Champaign, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Champaign, IL Metro in February 2026 was $1,475.408. The month over month percentage change (MoM) was 0.01%, and the year over year percentage change (YoY) was -0.82%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Champaign, IL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Champaign, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Champaign, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Champaign, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 725.5895113217313 -2.13 -6.92
Feb 2015 728.2259215343255 0.36 -5.31
Mar 2015 733.1648806102265 0.68 -5.05
Apr 2015 728.1012613600059 -0.69 -5.88
May 2015 744.0928072818156 2.20 -2.70
Jun 2015 759.2338752332649 2.04 -0.70
Jul 2015 768.0624363706164 1.16 0.44
Aug 2015 761.0086556135249 -0.92 -0.71
Sep 2015 762.651642705996 0.22 -1.07
Oct 2015 757.0904149939215 -0.73 -0.30
Nov 2015 767.9783335384113 1.44 1.96
Dec 2015 769.7296981041221 0.23 3.82
Jan 2016 764.528506192441 -0.68 5.37
Feb 2016 750.9520002195602 -1.78 3.12
Mar 2016 754.8422672462167 0.52 2.96
Apr 2016 748.6773498979944 -0.82 2.83
May 2016 750.1669063871651 0.20 0.82
Jun 2016 751.1613721609136 0.13 -1.06
Jul 2016 742.5043662252334 -1.15 -3.33
Aug 2016 742.882705042201 0.05 -2.38
Sep 2016 744.3352334291573 0.20 -2.40
Oct 2016 746.2539523863808 0.26 -1.43
Nov 2016 771.077343154275 3.33 0.40
Dec 2016 808.676045324959 4.88 5.06
Jan 2017 808.0537485771017 -0.08 5.69
Feb 2017 812.8669320757772 0.60 8.24
Mar 2017 818.2340250544778 0.66 8.40
Apr 2017 807.8725007407517 -1.27 7.91
May 2017 805.8932302512355 -0.24 7.43
Jun 2017 796.4271200862481 -1.17 6.03
Jul 2017 800.7234545401691 0.54 7.84
Aug 2017 793.2910131359093 -0.93 6.79
Sep 2017 788.1079660429667 -0.65 5.88
Oct 2017 796.5404996393167 1.07 6.74
Nov 2017 801.566626522922 0.63 3.95
Dec 2017 806.6658730245429 0.64 -0.25
Jan 2018 815.9214595599384 1.15 0.97
Feb 2018 841.8908578120884 3.18 3.57
Mar 2018 851.7912174840046 1.18 4.10
Apr 2018 853.7509492389024 0.23 5.68
May 2018 864.5181062338168 1.26 7.28
Jun 2018 863.4842834475461 -0.12 8.42
Jul 2018 862.4202391089683 -0.12 7.71
Aug 2018 865.818898885046 0.39 9.14
Sep 2018 874.6207985352838 1.02 10.98
Oct 2018 890.7877498916488 1.85 11.83
Nov 2018 892.8091530020023 0.23 11.38
Dec 2018 871.9405171036806 -2.34 8.09
Jan 2019 861.5338559087746 -1.19 5.59
Feb 2019 862.0498992337198 0.06 2.39
Mar 2019 862.0651404454088 0.00 1.21
Apr 2019 856.8487037914408 -0.60 0.36
May 2019 853.2879913268475 -0.42 -1.30
Jun 2019 831.3930695895915 -2.57 -3.72
Jul 2019 827.5846573003573 -0.46 -4.04
Aug 2019 812.3015781157022 -1.85 -6.18
Sep 2019 807.3838563174477 -0.60 -7.69
Oct 2019 811.856796075632 0.55 -8.86
Nov 2019 812.6471791868852 0.10 -8.98
Dec 2019 817.1752126727367 0.56 -6.28
Jan 2020 810.4105024782955 -0.83 -5.93
