Bakersfield, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Bakersfield, CA Metro in February 2026 was $2,336.041. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -7.56%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Bakersfield, CA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Bakersfield, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Bakersfield, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Bakersfield, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 911.6871563960858 -1.35 0.18
Feb 2015 920.4052380081974 0.96 1.61
Mar 2015 930.0412829078156 1.05 1.36
Apr 2015 924.922736529556 -0.55 -0.03
May 2015 945.2116574857764 2.19 2.83
Jun 2015 964.7639094396825 2.07 4.42
Jul 2015 975.5866444581433 1.12 5.48
Aug 2015 966.2281150216724 -0.96 4.38
Sep 2015 969.2863419048923 0.32 3.95
Oct 2015 967.3964986015299 -0.19 4.51
Nov 2015 989.8284140694086 2.32 6.48
Dec 2015 999.3905533237099 0.97 8.14
Jan 2016 996.9226434254512 -0.25 9.35
Feb 2016 981.933527690514 -1.50 6.69
Mar 2016 989.8818290010882 0.81 6.43
Apr 2016 984.0492196759308 -0.59 6.39
May 2016 984.5909563361954 0.06 4.17
Jun 2016 983.2574349031042 -0.13 1.92
Jul 2016 969.691873309724 -1.38 -0.60
Aug 2016 969.3681433687285 -0.03 0.33
Sep 2016 973.2150594021352 0.40 0.41
Oct 2016 978.7714206404864 0.57 1.18
Nov 2016 1015.242979005186 3.73 2.57
Dec 2016 1067.1157888558912 5.11 6.78
Jan 2017 1066.7787262827753 -0.03 7.01
Feb 2017 1074.2563086542514 0.70 9.40
Mar 2017 1082.4798906443757 0.77 9.35
Apr 2017 1072.0535020970779 -0.96 8.94
May 2017 1072.4552001708928 0.04 8.92
Jun 2017 1065.1297201616576 -0.68 8.33
Jul 2017 1073.350495379624 0.77 10.69
Aug 2017 1066.7525108317732 -0.61 10.05
Sep 2017 1061.9452651811912 -0.45 9.12
Oct 2017 1079.3920808303437 1.64 10.28
Nov 2017 1090.2486108384328 1.01 7.39
Dec 2017 1101.6869093240107 1.05 3.24
Jan 2018 1118.781718627713 1.55 4.88
Feb 2018 1161.290539060504 3.80 8.10
Mar 2018 1182.3562834546776 1.81 9.23
Apr 2018 1191.2069251899197 0.75 11.12
May 2018 1211.444068169891 1.70 12.96
Jun 2018 1215.430916995661 0.33 14.11
Jul 2018 1216.9188598968533 0.12 13.38
Aug 2018 1224.3922780148825 0.61 14.78
Sep 2018 1237.6733522334748 1.09 16.55
Oct 2018 1266.4219731928351 2.32 17.33
Nov 2018 1275.538806299648 0.72 17.00
Dec 2018 1252.6517713644043 -1.79 13.70
Jan 2019 1237.6081788346833 -1.20 10.62
Feb 2019 1233.3426060552472 -0.34 6.20
Mar 2019 1227.234496923074 -0.49 3.80
Apr 2019 1218.0351523858353 -0.75 2.25
May 2019 1214.1475787460731 -0.32 0.22
Jun 2019 1185.6475985803486 -2.35 -2.45
Jul 2019 1184.3685304889918 -0.11 -2.67
Aug 2019 1169.880546588364 -1.22 -4.45
Sep 2019 1171.3201687814392 0.12 -5.36
Oct 2019 1185.8889277300564 1.24 -6.36
Nov 2019 1192.149133158487 0.53 -6.54
Dec 2019 1201.3022800670878 0.77 -4.10
Jan 2020 1196.7091113646532 -0.38 -3.30
