Charlottesville, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Charlottesville, VA Metro in February 2026 was $2,980.521. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -6.49%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Charlottesville, VA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Charlottesville, VA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Charlottesville, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Charlottesville, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 1323.1638587867649 -2.03 -6.29
Feb 2015 1329.6070138545485 0.49 -4.77
Mar 2015 1340.6124995545817 0.83 -4.69
Apr 2015 1330.4655144078486 -0.76 -5.63
May 2015 1358.396323844508 2.10 -2.68
Jun 2015 1382.4888991918044 1.77 -0.94
Jul 2015 1396.6883058487997 1.03 0.26
Aug 2015 1382.4254824087918 -1.02 -0.58
Sep 2015 1386.7793370877635 0.32 -0.69
Oct 2015 1380.5772979212286 -0.45 0.23
Nov 2015 1408.6497882429403 2.03 2.79
Dec 2015 1419.1533662615402 0.75 5.08
Jan 2016 1413.3482077816898 -0.41 6.82
Feb 2016 1388.6203028472385 -1.75 4.44
Mar 2016 1397.0810706896395 0.61 4.21
Apr 2016 1385.2792479179727 -0.84 4.12
May 2016 1386.8660654201417 0.12 2.10
Jun 2016 1385.8348556516028 -0.07 0.24
Jul 2016 1371.5398798224992 -1.03 -1.80
Aug 2016 1373.9988921812378 0.18 -0.61
Sep 2016 1380.886393632237 0.50 -0.42
Oct 2016 1386.9609426092893 0.44 0.46
Nov 2016 1436.6339139855768 3.58 1.99
Dec 2016 1507.5821846883955 4.94 6.23
Jan 2017 1505.629140299105 -0.13 6.53
Feb 2017 1513.203675681223 0.50 8.97
Mar 2017 1522.461967152279 0.61 8.97
Apr 2017 1505.814129442723 -1.09 8.70
May 2017 1508.9453336334868 0.21 8.80
Jun 2017 1501.0983890248183 -0.52 8.32
Jul 2017 1518.0284594836278 1.13 10.68
Aug 2017 1509.5586403509355 -0.56 9.87
Sep 2017 1502.9169252136983 -0.44 8.84
Oct 2017 1522.737265625421 1.32 9.79
Nov 2017 1532.692108441651 0.65 6.69
Dec 2017 1543.0550493296505 0.68 2.35
Jan 2018 1562.1175021986917 1.24 3.75
Feb 2018 1616.1475518575933 3.46 6.80
Mar 2018 1643.5265167863101 1.69 7.95
Apr 2018 1655.3452073386359 0.72 9.93
May 2018 1684.3641701171982 1.75 11.63
Jun 2018 1687.7835127185658 0.20 12.44
Jul 2018 1689.088724307785 0.08 11.27
Aug 2018 1700.0137682136944 0.65 12.62
Sep 2018 1719.840407799586 1.17 14.43
Oct 2018 1756.975041914801 2.16 15.38
Nov 2018 1765.1105329726786 0.46 15.16
Dec 2018 1727.4449909921318 -2.13 11.95
Jan 2019 1702.3905838519602 -1.45 8.98
Feb 2019 1693.4763354107706 -0.52 4.79
Mar 2019 1685.2126023761787 -0.49 2.54
Apr 2019 1673.011372793585 -0.72 1.07
May 2019 1667.7273544683478 -0.32 -0.99
Jun 2019 1625.5738735760406 -2.53 -3.69
Jul 2019 1621.5792427827687 -0.25 -4.00
Aug 2019 1598.5841737960707 -1.42 -5.97
Sep 2019 1598.798703680558 0.01 -7.04
Oct 2019 1616.5544334292233 1.11 -7.99
Nov 2019 1622.5911345131067 0.37 -8.07
Dec 2019 1632.8720532583718 0.63 -5.47
