Boston, MA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Boston, MA Metro in February 2026 was $4,651.204. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -5.60%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Boston, MA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Boston, MA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1921.0954494793996 | -1.32 | -2.78 |
| Feb 2015 | 1942.782077051605 | 1.13 | -0.94 |
| Mar 2015 | 1967.733824872012 | 1.28 | -0.57 |
| Apr 2015 | 1957.3710493494466 | -0.53 | -1.56 |
| May 2015 | 2000.0596906241024 | 2.18 | 1.49 |
| Jun 2015 | 2036.2991445477314 | 1.81 | 3.19 |
| Jul 2015 | 2057.2976554214224 | 1.03 | 4.28 |
| Aug 2015 | 2038.469541019315 | -0.91 | 3.33 |
| Sep 2015 | 2049.8189327768796 | 0.56 | 3.14 |
| Oct 2015 | 2045.425167584282 | -0.21 | 4.07 |
| Nov 2015 | 2091.005269471109 | 2.23 | 6.42 |
| Dec 2015 | 2110.4492496313524 | 0.93 | 8.40 |
| Jan 2016 | 2105.7620422212276 | -0.22 | 9.61 |
| Feb 2016 | 2072.7904179338793 | -1.57 | 6.69 |
| Mar 2016 | 2089.9874554104063 | 0.83 | 6.21 |
| Apr 2016 | 2080.952075795766 | -0.43 | 6.31 |
| May 2016 | 2090.7682823706837 | 0.47 | 4.54 |
| Jun 2016 | 2094.0632782449534 | 0.16 | 2.84 |
| Jul 2016 | 2073.116721008185 | -1.00 | 0.77 |
| Aug 2016 | 2076.829446907648 | 0.18 | 1.88 |
| Sep 2016 | 2089.442200723111 | 0.61 | 1.93 |
| Oct 2016 | 2102.721107423773 | 0.64 | 2.80 |
| Nov 2016 | 2185.7843865872724 | 3.95 | 4.53 |
| Dec 2016 | 2301.0527436648995 | 5.27 | 9.03 |
| Jan 2017 | 2304.8155840715035 | 0.16 | 9.45 |
| Feb 2017 | 2321.1765623714705 | 0.71 | 11.98 |
| Mar 2017 | 2342.12888779789 | 0.90 | 12.06 |
| Apr 2017 | 2322.50449435663 | -0.84 | 11.61 |
| May 2017 | 2331.0542694962787 | 0.37 | 11.49 |
| Jun 2017 | 2320.3178421207645 | -0.46 | 10.81 |
| Jul 2017 | 2347.9915083810415 | 1.19 | 13.26 |
| Aug 2017 | 2336.872948986068 | -0.47 | 12.52 |
| Sep 2017 | 2330.201360013466 | -0.28 | 11.52 |
| Oct 2017 | 2362.5079652343334 | 1.39 | 12.36 |
| Nov 2017 | 2380.4422292443824 | 0.76 | 8.91 |
| Dec 2017 | 2397.9224199711953 | 0.73 | 4.21 |
| Jan 2018 | 2431.0229077231315 | 1.38 | 5.48 |
| Feb 2018 | 2520.4651871903616 | 3.68 | 8.59 |
| Mar 2018 | 2566.869726279948 | 1.84 | 9.60 |
| Apr 2018 | 2589.8464852987854 | 0.90 | 11.51 |
| May 2018 | 2638.8363179266657 | 1.89 | 13.20 |
| Jun 2018 | 2649.367441216981 | 0.40 | 14.18 |
| Jul 2018 | 2652.92732431188 | 0.13 | 12.99 |
| Aug 2018 | 2670.6835442124543 | 0.67 | 14.28 |
| Sep 2018 | 2701.651420000294 | 1.16 | 15.94 |
| Oct 2018 | 2760.6186515824975 | 2.18 | 16.85 |
| Nov 2018 | 2772.1656997812274 | 0.42 | 16.46 |
| Dec 2018 | 2707.7879446878774 | -2.32 | 12.92 |
| Jan 2019 | 2660.0783802702995 | -1.76 | 9.42 |
| Feb 2019 | 2636.3424864095145 | -0.89 | 4.60 |
| Mar 2019 | 2613.5921592387062 | -0.86 | 1.82 |
| Apr 2019 | 2589.9601543653202 | -0.90 | 0.00 |
| May 2019 | 2577.926991480901 | -0.46 | -2.31 |
| Jun 2019 | 2512.8353115524847 | -2.52 | -5.15 |
| Jul 2019 | 2505.413079532522 | -0.29 | -5.56 |
| Aug 2019 | 2467.5974815946815 | -1.51 | -7.60 |
| Sep 2019 | 2464.075899094235 | -0.14 | -8.79 |
| Oct 2019 | 2488.8070644831964 | 1.00 | -9.85 |
| Nov 2019 | 2498.6226723375257 | 0.39 | -9.87 |
| Dec 2019 | 2514.251174464123 | 0.63 | -7.15 |
| Jan 2020 | 2501.474102336356 | -0.51 | -5.96 |
| Feb 2020 | 2474.224543653338 | -1.09 | -6.15 |
| Mar 2020 | 2488.193293563791 | 0.56 | -4.80 |
| Apr 2020 | 2465.581774087989 | -0.91 | -4.80 |
