Buffalo, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Buffalo, NY Metro in February 2026 was $1,770.864. The month over month percentage change (MoM) was -0.26%, and the year over year percentage change (YoY) was -3.33%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Buffalo, NY metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Buffalo, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Buffalo, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Buffalo, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Buffalo, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 662.1691580721788 | -1.81 | -4.92 |
| Feb 2015 | 666.3312361005615 | 0.63 | -3.27 |
| Mar 2015 | 671.3309639728054 | 0.75 | -3.20 |
| Apr 2015 | 667.0435282848066 | -0.64 | -4.24 |
| May 2015 | 681.59467655536 | 2.18 | -1.23 |
| Jun 2015 | 695.3767001419546 | 2.02 | 0.61 |
| Jul 2015 | 703.7845156369057 | 1.21 | 1.83 |
| Aug 2015 | 698.6358087497682 | -0.73 | 0.99 |
| Sep 2015 | 702.2166044875349 | 0.51 | 0.84 |
| Oct 2015 | 699.5663588707246 | -0.38 | 1.86 |
| Nov 2015 | 712.4677815773555 | 1.84 | 4.26 |
| Dec 2015 | 716.3247673776071 | 0.54 | 6.22 |
| Jan 2016 | 711.3777370337937 | -0.69 | 7.43 |
| Feb 2016 | 698.3740116936774 | -1.83 | 4.81 |
| Mar 2016 | 702.2296705239872 | 0.55 | 4.60 |
| Apr 2016 | 697.4258752714527 | -0.68 | 4.56 |
| May 2016 | 698.3996481952788 | 0.14 | 2.47 |
| Jun 2016 | 698.6158218730594 | 0.03 | 0.47 |
| Jul 2016 | 691.6180297187799 | -1.00 | -1.73 |
| Aug 2016 | 694.8411858991784 | 0.47 | -0.54 |
| Sep 2016 | 700.6343278631169 | 0.83 | -0.22 |
| Oct 2016 | 706.1051777193452 | 0.78 | 0.94 |
| Nov 2016 | 733.0397568911054 | 3.82 | 2.89 |
| Dec 2016 | 771.2442237462496 | 5.21 | 7.67 |
| Jan 2017 | 771.6810532240623 | 0.06 | 8.48 |
| Feb 2017 | 776.0733810717601 | 0.57 | 11.13 |
| Mar 2017 | 779.8469123159625 | 0.49 | 11.05 |
| Apr 2017 | 770.55138767798 | -1.19 | 10.49 |
| May 2017 | 771.8255511775673 | 0.17 | 10.51 |
| Jun 2017 | 768.5428790285565 | -0.42 | 10.01 |
| Jul 2017 | 778.662147830301 | 1.32 | 12.59 |
| Aug 2017 | 776.5438743943955 | -0.27 | 11.76 |
| Sep 2017 | 775.0615845027145 | -0.19 | 10.62 |
| Oct 2017 | 786.9196769990122 | 1.53 | 11.45 |
| Nov 2017 | 794.2363029596704 | 0.93 | 8.35 |
| Dec 2017 | 802.0194726709074 | 0.98 | 3.99 |
| Jan 2018 | 814.7180548009787 | 1.58 | 5.58 |
| Feb 2018 | 844.273382311035 | 3.63 | 8.79 |
| Mar 2018 | 859.5648244012144 | 1.81 | 10.22 |
| Apr 2018 | 866.3046385923212 | 0.78 | 12.43 |
| May 2018 | 882.4778498102296 | 1.87 | 14.34 |
| Jun 2018 | 886.4776067664172 | 0.45 | 15.35 |
| Jul 2018 | 889.2202891713818 | 0.31 | 14.20 |
| Aug 2018 | 897.5586088610489 | 0.94 | 15.58 |
| Sep 2018 | 909.6481238548117 | 1.35 | 17.36 |
| Oct 2018 | 930.3696635630738 | 2.28 | 18.23 |
| Nov 2018 | 934.4740391937672 | 0.44 | 17.66 |
| Dec 2018 | 913.0429951079227 | -2.29 | 13.84 |
| Jan 2019 | 899.4091232062888 | -1.49 | 10.40 |
| Feb 2019 | 894.4217615851751 | -0.56 | 5.94 |
| Mar 2019 | 890.2755108926882 | -0.46 | 3.57 |
| Apr 2019 | 883.5623295801795 | -0.75 | 1.99 |
| May 2019 | 881.3697846599362 | -0.25 | -0.13 |
| Jun 2019 | 861.5478220503209 | -2.25 | -2.81 |
| Jul 2019 | 862.1611155339672 | 0.07 | -3.04 |
| Aug 2019 | 852.2975621116674 | -1.14 | -5.04 |
| Sep 2019 | 854.3233271521159 | 0.24 | -6.08 |
| Oct 2019 | 865.610853693223 | 1.32 | -6.96 |
| Nov 2019 | 870.2816470149709 | 0.54 | -6.87 |
| Dec 2019 | 875.8415987742702 | 0.64 | -4.07 |
| Jan 2020 | 870.2584365319547 | -0.64 | -3.24 |
| Feb 2020 | 859.3235873200194 | -1.26 | -3.92 |
