Chicago, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Chicago, IL Metro in February 2026 was $2,207.023. The month over month percentage change (MoM) was -0.01%, and the year over year percentage change (YoY) was -3.34%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Chicago, IL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Chicago, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 995.356398464142 | -1.75 | -2.21 |
| Feb 2015 | 1001.1146963263218 | 0.58 | -1.11 |
| Mar 2015 | 1010.1628024874517 | 0.90 | -1.32 |
| Apr 2015 | 1002.6286865987571 | -0.75 | -2.63 |
| May 2015 | 1024.8362972270966 | 2.22 | 0.37 |
| Jun 2015 | 1043.7667707124674 | 1.85 | 2.00 |
| Jul 2015 | 1054.843624417317 | 1.06 | 2.88 |
| Aug 2015 | 1043.19507993431 | -1.10 | 1.50 |
| Sep 2015 | 1045.7685621641724 | 0.25 | 0.93 |
| Oct 2015 | 1041.3305039838751 | -0.42 | 1.55 |
| Nov 2015 | 1063.2764904162393 | 2.11 | 3.81 |
| Dec 2015 | 1071.8851358700922 | 0.81 | 5.81 |
| Jan 2016 | 1067.8973045760797 | -0.37 | 7.29 |
| Feb 2016 | 1050.7045292340422 | -1.61 | 4.95 |
| Mar 2016 | 1058.5090213866633 | 0.74 | 4.79 |
| Apr 2016 | 1052.523779923632 | -0.56 | 4.98 |
| May 2016 | 1055.2679780418623 | 0.26 | 2.97 |
| Jun 2016 | 1055.703975865392 | 0.04 | 1.14 |
| Jul 2016 | 1043.7546372081122 | -1.13 | -1.05 |
| Aug 2016 | 1045.1044008945664 | 0.13 | 0.18 |
| Sep 2016 | 1050.0114993415414 | 0.47 | 0.41 |
| Oct 2016 | 1055.0770221809987 | 0.48 | 1.32 |
| Nov 2016 | 1093.4306335434812 | 3.64 | 2.84 |
| Dec 2016 | 1149.2814695286982 | 5.11 | 7.22 |
| Jan 2017 | 1150.4870891615556 | 0.11 | 7.73 |
| Feb 2017 | 1159.993536334878 | 0.83 | 10.40 |
| Mar 2017 | 1171.7421521473923 | 1.01 | 10.70 |
| Apr 2017 | 1160.72440055769 | -0.94 | 10.28 |
| May 2017 | 1162.080686155331 | 0.12 | 10.12 |
| Jun 2017 | 1151.4076901064523 | -0.92 | 9.07 |
| Jul 2017 | 1160.1531589294975 | 0.76 | 11.15 |
| Aug 2017 | 1150.704587178879 | -0.81 | 10.10 |
| Sep 2017 | 1145.3464073014463 | -0.47 | 9.08 |
| Oct 2017 | 1161.067203859841 | 1.37 | 10.05 |
| Nov 2017 | 1170.5330585712218 | 0.82 | 7.05 |
| Dec 2017 | 1180.5306240964262 | 0.85 | 2.72 |
| Jan 2018 | 1198.048320225209 | 1.48 | 4.13 |
| Feb 2018 | 1242.3571890708504 | 3.70 | 7.10 |
| Mar 2018 | 1265.3918134232124 | 1.85 | 7.99 |
| Apr 2018 | 1275.1494317943143 | 0.77 | 9.86 |
| May 2018 | 1295.7889320707795 | 1.62 | 11.51 |
| Jun 2018 | 1294.3016082346683 | -0.11 | 12.41 |
| Jul 2018 | 1289.013268289645 | -0.41 | 11.11 |
| Aug 2018 | 1291.4688278640494 | 0.19 | 12.23 |
| Sep 2018 | 1302.104382701749 | 0.82 | 13.69 |
| Oct 2018 | 1329.4792054914196 | 2.10 | 14.51 |
| Nov 2018 | 1336.0083393684301 | 0.49 | 14.14 |
| Dec 2018 | 1309.2478994722385 | -2.00 | 10.90 |
| Jan 2019 | 1291.5213670351081 | -1.35 | 7.80 |
| Feb 2019 | 1285.906904987159 | -0.43 | 3.51 |
| Mar 2019 | 1278.4390390702904 | -0.58 | 1.03 |
| Apr 2019 | 1267.4416184971783 | -0.86 | -0.60 |
| May 2019 | 1260.5249734257773 | -0.55 | -2.72 |
| Jun 2019 | 1227.0665246515105 | -2.65 | -5.19 |
| Jul 2019 | 1221.3715711100247 | -0.46 | -5.25 |
| Aug 2019 | 1201.480850742476 | -1.63 | -6.97 |
| Sep 2019 | 1197.8053621827414 | -0.31 | -8.01 |
| Oct 2019 | 1207.6505510835805 | 0.82 | -9.16 |
| Nov 2019 | 1209.542261003774 | 0.16 | -9.47 |
| Dec 2019 | 1215.921915466026 | 0.53 | -7.13 |
| Jan 2020 | 1209.543157218944 | -0.52 | -6.35 |
| Feb 2020 | 1196.2793076275357 | -1.10 | -6.97 |
