Chattanooga, TN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Chattanooga, TN Metro in February 2026 was $2,058.229. The month over month percentage change (MoM) was -0.23%, and the year over year percentage change (YoY) was -7.25%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Chattanooga, TN metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Chattanooga, TN metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Chattanooga, TN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chattanooga, TN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 781.3003540523787 -2.01 -5.93
Feb 2015 784.3994534031278 0.40 -4.65
Mar 2015 790.1982588461161 0.74 -4.59
Apr 2015 785.0474247293258 -0.65 -5.44
May 2015 803.1575770058101 2.31 -2.23
Jun 2015 819.8396434457027 2.08 -0.29
Jul 2015 829.7597120758604 1.21 0.98
Aug 2015 821.6561745744575 -0.98 0.12
Sep 2015 824.1587116712515 0.31 0.02
Oct 2015 820.4764243779828 -0.45 1.05
Nov 2015 836.4451986674619 1.95 3.46
Dec 2015 842.3205886653164 0.70 5.65
Jan 2016 838.6843728495293 -0.43 7.35
Feb 2016 825.2905917042767 -1.60 5.21
Mar 2016 831.0203701333044 0.69 5.17
Apr 2016 826.2541103991954 -0.57 5.25
May 2016 828.8151049277475 0.31 3.20
Jun 2016 830.1063386267397 0.16 1.25
Jul 2016 821.646796979878 -1.02 -0.98
Aug 2016 824.3657419726468 0.33 0.33
Sep 2016 830.0022992342189 0.68 0.71
Oct 2016 835.9527094950147 0.72 1.89
Nov 2016 867.5495145043311 3.78 3.72
Dec 2016 912.1013235816463 5.14 8.28
Jan 2017 912.4880070527205 0.04 8.80
Feb 2017 918.8037909208282 0.69 11.33
Mar 2017 926.6578670253729 0.86 11.51
Apr 2017 918.09325007215 -0.92 11.12
May 2017 920.053121158602 0.21 11.01
Jun 2017 914.6449812201292 -0.59 10.18
Jul 2017 924.6988051633638 1.10 12.54
Aug 2017 920.2439263097319 -0.48 11.63
Sep 2017 918.0455627928188 -0.24 10.61
Oct 2017 932.4919829678404 1.57 11.55
Nov 2017 941.3767991619588 0.95 8.51
Dec 2017 948.9413591498356 0.80 4.04
Jan 2018 960.658296803468 1.24 5.28
Feb 2018 993.3116935744487 3.40 8.11
Mar 2018 1008.5897962021795 1.54 8.84
Apr 2018 1013.7646186179692 0.51 10.42
May 2018 1028.6576101995163 1.47 11.80
Jun 2018 1029.1215565141727 0.05 12.52
Jul 2018 1029.1966578752888 0.01 11.30
Aug 2018 1036.8784524536252 0.75 12.67
Sep 2018 1051.440539694276 1.40 14.53
Oct 2018 1078.0516204249288 2.53 15.61
Nov 2018 1086.791723367414 0.81 15.45
Dec 2018 1067.8755981817856 -1.74 12.53
Jan 2019 1056.6748293748628 -1.05 9.99
Feb 2019 1054.4506573162853 -0.21 6.16
Mar 2019 1050.5853877474703 -0.37 4.16
Apr 2019 1043.2235577582153 -0.70 2.91
May 2019 1040.7212708641507 -0.24 1.17
Jun 2019 1017.1363028992159 -2.27 -1.16
Jul 2019 1018.2291057455413 0.11 -1.07
Aug 2019 1008.2322818651953 -0.98 -2.76
Sep 2019 1012.3322528790081 0.41 -3.72
Oct 2019 1027.4661153102156 1.50 -4.69
Nov 2019 1035.7623795833558 0.81 -4.69
Dec 2019 1045.7913031611688 0.97 -2.07
