Bellingham, WA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Bellingham, WA Metro in February 2026 was $3,954.948. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -6.55%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Bellingham, WA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Bellingham, WA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Bellingham, WA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Bellingham, WA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Bellingham, WA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1359.1019042675723 | -1.47 | -4.31 |
| Feb 2015 | 1373.8341714041528 | 1.08 | -2.22 |
| Mar 2015 | 1393.0336479430084 | 1.40 | -1.66 |
| Apr 2015 | 1387.6166902149346 | -0.39 | -2.43 |
| May 2015 | 1422.7799047710116 | 2.53 | 0.95 |
| Jun 2015 | 1453.209898411903 | 2.14 | 3.03 |
| Jul 2015 | 1472.78923386506 | 1.35 | 4.38 |
| Aug 2015 | 1458.9458302304715 | -0.94 | 3.39 |
| Sep 2015 | 1464.6542559859142 | 0.39 | 3.09 |
| Oct 2015 | 1459.184728067276 | -0.37 | 4.09 |
| Nov 2015 | 1492.7553300522823 | 2.30 | 6.89 |
| Dec 2015 | 1509.1280675587032 | 1.10 | 9.41 |
| Jan 2016 | 1509.5261924533686 | 0.03 | 11.07 |
| Feb 2016 | 1489.534816462329 | -1.32 | 8.42 |
| Mar 2016 | 1505.2701104775297 | 1.06 | 8.06 |
| Apr 2016 | 1500.730648869965 | -0.30 | 8.15 |
| May 2016 | 1510.8518396409677 | 0.67 | 6.19 |
| Jun 2016 | 1518.159584064393 | 0.48 | 4.47 |
| Jul 2016 | 1509.620451458586 | -0.56 | 2.50 |
| Aug 2016 | 1518.1129296119504 | 0.56 | 4.06 |
| Sep 2016 | 1530.4707709640452 | 0.81 | 4.49 |
| Oct 2016 | 1541.3206348333294 | 0.71 | 5.63 |
| Nov 2016 | 1603.6880487704395 | 4.05 | 7.43 |
| Dec 2016 | 1692.5115939109646 | 5.54 | 12.15 |
| Jan 2017 | 1699.114440104313 | 0.39 | 12.56 |
| Feb 2017 | 1716.1524859330257 | 1.00 | 15.21 |
| Mar 2017 | 1734.6481308903467 | 1.08 | 15.24 |
| Apr 2017 | 1724.6803465397343 | -0.57 | 14.92 |
| May 2017 | 1735.6352776368415 | 0.64 | 14.88 |
| Jun 2017 | 1734.1937678567754 | -0.08 | 14.23 |
| Jul 2017 | 1762.6082233919929 | 1.64 | 16.76 |
| Aug 2017 | 1763.245461350541 | 0.04 | 16.15 |
| Sep 2017 | 1766.9547778202787 | 0.21 | 15.45 |
| Oct 2017 | 1800.1414646878982 | 1.88 | 16.79 |
| Nov 2017 | 1819.6600752238674 | 1.08 | 13.47 |
| Dec 2017 | 1836.3590863240534 | 0.92 | 8.50 |
| Jan 2018 | 1862.248288789181 | 1.41 | 9.60 |
| Feb 2018 | 1932.3684371065142 | 3.77 | 12.60 |
| Mar 2018 | 1974.1427430216393 | 2.16 | 13.81 |
| Apr 2018 | 2000.3544165331675 | 1.33 | 15.98 |
| May 2018 | 2047.9322490529642 | 2.38 | 17.99 |
| Jun 2018 | 2065.581384503829 | 0.86 | 19.11 |
| Jul 2018 | 2080.6356339937456 | 0.73 | 18.04 |
| Aug 2018 | 2104.692787453383 | 1.16 | 19.36 |
| Sep 2018 | 2133.2622302005148 | 1.36 | 20.73 |
| Oct 2018 | 2182.1611213523356 | 2.29 | 21.22 |
| Nov 2018 | 2196.2569176535776 | 0.65 | 20.70 |
| Dec 2018 | 2156.259520546924 | -1.82 | 17.42 |
| Jan 2019 | 2128.573040641982 | -1.28 | 14.30 |
| Feb 2019 | 2118.0407807448655 | -0.49 | 9.61 |
| Mar 2019 | 2105.4538549388376 | -0.59 | 6.65 |
| Apr 2019 | 2089.775611844793 | -0.74 | 4.47 |
| May 2019 | 2085.5649703649465 | -0.20 | 1.84 |
| Jun 2019 | 2039.9049065051981 | -2.19 | -1.24 |
| Jul 2019 | 2043.5724153649762 | 0.18 | -1.78 |
| Aug 2019 | 2022.5912454415702 | -1.03 | -3.90 |
| Sep 2019 | 2029.6588291930038 | 0.35 | -4.86 |
| Oct 2019 | 2059.536141467341 | 1.47 | -5.62 |
| Nov 2019 | 2075.482614683219 | 0.77 | -5.50 |
| Dec 2019 | 2096.534643664815 | 1.01 | -2.77 |
| Jan 2020 | 2093.521343848108 | -0.14 | -1.65 |
| Feb 2020 | 2077.6711453661833 | -0.76 | -1.91 |
