Chattanooga, TN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Chattanooga, TN Metro in February 2026 was $2,058.229. The month over month percentage change (MoM) was -0.23%, and the year over year percentage change (YoY) was -7.25%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Chattanooga, TN metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Chattanooga, TN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 781.3003540523787 | -2.01 | -5.93 |
| Feb 2015 | 784.3994534031278 | 0.40 | -4.65 |
| Mar 2015 | 790.1982588461161 | 0.74 | -4.59 |
| Apr 2015 | 785.0474247293258 | -0.65 | -5.44 |
| May 2015 | 803.1575770058101 | 2.31 | -2.23 |
| Jun 2015 | 819.8396434457027 | 2.08 | -0.29 |
| Jul 2015 | 829.7597120758604 | 1.21 | 0.98 |
| Aug 2015 | 821.6561745744575 | -0.98 | 0.12 |
| Sep 2015 | 824.1587116712515 | 0.31 | 0.02 |
| Oct 2015 | 820.4764243779828 | -0.45 | 1.05 |
| Nov 2015 | 836.4451986674619 | 1.95 | 3.46 |
| Dec 2015 | 842.3205886653164 | 0.70 | 5.65 |
| Jan 2016 | 838.6843728495293 | -0.43 | 7.35 |
| Feb 2016 | 825.2905917042767 | -1.60 | 5.21 |
| Mar 2016 | 831.0203701333044 | 0.69 | 5.17 |
| Apr 2016 | 826.2541103991954 | -0.57 | 5.25 |
| May 2016 | 828.8151049277475 | 0.31 | 3.20 |
| Jun 2016 | 830.1063386267397 | 0.16 | 1.25 |
| Jul 2016 | 821.646796979878 | -1.02 | -0.98 |
| Aug 2016 | 824.3657419726468 | 0.33 | 0.33 |
| Sep 2016 | 830.0022992342189 | 0.68 | 0.71 |
| Oct 2016 | 835.9527094950147 | 0.72 | 1.89 |
| Nov 2016 | 867.5495145043311 | 3.78 | 3.72 |
| Dec 2016 | 912.1013235816463 | 5.14 | 8.28 |
| Jan 2017 | 912.4880070527205 | 0.04 | 8.80 |
| Feb 2017 | 918.8037909208282 | 0.69 | 11.33 |
| Mar 2017 | 926.6578670253729 | 0.86 | 11.51 |
| Apr 2017 | 918.09325007215 | -0.92 | 11.12 |
| May 2017 | 920.053121158602 | 0.21 | 11.01 |
| Jun 2017 | 914.6449812201292 | -0.59 | 10.18 |
| Jul 2017 | 924.6988051633638 | 1.10 | 12.54 |
| Aug 2017 | 920.2439263097319 | -0.48 | 11.63 |
| Sep 2017 | 918.0455627928188 | -0.24 | 10.61 |
| Oct 2017 | 932.4919829678404 | 1.57 | 11.55 |
| Nov 2017 | 941.3767991619588 | 0.95 | 8.51 |
| Dec 2017 | 948.9413591498356 | 0.80 | 4.04 |
| Jan 2018 | 960.658296803468 | 1.24 | 5.28 |
| Feb 2018 | 993.3116935744487 | 3.40 | 8.11 |
| Mar 2018 | 1008.5897962021795 | 1.54 | 8.84 |
| Apr 2018 | 1013.7646186179692 | 0.51 | 10.42 |
| May 2018 | 1028.6576101995163 | 1.47 | 11.80 |
| Jun 2018 | 1029.1215565141727 | 0.05 | 12.52 |
| Jul 2018 | 1029.1966578752888 | 0.01 | 11.30 |
| Aug 2018 | 1036.8784524536252 | 0.75 | 12.67 |
| Sep 2018 | 1051.440539694276 | 1.40 | 14.53 |
| Oct 2018 | 1078.0516204249288 | 2.53 | 15.61 |
| Nov 2018 | 1086.791723367414 | 0.81 | 15.45 |
| Dec 2018 | 1067.8755981817856 | -1.74 | 12.53 |
| Jan 2019 | 1056.6748293748628 | -1.05 | 9.99 |
| Feb 2019 | 1054.4506573162853 | -0.21 | 6.16 |
| Mar 2019 | 1050.5853877474703 | -0.37 | 4.16 |
| Apr 2019 | 1043.2235577582153 | -0.70 | 2.91 |
| May 2019 | 1040.7212708641507 | -0.24 | 1.17 |
| Jun 2019 | 1017.1363028992159 | -2.27 | -1.16 |
| Jul 2019 | 1018.2291057455413 | 0.11 | -1.07 |
| Aug 2019 | 1008.2322818651953 | -0.98 | -2.76 |
| Sep 2019 | 1012.3322528790081 | 0.41 | -3.72 |
| Oct 2019 | 1027.4661153102156 | 1.50 | -4.69 |
| Nov 2019 | 1035.7623795833558 | 0.81 | -4.69 |
| Dec 2019 | 1045.7913031611688 | 0.97 | -2.07 |
| Jan 2020 | 1041.5809329602985 | -0.40 | -1.43 |
| Feb 2020 | 1029.9678532722378 | -1.11 | -2.32 |
| Mar 2020 | 1034.238728082225 | 0.42 | -1.56 |