| Mar 2020 | 862.2133051179715 | 0.34 | -3.15 |
| Apr 2020 | 853.486901605235 | -1.01 | -3.40 |
| May 2020 | 851.241402806769 | -0.26 | -3.42 |
| Jun 2020 | 849.8524644643439 | -0.16 | -1.36 |
| Jul 2020 | 842.730406938553 | -0.84 | -2.25 |
| Aug 2020 | 842.8290548893017 | 0.01 | -1.11 |
| Sep 2020 | 849.712341782926 | 0.82 | -0.54 |
| Oct 2020 | 857.7264785853255 | 0.94 | -0.91 |
| Nov 2020 | 866.669374128624 | 1.04 | -0.41 |
| Dec 2020 | 872.1650242641527 | 0.63 | -0.42 |
| Jan 2021 | 887.972178938104 | 1.81 | 2.04 |
| Feb 2021 | 906.0582825928975 | 2.04 | 5.44 |
| Mar 2021 | 945.0809535667904 | 4.31 | 9.61 |
| Apr 2021 | 957.1056357290898 | 1.27 | 12.14 |
| May 2021 | 963.4259440272511 | 0.66 | 13.18 |
| Jun 2021 | 983.8454487856163 | 2.12 | 15.77 |
| Jul 2021 | 987.950425325324 | 0.42 | 17.23 |
| Aug 2021 | 993.1537028891711 | 0.53 | 17.84 |
| Sep 2021 | 997.9801024727421 | 0.49 | 17.45 |
| Oct 2021 | 1013.2045434304803 | 1.53 | 18.13 |
| Nov 2021 | 1012.2969356831547 | -0.09 | 16.80 |
| Dec 2021 | 1017.1668592335069 | 0.48 | 16.63 |
| Jan 2022 | 1064.233677146588 | 4.63 | 19.85 |
| Feb 2022 | 1115.3061952577598 | 4.80 | 23.09 |
| Mar 2022 | 1185.797735255681 | 6.32 | 25.47 |
| Apr 2022 | 1311.4472553747428 | 10.60 | 37.02 |
| May 2022 | 1367.6059748558146 | 4.28 | 41.95 |
| Jun 2022 | 1431.4894486018886 | 4.67 | 45.50 |
| Jul 2022 | 1433.243573667668 | 0.12 | 45.07 |
| Aug 2022 | 1414.9374481855068 | -1.28 | 42.47 |
| Sep 2022 | 1537.8735265864332 | 8.69 | 54.10 |
| Oct 2022 | 1647.077123119187 | 7.10 | 62.56 |
| Nov 2022 | 1628.1556995115309 | -1.15 | 60.84 |
| Dec 2022 | 1560.3068531481322 | -4.17 | 53.40 |
| Jan 2023 | 1542.85409961464 | -1.12 | 44.97 |
| Feb 2023 | 1537.0994459143037 | -0.37 | 37.82 |
| Mar 2023 | 1580.1645557929444 | 2.80 | 33.26 |
| Apr 2023 | 1560.3882462745726 | -1.25 | 18.98 |
| May 2023 | 1588.213006550917 | 1.78 | 16.13 |
| Jun 2023 | 1648.8399751404602 | 3.82 | 15.18 |
| Jul 2023 | 1683.976407797033 | 2.13 | 17.49 |
| Aug 2023 | 1733.7529436990849 | 2.96 | 22.53 |
| Sep 2023 | 1762.903517338945 | 1.68 | 14.63 |
| Oct 2023 | 1837.2517957158193 | 4.22 | 11.55 |
| Nov 2023 | 1814.2421145833941 | -1.25 | 11.43 |
| Dec 2023 | 1720.5508859784522 | -5.16 | 10.27 |
| Jan 2024 | 1697.8332923342855 | -1.32 | 10.05 |
| Feb 2024 | 1723.8927132244332 | 1.54 | 12.15 |
| Mar 2024 | 1740.561870997202 | 0.97 | 10.15 |
| Apr 2024 | 1782.6874257523884 | 2.42 | 14.25 |
| May 2024 | 1811.198753681785 | 1.60 | 14.04 |
| Jun 2024 | 1802.379114719532 | -0.49 | 9.31 |
| Jul 2024 | 1800.1211508421998 | -0.12 | 6.90 |
| Aug 2024 | 1750.0748703063607 | -2.78 | 0.94 |
| Sep 2024 | 1704.8269234214235 | -2.58 | -3.29 |
| Oct 2024 | 1749.8027346444212 | 2.64 | -4.76 |
| Nov 2024 | 1814.041078342507 | 3.67 | -0.01 |
| Dec 2024 | 1803.5806397015876 | -0.58 | 4.83 |
| Jan 2025 | 1846.7249559163495 | 2.39 | 8.77 |
| Feb 2025 | 1831.7909202341534 | -0.81 | 6.26 |
| Mar 2025 | 1799.8054286555673 | -1.75 | 3.40 |
| Apr 2025 | 1814.4767721155833 | 0.82 | 1.78 |
| May 2025 | 1833.466108742404 | 1.05 | 1.23 |
| Jun 2025 | 1841.4454967846696 | 0.44 | 2.17 |
| Jul 2025 | 1835.893551925209 | -0.30 | 1.99 |
| Aug 2025 | 1824.0172189483544 | -0.65 | 4.22 |
| Sep 2025 | 1794.4528992482783 | -1.62 | 5.26 |
| Oct 2025 | 1784.816550440551 | -0.54 | 2.00 |
| Nov 2025 | 1787.5558227028655 | 0.15 | -1.46 |
| Dec 2025 | 1785.6430828955422 | -0.11 | -0.99 |
| Jan 2026 | 1775.5670819872546 | -0.56 | -3.85 |
| Feb 2026 | 1770.8635054856702 | -0.26 | -3.33 |
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