Charlottesville, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Charlottesville, VA Metro in February 2026 was $2,980.521. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -6.49%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Charlottesville, VA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Charlottesville, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1323.1638587867649 | -2.03 | -6.29 |
| Feb 2015 | 1329.6070138545485 | 0.49 | -4.77 |
| Mar 2015 | 1340.6124995545817 | 0.83 | -4.69 |
| Apr 2015 | 1330.4655144078486 | -0.76 | -5.63 |
| May 2015 | 1358.396323844508 | 2.10 | -2.68 |
| Jun 2015 | 1382.4888991918044 | 1.77 | -0.94 |
| Jul 2015 | 1396.6883058487997 | 1.03 | 0.26 |
| Aug 2015 | 1382.4254824087918 | -1.02 | -0.58 |
| Sep 2015 | 1386.7793370877635 | 0.32 | -0.69 |
| Oct 2015 | 1380.5772979212286 | -0.45 | 0.23 |
| Nov 2015 | 1408.6497882429403 | 2.03 | 2.79 |
| Dec 2015 | 1419.1533662615402 | 0.75 | 5.08 |
| Jan 2016 | 1413.3482077816898 | -0.41 | 6.82 |
| Feb 2016 | 1388.6203028472385 | -1.75 | 4.44 |
| Mar 2016 | 1397.0810706896395 | 0.61 | 4.21 |
| Apr 2016 | 1385.2792479179727 | -0.84 | 4.12 |
| May 2016 | 1386.8660654201417 | 0.12 | 2.10 |
| Jun 2016 | 1385.8348556516028 | -0.07 | 0.24 |
| Jul 2016 | 1371.5398798224992 | -1.03 | -1.80 |
| Aug 2016 | 1373.9988921812378 | 0.18 | -0.61 |
| Sep 2016 | 1380.886393632237 | 0.50 | -0.42 |
| Oct 2016 | 1386.9609426092893 | 0.44 | 0.46 |
| Nov 2016 | 1436.6339139855768 | 3.58 | 1.99 |
| Dec 2016 | 1507.5821846883955 | 4.94 | 6.23 |
| Jan 2017 | 1505.629140299105 | -0.13 | 6.53 |
| Feb 2017 | 1513.203675681223 | 0.50 | 8.97 |
| Mar 2017 | 1522.461967152279 | 0.61 | 8.97 |
| Apr 2017 | 1505.814129442723 | -1.09 | 8.70 |
| May 2017 | 1508.9453336334868 | 0.21 | 8.80 |
| Jun 2017 | 1501.0983890248183 | -0.52 | 8.32 |
| Jul 2017 | 1518.0284594836278 | 1.13 | 10.68 |
| Aug 2017 | 1509.5586403509355 | -0.56 | 9.87 |
| Sep 2017 | 1502.9169252136983 | -0.44 | 8.84 |
| Oct 2017 | 1522.737265625421 | 1.32 | 9.79 |
| Nov 2017 | 1532.692108441651 | 0.65 | 6.69 |
| Dec 2017 | 1543.0550493296505 | 0.68 | 2.35 |
| Jan 2018 | 1562.1175021986917 | 1.24 | 3.75 |
| Feb 2018 | 1616.1475518575933 | 3.46 | 6.80 |
| Mar 2018 | 1643.5265167863101 | 1.69 | 7.95 |
| Apr 2018 | 1655.3452073386359 | 0.72 | 9.93 |
| May 2018 | 1684.3641701171982 | 1.75 | 11.63 |
| Jun 2018 | 1687.7835127185658 | 0.20 | 12.44 |
| Jul 2018 | 1689.088724307785 | 0.08 | 11.27 |
| Aug 2018 | 1700.0137682136944 | 0.65 | 12.62 |
| Sep 2018 | 1719.840407799586 | 1.17 | 14.43 |
| Oct 2018 | 1756.975041914801 | 2.16 | 15.38 |
| Nov 2018 | 1765.1105329726786 | 0.46 | 15.16 |
| Dec 2018 | 1727.4449909921318 | -2.13 | 11.95 |
| Jan 2019 | 1702.3905838519602 | -1.45 | 8.98 |
| Feb 2019 | 1693.4763354107706 | -0.52 | 4.79 |
| Mar 2019 | 1685.2126023761787 | -0.49 | 2.54 |
| Apr 2019 | 1673.011372793585 | -0.72 | 1.07 |
| May 2019 | 1667.7273544683478 | -0.32 | -0.99 |
| Jun 2019 | 1625.5738735760406 | -2.53 | -3.69 |
| Jul 2019 | 1621.5792427827687 | -0.25 | -4.00 |
| Aug 2019 | 1598.5841737960707 | -1.42 | -5.97 |
| Sep 2019 | 1598.798703680558 | 0.01 | -7.04 |
| Oct 2019 | 1616.5544334292233 | 1.11 | -7.99 |
| Nov 2019 | 1622.5911345131067 | 0.37 | -8.07 |
| Dec 2019 | 1632.8720532583718 | 0.63 | -5.47 |
| Jan 2020 | 1622.8564797464628 | -0.61 | -4.67 |
| Feb 2020 | 1603.3342422483715 | -1.20 | -5.32 |
| Mar 2020 | 1608.5812510838132 | 0.33 | -4.55 |