| Apr 2020 | 1024.641720987331 | -0.93 | -1.78 |
| May 2020 | 1020.5456975203117 | -0.40 | -1.94 |
| Jun 2020 | 1016.2402297155708 | -0.42 | -0.09 |
| Jul 2020 | 1005.8712765579999 | -1.02 | -1.21 |
| Aug 2020 | 1006.3640767203741 | 0.05 | -0.18 |
| Sep 2020 | 1015.7356258245095 | 0.93 | 0.34 |
| Oct 2020 | 1024.9318871489434 | 0.91 | -0.25 |
| Nov 2020 | 1032.613997804926 | 0.75 | -0.30 |
| Dec 2020 | 1036.1438932735791 | 0.34 | -0.92 |
| Jan 2021 | 1054.6024875168196 | 1.78 | 1.25 |
| Feb 2021 | 1077.3923316946166 | 2.16 | 4.60 |
| Mar 2021 | 1125.1931849383661 | 4.44 | 8.79 |
| Apr 2021 | 1139.2896175131525 | 1.25 | 11.19 |
| May 2021 | 1145.8202293531822 | 0.57 | 12.28 |
| Jun 2021 | 1169.4787598432374 | 2.07 | 15.08 |
| Jul 2021 | 1179.1113275963824 | 0.82 | 17.22 |
| Aug 2021 | 1194.0037261571183 | 1.26 | 18.65 |
| Sep 2021 | 1213.0224876516845 | 1.59 | 19.42 |
| Oct 2021 | 1243.3316961830956 | 2.50 | 21.31 |
| Nov 2021 | 1255.4572048888926 | 0.98 | 21.58 |
| Dec 2021 | 1274.9647444723043 | 1.55 | 23.05 |
| Jan 2022 | 1343.7013838657158 | 5.39 | 27.41 |
| Feb 2022 | 1412.7690701877723 | 5.14 | 31.13 |
| Mar 2022 | 1497.9577884515725 | 6.03 | 33.13 |
| Apr 2022 | 1651.3613248676434 | 10.24 | 44.95 |
| May 2022 | 1714.2545497365688 | 3.81 | 49.61 |
| Jun 2022 | 1786.1111396177469 | 4.19 | 52.73 |
| Jul 2022 | 1781.1504314192712 | -0.28 | 51.06 |
| Aug 2022 | 1754.4319973097176 | -1.50 | 46.94 |
| Sep 2022 | 1907.4958048781568 | 8.72 | 57.25 |
| Oct 2022 | 2045.1105976490303 | 7.21 | 64.49 |
| Nov 2022 | 2021.9485552236717 | -1.13 | 61.05 |
| Dec 2022 | 1936.934673844667 | -4.20 | 51.92 |
| Jan 2023 | 1916.9118308221891 | -1.03 | 42.66 |
| Feb 2023 | 1917.5329437792075 | 0.03 | 35.73 |
| Mar 2023 | 1981.8121421881021 | 3.35 | 32.30 |
| Apr 2023 | 1963.1586181360385 | -0.94 | 18.88 |
| May 2023 | 1996.378125479008 | 1.69 | 16.46 |
| Jun 2023 | 2066.297341364845 | 3.50 | 15.69 |
| Jul 2023 | 2102.7367983029476 | 1.76 | 18.06 |
| Aug 2023 | 2157.930259815522 | 2.63 | 23.00 |
| Sep 2023 | 2189.7818128001386 | 1.48 | 14.80 |
| Oct 2023 | 2277.922458274724 | 4.03 | 11.38 |
| Nov 2023 | 2248.1764289348916 | -1.31 | 11.19 |
| Dec 2023 | 2130.3824574336727 | -5.24 | 9.99 |
| Jan 2024 | 2102.684880762145 | -1.30 | 9.69 |
| Feb 2024 | 2135.9228517528372 | 1.58 | 11.39 |
| Mar 2024 | 2159.908650629858 | 1.12 | 8.99 |
| Apr 2024 | 2210.34470947271 | 2.34 | 12.59 |
| May 2024 | 2239.9178891774363 | 1.34 | 12.20 |
| Jun 2024 | 2219.874526226814 | -0.89 | 7.43 |
| Jul 2024 | 2210.8953083521674 | -0.40 | 5.14 |
| Aug 2024 | 2142.0973049786444 | -3.11 | -0.73 |
| Sep 2024 | 2079.9365185881306 | -2.90 | -5.02 |
| Oct 2024 | 2129.0173327066263 | 2.36 | -6.54 |
| Nov 2024 | 2205.109216933497 | 3.57 | -1.92 |
| Dec 2024 | 2188.9866071619804 | -0.73 | 2.75 |
| Jan 2025 | 2240.6851002521844 | 2.36 | 6.56 |
| Feb 2025 | 2219.189801336886 | -0.96 | 3.90 |
| Mar 2025 | 2179.5971066658963 | -1.78 | 0.91 |
| Apr 2025 | 2192.4854868903744 | 0.59 | -0.81 |
| May 2025 | 2210.595001642583 | 0.83 | -1.31 |
| Jun 2025 | 2209.7367193169266 | -0.04 | -0.46 |
| Jul 2025 | 2187.3928059282002 | -1.01 | -1.06 |
| Aug 2025 | 2156.701666988054 | -1.40 | 0.68 |
| Sep 2025 | 2108.2312670807423 | -2.25 | 1.36 |
| Oct 2025 | 2087.2245438022314 | -1.00 | -1.96 |
| Nov 2025 | 2083.511309886359 | -0.18 | -5.51 |
| Dec 2025 | 2075.245386830186 | -0.40 | -5.20 |
| Jan 2026 | 2063.049747277282 | -0.59 | -7.93 |
| Feb 2026 | 2058.2293518196593 | -0.23 | -7.25 |