Albany, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Albany, NY Metro in February 2026 was $2,293.506. The month over month percentage change (MoM) was -0.02%, and the year over year percentage change (YoY) was -3.24%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Albany, NY metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Albany, NY metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Albany, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Albany, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 1019.5462694462286 -1.85 -7.32
Feb 2015 1026.3324479296355 0.67 -5.69
Mar 2015 1035.0485951313037 0.85 -5.52
Apr 2015 1026.614024928647 -0.81 -6.46
May 2015 1046.7661569136264 1.96 -3.52
Jun 2015 1063.7488139061875 1.62 -1.78
Jul 2015 1073.0107772677484 0.87 -0.60
Aug 2015 1060.226346882164 -1.19 -1.37
Sep 2015 1061.610358945949 0.13 -1.50
Oct 2015 1052.954329262606 -0.81 -0.72
Nov 2015 1069.6117149040974 1.58 1.48
Dec 2015 1073.3228952586812 0.35 3.33
Jan 2016 1066.0456575811102 -0.68 4.56
Feb 2016 1046.2351101986471 -1.86 1.94
Mar 2016 1051.5789736580607 0.51 1.60
Apr 2016 1043.5078976263808 -0.77 1.65
May 2016 1044.0904321285566 0.06 -0.26
Jun 2016 1042.965834409484 -0.11 -1.95
Jul 2016 1030.5201981071173 -1.19 -3.96
Aug 2016 1031.943704325478 0.14 -2.67
Sep 2016 1036.5173867994035 0.44 -2.36
Oct 2016 1040.018237765501 0.34 -1.23
Nov 2016 1076.2802949350896 3.49 0.62
Dec 2016 1128.1188845897861 4.82 5.11
Jan 2017 1125.2518995956154 -0.25 5.55
Feb 2017 1128.655684036812 0.30 7.88
Mar 2017 1133.1439434078861 0.40 7.76
Apr 2017 1119.254727370295 -1.23 7.26
May 2017 1120.110605424607 0.08 7.28
Jun 2017 1113.9583185875695 -0.55 6.81
Jul 2017 1126.3275041290867 1.11 9.30
Aug 2017 1120.424856949083 -0.52 8.57
Sep 2017 1115.69544193088 -0.42 7.64
Oct 2017 1130.4558704938515 1.32 8.70
Nov 2017 1138.348702960601 0.70 5.77
Dec 2017 1145.9360861117955 0.67 1.58
Jan 2018 1161.1241829623257 1.33 3.19
Feb 2018 1200.795181744955 3.42 6.39
Mar 2018 1219.8123010968318 1.58 7.65
Apr 2018 1226.6698445619852 0.56 9.60
May 2018 1247.13079229736 1.67 11.34
Jun 2018 1250.4873488990906 0.27 12.26
Jul 2018 1251.8572699103258 0.11 11.15
Aug 2018 1260.857884717785 0.72 12.53
Sep 2018 1275.884852608785 1.19 14.36
Oct 2018 1303.5316153948543 2.17 15.31
Nov 2018 1309.339023222933 0.45 15.02
Dec 2018 1280.2359924446835 -2.22 11.72
Jan 2019 1260.7579383759594 -1.52 8.58
Feb 2019 1253.0121658901899 -0.61 4.35
Mar 2019 1245.903403152794 -0.57 2.14
Apr 2019 1235.624499810086 -0.82 0.73
May 2019 1230.0357988364071 -0.45 -1.37
Jun 2019 1199.9007160592012 -2.45 -4.04
Jul 2019 1198.8236809544292 -0.09 -4.24
Aug 2019 1184.156639843767 -1.22 -6.08
Sep 2019 1185.2365020406326 0.09 -7.10
Oct 2019 1198.5052107739582 1.12 -8.06
Nov 2019 1204.226691465672 0.48 -8.03
Dec 2019 1212.3595553360483 0.68 -5.30