| Apr 2020 | 1591.2446086906202 | -1.08 | -4.89 |
| May 2020 | 1582.03196648794 | -0.58 | -5.14 |
| Jun 2020 | 1571.657045349073 | -0.66 | -3.32 |
| Jul 2020 | 1549.9575740932826 | -1.38 | -4.42 |
| Aug 2020 | 1546.3778676684772 | -0.23 | -3.27 |
| Sep 2020 | 1556.3680927845044 | 0.65 | -2.65 |
| Oct 2020 | 1569.43563490996 | 0.84 | -2.91 |
| Nov 2020 | 1580.4467566996727 | 0.70 | -2.60 |
| Dec 2020 | 1587.586242158252 | 0.45 | -2.77 |
| Jan 2021 | 1613.5200412623474 | 1.63 | -0.57 |
| Feb 2021 | 1644.4534638753198 | 1.92 | 2.57 |
| Mar 2021 | 1711.5199397683778 | 4.08 | 6.40 |
| Apr 2021 | 1729.744338709032 | 1.07 | 8.70 |
| May 2021 | 1737.3997080755298 | 0.44 | 9.82 |
| Jun 2021 | 1767.0336198022555 | 1.71 | 12.43 |
| Jul 2021 | 1766.7427026114146 | -0.02 | 13.99 |
| Aug 2021 | 1768.568825701011 | 0.10 | 14.37 |
| Sep 2021 | 1777.0485573839233 | 0.48 | 14.18 |
| Oct 2021 | 1808.2111541134398 | 1.75 | 15.21 |
| Nov 2021 | 1813.8385953232337 | 0.31 | 14.77 |
| Dec 2021 | 1830.2550628225054 | 0.91 | 15.29 |
| Jan 2022 | 1921.4759237632466 | 4.98 | 19.09 |
| Feb 2022 | 2016.611313402807 | 4.95 | 22.63 |
| Mar 2022 | 2142.630953227164 | 6.25 | 25.19 |
| Apr 2022 | 2363.897149750217 | 10.33 | 36.66 |
| May 2022 | 2460.623289551369 | 4.09 | 41.63 |
| Jun 2022 | 2563.0872636983745 | 4.16 | 45.05 |
| Jul 2022 | 2550.655537543865 | -0.48 | 44.37 |
| Aug 2022 | 2503.276357734396 | -1.86 | 41.54 |
| Sep 2022 | 2715.428222018231 | 8.48 | 52.81 |
| Oct 2022 | 2911.946306525972 | 7.24 | 61.04 |
| Nov 2022 | 2883.0208536135397 | -0.99 | 58.95 |
| Dec 2022 | 2765.435961032846 | -4.08 | 51.10 |
| Jan 2023 | 2742.592937053719 | -0.83 | 42.73 |
| Feb 2023 | 2742.704423072268 | 0.00 | 36.01 |
| Mar 2023 | 2822.896106880089 | 2.92 | 31.75 |
| Apr 2023 | 2779.258631924649 | -1.55 | 17.57 |
| May 2023 | 2811.807390046489 | 1.17 | 14.27 |
| Jun 2023 | 2904.771359755073 | 3.31 | 13.33 |
| Jul 2023 | 2953.484619816654 | 1.68 | 15.79 |
| Aug 2023 | 3030.6693048800557 | 2.61 | 21.07 |
| Sep 2023 | 3078.0076286707435 | 1.56 | 13.35 |
| Oct 2023 | 3205.2241092259037 | 4.13 | 10.07 |
| Nov 2023 | 3164.0054633416744 | -1.29 | 9.75 |
| Dec 2023 | 3000.6699490742235 | -5.16 | 8.51 |
| Jan 2024 | 2959.1372431730574 | -1.38 | 7.90 |
| Feb 2024 | 3003.8835664436538 | 1.51 | 9.52 |
| Mar 2024 | 3031.938125086914 | 0.93 | 7.41 |
| Apr 2024 | 3102.6781952105534 | 2.33 | 11.64 |
| May 2024 | 3143.3907752350633 | 1.31 | 11.79 |
| Jun 2024 | 3116.025569637051 | -0.87 | 7.27 |
| Jul 2024 | 3106.40665617054 | -0.31 | 5.18 |
| Aug 2024 | 3020.076508685559 | -2.78 | -0.35 |
| Sep 2024 | 2944.156059374892 | -2.51 | -4.35 |
| Oct 2024 | 3026.528561431326 | 2.80 | -5.57 |
| Nov 2024 | 3147.177028441889 | 3.99 | -0.53 |
| Dec 2024 | 3136.0170844674003 | -0.35 | 4.51 |
| Jan 2025 | 3215.5218273695277 | 2.54 | 8.66 |
| Feb 2025 | 3187.288867395031 | -0.88 | 6.11 |
| Mar 2025 | 3130.45384029823 | -1.78 | 3.25 |
| Apr 2025 | 3150.183711677608 | 0.63 | 1.53 |
| May 2025 | 3172.4960945503162 | 0.71 | 0.93 |
| Jun 2025 | 3169.070876890298 | -0.11 | 1.70 |
| Jul 2025 | 3138.130914869258 | -0.98 | 1.02 |
| Aug 2025 | 3100.4257421703605 | -1.20 | 2.66 |
| Sep 2025 | 3038.040613556621 | -2.01 | 3.19 |
| Oct 2025 | 3017.099027534595 | -0.69 | -0.31 |
| Nov 2025 | 3019.4281204534145 | 0.08 | -4.06 |
| Dec 2025 | 3013.478438447658 | -0.20 | -3.91 |
| Jan 2026 | 2994.004822247324 | -0.65 | -6.89 |
| Feb 2026 | 2980.5210630835822 | -0.45 | -6.49 |