Birmingham, AL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Birmingham, AL Metro in February 2026 was $1,665.602. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was -6.30%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Birmingham, AL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Birmingham, AL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Birmingham, AL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Birmingham, AL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 752.1115586203927 -1.94 -4.51
Feb 2015 754.9620618333352 0.38 -3.03
Mar 2015 760.7154785157198 0.76 -2.81
Apr 2015 755.8263156076025 -0.64 -3.72
May 2015 772.6732808495208 2.23 -0.62
Jun 2015 786.9286861916713 1.85 1.04
Jul 2015 794.5662087196166 0.97 1.95
Aug 2015 785.402269881138 -1.15 0.59
Sep 2015 786.4737712365446 0.14 -0.04
Oct 2015 781.8121280142036 -0.59 0.48
Nov 2015 797.726584500319 2.04 2.75
Dec 2015 803.704555630927 0.75 4.79
Jan 2016 799.6497291418492 -0.50 6.32
Feb 2016 784.8781366126645 -1.85 3.96
Mar 2016 789.5478896131317 0.60 3.79
Apr 2016 784.3814799516381 -0.65 3.78
May 2016 784.9078075927326 0.07 1.58
Jun 2016 783.1456576888778 -0.22 -0.48
Jul 2016 772.558239003774 -1.35 -2.77
Aug 2016 773.2720351725766 0.09 -1.54
Sep 2016 777.1350164404512 0.50 -1.19
Oct 2016 780.855419115492 0.48 -0.12
Nov 2016 809.1587614744869 3.63 1.43
Dec 2016 849.631563532997 5.00 5.71
Jan 2017 848.8130282934349 -0.10 6.15
Feb 2017 852.2528283991794 0.41 8.58
Mar 2017 856.4928449730618 0.50 8.48
Apr 2017 845.3101142814157 -1.31 7.77
May 2017 844.2599467983085 -0.12 7.56
Jun 2017 836.2232549443836 -0.95 6.78
Jul 2017 843.6295291181675 0.89 9.20
Aug 2017 839.4530482559837 -0.49 8.56
Sep 2017 837.2536323042201 -0.26 7.74
Oct 2017 849.5069201424457 1.46 8.79
Nov 2017 856.1474394309897 0.78 5.81
Dec 2017 862.5099032069812 0.74 1.52
Jan 2018 873.4768989379238 1.27 2.91
Feb 2018 903.3380644774285 3.42 5.99
Mar 2018 918.0187456847289 1.63 7.18
Apr 2018 923.2159302469252 0.57 9.22
May 2018 937.2210018101894 1.52 11.01
Jun 2018 937.2171620720812 0.00 12.08
Jul 2018 936.7283758776812 -0.05 11.04
Aug 2018 943.2111523973782 0.69 12.36
Sep 2018 955.6552305099196 1.32 14.14
Oct 2018 978.6381027706382 2.40 15.20
Nov 2018 986.2505029674691 0.78 15.20
Dec 2018 968.9124816766303 -1.76 12.34
Jan 2019 958.8851886525823 -1.03 9.78
Feb 2019 957.00632385942 -0.20 5.94
Mar 2019 953.8595890308359 -0.33 3.90
Apr 2019 947.404541827967 -0.68 2.62
May 2019 943.9045704880867 -0.37 0.71
Jun 2019 920.5767801581497 -2.47 -1.78
Jul 2019 919.705517857855 -0.09 -1.82
Aug 2019 908.904918242163 -1.17 -3.64
Sep 2019 910.6622547809988 0.19 -4.71
Oct 2019 922.829639630603 1.34 -5.70
Nov 2019 930.0574963873414 0.78 -5.70
Dec 2019 941.1808420828513 1.20 -2.86
Jan 2020 940.9303080185467 -0.03 -1.87
