Austin, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Austin, TX Metro in February 2026 was $2,767.156. The month over month percentage change (MoM) was -0.98%, and the year over year percentage change (YoY) was -12.57%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Austin, TX metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Austin, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Austin, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Austin, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 1296.5486083179237 -1.02 2.81
Feb 2015 1315.092360340051 1.43 4.73
Mar 2015 1336.6298214776884 1.64 5.04
Apr 2015 1333.5858239143101 -0.23 3.88
May 2015 1366.6077538570898 2.48 6.97
Jun 2015 1395.7161616509318 2.13 8.51
Jul 2015 1414.4125507649562 1.34 9.24
Aug 2015 1403.2884068549365 -0.79 7.60
Sep 2015 1410.260133782111 0.50 6.76
Oct 2015 1405.2654567332058 -0.35 7.05
Nov 2015 1435.9880262227673 2.19 9.00
Dec 2015 1448.472756177485 0.87 10.58
Jan 2016 1445.7018473958444 -0.19 11.50
Feb 2016 1424.5370953412344 -1.46 8.32
Mar 2016 1438.2412562433715 0.96 7.60
Apr 2016 1432.48537670568 -0.40 7.42
May 2016 1439.0204780746162 0.46 5.30
Jun 2016 1442.3758642062958 0.23 3.34
Jul 2016 1429.6365372890073 -0.88 1.08
Aug 2016 1433.1119838693357 0.24 2.13
Sep 2016 1440.045218469277 0.48 2.11
Oct 2016 1445.9427078993242 0.41 2.90
Nov 2016 1499.1914734074298 3.68 4.40
Dec 2016 1576.3551796563918 5.15 8.83
Jan 2017 1578.3215738891897 0.13 9.17
Feb 2017 1589.7588502611588 0.73 11.60
Mar 2017 1601.9162371441548 0.77 11.38
Apr 2017 1584.5833946385144 -1.08 10.62
May 2017 1583.4256510250411 -0.07 10.04
Jun 2017 1568.8711150353122 -0.92 8.77
Jul 2017 1580.2294637503433 0.72 10.53
Aug 2017 1568.287237433387 -0.76 9.43
Sep 2017 1559.5010604377405 -0.56 8.30
Oct 2017 1578.656672521117 1.23 9.18
Nov 2017 1588.2366239715814 0.61 5.94
Dec 2017 1599.1966176703654 0.69 1.45
Jan 2018 1618.545105545041 1.21 2.55
Feb 2018 1673.5300340145811 3.40 5.27
Mar 2018 1698.6150798428769 1.50 6.04
Apr 2018 1707.2004012392817 0.51 7.74
May 2018 1732.5141631518452 1.48 9.42
Jun 2018 1733.1883048053246 0.04 10.47
Jul 2018 1730.9775213958285 -0.13 9.54
Aug 2018 1739.4054459629924 0.49 10.91
Sep 2018 1757.2103948331949 1.02 12.68
Oct 2018 1796.631197045191 2.24 13.81
Nov 2018 1807.5736141068396 0.61 13.81
Dec 2018 1771.9852884818124 -1.97 10.81
Jan 2019 1744.8290987387481 -1.53 7.80
Feb 2019 1731.1378927281892 -0.78 3.44
Mar 2019 1715.000392823402 -0.93 0.97
Apr 2019 1696.2208321217458 -1.09 -0.64
May 2019 1687.0442104002889 -0.54 -2.62
Jun 2019 1644.1418581754021 -2.54 -5.14
Jul 2019 1641.710095336073 -0.15 -5.16
Aug 2019 1621.3076741000166 -1.24 -6.79
Sep 2019 1625.4937933570782 0.26 -7.50
Oct 2019 1648.371205277956 1.41 -8.25
Nov 2019 1660.18169604482 0.72 -8.15
Dec 2019 1676.66794779051 0.99 -5.38
Jan 2020 1673.4452938181441 -0.19 -4.09
