Bakersfield, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Bakersfield, CA Metro in February 2026 was $2,336.041. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -7.56%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Bakersfield, CA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Bakersfield, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 911.6871563960858 | -1.35 | 0.18 |
| Feb 2015 | 920.4052380081974 | 0.96 | 1.61 |
| Mar 2015 | 930.0412829078156 | 1.05 | 1.36 |
| Apr 2015 | 924.922736529556 | -0.55 | -0.03 |
| May 2015 | 945.2116574857764 | 2.19 | 2.83 |
| Jun 2015 | 964.7639094396825 | 2.07 | 4.42 |
| Jul 2015 | 975.5866444581433 | 1.12 | 5.48 |
| Aug 2015 | 966.2281150216724 | -0.96 | 4.38 |
| Sep 2015 | 969.2863419048923 | 0.32 | 3.95 |
| Oct 2015 | 967.3964986015299 | -0.19 | 4.51 |
| Nov 2015 | 989.8284140694086 | 2.32 | 6.48 |
| Dec 2015 | 999.3905533237099 | 0.97 | 8.14 |
| Jan 2016 | 996.9226434254512 | -0.25 | 9.35 |
| Feb 2016 | 981.933527690514 | -1.50 | 6.69 |
| Mar 2016 | 989.8818290010882 | 0.81 | 6.43 |
| Apr 2016 | 984.0492196759308 | -0.59 | 6.39 |
| May 2016 | 984.5909563361954 | 0.06 | 4.17 |
| Jun 2016 | 983.2574349031042 | -0.13 | 1.92 |
| Jul 2016 | 969.691873309724 | -1.38 | -0.60 |
| Aug 2016 | 969.3681433687285 | -0.03 | 0.33 |
| Sep 2016 | 973.2150594021352 | 0.40 | 0.41 |
| Oct 2016 | 978.7714206404864 | 0.57 | 1.18 |
| Nov 2016 | 1015.242979005186 | 3.73 | 2.57 |
| Dec 2016 | 1067.1157888558912 | 5.11 | 6.78 |
| Jan 2017 | 1066.7787262827753 | -0.03 | 7.01 |
| Feb 2017 | 1074.2563086542514 | 0.70 | 9.40 |
| Mar 2017 | 1082.4798906443757 | 0.77 | 9.35 |
| Apr 2017 | 1072.0535020970779 | -0.96 | 8.94 |
| May 2017 | 1072.4552001708928 | 0.04 | 8.92 |
| Jun 2017 | 1065.1297201616576 | -0.68 | 8.33 |
| Jul 2017 | 1073.350495379624 | 0.77 | 10.69 |
| Aug 2017 | 1066.7525108317732 | -0.61 | 10.05 |
| Sep 2017 | 1061.9452651811912 | -0.45 | 9.12 |
| Oct 2017 | 1079.3920808303437 | 1.64 | 10.28 |
| Nov 2017 | 1090.2486108384328 | 1.01 | 7.39 |
| Dec 2017 | 1101.6869093240107 | 1.05 | 3.24 |
| Jan 2018 | 1118.781718627713 | 1.55 | 4.88 |
| Feb 2018 | 1161.290539060504 | 3.80 | 8.10 |
| Mar 2018 | 1182.3562834546776 | 1.81 | 9.23 |
| Apr 2018 | 1191.2069251899197 | 0.75 | 11.12 |
| May 2018 | 1211.444068169891 | 1.70 | 12.96 |
| Jun 2018 | 1215.430916995661 | 0.33 | 14.11 |
| Jul 2018 | 1216.9188598968533 | 0.12 | 13.38 |
| Aug 2018 | 1224.3922780148825 | 0.61 | 14.78 |
| Sep 2018 | 1237.6733522334748 | 1.09 | 16.55 |
| Oct 2018 | 1266.4219731928351 | 2.32 | 17.33 |
| Nov 2018 | 1275.538806299648 | 0.72 | 17.00 |
| Dec 2018 | 1252.6517713644043 | -1.79 | 13.70 |
| Jan 2019 | 1237.6081788346833 | -1.20 | 10.62 |
| Feb 2019 | 1233.3426060552472 | -0.34 | 6.20 |
| Mar 2019 | 1227.234496923074 | -0.49 | 3.80 |
| Apr 2019 | 1218.0351523858353 | -0.75 | 2.25 |
| May 2019 | 1214.1475787460731 | -0.32 | 0.22 |
| Jun 2019 | 1185.6475985803486 | -2.35 | -2.45 |
| Jul 2019 | 1184.3685304889918 | -0.11 | -2.67 |
| Aug 2019 | 1169.880546588364 | -1.22 | -4.45 |
| Sep 2019 | 1171.3201687814392 | 0.12 | -5.36 |
| Oct 2019 | 1185.8889277300564 | 1.24 | -6.36 |
| Nov 2019 | 1192.149133158487 | 0.53 | -6.54 |
| Dec 2019 | 1201.3022800670878 | 0.77 | -4.10 |
| Jan 2020 | 1196.7091113646532 | -0.38 | -3.30 |
| Feb 2020 | 1183.6514428211813 | -1.09 | -4.03 |
| Mar 2020 | 1189.7351101640356 | 0.51 | -3.06 |
| Apr 2020 | 1178.3500180127753 | -0.96 | -3.26 |