Jan 2020 1205.611493803263 -0.56 -4.37
Feb 2020 1189.8718741618657 -1.31 -5.04
Mar 2020 1191.723076582002 0.16 -4.35
Apr 2020 1177.0415608557064 -1.23 -4.74
May 2020 1170.1251222603566 -0.59 -4.87
Jun 2020 1165.050001847033 -0.43 -2.90
Jul 2020 1151.6445724798273 -1.15 -3.93
Aug 2020 1148.4490457069166 -0.28 -3.01
Sep 2020 1153.2557639500085 0.42 -2.70
Oct 2020 1158.6913726273701 0.47 -3.32
Nov 2020 1164.4997174625926 0.50 -3.30
Dec 2020 1167.5821323487007 0.27 -3.69
Jan 2021 1186.039373289587 1.58 -1.62
Feb 2021 1208.0600623019961 1.86 1.53
Mar 2021 1257.3823957784 4.08 5.51
Apr 2021 1267.980333870532 0.84 7.73
May 2021 1270.5981658083433 0.21 8.59
Jun 2021 1288.5033666791733 1.41 10.60
Jul 2021 1288.9462367871229 0.03 11.92
Aug 2021 1294.7462926609146 0.45 12.74
Sep 2021 1307.2184852531966 0.96 13.35
Oct 2021 1334.5444783650937 2.09 15.18
Nov 2021 1340.6106908258098 0.46 15.12
Dec 2021 1350.9091655700086 0.77 15.70
Jan 2022 1410.9136385520658 4.44 18.96
Feb 2022 1469.8824611138732 4.18 21.67
Mar 2022 1550.012612753055 5.45 23.27
Apr 2022 1702.1883906953367 9.82 34.24
May 2022 1764.7445842584264 3.68 38.89
Jun 2022 1837.9289333851511 4.15 42.64
Jul 2022 1834.7580471152514 -0.17 42.35
Aug 2022 1812.488216780724 -1.21 39.99
Sep 2022 1976.106917412418 9.03 51.17
Oct 2022 2126.0372059164865 7.59 59.31
Nov 2022 2108.117007635342 -0.84 57.25
Dec 2022 2025.3466436832646 -3.93 49.93
Jan 2023 2005.625325498622 -0.97 42.15
Feb 2023 2005.3703034668174 -0.01 36.43
Mar 2023 2065.2267750640112 2.99 33.24
Apr 2023 2038.4803129535492 -1.29 19.76
May 2023 2066.0240796709495 1.35 17.07
Jun 2023 2137.6377753345255 3.47 16.31
Jul 2023 2179.5301121795815 1.96 18.79
Aug 2023 2239.6857979760944 2.76 23.57
Sep 2023 2275.456444884919 1.60 15.15
Oct 2023 2367.902058426518 4.06 11.38
Nov 2023 2337.3939234041654 -1.29 10.88
Dec 2023 2217.5671722742945 -5.13 9.49
Jan 2024 2190.932208576477 -1.20 9.24
Feb 2024 2228.8016147313 1.73 11.14
Mar 2024 2252.5403894481083 1.07 9.07
Apr 2024 2307.2588572156706 2.43 13.19
May 2024 2339.8884773818995 1.41 13.26
Jun 2024 2324.0723292988787 -0.68 8.72
Jul 2024 2320.407163117901 -0.16 6.46
Aug 2024 2257.2511612239805 -2.72 0.78
Sep 2024 2199.5918172522915 -2.55 -3.33
Oct 2024 2257.5324338328815 2.63 -4.66
Nov 2024 2341.8575249061073 3.74 0.19
Dec 2024 2330.066022109436 -0.50 5.07
Jan 2025 2387.8566403322375 2.48 8.99
Feb 2025 2370.3215345625954 -0.73 6.35
Mar 2025 2332.513646785224 -1.59 3.55
Apr 2025 2353.709951366782 0.91 2.01
May 2025 2380.2464517316916 1.13 1.73
Jun 2025 2388.7604348044756 0.36 2.78
Jul 2025 2377.853048775457 -0.46 2.48
Aug 2025 2358.1292472792425 -0.83 4.47
Sep 2025 2317.135542966523 -1.74 5.34
Oct 2025 2303.3062017346056 -0.60 2.03
Nov 2025 2306.5677341894925 0.14 -1.51
Dec 2025 2303.548450712885 -0.13 -1.14
Jan 2026 2293.943084415533 -0.42 -3.93
Feb 2026 2293.50623858613 -0.02 -3.24