Feb 2020 1659.5015041484107 -0.83 -4.14
Mar 2020 1670.8423371318197 0.68 -2.57
Apr 2020 1656.9216256739853 -0.83 -2.32
May 2020 1650.5099801608508 -0.39 -2.17
Jun 2020 1642.2086416531624 -0.50 -0.12
Jul 2020 1623.3067546691987 -1.15 -1.12
Aug 2020 1622.9304109669274 -0.02 0.10
Sep 2020 1637.1141251261163 0.87 0.72
Oct 2020 1653.8562393378672 1.02 0.33
Nov 2020 1672.010406659332 1.10 0.71
Dec 2020 1688.8150997189462 1.00 0.72
Jan 2021 1732.6763910724835 2.60 3.54
Feb 2021 1788.782979137951 3.24 7.79
Mar 2021 1902.0127525139314 6.33 13.84
Apr 2021 1981.717658013119 4.19 19.60
May 2021 2063.539103324823 4.13 25.02
Jun 2021 2167.581002248877 5.04 31.99
Jul 2021 2217.919357102948 2.32 36.63
Aug 2021 2254.703138654111 1.66 38.93
Sep 2021 2286.1984829040002 1.40 39.65
Oct 2021 2339.3062748517805 2.32 41.45
Nov 2021 2355.7328679592683 0.70 40.89
Dec 2021 2389.206314313233 1.42 41.47
Jan 2022 2524.2525100168996 5.65 45.69
Feb 2022 2671.496909213513 5.83 49.35
Mar 2022 2868.0730953546263 7.36 50.79
Apr 2022 3198.2400609107053 11.51 61.39
May 2022 3352.17679760393 4.81 62.45
Jun 2022 3494.168955471332 4.24 61.20
Jul 2022 3452.028675404322 -1.21 55.64
Aug 2022 3342.389272379741 -3.18 48.24
Sep 2022 3561.390784962411 6.55 55.78
Oct 2022 3751.698875584542 5.34 60.38
Nov 2022 3653.1083454638165 -2.63 55.07
Dec 2022 3451.6422016601305 -5.51 44.47
Jan 2023 3368.484186985306 -2.41 33.45
Feb 2023 3314.571252249903 -1.60 24.07
Mar 2023 3362.5379478100654 1.45 17.24
Apr 2023 3271.325815967374 -2.71 2.29
May 2023 3280.6477993016724 0.28 -2.13
Jun 2023 3361.6477702263546 2.47 -3.79
Jul 2023 3393.6917162112795 0.95 -1.69
Aug 2023 3454.747015861073 1.80 3.36
Sep 2023 3477.9674707217373 0.67 -2.34
Oct 2023 3588.4732938670495 3.18 -4.35
Nov 2023 3510.6855238504986 -2.17 -3.90
Dec 2023 3298.635074588 -6.04 -4.43
Jan 2024 3230.2974870704434 -2.07 -4.10
Feb 2024 3257.744000909285 0.85 -1.71
Mar 2024 3266.7208469464167 0.28 -2.85
Apr 2024 3317.5503146981127 1.56 1.41
May 2024 3332.620045547475 0.45 1.58
Jun 2024 3277.024365605506 -1.67 -2.52
Jul 2024 3240.283705887299 -1.12 -4.52
Aug 2024 3126.2816824215884 -3.52 -9.51
Sep 2024 3028.8803466427635 -3.12 -12.91
Oct 2024 3094.2701501471047 2.16 -13.77
Nov 2024 3196.435187213558 3.30 -8.95
Dec 2024 3159.279080235575 -1.16 -4.22
Jan 2025 3214.347552255611 1.74 -0.49
Feb 2025 3165.1274939440204 -1.53 -2.84
Mar 2025 3091.535396011248 -2.33 -5.36
Apr 2025 3092.940551049691 0.05 -6.77
May 2025 3094.927623984682 0.06 -7.13
Jun 2025 3069.9900258583993 -0.81 -6.32
Jul 2025 3019.414659851335 -1.65 -6.82
Aug 2025 2967.215045198507 -1.73 -5.09
Sep 2025 2895.152327125708 -2.43 -4.41
Oct 2025 2862.6189821187336 -1.12 -7.49
Nov 2025 2850.5942500461388 -0.42 -10.82
Dec 2025 2828.770212580576 -0.77 -10.46
Jan 2026 2794.578360876053 -1.21 -13.06
Feb 2026 2767.155792956726 -0.98 -12.57