| May 2020 | 2455.4655364753326 | -0.41 | -4.75 |
| Jun 2020 | 2441.4136513949115 | -0.57 | -2.84 |
| Jul 2020 | 2407.7698265345994 | -1.38 | -3.90 |
| Aug 2020 | 2399.5352373462933 | -0.34 | -2.76 |
| Sep 2020 | 2411.9939814435315 | 0.52 | -2.11 |
| Oct 2020 | 2429.35546041367 | 0.72 | -2.39 |
| Nov 2020 | 2447.680354538591 | 0.75 | -2.04 |
| Dec 2020 | 2462.044385675168 | 0.59 | -2.08 |
| Jan 2021 | 2507.764970971837 | 1.86 | 0.25 |
| Feb 2021 | 2560.2800576462682 | 2.09 | 3.48 |
| Mar 2021 | 2669.7755425008863 | 4.28 | 7.30 |
| Apr 2021 | 2700.3276711068897 | 1.14 | 9.52 |
| May 2021 | 2710.354917242209 | 0.37 | 10.38 |
| Jun 2021 | 2748.9559391242947 | 1.42 | 12.60 |
| Jul 2021 | 2740.0994941377558 | -0.32 | 13.80 |
| Aug 2021 | 2738.2574808586273 | -0.07 | 14.12 |
| Sep 2021 | 2749.8538237085218 | 0.42 | 14.01 |
| Oct 2021 | 2796.0421453759323 | 1.68 | 15.09 |
| Nov 2021 | 2800.0384412499297 | 0.14 | 14.40 |
| Dec 2021 | 2819.6095100069374 | 0.70 | 14.52 |
| Jan 2022 | 2952.149162793712 | 4.70 | 17.72 |
| Feb 2022 | 3096.4140486325114 | 4.89 | 20.94 |
| Mar 2022 | 3293.5775545537017 | 6.37 | 23.37 |
| Apr 2022 | 3639.0389587472137 | 10.49 | 34.76 |
| May 2022 | 3787.021281735256 | 4.07 | 39.72 |
| Jun 2022 | 3938.4915484155263 | 4.00 | 43.27 |
| Jul 2022 | 3912.8267641753573 | -0.65 | 42.80 |
| Aug 2022 | 3828.122157476393 | -2.16 | 39.80 |
| Sep 2022 | 4132.31852864413 | 7.95 | 50.27 |
| Oct 2022 | 4411.0335649801555 | 6.75 | 57.76 |
| Nov 2022 | 4355.895362272591 | -1.25 | 55.57 |
| Dec 2022 | 4178.647440047374 | -4.07 | 48.20 |
| Jan 2023 | 4135.06948395727 | -1.04 | 40.07 |
| Feb 2023 | 4121.671150440241 | -0.32 | 33.11 |
| Mar 2023 | 4233.626607659447 | 2.72 | 28.54 |
| Apr 2023 | 4179.193189575128 | -1.29 | 14.84 |
| May 2023 | 4250.796643620145 | 1.71 | 12.25 |
| Jun 2023 | 4412.140063957074 | 3.80 | 12.03 |
| Jul 2023 | 4509.10293204091 | 2.20 | 15.24 |
| Aug 2023 | 4649.9713337956255 | 3.12 | 21.47 |
| Sep 2023 | 4743.957612699566 | 2.02 | 14.80 |
| Oct 2023 | 4956.912191427669 | 4.49 | 12.38 |
| Nov 2023 | 4905.858280182779 | -1.03 | 12.63 |
| Dec 2023 | 4658.385373057337 | -5.04 | 11.48 |
| Jan 2024 | 4599.499044847897 | -1.26 | 11.23 |
| Feb 2024 | 4674.355351344235 | 1.63 | 13.41 |
| Mar 2024 | 4725.328406348876 | 1.09 | 11.61 |
| Apr 2024 | 4841.913000086417 | 2.47 | 15.86 |
| May 2024 | 4907.654539025132 | 1.36 | 15.45 |
| Jun 2024 | 4864.44804420766 | -0.88 | 10.25 |
| Jul 2024 | 4844.985260985131 | -0.40 | 7.45 |
| Aug 2024 | 4705.307527918225 | -2.88 | 1.19 |
| Sep 2024 | 4581.441621174369 | -2.63 | -3.43 |
| Oct 2024 | 4700.196058672921 | 2.59 | -5.18 |
| Nov 2024 | 4875.804716886654 | 3.74 | -0.61 |
| Dec 2024 | 4848.162547241412 | -0.57 | 4.07 |
| Jan 2025 | 4967.384835237381 | 2.46 | 8.00 |
| Feb 2025 | 4927.237672656768 | -0.81 | 5.41 |
| Mar 2025 | 4844.585573939158 | -1.68 | 2.52 |
| Apr 2025 | 4878.7070087025795 | 0.70 | 0.76 |
| May 2025 | 4912.270534977516 | 0.69 | 0.09 |
| Jun 2025 | 4906.217059726442 | -0.12 | 0.86 |
| Jul 2025 | 4859.082153989856 | -0.96 | 0.29 |
| Aug 2025 | 4802.389857768213 | -1.17 | 2.06 |
| Sep 2025 | 4709.0075407801405 | -1.94 | 2.78 |
| Oct 2025 | 4682.803378639893 | -0.56 | -0.37 |
| Nov 2025 | 4695.335699355147 | 0.27 | -3.70 |
| Dec 2025 | 4693.781115714085 | -0.03 | -3.18 |
| Jan 2026 | 4668.1788206772135 | -0.55 | -6.02 |
| Feb 2026 | 4651.203664019538 | -0.36 | -5.60 |