Champaign, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Champaign, IL Metro in February 2026 was $1,475.408. The month over month percentage change (MoM) was 0.01%, and the year over year percentage change (YoY) was -0.82%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Champaign, IL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Champaign, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 725.5895113217313 | -2.13 | -6.92 |
| Feb 2015 | 728.2259215343255 | 0.36 | -5.31 |
| Mar 2015 | 733.1648806102265 | 0.68 | -5.05 |
| Apr 2015 | 728.1012613600059 | -0.69 | -5.88 |
| May 2015 | 744.0928072818156 | 2.20 | -2.70 |
| Jun 2015 | 759.2338752332649 | 2.04 | -0.70 |
| Jul 2015 | 768.0624363706164 | 1.16 | 0.44 |
| Aug 2015 | 761.0086556135249 | -0.92 | -0.71 |
| Sep 2015 | 762.651642705996 | 0.22 | -1.07 |
| Oct 2015 | 757.0904149939215 | -0.73 | -0.30 |
| Nov 2015 | 767.9783335384113 | 1.44 | 1.96 |
| Dec 2015 | 769.7296981041221 | 0.23 | 3.82 |
| Jan 2016 | 764.528506192441 | -0.68 | 5.37 |
| Feb 2016 | 750.9520002195602 | -1.78 | 3.12 |
| Mar 2016 | 754.8422672462167 | 0.52 | 2.96 |
| Apr 2016 | 748.6773498979944 | -0.82 | 2.83 |
| May 2016 | 750.1669063871651 | 0.20 | 0.82 |
| Jun 2016 | 751.1613721609136 | 0.13 | -1.06 |
| Jul 2016 | 742.5043662252334 | -1.15 | -3.33 |
| Aug 2016 | 742.882705042201 | 0.05 | -2.38 |
| Sep 2016 | 744.3352334291573 | 0.20 | -2.40 |
| Oct 2016 | 746.2539523863808 | 0.26 | -1.43 |
| Nov 2016 | 771.077343154275 | 3.33 | 0.40 |
| Dec 2016 | 808.676045324959 | 4.88 | 5.06 |
| Jan 2017 | 808.0537485771017 | -0.08 | 5.69 |
| Feb 2017 | 812.8669320757772 | 0.60 | 8.24 |
| Mar 2017 | 818.2340250544778 | 0.66 | 8.40 |
| Apr 2017 | 807.8725007407517 | -1.27 | 7.91 |
| May 2017 | 805.8932302512355 | -0.24 | 7.43 |
| Jun 2017 | 796.4271200862481 | -1.17 | 6.03 |
| Jul 2017 | 800.7234545401691 | 0.54 | 7.84 |
| Aug 2017 | 793.2910131359093 | -0.93 | 6.79 |
| Sep 2017 | 788.1079660429667 | -0.65 | 5.88 |
| Oct 2017 | 796.5404996393167 | 1.07 | 6.74 |
| Nov 2017 | 801.566626522922 | 0.63 | 3.95 |
| Dec 2017 | 806.6658730245429 | 0.64 | -0.25 |
| Jan 2018 | 815.9214595599384 | 1.15 | 0.97 |
| Feb 2018 | 841.8908578120884 | 3.18 | 3.57 |
| Mar 2018 | 851.7912174840046 | 1.18 | 4.10 |
| Apr 2018 | 853.7509492389024 | 0.23 | 5.68 |
| May 2018 | 864.5181062338168 | 1.26 | 7.28 |
| Jun 2018 | 863.4842834475461 | -0.12 | 8.42 |
| Jul 2018 | 862.4202391089683 | -0.12 | 7.71 |
| Aug 2018 | 865.818898885046 | 0.39 | 9.14 |
| Sep 2018 | 874.6207985352838 | 1.02 | 10.98 |
| Oct 2018 | 890.7877498916488 | 1.85 | 11.83 |
| Nov 2018 | 892.8091530020023 | 0.23 | 11.38 |
| Dec 2018 | 871.9405171036806 | -2.34 | 8.09 |
| Jan 2019 | 861.5338559087746 | -1.19 | 5.59 |
| Feb 2019 | 862.0498992337198 | 0.06 | 2.39 |
| Mar 2019 | 862.0651404454088 | 0.00 | 1.21 |
| Apr 2019 | 856.8487037914408 | -0.60 | 0.36 |
| May 2019 | 853.2879913268475 | -0.42 | -1.30 |
| Jun 2019 | 831.3930695895915 | -2.57 | -3.72 |
| Jul 2019 | 827.5846573003573 | -0.46 | -4.04 |
| Aug 2019 | 812.3015781157022 | -1.85 | -6.18 |
| Sep 2019 | 807.3838563174477 | -0.60 | -7.69 |
| Oct 2019 | 811.856796075632 | 0.55 | -8.86 |
| Nov 2019 | 812.6471791868852 | 0.10 | -8.98 |
| Dec 2019 | 817.1752126727367 | 0.56 | -6.28 |
| Jan 2020 | 810.4105024782955 | -0.83 | -5.93 |
| Feb 2020 | 796.5721443758013 | -1.71 | -7.60 |
| Mar 2020 | 794.2642532458611 | -0.29 | -7.86 |