| May 2020 | 1172.8617892308116 | -0.47 | -3.40 |
| Jun 2020 | 1167.6660420048984 | -0.44 | -1.52 |
| Jul 2020 | 1155.2671544137636 | -1.06 | -2.46 |
| Aug 2020 | 1155.0137940782895 | -0.02 | -1.27 |
| Sep 2020 | 1162.2510124463108 | 0.63 | -0.77 |
| Oct 2020 | 1169.7588586427587 | 0.65 | -1.36 |
| Nov 2020 | 1178.5731561966563 | 0.75 | -1.14 |
| Dec 2020 | 1186.0321972906988 | 0.63 | -1.27 |
| Jan 2021 | 1210.3073493155343 | 2.05 | 1.14 |
| Feb 2021 | 1237.2344040124237 | 2.23 | 4.53 |
| Mar 2021 | 1292.2904162187763 | 4.45 | 8.62 |
| Apr 2021 | 1308.8699796986273 | 1.28 | 11.08 |
| May 2021 | 1317.1426396251277 | 0.63 | 12.30 |
| Jun 2021 | 1342.3352944576638 | 1.91 | 14.96 |
| Jul 2021 | 1349.4727885471918 | 0.53 | 16.81 |
| Aug 2021 | 1364.9812724394164 | 1.15 | 18.18 |
| Sep 2021 | 1388.6896110714297 | 1.74 | 19.48 |
| Oct 2021 | 1428.3808022062879 | 2.86 | 22.11 |
| Nov 2021 | 1444.2434949231133 | 1.11 | 22.54 |
| Dec 2021 | 1466.5175264848456 | 1.54 | 23.65 |
| Jan 2022 | 1542.497332092197 | 5.18 | 27.45 |
| Feb 2022 | 1619.741645923125 | 5.01 | 30.92 |
| Mar 2022 | 1720.3447924160935 | 6.21 | 33.12 |
| Apr 2022 | 1901.3297366847924 | 10.52 | 45.27 |
| May 2022 | 1980.5092387448071 | 4.16 | 50.36 |
| Jun 2022 | 2064.447598927284 | 4.24 | 53.80 |
| Jul 2022 | 2057.9791243088216 | -0.31 | 52.50 |
| Aug 2022 | 2023.2222963518827 | -1.69 | 48.22 |
| Sep 2022 | 2194.814727052994 | 8.48 | 58.05 |
| Oct 2022 | 2348.524098654339 | 7.00 | 64.42 |
| Nov 2022 | 2317.305362275771 | -1.33 | 60.45 |
| Dec 2022 | 2215.2231489269366 | -4.40 | 51.05 |
| Jan 2023 | 2182.2452952611666 | -1.49 | 41.48 |
| Feb 2023 | 2167.682476774857 | -0.67 | 33.83 |
| Mar 2023 | 2220.915257709223 | 2.46 | 29.10 |
| Apr 2023 | 2184.628706893386 | -1.63 | 14.90 |
| May 2023 | 2213.7064080047185 | 1.33 | 11.78 |
| Jun 2023 | 2290.7355873208726 | 3.48 | 10.96 |
| Jul 2023 | 2337.3774539661517 | 2.04 | 13.58 |
| Aug 2023 | 2406.5666442600564 | 2.96 | 18.95 |
| Sep 2023 | 2448.668581340772 | 1.75 | 11.57 |
| Oct 2023 | 2550.493473911678 | 4.16 | 8.60 |
| Nov 2023 | 2518.867517275123 | -1.24 | 8.70 |
| Dec 2023 | 2389.8520020348356 | -5.12 | 7.88 |
| Jan 2024 | 2361.806523774395 | -1.17 | 8.23 |
| Feb 2024 | 2400.8691833700104 | 1.65 | 10.76 |
| Mar 2024 | 2422.9682542233113 | 0.92 | 9.10 |
| Apr 2024 | 2476.4318155140872 | 2.21 | 13.36 |
| May 2024 | 2507.4037531492068 | 1.25 | 13.27 |
| Jun 2024 | 2487.662174566588 | -0.79 | 8.60 |
| Jul 2024 | 2480.84430149903 | -0.27 | 6.14 |
| Aug 2024 | 2409.3098882144523 | -2.88 | 0.11 |
| Sep 2024 | 2343.9698110341096 | -2.71 | -4.28 |
| Oct 2024 | 2404.95235500804 | 2.60 | -5.71 |
| Nov 2024 | 2496.7775905353924 | 3.82 | -0.88 |
| Dec 2024 | 2485.7371912729204 | -0.44 | 4.01 |
| Jan 2025 | 2548.7715021431677 | 2.54 | 7.92 |
| Feb 2025 | 2527.080522895303 | -0.85 | 5.26 |
| Mar 2025 | 2483.076568620173 | -1.74 | 2.48 |
| Apr 2025 | 2498.6420024436507 | 0.63 | 0.90 |
| May 2025 | 2517.1947831978764 | 0.74 | 0.39 |
| Jun 2025 | 2514.4364772782083 | -0.11 | 1.08 |
| Jul 2025 | 2487.6219085879998 | -1.07 | 0.27 |
| Aug 2025 | 2451.865354105012 | -1.44 | 1.77 |
| Sep 2025 | 2396.72494353708 | -2.25 | 2.25 |
| Oct 2025 | 2374.0931404982357 | -0.94 | -1.28 |
| Nov 2025 | 2372.2738387929476 | -0.08 | -4.99 |
| Dec 2025 | 2363.0741216242777 | -0.39 | -4.93 |
| Jan 2026 | 2345.843327699853 | -0.73 | -7.96 |
| Feb 2026 | 2336.0410309872946 | -0.42 | -7.56 |