Jan 2020 1622.8564797464628 -0.61 -4.67
Feb 2020 1603.3342422483715 -1.20 -5.32
Mar 2020 1608.5812510838132 0.33 -4.55
Apr 2020 1591.2446086906202 -1.08 -4.89
May 2020 1582.03196648794 -0.58 -5.14
Jun 2020 1571.657045349073 -0.66 -3.32
Jul 2020 1549.9575740932826 -1.38 -4.42
Aug 2020 1546.3778676684772 -0.23 -3.27
Sep 2020 1556.3680927845044 0.65 -2.65
Oct 2020 1569.43563490996 0.84 -2.91
Nov 2020 1580.4467566996727 0.70 -2.60
Dec 2020 1587.586242158252 0.45 -2.77
Jan 2021 1613.5200412623474 1.63 -0.57
Feb 2021 1644.4534638753198 1.92 2.57
Mar 2021 1711.5199397683778 4.08 6.40
Apr 2021 1729.744338709032 1.07 8.70
May 2021 1737.3997080755298 0.44 9.82
Jun 2021 1767.0336198022555 1.71 12.43
Jul 2021 1766.7427026114146 -0.02 13.99
Aug 2021 1768.568825701011 0.10 14.37
Sep 2021 1777.0485573839233 0.48 14.18
Oct 2021 1808.2111541134398 1.75 15.21
Nov 2021 1813.8385953232337 0.31 14.77
Dec 2021 1830.2550628225054 0.91 15.29
Jan 2022 1921.4759237632466 4.98 19.09
Feb 2022 2016.611313402807 4.95 22.63
Mar 2022 2142.630953227164 6.25 25.19
Apr 2022 2363.897149750217 10.33 36.66
May 2022 2460.623289551369 4.09 41.63
Jun 2022 2563.0872636983745 4.16 45.05
Jul 2022 2550.655537543865 -0.48 44.37
Aug 2022 2503.276357734396 -1.86 41.54
Sep 2022 2715.428222018231 8.48 52.81
Oct 2022 2911.946306525972 7.24 61.04
Nov 2022 2883.0208536135397 -0.99 58.95
Dec 2022 2765.435961032846 -4.08 51.10
Jan 2023 2742.592937053719 -0.83 42.73
Feb 2023 2742.704423072268 0.00 36.01
Mar 2023 2822.896106880089 2.92 31.75
Apr 2023 2779.258631924649 -1.55 17.57
May 2023 2811.807390046489 1.17 14.27
Jun 2023 2904.771359755073 3.31 13.33
Jul 2023 2953.484619816654 1.68 15.79
Aug 2023 3030.6693048800557 2.61 21.07
Sep 2023 3078.0076286707435 1.56 13.35
Oct 2023 3205.2241092259037 4.13 10.07
Nov 2023 3164.0054633416744 -1.29 9.75
Dec 2023 3000.6699490742235 -5.16 8.51
Jan 2024 2959.1372431730574 -1.38 7.90
Feb 2024 3003.8835664436538 1.51 9.52
Mar 2024 3031.938125086914 0.93 7.41
Apr 2024 3102.6781952105534 2.33 11.64
May 2024 3143.3907752350633 1.31 11.79
Jun 2024 3116.025569637051 -0.87 7.27
Jul 2024 3106.40665617054 -0.31 5.18
Aug 2024 3020.076508685559 -2.78 -0.35
Sep 2024 2944.156059374892 -2.51 -4.35
Oct 2024 3026.528561431326 2.80 -5.57
Nov 2024 3147.177028441889 3.99 -0.53
Dec 2024 3136.0170844674003 -0.35 4.51
Jan 2025 3215.5218273695277 2.54 8.66
Feb 2025 3187.288867395031 -0.88 6.11
Mar 2025 3130.45384029823 -1.78 3.25
Apr 2025 3150.183711677608 0.63 1.53
May 2025 3172.4960945503162 0.71 0.93
Jun 2025 3169.070876890298 -0.11 1.70
Jul 2025 3138.130914869258 -0.98 1.02
Aug 2025 3100.4257421703605 -1.20 2.66
Sep 2025 3038.040613556621 -2.01 3.19
Oct 2025 3017.099027534595 -0.69 -0.31
Nov 2025 3019.4281204534145 0.08 -4.06
Dec 2025 3013.478438447658 -0.20 -3.91
Jan 2026 2994.004822247324 -0.65 -6.89
Feb 2026 2980.5210630835822 -0.45 -6.49