Austin, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Austin, TX Metro in February 2026 was $2,767.156. The month over month percentage change (MoM) was -0.98%, and the year over year percentage change (YoY) was -12.57%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Austin, TX metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Austin, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1296.5486083179237 | -1.02 | 2.81 |
| Feb 2015 | 1315.092360340051 | 1.43 | 4.73 |
| Mar 2015 | 1336.6298214776884 | 1.64 | 5.04 |
| Apr 2015 | 1333.5858239143101 | -0.23 | 3.88 |
| May 2015 | 1366.6077538570898 | 2.48 | 6.97 |
| Jun 2015 | 1395.7161616509318 | 2.13 | 8.51 |
| Jul 2015 | 1414.4125507649562 | 1.34 | 9.24 |
| Aug 2015 | 1403.2884068549365 | -0.79 | 7.60 |
| Sep 2015 | 1410.260133782111 | 0.50 | 6.76 |
| Oct 2015 | 1405.2654567332058 | -0.35 | 7.05 |
| Nov 2015 | 1435.9880262227673 | 2.19 | 9.00 |
| Dec 2015 | 1448.472756177485 | 0.87 | 10.58 |
| Jan 2016 | 1445.7018473958444 | -0.19 | 11.50 |
| Feb 2016 | 1424.5370953412344 | -1.46 | 8.32 |
| Mar 2016 | 1438.2412562433715 | 0.96 | 7.60 |
| Apr 2016 | 1432.48537670568 | -0.40 | 7.42 |
| May 2016 | 1439.0204780746162 | 0.46 | 5.30 |
| Jun 2016 | 1442.3758642062958 | 0.23 | 3.34 |
| Jul 2016 | 1429.6365372890073 | -0.88 | 1.08 |
| Aug 2016 | 1433.1119838693357 | 0.24 | 2.13 |
| Sep 2016 | 1440.045218469277 | 0.48 | 2.11 |
| Oct 2016 | 1445.9427078993242 | 0.41 | 2.90 |
| Nov 2016 | 1499.1914734074298 | 3.68 | 4.40 |
| Dec 2016 | 1576.3551796563918 | 5.15 | 8.83 |
| Jan 2017 | 1578.3215738891897 | 0.13 | 9.17 |
| Feb 2017 | 1589.7588502611588 | 0.73 | 11.60 |
| Mar 2017 | 1601.9162371441548 | 0.77 | 11.38 |
| Apr 2017 | 1584.5833946385144 | -1.08 | 10.62 |
| May 2017 | 1583.4256510250411 | -0.07 | 10.04 |
| Jun 2017 | 1568.8711150353122 | -0.92 | 8.77 |
| Jul 2017 | 1580.2294637503433 | 0.72 | 10.53 |
| Aug 2017 | 1568.287237433387 | -0.76 | 9.43 |
| Sep 2017 | 1559.5010604377405 | -0.56 | 8.30 |
| Oct 2017 | 1578.656672521117 | 1.23 | 9.18 |
| Nov 2017 | 1588.2366239715814 | 0.61 | 5.94 |
| Dec 2017 | 1599.1966176703654 | 0.69 | 1.45 |
| Jan 2018 | 1618.545105545041 | 1.21 | 2.55 |
| Feb 2018 | 1673.5300340145811 | 3.40 | 5.27 |
| Mar 2018 | 1698.6150798428769 | 1.50 | 6.04 |
| Apr 2018 | 1707.2004012392817 | 0.51 | 7.74 |
| May 2018 | 1732.5141631518452 | 1.48 | 9.42 |
| Jun 2018 | 1733.1883048053246 | 0.04 | 10.47 |
| Jul 2018 | 1730.9775213958285 | -0.13 | 9.54 |
| Aug 2018 | 1739.4054459629924 | 0.49 | 10.91 |
| Sep 2018 | 1757.2103948331949 | 1.02 | 12.68 |
| Oct 2018 | 1796.631197045191 | 2.24 | 13.81 |
| Nov 2018 | 1807.5736141068396 | 0.61 | 13.81 |
| Dec 2018 | 1771.9852884818124 | -1.97 | 10.81 |
| Jan 2019 | 1744.8290987387481 | -1.53 | 7.80 |
| Feb 2019 | 1731.1378927281892 | -0.78 | 3.44 |
| Mar 2019 | 1715.000392823402 | -0.93 | 0.97 |
| Apr 2019 | 1696.2208321217458 | -1.09 | -0.64 |
| May 2019 | 1687.0442104002889 | -0.54 | -2.62 |
| Jun 2019 | 1644.1418581754021 | -2.54 | -5.14 |
| Jul 2019 | 1641.710095336073 | -0.15 | -5.16 |
| Aug 2019 | 1621.3076741000166 | -1.24 | -6.79 |
| Sep 2019 | 1625.4937933570782 | 0.26 | -7.50 |
| Oct 2019 | 1648.371205277956 | 1.41 | -8.25 |
| Nov 2019 | 1660.18169604482 | 0.72 | -8.15 |
| Dec 2019 | 1676.66794779051 | 0.99 | -5.38 |
| Jan 2020 | 1673.4452938181441 | -0.19 | -4.09 |
| Feb 2020 | 1659.5015041484107 | -0.83 | -4.14 |
| Mar 2020 | 1670.8423371318197 | 0.68 | -2.57 |
