Charleston, SC (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Charleston, SC Metro in February 2026 was $2,787.533. The month over month percentage change (MoM) was -0.41%, and the year over year percentage change (YoY) was -7.79%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Charleston, SC metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Charleston, SC metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1069.1099795767054 | -1.51 | -1.54 |
| Feb 2015 | 1080.461223856914 | 1.06 | 0.14 |
| Mar 2015 | 1095.2652916092447 | 1.37 | 0.41 |
| Apr 2015 | 1091.6363084029588 | -0.33 | -0.47 |
| May 2015 | 1118.6346354257576 | 2.47 | 2.86 |
| Jun 2015 | 1142.8272835147584 | 2.16 | 4.82 |
| Jul 2015 | 1159.2368239113025 | 1.44 | 6.10 |
| Aug 2015 | 1151.3876251576687 | -0.68 | 5.11 |
| Sep 2015 | 1158.9181049217805 | 0.65 | 4.84 |
| Oct 2015 | 1157.851070493699 | -0.09 | 5.68 |
| Nov 2015 | 1185.6932057276122 | 2.40 | 8.19 |
| Dec 2015 | 1198.495598434842 | 1.08 | 10.41 |
| Jan 2016 | 1196.3066810617984 | -0.18 | 11.90 |
| Feb 2016 | 1177.2303818608445 | -1.59 | 8.96 |
| Mar 2016 | 1185.3180475464828 | 0.69 | 8.22 |
| Apr 2016 | 1177.4259349364397 | -0.67 | 7.86 |
| May 2016 | 1179.7461498769558 | 0.20 | 5.46 |
| Jun 2016 | 1180.9360827557007 | 0.10 | 3.34 |
| Jul 2016 | 1170.478399245688 | -0.89 | 0.97 |
| Aug 2016 | 1175.1552048934282 | 0.40 | 2.06 |
| Sep 2016 | 1184.096137066305 | 0.76 | 2.17 |
| Oct 2016 | 1191.6983814677665 | 0.64 | 2.92 |
| Nov 2016 | 1236.5916514398784 | 3.77 | 4.29 |
| Dec 2016 | 1298.9523714279526 | 5.04 | 8.38 |
| Jan 2017 | 1297.5094642429613 | -0.11 | 8.46 |
| Feb 2017 | 1305.0668084677889 | 0.58 | 10.86 |
| Mar 2017 | 1314.1091297696257 | 0.69 | 10.87 |
| Apr 2017 | 1301.4563481309895 | -0.96 | 10.53 |
| May 2017 | 1304.6195006992925 | 0.24 | 10.59 |
| Jun 2017 | 1298.2269968614792 | -0.49 | 9.93 |
| Jul 2017 | 1313.637200222409 | 1.19 | 12.23 |
| Aug 2017 | 1308.6939443000224 | -0.38 | 11.36 |
| Sep 2017 | 1305.4381632905356 | -0.25 | 10.25 |
| Oct 2017 | 1325.1500799576716 | 1.51 | 11.20 |
| Nov 2017 | 1335.650700957305 | 0.79 | 8.01 |
| Dec 2017 | 1347.3137026237098 | 0.87 | 3.72 |
| Jan 2018 | 1366.8168576228936 | 1.45 | 5.34 |
| Feb 2018 | 1416.9803436477362 | 3.67 | 8.57 |
| Mar 2018 | 1440.2950659472287 | 1.65 | 9.60 |
| Apr 2018 | 1447.7988120295536 | 0.52 | 11.25 |
| May 2018 | 1469.3704502209023 | 1.49 | 12.63 |
| Jun 2018 | 1469.9459108420488 | 0.04 | 13.23 |
| Jul 2018 | 1467.9625709599795 | -0.13 | 11.75 |
| Aug 2018 | 1476.5066507964245 | 0.58 | 12.82 |
| Sep 2018 | 1493.4981930231256 | 1.15 | 14.41 |
| Oct 2018 | 1529.0415621262512 | 2.38 | 15.39 |
| Nov 2018 | 1538.2561576208218 | 0.60 | 15.17 |
| Dec 2018 | 1506.9553290504505 | -2.03 | 11.85 |
| Jan 2019 | 1483.4400633080377 | -1.56 | 8.53 |
| Feb 2019 | 1472.080660273552 | -0.77 | 3.89 |
| Mar 2019 | 1460.9011414739045 | -0.76 | 1.43 |
| Apr 2019 | 1447.2872167225414 | -0.93 | -0.04 |
| May 2019 | 1440.5108741157183 | -0.47 | -1.96 |
| Jun 2019 | 1403.8824692239232 | -2.54 | -4.49 |
| Jul 2019 | 1401.152436624957 | -0.19 | -4.55 |
| Aug 2019 | 1382.8123124738604 | -1.31 | -6.35 |
| Sep 2019 | 1383.829069501363 | 0.07 | -7.34 |
| Oct 2019 | 1399.372194323446 | 1.12 | -8.48 |
| Nov 2019 | 1404.8269980425819 | 0.39 | -8.67 |
| Dec 2019 | 1413.1675519786058 | 0.59 | -6.22 |
| Jan 2020 | 1404.8999666772731 | -0.58 | -5.29 |
| Feb 2020 | 1387.5334759295824 | -1.24 | -5.74 |
| Mar 2020 | 1392.1571923320616 | 0.33 | -4.71 |