Feb 2020 1183.6514428211813 -1.09 -4.03
Mar 2020 1189.7351101640356 0.51 -3.06
Apr 2020 1178.3500180127753 -0.96 -3.26
May 2020 1172.8617892308116 -0.47 -3.40
Jun 2020 1167.6660420048984 -0.44 -1.52
Jul 2020 1155.2671544137636 -1.06 -2.46
Aug 2020 1155.0137940782895 -0.02 -1.27
Sep 2020 1162.2510124463108 0.63 -0.77
Oct 2020 1169.7588586427587 0.65 -1.36
Nov 2020 1178.5731561966563 0.75 -1.14
Dec 2020 1186.0321972906988 0.63 -1.27
Jan 2021 1210.3073493155343 2.05 1.14
Feb 2021 1237.2344040124237 2.23 4.53
Mar 2021 1292.2904162187763 4.45 8.62
Apr 2021 1308.8699796986273 1.28 11.08
May 2021 1317.1426396251277 0.63 12.30
Jun 2021 1342.3352944576638 1.91 14.96
Jul 2021 1349.4727885471918 0.53 16.81
Aug 2021 1364.9812724394164 1.15 18.18
Sep 2021 1388.6896110714297 1.74 19.48
Oct 2021 1428.3808022062879 2.86 22.11
Nov 2021 1444.2434949231133 1.11 22.54
Dec 2021 1466.5175264848456 1.54 23.65
Jan 2022 1542.497332092197 5.18 27.45
Feb 2022 1619.741645923125 5.01 30.92
Mar 2022 1720.3447924160935 6.21 33.12
Apr 2022 1901.3297366847924 10.52 45.27
May 2022 1980.5092387448071 4.16 50.36
Jun 2022 2064.447598927284 4.24 53.80
Jul 2022 2057.9791243088216 -0.31 52.50
Aug 2022 2023.2222963518827 -1.69 48.22
Sep 2022 2194.814727052994 8.48 58.05
Oct 2022 2348.524098654339 7.00 64.42
Nov 2022 2317.305362275771 -1.33 60.45
Dec 2022 2215.2231489269366 -4.40 51.05
Jan 2023 2182.2452952611666 -1.49 41.48
Feb 2023 2167.682476774857 -0.67 33.83
Mar 2023 2220.915257709223 2.46 29.10
Apr 2023 2184.628706893386 -1.63 14.90
May 2023 2213.7064080047185 1.33 11.78
Jun 2023 2290.7355873208726 3.48 10.96
Jul 2023 2337.3774539661517 2.04 13.58
Aug 2023 2406.5666442600564 2.96 18.95
Sep 2023 2448.668581340772 1.75 11.57
Oct 2023 2550.493473911678 4.16 8.60
Nov 2023 2518.867517275123 -1.24 8.70
Dec 2023 2389.8520020348356 -5.12 7.88
Jan 2024 2361.806523774395 -1.17 8.23
Feb 2024 2400.8691833700104 1.65 10.76
Mar 2024 2422.9682542233113 0.92 9.10
Apr 2024 2476.4318155140872 2.21 13.36
May 2024 2507.4037531492068 1.25 13.27
Jun 2024 2487.662174566588 -0.79 8.60
Jul 2024 2480.84430149903 -0.27 6.14
Aug 2024 2409.3098882144523 -2.88 0.11
Sep 2024 2343.9698110341096 -2.71 -4.28
Oct 2024 2404.95235500804 2.60 -5.71
Nov 2024 2496.7775905353924 3.82 -0.88
Dec 2024 2485.7371912729204 -0.44 4.01
Jan 2025 2548.7715021431677 2.54 7.92
Feb 2025 2527.080522895303 -0.85 5.26
Mar 2025 2483.076568620173 -1.74 2.48
Apr 2025 2498.6420024436507 0.63 0.90
May 2025 2517.1947831978764 0.74 0.39
Jun 2025 2514.4364772782083 -0.11 1.08
Jul 2025 2487.6219085879998 -1.07 0.27
Aug 2025 2451.865354105012 -1.44 1.77
Sep 2025 2396.72494353708 -2.25 2.25
Oct 2025 2374.0931404982357 -0.94 -1.28
Nov 2025 2372.2738387929476 -0.08 -4.99
Dec 2025 2363.0741216242777 -0.39 -4.93
Jan 2026 2345.843327699853 -0.73 -7.96
Feb 2026 2336.0410309872946 -0.42 -7.56