| Mar 2020 | 2097.484409632401 | 0.95 | -0.38 |
| Apr 2020 | 2084.520348022596 | -0.62 | -0.25 |
| May 2020 | 2078.7746494258167 | -0.28 | -0.33 |
| Jun 2020 | 2066.143446369926 | -0.61 | 1.29 |
| Jul 2020 | 2039.4929089752413 | -1.29 | -0.20 |
| Aug 2020 | 2038.7327388349142 | -0.04 | 0.80 |
| Sep 2020 | 2057.437292074832 | 0.92 | 1.37 |
| Oct 2020 | 2078.261791484712 | 1.01 | 0.91 |
| Nov 2020 | 2098.1336331834173 | 0.96 | 1.09 |
| Dec 2020 | 2112.913608910258 | 0.70 | 0.78 |
| Jan 2021 | 2154.9690314725276 | 1.99 | 2.94 |
| Feb 2021 | 2208.8474576275494 | 2.50 | 6.31 |
| Mar 2021 | 2318.2070576585065 | 4.95 | 10.52 |
| Apr 2021 | 2366.215316619721 | 2.07 | 13.51 |
| May 2021 | 2395.8971839881506 | 1.25 | 15.26 |
| Jun 2021 | 2450.192131360262 | 2.27 | 18.59 |
| Jul 2021 | 2465.1866749788765 | 0.61 | 20.87 |
| Aug 2021 | 2485.2316902664115 | 0.81 | 21.90 |
| Sep 2021 | 2519.7122774894997 | 1.39 | 22.47 |
| Oct 2021 | 2578.175103047439 | 2.32 | 24.05 |
| Nov 2021 | 2593.840114830007 | 0.61 | 23.63 |
| Dec 2021 | 2618.9927119242193 | 0.97 | 23.95 |
| Jan 2022 | 2751.522521461302 | 5.06 | 27.68 |
| Feb 2022 | 2899.7647776183258 | 5.39 | 31.28 |
| Mar 2022 | 3098.27343793584 | 6.85 | 33.65 |
| Apr 2022 | 3434.6499000187337 | 10.86 | 45.15 |
| May 2022 | 3575.570537190894 | 4.10 | 49.24 |
| Jun 2022 | 3710.323751501175 | 3.77 | 51.43 |
| Jul 2022 | 3670.5666063497865 | -1.07 | 48.90 |
| Aug 2022 | 3574.6506842778917 | -2.61 | 43.84 |
| Sep 2022 | 3839.812177619392 | 7.42 | 52.39 |
| Oct 2022 | 4081.0736106226154 | 6.28 | 58.29 |
| Nov 2022 | 4007.2060104542907 | -1.81 | 54.49 |
| Dec 2022 | 3824.9663626045212 | -4.55 | 46.05 |
| Jan 2023 | 3764.897973575351 | -1.57 | 36.83 |
| Feb 2023 | 3744.6135387668564 | -0.54 | 29.14 |
| Mar 2023 | 3840.04923435535 | 2.55 | 23.94 |
| Apr 2023 | 3781.3906842904535 | -1.53 | 10.10 |
| May 2023 | 3826.847802380746 | 1.20 | 7.03 |
| Jun 2023 | 3944.9257270457456 | 3.09 | 6.32 |
| Jul 2023 | 4003.4564830415793 | 1.48 | 9.07 |
| Aug 2023 | 4100.285467484408 | 2.42 | 14.71 |
| Sep 2023 | 4156.274595513342 | 1.37 | 8.24 |
| Oct 2023 | 4320.78523777835 | 3.96 | 5.87 |
| Nov 2023 | 4258.232233206414 | -1.45 | 6.26 |
| Dec 2023 | 4026.8320882429703 | -5.43 | 5.28 |
| Jan 2024 | 3959.10601870099 | -1.68 | 5.16 |
| Feb 2024 | 4006.344532073006 | 1.19 | 6.99 |
| Mar 2024 | 4034.5847326148255 | 0.71 | 5.07 |
| Apr 2024 | 4122.1285682839525 | 2.17 | 9.01 |
| May 2024 | 4174.322886144369 | 1.27 | 9.08 |
| Jun 2024 | 4139.719501902007 | -0.83 | 4.94 |
| Jul 2024 | 4127.652770262467 | -0.29 | 3.10 |
| Aug 2024 | 4009.6874554798637 | -2.86 | -2.21 |
| Sep 2024 | 3910.1842039686303 | -2.48 | -5.92 |
| Oct 2024 | 4019.9571968179857 | 2.81 | -6.96 |
| Nov 2024 | 4181.00634177792 | 4.01 | -1.81 |
| Dec 2024 | 4164.534540413866 | -0.39 | 3.42 |
| Jan 2025 | 4270.982700751552 | 2.56 | 7.88 |
| Feb 2025 | 4232.151399547517 | -0.91 | 5.64 |
| Mar 2025 | 4151.779460526786 | -1.90 | 2.91 |
| Apr 2025 | 4169.546006420032 | 0.43 | 1.15 |
| May 2025 | 4194.324720378882 | 0.59 | 0.48 |
| Jun 2025 | 4190.082746022862 | -0.10 | 1.22 |
| Jul 2025 | 4146.446429169286 | -1.04 | 0.46 |
| Aug 2025 | 4091.266540118295 | -1.33 | 2.04 |
| Sep 2025 | 4005.112089744024 | -2.11 | 2.43 |
| Oct 2025 | 3979.973174315824 | -0.63 | -0.99 |
| Nov 2025 | 3989.293048227635 | 0.23 | -4.58 |
| Dec 2025 | 3987.2438589637586 | -0.05 | -4.26 |
| Jan 2026 | 3967.479067923153 | -0.50 | -7.11 |
| Feb 2026 | 3954.948094915674 | -0.32 | -6.55 |
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