 1.73 |
| Jun 2025 | 2388.7604348044756 | 0.36 | 2.78 |
| Jul 2025 | 2377.853048775457 | -0.46 | 2.48 |
| Aug 2025 | 2358.1292472792425 | -0.83 | 4.47 |
| Sep 2025 | 2317.135542966523 | -1.74 | 5.34 |
| Oct 2025 | 2303.3062017346056 | -0.60 | 2.03 |
| Nov 2025 | 2306.5677341894925 | 0.14 | -1.51 |
| Dec 2025 | 2303.548450712885 | -0.13 | -1.14 |
| Jan 2026 | 2293.943084415533 | -0.42 | -3.93 |
| Feb 2026 | 2293.50623858613 | -0.02 | -3.24 |