Birmingham, AL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Birmingham, AL Metro in February 2026 was $1,665.602. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was -6.30%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Birmingham, AL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Birmingham, AL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 752.1115586203927 | -1.94 | -4.51 |
| Feb 2015 | 754.9620618333352 | 0.38 | -3.03 |
| Mar 2015 | 760.7154785157198 | 0.76 | -2.81 |
| Apr 2015 | 755.8263156076025 | -0.64 | -3.72 |
| May 2015 | 772.6732808495208 | 2.23 | -0.62 |
| Jun 2015 | 786.9286861916713 | 1.85 | 1.04 |
| Jul 2015 | 794.5662087196166 | 0.97 | 1.95 |
| Aug 2015 | 785.402269881138 | -1.15 | 0.59 |
| Sep 2015 | 786.4737712365446 | 0.14 | -0.04 |
| Oct 2015 | 781.8121280142036 | -0.59 | 0.48 |
| Nov 2015 | 797.726584500319 | 2.04 | 2.75 |
| Dec 2015 | 803.704555630927 | 0.75 | 4.79 |
| Jan 2016 | 799.6497291418492 | -0.50 | 6.32 |
| Feb 2016 | 784.8781366126645 | -1.85 | 3.96 |
| Mar 2016 | 789.5478896131317 | 0.60 | 3.79 |
| Apr 2016 | 784.3814799516381 | -0.65 | 3.78 |
| May 2016 | 784.9078075927326 | 0.07 | 1.58 |
| Jun 2016 | 783.1456576888778 | -0.22 | -0.48 |
| Jul 2016 | 772.558239003774 | -1.35 | -2.77 |
| Aug 2016 | 773.2720351725766 | 0.09 | -1.54 |
| Sep 2016 | 777.1350164404512 | 0.50 | -1.19 |
| Oct 2016 | 780.855419115492 | 0.48 | -0.12 |
| Nov 2016 | 809.1587614744869 | 3.63 | 1.43 |
| Dec 2016 | 849.631563532997 | 5.00 | 5.71 |
| Jan 2017 | 848.8130282934349 | -0.10 | 6.15 |
| Feb 2017 | 852.2528283991794 | 0.41 | 8.58 |
| Mar 2017 | 856.4928449730618 | 0.50 | 8.48 |
| Apr 2017 | 845.3101142814157 | -1.31 | 7.77 |
| May 2017 | 844.2599467983085 | -0.12 | 7.56 |
| Jun 2017 | 836.2232549443836 | -0.95 | 6.78 |
| Jul 2017 | 843.6295291181675 | 0.89 | 9.20 |
| Aug 2017 | 839.4530482559837 | -0.49 | 8.56 |
| Sep 2017 | 837.2536323042201 | -0.26 | 7.74 |
| Oct 2017 | 849.5069201424457 | 1.46 | 8.79 |
| Nov 2017 | 856.1474394309897 | 0.78 | 5.81 |
| Dec 2017 | 862.5099032069812 | 0.74 | 1.52 |
| Jan 2018 | 873.4768989379238 | 1.27 | 2.91 |
| Feb 2018 | 903.3380644774285 | 3.42 | 5.99 |
| Mar 2018 | 918.0187456847289 | 1.63 | 7.18 |
| Apr 2018 | 923.2159302469252 | 0.57 | 9.22 |
| May 2018 | 937.2210018101894 | 1.52 | 11.01 |
| Jun 2018 | 937.2171620720812 | 0.00 | 12.08 |
| Jul 2018 | 936.7283758776812 | -0.05 | 11.04 |
| Aug 2018 | 943.2111523973782 | 0.69 | 12.36 |
| Sep 2018 | 955.6552305099196 | 1.32 | 14.14 |
| Oct 2018 | 978.6381027706382 | 2.40 | 15.20 |
| Nov 2018 | 986.2505029674691 | 0.78 | 15.20 |
| Dec 2018 | 968.9124816766303 | -1.76 | 12.34 |
| Jan 2019 | 958.8851886525823 | -1.03 | 9.78 |
| Feb 2019 | 957.00632385942 | -0.20 | 5.94 |
| Mar 2019 | 953.8595890308359 | -0.33 | 3.90 |
| Apr 2019 | 947.404541827967 | -0.68 | 2.62 |
| May 2019 | 943.9045704880867 | -0.37 | 0.71 |
| Jun 2019 | 920.5767801581497 | -2.47 | -1.78 |
| Jul 2019 | 919.705517857855 | -0.09 | -1.82 |
| Aug 2019 | 908.904918242163 | -1.17 | -3.64 |
| Sep 2019 | 910.6622547809988 | 0.19 | -4.71 |
| Oct 2019 | 922.829639630603 | 1.34 | -5.70 |
| Nov 2019 | 930.0574963873414 | 0.78 | -5.70 |
| Dec 2019 | 941.1808420828513 | 1.20 | -2.86 |
| Jan 2020 | 940.9303080185467 | -0.03 | -1.87 |
| Feb 2020 | 933.3121227664985 | -0.81 | -2.48 |
| Mar 2020 | 939.1770496721488 | 0.63 | -1.54 |
| Apr 2020 | 931.1645795165634 | -0.85 | -1.71 |