| Apr 2020 | 783.5151892158443 | -1.35 | -8.56 |
| May 2020 | 778.6064650598826 | -0.63 | -8.75 |
| Jun 2020 | 773.0868052600147 | -0.71 | -7.01 |
| Jul 2020 | 760.316936021198 | -1.65 | -8.13 |
| Aug 2020 | 755.2687976798368 | -0.66 | -7.02 |
| Sep 2020 | 757.0332935154469 | 0.23 | -6.24 |
| Oct 2020 | 759.2521553014644 | 0.29 | -6.48 |
| Nov 2020 | 760.2573395614108 | 0.13 | -6.45 |
| Dec 2020 | 758.4128067677634 | -0.24 | -7.19 |
| Jan 2021 | 766.8697152286779 | 1.12 | -5.37 |
| Feb 2021 | 777.8393730692931 | 1.43 | -2.35 |
| Mar 2021 | 806.2117063029963 | 3.65 | 1.50 |
| Apr 2021 | 809.9424997588472 | 0.46 | 3.37 |
| May 2021 | 808.6298721333912 | -0.16 | 3.86 |
| Jun 2021 | 818.9590341145896 | 1.28 | 5.93 |
| Jul 2021 | 819.4079553127704 | 0.06 | 7.77 |
| Aug 2021 | 824.9897688199858 | 0.68 | 9.23 |
| Sep 2021 | 835.0422443419168 | 1.22 | 10.31 |
| Oct 2021 | 854.2255237093331 | 2.30 | 12.51 |
| Nov 2021 | 858.7239208171684 | 0.53 | 12.95 |
| Dec 2021 | 868.1394415169914 | 1.10 | 14.47 |
| Jan 2022 | 909.8671580351875 | 4.81 | 18.65 |
| Feb 2022 | 951.2184297919437 | 4.55 | 22.29 |
| Mar 2022 | 1003.0007611239985 | 5.44 | 24.41 |
| Apr 2022 | 1100.6304964047813 | 9.73 | 35.89 |
| May 2022 | 1138.1091046225918 | 3.41 | 40.74 |
| Jun 2022 | 1181.1077987715403 | 3.78 | 44.22 |
| Jul 2022 | 1171.7720129485328 | -0.79 | 43.00 |
| Aug 2022 | 1149.4432147360383 | -1.91 | 39.33 |
| Sep 2022 | 1245.357122836312 | 8.34 | 49.14 |
| Oct 2022 | 1337.0589804170224 | 7.36 | 56.52 |
| Nov 2022 | 1325.0984806335916 | -0.89 | 54.31 |
| Dec 2022 | 1274.8012698077732 | -3.80 | 46.84 |
| Jan 2023 | 1263.5544377285678 | -0.88 | 38.87 |
| Feb 2023 | 1259.987486329189 | -0.28 | 32.46 |
| Mar 2023 | 1294.2209479814974 | 2.72 | 29.04 |
| Apr 2023 | 1274.9709194877412 | -1.49 | 15.84 |
| May 2023 | 1295.4103146210546 | 1.60 | 13.82 |
| Jun 2023 | 1342.5079350504254 | 3.64 | 13.67 |
| Jul 2023 | 1368.5070279266015 | 1.94 | 16.79 |
| Aug 2023 | 1406.4140667376744 | 2.77 | 22.36 |
| Sep 2023 | 1427.9106527765691 | 1.53 | 14.66 |
| Oct 2023 | 1488.7431139321088 | 4.26 | 11.35 |
| Nov 2023 | 1472.2367355396793 | -1.11 | 11.10 |
| Dec 2023 | 1395.6384298837336 | -5.20 | 9.48 |
| Jan 2024 | 1372.73965219074 | -1.64 | 8.64 |
| Feb 2024 | 1391.0133815540507 | 1.33 | 10.40 |
| Mar 2024 | 1404.4823666361872 | 0.97 | 8.52 |
| Apr 2024 | 1440.8018898116895 | 2.59 | 13.01 |
| May 2024 | 1461.7872186358015 | 1.46 | 12.84 |
| Jun 2024 | 1452.5590191196811 | -0.63 | 8.20 |
| Jul 2024 | 1448.544550183197 | -0.28 | 5.85 |
| Aug 2024 | 1408.4967208975238 | -2.76 | 0.15 |
| Sep 2024 | 1372.7202883502705 | -2.54 | -3.86 |
| Oct 2024 | 1411.8544481423878 | 2.85 | -5.16 |
| Nov 2024 | 1468.4306900582774 | 4.01 | -0.26 |
| Dec 2024 | 1461.2647163961763 | -0.49 | 4.70 |
| Jan 2025 | 1498.685508685105 | 2.56 | 9.18 |
| Feb 2025 | 1487.5723764498218 | -0.74 | 6.94 |
| Mar 2025 | 1465.3873352196283 | -1.49 | 4.34 |
| Apr 2025 | 1477.9757215895472 | 0.86 | 2.58 |
| May 2025 | 1493.2350733187027 | 1.03 | 2.15 |
| Jun 2025 | 1499.8429335290853 | 0.44 | 3.26 |
| Jul 2025 | 1496.3662709399587 | -0.23 | 3.30 |
| Aug 2025 | 1490.7582888233005 | -0.37 | 5.84 |
| Sep 2025 | 1470.9363530182677 | -1.33 | 7.16 |
| Oct 2025 | 1467.345185978107 | -0.24 | 3.93 |
| Nov 2025 | 1474.765881037098 | 0.51 | 0.43 |
| Dec 2025 | 1478.1590485386523 | 0.23 | 1.16 |
| Jan 2026 | 1475.2439972606903 | -0.20 | -1.56 |
| Feb 2026 | 1475.4080725360163 | 0.01 | -0.82 |