Binghamton, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Binghamton, NY Metro in February 2026 was $1,217.282. The month over month percentage change (MoM) was 0.20%, and the year over year percentage change (YoY) was -3.58%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Binghamton, NY metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Binghamton, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Binghamton, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Binghamton, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Binghamton, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 529.2972916106266 | -2.31 | -8.52 |
| Feb 2015 | 530.5185984161321 | 0.23 | -7.18 |
| Mar 2015 | 534.1234525088894 | 0.68 | -7.19 |
| Apr 2015 | 529.8601268927057 | -0.80 | -8.13 |
| May 2015 | 540.5294745600248 | 2.01 | -5.21 |
| Jun 2015 | 549.6967600710883 | 1.70 | -3.49 |
| Jul 2015 | 555.1939699389158 | 1.00 | -2.21 |
| Aug 2015 | 549.1834695718255 | -1.08 | -2.85 |
| Sep 2015 | 549.8932683191947 | 0.13 | -2.89 |
| Oct 2015 | 545.9276816872043 | -0.72 | -1.84 |
| Nov 2015 | 555.0354648429301 | 1.67 | 0.62 |
| Dec 2015 | 557.0194096572709 | 0.36 | 2.81 |
| Jan 2016 | 552.5953157327745 | -0.79 | 4.40 |
| Feb 2016 | 540.4741378395402 | -2.19 | 1.88 |
| Mar 2016 | 541.1585791993169 | 0.13 | 1.32 |
| Apr 2016 | 533.7394614751726 | -1.37 | 0.73 |
| May 2016 | 531.9202245864851 | -0.34 | -1.59 |
| Jun 2016 | 529.9393414244701 | -0.37 | -3.59 |
| Jul 2016 | 522.3888299325782 | -1.42 | -5.91 |
| Aug 2016 | 522.3523074928811 | -0.01 | -4.89 |
| Sep 2016 | 524.8425782005411 | 0.48 | -4.56 |
| Oct 2016 | 528.1892507331598 | 0.64 | -3.25 |
| Nov 2016 | 547.3046685593996 | 3.62 | -1.39 |
| Dec 2016 | 573.654732002569 | 4.82 | 2.99 |
| Jan 2017 | 571.2246920876281 | -0.42 | 3.37 |
| Feb 2017 | 571.8891896815976 | 0.12 | 5.81 |
| Mar 2017 | 571.5272574532889 | -0.06 | 5.61 |
| Apr 2017 | 560.0411340068396 | -2.01 | 4.93 |
| May 2017 | 555.5632822150765 | -0.80 | 4.45 |
| Jun 2017 | 549.0521694558129 | -1.17 | 3.61 |
| Jul 2017 | 554.4709418562231 | 0.99 | 6.14 |
| Aug 2017 | 552.5631200652523 | -0.34 | 5.78 |
| Sep 2017 | 550.7944513851987 | -0.32 | 4.95 |
| Oct 2017 | 557.8156338636866 | 1.27 | 5.61 |
| Nov 2017 | 560.7152259209 | 0.52 | 2.45 |
| Dec 2017 | 563.490077672098 | 0.50 | -1.77 |
| Jan 2018 | 570.3126893618521 | 1.21 | -0.16 |
| Feb 2018 | 589.2147592736891 | 3.31 | 3.03 |
| Mar 2018 | 598.7279680780833 | 1.62 | 4.76 |
| Apr 2018 | 603.204424562793 | 0.75 | 7.71 |
| May 2018 | 615.7139174336546 | 2.07 | 10.83 |
| Jun 2018 | 620.6900124525212 | 0.81 | 13.05 |
| Jul 2018 | 624.2944550498482 | 0.58 | 12.59 |
| Aug 2018 | 630.7229305289791 | 1.03 | 14.15 |
| Sep 2018 | 639.5308833617762 | 1.40 | 16.11 |
| Oct 2018 | 652.8760897129017 | 2.09 | 17.04 |
| Nov 2018 | 656.230153873473 | 0.51 | 17.03 |
| Dec 2018 | 641.1206658286152 | -2.30 | 13.78 |
| Jan 2019 | 631.5700666862094 | -1.49 | 10.74 |
| Feb 2019 | 627.2736687283466 | -0.68 | 6.46 |
| Mar 2019 | 624.7385223346042 | -0.40 | 4.34 |
| Apr 2019 | 620.98824667781 | -0.60 | 2.95 |
| May 2019 | 618.899141086304 | -0.34 | 0.52 |
| Jun 2019 | 603.6248553882162 | -2.47 | -2.75 |
| Jul 2019 | 602.8178935621737 | -0.13 | -3.44 |
| Aug 2019 | 595.105031212403 | -1.28 | -5.65 |
| Sep 2019 | 595.4706563055722 | 0.06 | -6.89 |
| Oct 2019 | 601.8909556219603 | 1.08 | -7.81 |
| Nov 2019 | 604.427084317705 | 0.42 | -7.89 |
| Dec 2019 | 607.8669597481688 | 0.57 | -5.19 |
| Jan 2020 | 603.6120010200217 | -0.70 | -4.43 |
| Feb 2020 | 595.9963120848611 | -1.26 | -4.99 |