Feb 2020 796.5721443758013 -1.71 -7.60
Mar 2020 794.2642532458611 -0.29 -7.86
Apr 2020 783.5151892158443 -1.35 -8.56
May 2020 778.6064650598826 -0.63 -8.75
Jun 2020 773.0868052600147 -0.71 -7.01
Jul 2020 760.316936021198 -1.65 -8.13
Aug 2020 755.2687976798368 -0.66 -7.02
Sep 2020 757.0332935154469 0.23 -6.24
Oct 2020 759.2521553014644 0.29 -6.48
Nov 2020 760.2573395614108 0.13 -6.45
Dec 2020 758.4128067677634 -0.24 -7.19
Jan 2021 766.8697152286779 1.12 -5.37
Feb 2021 777.8393730692931 1.43 -2.35
Mar 2021 806.2117063029963 3.65 1.50
Apr 2021 809.9424997588472 0.46 3.37
May 2021 808.6298721333912 -0.16 3.86
Jun 2021 818.9590341145896 1.28 5.93
Jul 2021 819.4079553127704 0.06 7.77
Aug 2021 824.9897688199858 0.68 9.23
Sep 2021 835.0422443419168 1.22 10.31
Oct 2021 854.2255237093331 2.30 12.51
Nov 2021 858.7239208171684 0.53 12.95
Dec 2021 868.1394415169914 1.10 14.47
Jan 2022 909.8671580351875 4.81 18.65
Feb 2022 951.2184297919437 4.55 22.29
Mar 2022 1003.0007611239985 5.44 24.41
Apr 2022 1100.6304964047813 9.73 35.89
May 2022 1138.1091046225918 3.41 40.74
Jun 2022 1181.1077987715403 3.78 44.22
Jul 2022 1171.7720129485328 -0.79 43.00
Aug 2022 1149.4432147360383 -1.91 39.33
Sep 2022 1245.357122836312 8.34 49.14
Oct 2022 1337.0589804170224 7.36 56.52
Nov 2022 1325.0984806335916 -0.89 54.31
Dec 2022 1274.8012698077732 -3.80 46.84
Jan 2023 1263.5544377285678 -0.88 38.87
Feb 2023 1259.987486329189 -0.28 32.46
Mar 2023 1294.2209479814974 2.72 29.04
Apr 2023 1274.9709194877412 -1.49 15.84
May 2023 1295.4103146210546 1.60 13.82
Jun 2023 1342.5079350504254 3.64 13.67
Jul 2023 1368.5070279266015 1.94 16.79
Aug 2023 1406.4140667376744 2.77 22.36
Sep 2023 1427.9106527765691 1.53 14.66
Oct 2023 1488.7431139321088 4.26 11.35
Nov 2023 1472.2367355396793 -1.11 11.10
Dec 2023 1395.6384298837336 -5.20 9.48
Jan 2024 1372.73965219074 -1.64 8.64
Feb 2024 1391.0133815540507 1.33 10.40
Mar 2024 1404.4823666361872 0.97 8.52
Apr 2024 1440.8018898116895 2.59 13.01
May 2024 1461.7872186358015 1.46 12.84
Jun 2024 1452.5590191196811 -0.63 8.20
Jul 2024 1448.544550183197 -0.28 5.85
Aug 2024 1408.4967208975238 -2.76 0.15
Sep 2024 1372.7202883502705 -2.54 -3.86
Oct 2024 1411.8544481423878 2.85 -5.16
Nov 2024 1468.4306900582774 4.01 -0.26
Dec 2024 1461.2647163961763 -0.49 4.70
Jan 2025 1498.685508685105 2.56 9.18
Feb 2025 1487.5723764498218 -0.74 6.94
Mar 2025 1465.3873352196283 -1.49 4.34
Apr 2025 1477.9757215895472 0.86 2.58
May 2025 1493.2350733187027 1.03 2.15
Jun 2025 1499.8429335290853 0.44 3.26
Jul 2025 1496.3662709399587 -0.23 3.30
Aug 2025 1490.7582888233005 -0.37 5.84
Sep 2025 1470.9363530182677 -1.33 7.16
Oct 2025 1467.345185978107 -0.24 3.93
Nov 2025 1474.765881037098 0.51 0.43
Dec 2025 1478.1590485386523 0.23 1.16
Jan 2026 1475.2439972606903 -0.20 -1.56
Feb 2026 1475.4080725360163 0.01 -0.82