Jan 2020 1041.5809329602985 -0.40 -1.43
Feb 2020 1029.9678532722378 -1.11 -2.32
Mar 2020 1034.238728082225 0.42 -1.56
Apr 2020 1024.641720987331 -0.93 -1.78
May 2020 1020.5456975203117 -0.40 -1.94
Jun 2020 1016.2402297155708 -0.42 -0.09
Jul 2020 1005.8712765579999 -1.02 -1.21
Aug 2020 1006.3640767203741 0.05 -0.18
Sep 2020 1015.7356258245095 0.93 0.34
Oct 2020 1024.9318871489434 0.91 -0.25
Nov 2020 1032.613997804926 0.75 -0.30
Dec 2020 1036.1438932735791 0.34 -0.92
Jan 2021 1054.6024875168196 1.78 1.25
Feb 2021 1077.3923316946166 2.16 4.60
Mar 2021 1125.1931849383661 4.44 8.79
Apr 2021 1139.2896175131525 1.25 11.19
May 2021 1145.8202293531822 0.57 12.28
Jun 2021 1169.4787598432374 2.07 15.08
Jul 2021 1179.1113275963824 0.82 17.22
Aug 2021 1194.0037261571183 1.26 18.65
Sep 2021 1213.0224876516845 1.59 19.42
Oct 2021 1243.3316961830956 2.50 21.31
Nov 2021 1255.4572048888926 0.98 21.58
Dec 2021 1274.9647444723043 1.55 23.05
Jan 2022 1343.7013838657158 5.39 27.41
Feb 2022 1412.7690701877723 5.14 31.13
Mar 2022 1497.9577884515725 6.03 33.13
Apr 2022 1651.3613248676434 10.24 44.95
May 2022 1714.2545497365688 3.81 49.61
Jun 2022 1786.1111396177469 4.19 52.73
Jul 2022 1781.1504314192712 -0.28 51.06
Aug 2022 1754.4319973097176 -1.50 46.94
Sep 2022 1907.4958048781568 8.72 57.25
Oct 2022 2045.1105976490303 7.21 64.49
Nov 2022 2021.9485552236717 -1.13 61.05
Dec 2022 1936.934673844667 -4.20 51.92
Jan 2023 1916.9118308221891 -1.03 42.66
Feb 2023 1917.5329437792075 0.03 35.73
Mar 2023 1981.8121421881021 3.35 32.30
Apr 2023 1963.1586181360385 -0.94 18.88
May 2023 1996.378125479008 1.69 16.46
Jun 2023 2066.297341364845 3.50 15.69
Jul 2023 2102.7367983029476 1.76 18.06
Aug 2023 2157.930259815522 2.63 23.00
Sep 2023 2189.7818128001386 1.48 14.80
Oct 2023 2277.922458274724 4.03 11.38
Nov 2023 2248.1764289348916 -1.31 11.19
Dec 2023 2130.3824574336727 -5.24 9.99
Jan 2024 2102.684880762145 -1.30 9.69
Feb 2024 2135.9228517528372 1.58 11.39
Mar 2024 2159.908650629858 1.12 8.99
Apr 2024 2210.34470947271 2.34 12.59
May 2024 2239.9178891774363 1.34 12.20
Jun 2024 2219.874526226814 -0.89 7.43
Jul 2024 2210.8953083521674 -0.40 5.14
Aug 2024 2142.0973049786444 -3.11 -0.73
Sep 2024 2079.9365185881306 -2.90 -5.02
Oct 2024 2129.0173327066263 2.36 -6.54
Nov 2024 2205.109216933497 3.57 -1.92
Dec 2024 2188.9866071619804 -0.73 2.75
Jan 2025 2240.6851002521844 2.36 6.56
Feb 2025 2219.189801336886 -0.96 3.90
Mar 2025 2179.5971066658963 -1.78 0.91
Apr 2025 2192.4854868903744 0.59 -0.81
May 2025 2210.595001642583 0.83 -1.31
Jun 2025 2209.7367193169266 -0.04 -0.46
Jul 2025 2187.3928059282002 -1.01 -1.06
Aug 2025 2156.701666988054 -1.40 0.68
Sep 2025 2108.2312670807423 -2.25 1.36
Oct 2025 2087.2245438022314 -1.00 -1.96
Nov 2025 2083.511309886359 -0.18 -5.51
Dec 2025 2075.245386830186 -0.40 -5.20
Jan 2026 2063.049747277282 -0.59 -7.93
Feb 2026 2058.2293518196593 -0.23 -7.25