| Mar 2020 | 597.9307683354401 | 0.33 | -4.29 |
| Apr 2020 | 591.85080327532 | -1.02 | -4.69 |
| May 2020 | 588.475706476563 | -0.57 | -4.92 |
| Jun 2020 | 584.8972586390398 | -0.61 | -3.10 |
| Jul 2020 | 577.1367988166802 | -1.33 | -4.26 |
| Aug 2020 | 575.0252871110359 | -0.37 | -3.37 |
| Sep 2020 | 577.1653808637097 | 0.37 | -3.07 |
| Oct 2020 | 580.5111721172127 | 0.58 | -3.55 |
| Nov 2020 | 584.9201784778847 | 0.76 | -3.23 |
| Dec 2020 | 587.845358048567 | 0.50 | -3.29 |
| Jan 2021 | 597.7446179164123 | 1.68 | -0.97 |
| Feb 2021 | 609.1629670574271 | 1.91 | 2.21 |
| Mar 2021 | 635.0071207206514 | 4.24 | 6.20 |
| Apr 2021 | 641.8518872322921 | 1.08 | 8.45 |
| May 2021 | 644.3200993151722 | 0.39 | 9.49 |
| Jun 2021 | 655.5683512700886 | 1.75 | 12.08 |
| Jul 2021 | 657.1946346934938 | 0.25 | 13.87 |
| Aug 2021 | 661.3455024426497 | 0.63 | 15.01 |
| Sep 2021 | 667.2072600230879 | 0.89 | 15.60 |
| Oct 2021 | 679.716471867218 | 1.88 | 17.09 |
| Nov 2021 | 679.8934776301643 | 0.03 | 16.24 |
| Dec 2021 | 682.4602199932106 | 0.38 | 16.10 |
| Jan 2022 | 712.9299481663318 | 4.47 | 19.27 |
| Feb 2022 | 745.8733916888618 | 4.62 | 22.44 |
| Mar 2022 | 790.0052417639464 | 5.92 | 24.41 |
| Apr 2022 | 869.2114453472714 | 10.03 | 35.42 |
| May 2022 | 900.5824957990195 | 3.61 | 39.77 |
| Jun 2022 | 938.4694629799551 | 4.21 | 43.15 |
| Jul 2022 | 937.1263189926798 | -0.14 | 42.60 |
| Aug 2022 | 924.8345202085153 | -1.31 | 39.84 |
| Sep 2022 | 1006.4981800148778 | 8.83 | 50.85 |
| Oct 2022 | 1080.2630093462212 | 7.33 | 58.93 |
| Nov 2022 | 1071.1878521061885 | -0.84 | 57.55 |
| Dec 2022 | 1030.509460151813 | -3.80 | 51.00 |
| Jan 2023 | 1023.5022646050325 | -0.68 | 43.56 |
| Feb 2023 | 1024.2240181436987 | 0.07 | 37.32 |
| Mar 2023 | 1055.6258057917125 | 3.07 | 33.62 |
| Apr 2023 | 1044.302074662302 | -1.07 | 20.14 |
| May 2023 | 1063.5332258739215 | 1.84 | 18.09 |
| Jun 2023 | 1105.2839929115094 | 3.93 | 17.77 |
| Jul 2023 | 1129.6275626426202 | 2.20 | 20.54 |
| Aug 2023 | 1161.4543791869014 | 2.82 | 25.59 |
| Sep 2023 | 1179.9258375637305 | 1.59 | 17.23 |
| Oct 2023 | 1230.5449146697922 | 4.29 | 13.91 |
| Nov 2023 | 1218.7010815808471 | -0.96 | 13.77 |
| Dec 2023 | 1159.439745681836 | -4.86 | 12.51 |
| Jan 2024 | 1147.5612310278075 | -1.02 | 12.12 |
| Feb 2024 | 1169.3869669100636 | 1.90 | 14.17 |
| Mar 2024 | 1184.422534377703 | 1.29 | 12.20 |
| Apr 2024 | 1215.1835741249902 | 2.60 | 16.36 |
| May 2024 | 1236.6858884051794 | 1.77 | 16.28 |
| Jun 2024 | 1234.2217235336252 | -0.20 | 11.67 |
| Jul 2024 | 1236.3828711844405 | 0.18 | 9.45 |
| Aug 2024 | 1204.0613097652497 | -2.61 | 3.67 |
| Sep 2024 | 1172.5984165712075 | -2.61 | -0.62 |
| Oct 2024 | 1203.195744549337 | 2.61 | -2.22 |
| Nov 2024 | 1248.7736607571346 | 3.79 | 2.47 |
| Dec 2024 | 1242.7977445359065 | -0.48 | 7.19 |
| Jan 2025 | 1273.6709307385079 | 2.48 | 10.99 |
| Feb 2025 | 1262.4760993037592 | -0.88 | 7.96 |
| Mar 2025 | 1239.894654590979 | -1.79 | 4.68 |
| Apr 2025 | 1248.8800983872418 | 0.73 | 2.77 |
| May 2025 | 1261.9100902674945 | 1.04 | 2.04 |
| Jun 2025 | 1266.037150834045 | 0.33 | 2.58 |
| Jul 2025 | 1260.538766878947 | -0.43 | 1.95 |
| Aug 2025 | 1249.0662167022394 | -0.91 | 3.74 |
| Sep 2025 | 1226.091619655163 | -1.84 | 4.56 |
| Oct 2025 | 1217.5578926309793 | -0.70 | 1.19 |
| Nov 2025 | 1219.0616517882888 | 0.12 | -2.38 |
| Dec 2025 | 1218.491127813709 | -0.05 | -1.96 |
| Jan 2026 | 1214.8213062814707 | -0.30 | -4.62 |
| Feb 2026 | 1217.281523989749 | 0.20 | -3.58 |
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