Ames, IA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Ames, IA Metro in February 2026 was $1,678.685. The month over month percentage change (MoM) was -0.14%, and the year over year percentage change (YoY) was -4.16%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Ames, IA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Ames, IA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 810.3372312616605 | -1.39 | -2.44 |
| Feb 2015 | 817.9612502773181 | 0.94 | -0.90 |
| Mar 2015 | 828.3315212243843 | 1.27 | -0.84 |
| Apr 2015 | 827.0228425652955 | -0.16 | -1.85 |
| May 2015 | 849.132539193817 | 2.67 | 1.67 |
| Jun 2015 | 868.1619462567842 | 2.24 | 3.75 |
| Jul 2015 | 878.3866974420259 | 1.18 | 4.74 |
| Aug 2015 | 870.1703354511778 | -0.93 | 3.50 |
| Sep 2015 | 871.9899064778409 | 0.21 | 3.02 |
| Oct 2015 | 866.326949824647 | -0.65 | 4.01 |
| Nov 2015 | 881.6603055729632 | 1.77 | 6.14 |
| Dec 2015 | 887.1610121703177 | 0.62 | 7.95 |
| Jan 2016 | 881.94184998611 | -0.59 | 8.84 |
| Feb 2016 | 865.3015979246663 | -1.89 | 5.79 |
| Mar 2016 | 869.5690062318868 | 0.49 | 4.98 |
| Apr 2016 | 862.9223148144464 | -0.76 | 4.34 |
| May 2016 | 863.8759677982143 | 0.11 | 1.74 |
| Jun 2016 | 864.2361778385355 | 0.04 | -0.45 |
| Jul 2016 | 855.3726250669345 | -1.03 | -2.62 |
| Aug 2016 | 857.676596605688 | 0.27 | -1.44 |
| Sep 2016 | 862.8092119067763 | 0.60 | -1.05 |
| Oct 2016 | 867.700216214891 | 0.57 | 0.16 |
| Nov 2016 | 899.1132591754758 | 3.62 | 1.98 |
| Dec 2016 | 941.6536600824734 | 4.73 | 6.14 |
| Jan 2017 | 937.9847244466189 | -0.39 | 6.35 |
| Feb 2017 | 941.5248969465704 | 0.38 | 8.81 |
| Mar 2017 | 948.0304786982624 | 0.69 | 9.02 |
| Apr 2017 | 940.2713408865268 | -0.82 | 8.96 |
| May 2017 | 943.8646742427297 | 0.38 | 9.26 |
| Jun 2017 | 939.8228547886101 | -0.43 | 8.75 |
| Jul 2017 | 950.1049083921084 | 1.09 | 11.08 |
| Aug 2017 | 944.1095227117456 | -0.63 | 10.08 |
| Sep 2017 | 938.1617157983261 | -0.63 | 8.73 |
| Oct 2017 | 948.1441867672158 | 1.06 | 9.27 |
| Nov 2017 | 952.7153957221179 | 0.48 | 5.96 |
| Dec 2017 | 957.9555501851739 | 0.55 | 1.73 |
| Jan 2018 | 968.558211405914 | 1.11 | 3.26 |
| Feb 2018 | 1000.6504018618417 | 3.31 | 6.28 |
| Mar 2018 | 1015.1865005451723 | 1.45 | 7.08 |
| Apr 2018 | 1019.8721336837428 | 0.46 | 8.47 |
| May 2018 | 1034.906634637412 | 1.47 | 9.65 |
| Jun 2018 | 1034.941204721574 | 0.00 | 10.12 |
| Jul 2018 | 1033.293253977871 | -0.16 | 8.76 |
| Aug 2018 | 1037.325508415757 | 0.39 | 9.87 |
| Sep 2018 | 1047.2174111725474 | 0.95 | 11.62 |
| Oct 2018 | 1069.0804347141209 | 2.09 | 12.76 |
| Nov 2018 | 1073.9787306898806 | 0.46 | 12.73 |
| Dec 2018 | 1051.8560604475679 | -2.06 | 9.80 |
| Jan 2019 | 1035.6871552531636 | -1.54 | 6.93 |
| Feb 2019 | 1026.4916069541673 | -0.89 | 2.58 |
| Mar 2019 | 1015.4449713855572 | -1.08 | 0.03 |
| Apr 2019 | 1003.4222702735517 | -1.18 | -1.61 |
| May 2019 | 998.7048113687158 | -0.47 | -3.50 |
| Jun 2019 | 974.3671682608546 | -2.44 | -5.85 |
| Jul 2019 | 971.7869751334274 | -0.26 | -5.95 |
| Aug 2019 | 957.3663413811063 | -1.48 | -7.71 |
| Sep 2019 | 955.8402042891742 | -0.16 | -8.73 |
| Oct 2019 | 967.3714660389201 | 1.21 | -9.51 |
| Nov 2019 | 971.3013001935051 | 0.41 | -9.56 |
| Dec 2019 | 978.0990924312114 | 0.70 | -7.01 |
| Jan 2020 | 970.0347214090262 | -0.82 | -6.34 |
| Feb 2020 | 955.611827284655 | -1.49 | -6.90 |
| Mar 2020 | 957.0189699918845 | 0.15 | -5.75 |