| May 2020 | 927.6060049618169 | -0.38 | -1.73 |
| Jun 2020 | 923.3010375997039 | -0.46 | 0.30 |
| Jul 2020 | 912.3024175475064 | -1.19 | -0.80 |
| Aug 2020 | 910.6175284596238 | -0.18 | 0.19 |
| Sep 2020 | 915.8147423683204 | 0.57 | 0.57 |
| Oct 2020 | 921.7177448811295 | 0.65 | -0.12 |
| Nov 2020 | 928.3035578555056 | 0.72 | -0.19 |
| Dec 2020 | 932.9821273570521 | 0.50 | -0.87 |
| Jan 2021 | 950.2030499176653 | 1.85 | 0.99 |
| Feb 2021 | 969.7139238552968 | 2.05 | 3.90 |
| Mar 2021 | 1011.2638967159913 | 4.29 | 7.68 |
| Apr 2021 | 1022.2714802145573 | 1.09 | 9.78 |
| May 2021 | 1025.0587206445546 | 0.27 | 10.51 |
| Jun 2021 | 1040.373603162987 | 1.49 | 12.68 |
| Jul 2021 | 1040.6730405889966 | 0.03 | 14.07 |
| Aug 2021 | 1046.1031804017477 | 0.52 | 14.88 |
| Sep 2021 | 1057.1630502940989 | 1.06 | 15.43 |
| Oct 2021 | 1082.1307201982513 | 2.36 | 17.40 |
| Nov 2021 | 1092.04447074314 | 0.92 | 17.64 |
| Dec 2021 | 1107.3466806317278 | 1.40 | 18.69 |
| Jan 2022 | 1164.8864831037129 | 5.20 | 22.59 |
| Feb 2022 | 1223.624038403906 | 5.04 | 26.18 |
| Mar 2022 | 1299.4604151885324 | 6.20 | 28.50 |
| Apr 2022 | 1433.706549226771 | 10.33 | 40.25 |
| May 2022 | 1489.47238445735 | 3.89 | 45.31 |
| Jun 2022 | 1551.2470781165107 | 4.15 | 49.11 |
| Jul 2022 | 1545.6019345872262 | -0.36 | 48.52 |
| Aug 2022 | 1521.9641833801704 | -1.53 | 45.49 |
| Sep 2022 | 1656.1924652590446 | 8.82 | 56.66 |
| Oct 2022 | 1778.7089825732487 | 7.40 | 64.37 |
| Nov 2022 | 1760.140522143121 | -1.04 | 61.18 |
| Dec 2022 | 1684.4517958113659 | -4.30 | 52.12 |
| Jan 2023 | 1662.2248582128002 | -1.32 | 42.69 |
| Feb 2023 | 1653.6924002036924 | -0.51 | 35.15 |
| Mar 2023 | 1697.6810868616415 | 2.66 | 30.65 |
| Apr 2023 | 1673.1959085023896 | -1.44 | 16.70 |
| May 2023 | 1696.9762449874183 | 1.42 | 13.93 |
| Jun 2023 | 1752.68173334981 | 3.28 | 12.99 |
| Jul 2023 | 1777.9102732288259 | 1.44 | 15.03 |
| Aug 2023 | 1816.8451490007308 | 2.19 | 19.38 |
| Sep 2023 | 1836.3344986807924 | 1.07 | 10.88 |
| Oct 2023 | 1902.2194478549673 | 3.59 | 6.94 |
| Nov 2023 | 1868.8773573168203 | -1.75 | 6.18 |
| Dec 2023 | 1763.3931697056416 | -5.64 | 4.69 |
| Jan 2024 | 1733.6481164915933 | -1.69 | 4.30 |
| Feb 2024 | 1753.654529021294 | 1.15 | 6.05 |
| Mar 2024 | 1763.4624631416834 | 0.56 | 3.88 |
| Apr 2024 | 1794.9831237609278 | 1.79 | 7.28 |
| May 2024 | 1809.745767263487 | 0.82 | 6.65 |
| Jun 2024 | 1785.9279949105123 | -1.32 | 1.90 |
| Jul 2024 | 1772.4316613644387 | -0.76 | -0.31 |
| Aug 2024 | 1713.8230915904094 | -3.31 | -5.67 |
| Sep 2024 | 1662.3786815317299 | -3.00 | -9.47 |
| Oct 2024 | 1701.7437454096146 | 2.37 | -10.54 |
| Nov 2024 | 1763.7684843649308 | 3.65 | -5.62 |
| Dec 2024 | 1753.4668756048686 | -0.58 | -0.56 |
| Jan 2025 | 1795.4596843300646 | 2.40 | 3.57 |
| Feb 2025 | 1777.6863112186063 | -0.99 | 1.37 |
| Mar 2025 | 1743.509524470292 | -1.92 | -1.13 |
| Apr 2025 | 1752.0467844367645 | 0.49 | -2.39 |
| May 2025 | 1765.0192369485167 | 0.74 | -2.47 |
| Jun 2025 | 1765.0941622617272 | 0.00 | -1.17 |
| Jul 2025 | 1749.3277740602855 | -0.89 | -1.30 |
| Aug 2025 | 1728.3076943438236 | -1.20 | 0.85 |
| Sep 2025 | 1693.2215108510409 | -2.03 | 1.86 |
| Oct 2025 | 1681.058832442873 | -0.72 | -1.22 |
| Nov 2025 | 1682.5437753470528 | 0.09 | -4.61 |
| Dec 2025 | 1679.7725625340975 | -0.16 | -4.20 |
| Jan 2026 | 1669.719498122365 | -0.60 | -7.00 |
| Feb 2026 | 1665.6016357467481 | -0.25 | -6.30 |