Ames, IA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Ames, IA Metro in February 2026 was $1,678.685. The month over month percentage change (MoM) was -0.14%, and the year over year percentage change (YoY) was -4.16%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Ames, IA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Ames, IA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Ames, IA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Ames, IA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 810.3372312616605 -1.39 -2.44
Feb 2015 817.9612502773181 0.94 -0.90
Mar 2015 828.3315212243843 1.27 -0.84
Apr 2015 827.0228425652955 -0.16 -1.85
May 2015 849.132539193817 2.67 1.67
Jun 2015 868.1619462567842 2.24 3.75
Jul 2015 878.3866974420259 1.18 4.74
Aug 2015 870.1703354511778 -0.93 3.50
Sep 2015 871.9899064778409 0.21 3.02
Oct 2015 866.326949824647 -0.65 4.01
Nov 2015 881.6603055729632 1.77 6.14
Dec 2015 887.1610121703177 0.62 7.95
Jan 2016 881.94184998611 -0.59 8.84
Feb 2016 865.3015979246663 -1.89 5.79
Mar 2016 869.5690062318868 0.49 4.98
Apr 2016 862.9223148144464 -0.76 4.34
May 2016 863.8759677982143 0.11 1.74
Jun 2016 864.2361778385355 0.04 -0.45
Jul 2016 855.3726250669345 -1.03 -2.62
Aug 2016 857.676596605688 0.27 -1.44
Sep 2016 862.8092119067763 0.60 -1.05
Oct 2016 867.700216214891 0.57 0.16
Nov 2016 899.1132591754758 3.62 1.98
Dec 2016 941.6536600824734 4.73 6.14
Jan 2017 937.9847244466189 -0.39 6.35
Feb 2017 941.5248969465704 0.38 8.81
Mar 2017 948.0304786982624 0.69 9.02
Apr 2017 940.2713408865268 -0.82 8.96
May 2017 943.8646742427297 0.38 9.26
Jun 2017 939.8228547886101 -0.43 8.75
Jul 2017 950.1049083921084 1.09 11.08
Aug 2017 944.1095227117456 -0.63 10.08
Sep 2017 938.1617157983261 -0.63 8.73
Oct 2017 948.1441867672158 1.06 9.27
Nov 2017 952.7153957221179 0.48 5.96
Dec 2017 957.9555501851739 0.55 1.73
Jan 2018 968.558211405914 1.11 3.26
Feb 2018 1000.6504018618417 3.31 6.28
Mar 2018 1015.1865005451723 1.45 7.08
Apr 2018 1019.8721336837428 0.46 8.47
May 2018 1034.906634637412 1.47 9.65
Jun 2018 1034.941204721574 0.00 10.12
Jul 2018 1033.293253977871 -0.16 8.76
Aug 2018 1037.325508415757 0.39 9.87
Sep 2018 1047.2174111725474 0.95 11.62
Oct 2018 1069.0804347141209 2.09 12.76
Nov 2018 1073.9787306898806 0.46 12.73
Dec 2018 1051.8560604475679 -2.06 9.80
Jan 2019 1035.6871552531636 -1.54 6.93
Feb 2019 1026.4916069541673 -0.89 2.58
Mar 2019 1015.4449713855572 -1.08 0.03
Apr 2019 1003.4222702735517 -1.18 -1.61
May 2019 998.7048113687158 -0.47 -3.50
Jun 2019 974.3671682608546 -2.44 -5.85
Jul 2019 971.7869751334274 -0.26 -5.95
Aug 2019 957.3663413811063 -1.48 -7.71
Sep 2019 955.8402042891742 -0.16 -8.73
Oct 2019 967.3714660389201 1.21 -9.51
Nov 2019 971.3013001935051 0.41 -9.56
Dec 2019 978.0990924312114 0.70 -7.01
Jan 2020 970.0347214090262 -0.82 -6.34