| Apr 2020 | 947.8781435600432 | -0.95 | -5.53 |
| May 2020 | 946.6029238603472 | -0.13 | -5.22 |
| Jun 2020 | 943.7803746324522 | -0.30 | -3.14 |
| Jul 2020 | 932.0168366217817 | -1.25 | -4.09 |
| Aug 2020 | 926.6208635053384 | -0.58 | -3.21 |
| Sep 2020 | 927.6892375014776 | 0.12 | -2.94 |
| Oct 2020 | 928.1242992139389 | 0.05 | -4.06 |
| Nov 2020 | 927.9855321327386 | -0.01 | -4.46 |
| Dec 2020 | 925.6433138270023 | -0.25 | -5.36 |
| Jan 2021 | 936.0190464200932 | 1.12 | -3.51 |
| Feb 2021 | 948.1695765135236 | 1.30 | -0.78 |
| Mar 2021 | 980.2325563890165 | 3.38 | 2.43 |
| Apr 2021 | 984.1525606543554 | 0.40 | 3.83 |
| May 2021 | 984.1288127081764 | 0.00 | 3.96 |
| Jun 2021 | 997.6950760881105 | 1.38 | 5.71 |
| Jul 2021 | 998.5029657564922 | 0.08 | 7.13 |
| Aug 2021 | 1003.873237196144 | 0.54 | 8.34 |
| Sep 2021 | 1014.3866695999824 | 1.05 | 9.35 |
| Oct 2021 | 1037.3406555575734 | 2.26 | 11.77 |
| Nov 2021 | 1044.946576177495 | 0.73 | 12.60 |
| Dec 2021 | 1057.518816935743 | 1.20 | 14.25 |
| Jan 2022 | 1107.9956511137652 | 4.77 | 18.37 |
| Feb 2022 | 1156.3675432233588 | 4.37 | 21.96 |
| Mar 2022 | 1220.97478601219 | 5.59 | 24.56 |
| Apr 2022 | 1339.3496695689498 | 9.70 | 36.09 |
| May 2022 | 1387.2532997151532 | 3.58 | 40.96 |
| Jun 2022 | 1439.1974127610595 | 3.74 | 44.25 |
| Jul 2022 | 1430.9854089711812 | -0.57 | 43.31 |
| Aug 2022 | 1407.3895645034609 | -1.65 | 40.20 |
| Sep 2022 | 1534.2210517565752 | 9.01 | 51.25 |
| Oct 2022 | 1655.7853107294156 | 7.92 | 59.62 |
| Nov 2022 | 1650.3985672665472 | -0.32 | 57.94 |
| Dec 2022 | 1592.1088276607707 | -3.53 | 50.55 |
| Jan 2023 | 1578.9146411101435 | -0.83 | 42.50 |
| Feb 2023 | 1575.3963997269589 | -0.22 | 36.24 |
| Mar 2023 | 1616.8558422739916 | 2.63 | 32.42 |
| Apr 2023 | 1594.5159717554488 | -1.38 | 19.05 |
| May 2023 | 1617.3893898058059 | 1.44 | 16.59 |
| Jun 2023 | 1674.7848931115018 | 3.55 | 16.37 |
| Jul 2023 | 1703.5161156382478 | 1.72 | 19.05 |
| Aug 2023 | 1745.2261722122428 | 2.45 | 24.00 |
| Sep 2023 | 1766.4953778874105 | 1.22 | 15.14 |
| Oct 2023 | 1830.8703253730546 | 3.64 | 10.57 |
| Nov 2023 | 1797.353639609219 | -1.83 | 8.90 |
| Dec 2023 | 1691.8363781389 | -5.87 | 6.26 |
| Jan 2024 | 1656.5915816281008 | -2.08 | 4.92 |
| Feb 2024 | 1671.795538151872 | 0.92 | 6.12 |
| Mar 2024 | 1680.9405643136588 | 0.55 | 3.96 |
| Apr 2024 | 1716.1604738349263 | 2.10 | 7.63 |
| May 2024 | 1736.1818992957205 | 1.17 | 7.35 |
| Jun 2024 | 1719.3542630359427 | -0.97 | 2.66 |
| Jul 2024 | 1710.4245399220456 | -0.52 | 0.41 |
| Aug 2024 | 1658.328903685116 | -3.05 | -4.98 |
| Sep 2024 | 1612.0801677176416 | -2.79 | -8.74 |
| Oct 2024 | 1654.52441136789 | 2.63 | -9.63 |
| Nov 2024 | 1718.6503222234421 | 3.88 | -4.38 |
| Dec 2024 | 1714.0191417796657 | -0.27 | 1.31 |
| Jan 2025 | 1761.5475379573388 | 2.77 | 6.34 |
| Feb 2025 | 1751.5778104008075 | -0.57 | 4.77 |
| Mar 2025 | 1725.4150927913947 | -1.49 | 2.65 |
| Apr 2025 | 1739.3492256371862 | 0.81 | 1.35 |
| May 2025 | 1756.1540360490837 | 0.97 | 1.15 |
| Jun 2025 | 1759.2861314743182 | 0.18 | 2.32 |
| Jul 2025 | 1749.5082903187795 | -0.56 | 2.29 |
| Aug 2025 | 1734.7678699167657 | -0.84 | 4.61 |
| Sep 2025 | 1703.7495700945728 | -1.79 | 5.69 |
| Oct 2025 | 1691.494288964122 | -0.72 | 2.23 |
| Nov 2025 | 1691.9387212548465 | 0.03 | -1.55 |
| Dec 2025 | 1688.8598799592307 | -0.18 | -1.47 |
| Jan 2026 | 1681.012322732486 | -0.46 | -4.57 |
| Feb 2026 | 1678.684824035017 | -0.14 | -4.16 |