Feb 2020 933.3121227664985 -0.81 -2.48
Mar 2020 939.1770496721488 0.63 -1.54
Apr 2020 931.1645795165634 -0.85 -1.71
May 2020 927.6060049618169 -0.38 -1.73
Jun 2020 923.3010375997039 -0.46 0.30
Jul 2020 912.3024175475064 -1.19 -0.80
Aug 2020 910.6175284596238 -0.18 0.19
Sep 2020 915.8147423683204 0.57 0.57
Oct 2020 921.7177448811295 0.65 -0.12
Nov 2020 928.3035578555056 0.72 -0.19
Dec 2020 932.9821273570521 0.50 -0.87
Jan 2021 950.2030499176653 1.85 0.99
Feb 2021 969.7139238552968 2.05 3.90
Mar 2021 1011.2638967159913 4.29 7.68
Apr 2021 1022.2714802145573 1.09 9.78
May 2021 1025.0587206445546 0.27 10.51
Jun 2021 1040.373603162987 1.49 12.68
Jul 2021 1040.6730405889966 0.03 14.07
Aug 2021 1046.1031804017477 0.52 14.88
Sep 2021 1057.1630502940989 1.06 15.43
Oct 2021 1082.1307201982513 2.36 17.40
Nov 2021 1092.04447074314 0.92 17.64
Dec 2021 1107.3466806317278 1.40 18.69
Jan 2022 1164.8864831037129 5.20 22.59
Feb 2022 1223.624038403906 5.04 26.18
Mar 2022 1299.4604151885324 6.20 28.50
Apr 2022 1433.706549226771 10.33 40.25
May 2022 1489.47238445735 3.89 45.31
Jun 2022 1551.2470781165107 4.15 49.11
Jul 2022 1545.6019345872262 -0.36 48.52
Aug 2022 1521.9641833801704 -1.53 45.49
Sep 2022 1656.1924652590446 8.82 56.66
Oct 2022 1778.7089825732487 7.40 64.37
Nov 2022 1760.140522143121 -1.04 61.18
Dec 2022 1684.4517958113659 -4.30 52.12
Jan 2023 1662.2248582128002 -1.32 42.69
Feb 2023 1653.6924002036924 -0.51 35.15
Mar 2023 1697.6810868616415 2.66 30.65
Apr 2023 1673.1959085023896 -1.44 16.70
May 2023 1696.9762449874183 1.42 13.93
Jun 2023 1752.68173334981 3.28 12.99
Jul 2023 1777.9102732288259 1.44 15.03
Aug 2023 1816.8451490007308 2.19 19.38
Sep 2023 1836.3344986807924 1.07 10.88
Oct 2023 1902.2194478549673 3.59 6.94
Nov 2023 1868.8773573168203 -1.75 6.18
Dec 2023 1763.3931697056416 -5.64 4.69
Jan 2024 1733.6481164915933 -1.69 4.30
Feb 2024 1753.654529021294 1.15 6.05
Mar 2024 1763.4624631416834 0.56 3.88
Apr 2024 1794.9831237609278 1.79 7.28
May 2024 1809.745767263487 0.82 6.65
Jun 2024 1785.9279949105123 -1.32 1.90
Jul 2024 1772.4316613644387 -0.76 -0.31
Aug 2024 1713.8230915904094 -3.31 -5.67
Sep 2024 1662.3786815317299 -3.00 -9.47
Oct 2024 1701.7437454096146 2.37 -10.54
Nov 2024 1763.7684843649308 3.65 -5.62
Dec 2024 1753.4668756048686 -0.58 -0.56
Jan 2025 1795.4596843300646 2.40 3.57
Feb 2025 1777.6863112186063 -0.99 1.37
Mar 2025 1743.509524470292 -1.92 -1.13
Apr 2025 1752.0467844367645 0.49 -2.39
May 2025 1765.0192369485167 0.74 -2.47
Jun 2025 1765.0941622617272 0.00 -1.17
Jul 2025 1749.3277740602855 -0.89 -1.30
Aug 2025 1728.3076943438236 -1.20 0.85
Sep 2025 1693.2215108510409 -2.03 1.86
Oct 2025 1681.058832442873 -0.72 -1.22
Nov 2025 1682.5437753470528 0.09 -4.61
Dec 2025 1679.7725625340975 -0.16 -4.20
Jan 2026 1669.719498122365 -0.60 -7.00
Feb 2026 1665.6016357467481 -0.25 -6.30