Feb 2020 955.611827284655 -1.49 -6.90
Mar 2020 957.0189699918845 0.15 -5.75
Apr 2020 947.8781435600432 -0.95 -5.53
May 2020 946.6029238603472 -0.13 -5.22
Jun 2020 943.7803746324522 -0.30 -3.14
Jul 2020 932.0168366217817 -1.25 -4.09
Aug 2020 926.6208635053384 -0.58 -3.21
Sep 2020 927.6892375014776 0.12 -2.94
Oct 2020 928.1242992139389 0.05 -4.06
Nov 2020 927.9855321327386 -0.01 -4.46
Dec 2020 925.6433138270023 -0.25 -5.36
Jan 2021 936.0190464200932 1.12 -3.51
Feb 2021 948.1695765135236 1.30 -0.78
Mar 2021 980.2325563890165 3.38 2.43
Apr 2021 984.1525606543554 0.40 3.83
May 2021 984.1288127081764 0.00 3.96
Jun 2021 997.6950760881105 1.38 5.71
Jul 2021 998.5029657564922 0.08 7.13
Aug 2021 1003.873237196144 0.54 8.34
Sep 2021 1014.3866695999824 1.05 9.35
Oct 2021 1037.3406555575734 2.26 11.77
Nov 2021 1044.946576177495 0.73 12.60
Dec 2021 1057.518816935743 1.20 14.25
Jan 2022 1107.9956511137652 4.77 18.37
Feb 2022 1156.3675432233588 4.37 21.96
Mar 2022 1220.97478601219 5.59 24.56
Apr 2022 1339.3496695689498 9.70 36.09
May 2022 1387.2532997151532 3.58 40.96
Jun 2022 1439.1974127610595 3.74 44.25
Jul 2022 1430.9854089711812 -0.57 43.31
Aug 2022 1407.3895645034609 -1.65 40.20
Sep 2022 1534.2210517565752 9.01 51.25
Oct 2022 1655.7853107294156 7.92 59.62
Nov 2022 1650.3985672665472 -0.32 57.94
Dec 2022 1592.1088276607707 -3.53 50.55
Jan 2023 1578.9146411101435 -0.83 42.50
Feb 2023 1575.3963997269589 -0.22 36.24
Mar 2023 1616.8558422739916 2.63 32.42
Apr 2023 1594.5159717554488 -1.38 19.05
May 2023 1617.3893898058059 1.44 16.59
Jun 2023 1674.7848931115018 3.55 16.37
Jul 2023 1703.5161156382478 1.72 19.05
Aug 2023 1745.2261722122428 2.45 24.00
Sep 2023 1766.4953778874105 1.22 15.14
Oct 2023 1830.8703253730546 3.64 10.57
Nov 2023 1797.353639609219 -1.83 8.90
Dec 2023 1691.8363781389 -5.87 6.26
Jan 2024 1656.5915816281008 -2.08 4.92
Feb 2024 1671.795538151872 0.92 6.12
Mar 2024 1680.9405643136588 0.55 3.96
Apr 2024 1716.1604738349263 2.10 7.63
May 2024 1736.1818992957205 1.17 7.35
Jun 2024 1719.3542630359427 -0.97 2.66
Jul 2024 1710.4245399220456 -0.52 0.41
Aug 2024 1658.328903685116 -3.05 -4.98
Sep 2024 1612.0801677176416 -2.79 -8.74
Oct 2024 1654.52441136789 2.63 -9.63
Nov 2024 1718.6503222234421 3.88 -4.38
Dec 2024 1714.0191417796657 -0.27 1.31
Jan 2025 1761.5475379573388 2.77 6.34
Feb 2025 1751.5778104008075 -0.57 4.77
Mar 2025 1725.4150927913947 -1.49 2.65
Apr 2025 1739.3492256371862 0.81 1.35
May 2025 1756.1540360490837 0.97 1.15
Jun 2025 1759.2861314743182 0.18 2.32
Jul 2025 1749.5082903187795 -0.56 2.29
Aug 2025 1734.7678699167657 -0.84 4.61
Sep 2025 1703.7495700945728 -1.79 5.69
Oct 2025 1691.494288964122 -0.72 2.23
Nov 2025 1691.9387212548465 0.03 -1.55
Dec 2025 1688.8598799592307 -0.18 -1.47
Jan 2026 1681.012322732486 -0.46 -4.57
Feb 2026 1678.684824035017 -0.14 -4.16