| Apr 2020 | 1656.9216256739853 | -0.83 | -2.32 |
| May 2020 | 1650.5099801608508 | -0.39 | -2.17 |
| Jun 2020 | 1642.2086416531624 | -0.50 | -0.12 |
| Jul 2020 | 1623.3067546691987 | -1.15 | -1.12 |
| Aug 2020 | 1622.9304109669274 | -0.02 | 0.10 |
| Sep 2020 | 1637.1141251261163 | 0.87 | 0.72 |
| Oct 2020 | 1653.8562393378672 | 1.02 | 0.33 |
| Nov 2020 | 1672.010406659332 | 1.10 | 0.71 |
| Dec 2020 | 1688.8150997189462 | 1.00 | 0.72 |
| Jan 2021 | 1732.6763910724835 | 2.60 | 3.54 |
| Feb 2021 | 1788.782979137951 | 3.24 | 7.79 |
| Mar 2021 | 1902.0127525139314 | 6.33 | 13.84 |
| Apr 2021 | 1981.717658013119 | 4.19 | 19.60 |
| May 2021 | 2063.539103324823 | 4.13 | 25.02 |
| Jun 2021 | 2167.581002248877 | 5.04 | 31.99 |
| Jul 2021 | 2217.919357102948 | 2.32 | 36.63 |
| Aug 2021 | 2254.703138654111 | 1.66 | 38.93 |
| Sep 2021 | 2286.1984829040002 | 1.40 | 39.65 |
| Oct 2021 | 2339.3062748517805 | 2.32 | 41.45 |
| Nov 2021 | 2355.7328679592683 | 0.70 | 40.89 |
| Dec 2021 | 2389.206314313233 | 1.42 | 41.47 |
| Jan 2022 | 2524.2525100168996 | 5.65 | 45.69 |
| Feb 2022 | 2671.496909213513 | 5.83 | 49.35 |
| Mar 2022 | 2868.0730953546263 | 7.36 | 50.79 |
| Apr 2022 | 3198.2400609107053 | 11.51 | 61.39 |
| May 2022 | 3352.17679760393 | 4.81 | 62.45 |
| Jun 2022 | 3494.168955471332 | 4.24 | 61.20 |
| Jul 2022 | 3452.028675404322 | -1.21 | 55.64 |
| Aug 2022 | 3342.389272379741 | -3.18 | 48.24 |
| Sep 2022 | 3561.390784962411 | 6.55 | 55.78 |
| Oct 2022 | 3751.698875584542 | 5.34 | 60.38 |
| Nov 2022 | 3653.1083454638165 | -2.63 | 55.07 |
| Dec 2022 | 3451.6422016601305 | -5.51 | 44.47 |
| Jan 2023 | 3368.484186985306 | -2.41 | 33.45 |
| Feb 2023 | 3314.571252249903 | -1.60 | 24.07 |
| Mar 2023 | 3362.5379478100654 | 1.45 | 17.24 |
| Apr 2023 | 3271.325815967374 | -2.71 | 2.29 |
| May 2023 | 3280.6477993016724 | 0.28 | -2.13 |
| Jun 2023 | 3361.6477702263546 | 2.47 | -3.79 |
| Jul 2023 | 3393.6917162112795 | 0.95 | -1.69 |
| Aug 2023 | 3454.747015861073 | 1.80 | 3.36 |
| Sep 2023 | 3477.9674707217373 | 0.67 | -2.34 |
| Oct 2023 | 3588.4732938670495 | 3.18 | -4.35 |
| Nov 2023 | 3510.6855238504986 | -2.17 | -3.90 |
| Dec 2023 | 3298.635074588 | -6.04 | -4.43 |
| Jan 2024 | 3230.2974870704434 | -2.07 | -4.10 |
| Feb 2024 | 3257.744000909285 | 0.85 | -1.71 |
| Mar 2024 | 3266.7208469464167 | 0.28 | -2.85 |
| Apr 2024 | 3317.5503146981127 | 1.56 | 1.41 |
| May 2024 | 3332.620045547475 | 0.45 | 1.58 |
| Jun 2024 | 3277.024365605506 | -1.67 | -2.52 |
| Jul 2024 | 3240.283705887299 | -1.12 | -4.52 |
| Aug 2024 | 3126.2816824215884 | -3.52 | -9.51 |
| Sep 2024 | 3028.8803466427635 | -3.12 | -12.91 |
| Oct 2024 | 3094.2701501471047 | 2.16 | -13.77 |
| Nov 2024 | 3196.435187213558 | 3.30 | -8.95 |
| Dec 2024 | 3159.279080235575 | -1.16 | -4.22 |
| Jan 2025 | 3214.347552255611 | 1.74 | -0.49 |
| Feb 2025 | 3165.1274939440204 | -1.53 | -2.84 |
| Mar 2025 | 3091.535396011248 | -2.33 | -5.36 |
| Apr 2025 | 3092.940551049691 | 0.05 | -6.77 |
| May 2025 | 3094.927623984682 | 0.06 | -7.13 |
| Jun 2025 | 3069.9900258583993 | -0.81 | -6.32 |
| Jul 2025 | 3019.414659851335 | -1.65 | -6.82 |
| Aug 2025 | 2967.215045198507 | -1.73 | -5.09 |
| Sep 2025 | 2895.152327125708 | -2.43 | -4.41 |
| Oct 2025 | 2862.6189821187336 | -1.12 | -7.49 |
| Nov 2025 | 2850.5942500461388 | -0.42 | -10.82 |
| Dec 2025 | 2828.770212580576 | -0.77 | -10.46 |
| Jan 2026 | 2794.578360876053 | -1.21 | -13.06 |
| Feb 2026 | 2767.155792956726 | -0.98 | -12.57 |