| Apr 2020 | 1376.0039098255957 | -1.16 | -4.92 |
| May 2020 | 1367.9092608962176 | -0.59 | -5.04 |
| Jun 2020 | 1359.5606225596139 | -0.61 | -3.16 |
| Jul 2020 | 1342.4233242345845 | -1.26 | -4.19 |
| Aug 2020 | 1338.521108956653 | -0.29 | -3.20 |
| Sep 2020 | 1344.383666617011 | 0.44 | -2.85 |
| Oct 2020 | 1351.2802980775523 | 0.51 | -3.44 |
| Nov 2020 | 1358.0097464362816 | 0.50 | -3.33 |
| Dec 2020 | 1362.851426319194 | 0.36 | -3.56 |
| Jan 2021 | 1387.4153790951727 | 1.80 | -1.25 |
| Feb 2021 | 1418.5399013355286 | 2.24 | 2.24 |
| Mar 2021 | 1482.805733993751 | 4.53 | 6.51 |
| Apr 2021 | 1503.2776762235844 | 1.38 | 9.25 |
| May 2021 | 1513.3741599548334 | 0.67 | 10.63 |
| Jun 2021 | 1543.4055235745354 | 1.98 | 13.52 |
| Jul 2021 | 1553.7934438816706 | 0.67 | 15.75 |
| Aug 2021 | 1572.3502824737766 | 1.19 | 17.47 |
| Sep 2021 | 1600.5805713711102 | 1.80 | 19.06 |
| Oct 2021 | 1646.9391384473051 | 2.90 | 21.88 |
| Nov 2021 | 1666.785434141258 | 1.21 | 22.74 |
| Dec 2021 | 1693.8447217742116 | 1.62 | 24.29 |
| Jan 2022 | 1786.2481494344456 | 5.46 | 28.75 |
| Feb 2022 | 1882.9945342612818 | 5.42 | 32.74 |
| Mar 2022 | 2010.5252618205316 | 6.77 | 35.59 |
| Apr 2022 | 2231.5270719235123 | 10.99 | 48.44 |
| May 2022 | 2334.9501760553285 | 4.64 | 54.29 |
| Jun 2022 | 2444.399201929671 | 4.69 | 58.38 |
| Jul 2022 | 2447.077036336382 | 0.11 | 57.49 |
| Aug 2022 | 2415.0449460435584 | -1.31 | 53.60 |
| Sep 2022 | 2627.327747068233 | 8.79 | 64.15 |
| Oct 2022 | 2820.0721843328165 | 7.34 | 71.23 |
| Nov 2022 | 2790.8449197294935 | -1.04 | 67.44 |
| Dec 2022 | 2674.6110143021992 | -4.16 | 57.90 |
| Jan 2023 | 2644.6991558137024 | -1.12 | 48.06 |
| Feb 2023 | 2636.7914500826178 | -0.30 | 40.03 |
| Mar 2023 | 2711.8949975396417 | 2.85 | 34.89 |
| Apr 2023 | 2671.4410830625156 | -1.49 | 19.71 |
| May 2023 | 2706.1655129938813 | 1.30 | 15.90 |
| Jun 2023 | 2798.9581569257093 | 3.43 | 14.51 |
| Jul 2023 | 2851.934002590811 | 1.89 | 16.55 |
| Aug 2023 | 2932.9457156192875 | 2.84 | 21.45 |
| Sep 2023 | 2984.5774669345246 | 1.76 | 13.60 |
| Oct 2023 | 3114.520144828191 | 4.35 | 10.44 |
| Nov 2023 | 3083.1964676648763 | -1.01 | 10.48 |
| Dec 2023 | 2928.416772475363 | -5.02 | 9.49 |
| Jan 2024 | 2892.848612670016 | -1.22 | 9.38 |
| Feb 2024 | 2939.7982836888787 | 1.62 | 11.49 |
| Mar 2024 | 2967.7930777287083 | 0.95 | 9.44 |
| Apr 2024 | 3033.268408645565 | 2.21 | 13.54 |
| May 2024 | 3065.6615538408655 | 1.07 | 13.28 |
| Jun 2024 | 3031.544171105068 | -1.11 | 8.31 |
| Jul 2024 | 3013.791903515662 | -0.59 | 5.68 |
| Aug 2024 | 2920.914101154476 | -3.08 | -0.41 |
| Sep 2024 | 2837.6990675715792 | -2.85 | -4.92 |
| Oct 2024 | 2904.5062633380344 | 2.35 | -6.74 |
| Nov 2024 | 3005.1578332651507 | 3.47 | -2.53 |
| Dec 2024 | 2981.113879053284 | -0.80 | 1.80 |
| Jan 2025 | 3049.7725510979435 | 2.30 | 5.43 |
| Feb 2025 | 3023.0656371607392 | -0.88 | 2.83 |
| Mar 2025 | 2972.3789874001523 | -1.68 | 0.16 |
| Apr 2025 | 2991.901960482744 | 0.66 | -1.36 |
| May 2025 | 3011.758670442703 | 0.66 | -1.76 |
| Jun 2025 | 3005.3455966057254 | -0.21 | -0.86 |
| Jul 2025 | 2970.9617908681103 | -1.14 | -1.42 |
| Aug 2025 | 2929.3944706148886 | -1.40 | 0.29 |
| Sep 2025 | 2865.1651308494042 | -2.19 | 0.97 |
| Oct 2025 | 2839.565068471156 | -0.89 | -2.24 |
| Nov 2025 | 2834.9778385940676 | -0.16 | -5.66 |
| Dec 2025 | 2821.2181056552677 | -0.48 | -5.36 |
| Jan 2026 | 2798.890801076592 | -0.79 | -8.23 |
| Feb 2026 | 2787.532888997048 | -0.41 | -7.79 |