| Mar 2020 | 1201.4147576270288 | 0.43 | -6.02 |
| Apr 2020 | 1187.6471185563496 | -1.15 | -6.30 |
| May 2020 | 1178.906031115504 | -0.74 | -6.47 |
| Jun 2020 | 1167.956217851828 | -0.93 | -4.82 |
| Jul 2020 | 1147.6131325504778 | -1.74 | -6.04 |
| Aug 2020 | 1139.26200523312 | -0.73 | -5.18 |
| Sep 2020 | 1141.1736758838147 | 0.17 | -4.73 |
| Oct 2020 | 1145.7581000687703 | 0.40 | -5.12 |
| Nov 2020 | 1151.3320541490011 | 0.49 | -4.81 |
| Dec 2020 | 1155.165375539324 | 0.33 | -5.00 |
| Jan 2021 | 1175.375005506612 | 1.75 | -2.82 |
| Feb 2021 | 1200.0589758609508 | 2.10 | 0.32 |
| Mar 2021 | 1251.782131085843 | 4.31 | 4.19 |
| Apr 2021 | 1264.3110822151739 | 1.00 | 6.46 |
| May 2021 | 1265.3110680772643 | 0.08 | 7.33 |
| Jun 2021 | 1280.6003717257029 | 1.21 | 9.65 |
| Jul 2021 | 1277.2305411481432 | -0.26 | 11.30 |
| Aug 2021 | 1280.2926323586112 | 0.24 | 12.38 |
| Sep 2021 | 1289.4536795628194 | 0.72 | 12.99 |
| Oct 2021 | 1313.4380649049094 | 1.86 | 14.64 |
| Nov 2021 | 1316.6483665199046 | 0.24 | 14.36 |
| Dec 2021 | 1328.0110848318257 | 0.86 | 14.96 |
| Jan 2022 | 1390.700421255497 | 4.72 | 18.32 |
| Feb 2022 | 1457.2351930612087 | 4.78 | 21.43 |
| Mar 2022 | 1545.536384787124 | 6.06 | 23.47 |
| Apr 2022 | 1703.3410235342926 | 10.21 | 34.73 |
| May 2022 | 1764.3599793923352 | 3.58 | 39.44 |
| Jun 2022 | 1828.3153353428193 | 3.63 | 42.77 |
| Jul 2022 | 1812.2954760874636 | -0.88 | 41.89 |
| Aug 2022 | 1775.4682553482899 | -2.03 | 38.68 |
| Sep 2022 | 1922.1843404498234 | 8.26 | 49.07 |
| Oct 2022 | 2057.1248277276377 | 7.02 | 56.62 |
| Nov 2022 | 2034.1979041473614 | -1.11 | 54.50 |
| Dec 2022 | 1950.909749846743 | -4.09 | 46.91 |
| Jan 2023 | 1930.4130004477313 | -1.05 | 38.81 |
| Feb 2023 | 1926.7118287048424 | -0.19 | 32.22 |
| Mar 2023 | 1982.7421751451875 | 2.91 | 28.29 |
| Apr 2023 | 1957.4904330781685 | -1.27 | 14.92 |
| May 2023 | 1987.141489089199 | 1.52 | 12.63 |
| Jun 2023 | 2058.059077016111 | 3.57 | 12.57 |
| Jul 2023 | 2099.378840183018 | 2.01 | 15.84 |
| Aug 2023 | 2161.043338129421 | 2.94 | 21.72 |
| Sep 2023 | 2198.962582327461 | 1.76 | 14.40 |
| Oct 2023 | 2291.8034586986428 | 4.22 | 11.41 |
| Nov 2023 | 2263.131183624796 | -1.25 | 11.25 |
| Dec 2023 | 2144.5015833530015 | -5.24 | 9.92 |
| Jan 2024 | 2115.629551701022 | -1.35 | 9.60 |
| Feb 2024 | 2151.0380619539296 | 1.67 | 11.64 |
| Mar 2024 | 2176.2984412531187 | 1.17 | 9.76 |
| Apr 2024 | 2230.548139115901 | 2.49 | 13.95 |
| May 2024 | 2259.0483157688627 | 1.28 | 13.68 |
| Jun 2024 | 2238.8654428858677 | -0.89 | 8.79 |
| Jul 2024 | 2229.868177699952 | -0.40 | 6.22 |
| Aug 2024 | 2166.528704403904 | -2.84 | 0.25 |
| Sep 2024 | 2109.784177829726 | -2.62 | -4.05 |
| Oct 2024 | 2165.4211773556976 | 2.64 | -5.51 |
| Nov 2024 | 2248.5133771449864 | 3.84 | -0.65 |
| Dec 2024 | 2238.757704711272 | -0.43 | 4.39 |
| Jan 2025 | 2297.8999320264875 | 2.64 | 8.62 |
| Feb 2025 | 2283.410258547253 | -0.63 | 6.15 |
| Mar 2025 | 2249.579216335604 | -1.48 | 3.37 |
| Apr 2025 | 2269.1131488102706 | 0.87 | 1.73 |
| May 2025 | 2289.929625558437 | 0.92 | 1.37 |
| Jun 2025 | 2292.731082630385 | 0.12 | 2.41 |
| Jul 2025 | 2278.2777911311614 | -0.63 | 2.17 |
| Aug 2025 | 2257.6276144274784 | -0.91 | 4.21 |
| Sep 2025 | 2218.124360116477 | -1.75 | 5.14 |
| Oct 2025 | 2206.4900831005552 | -0.52 | 1.90 |
| Nov 2025 | 2213.2293737333325 | 0.31 | -1.57 |
| Dec 2025 | 2214.7363087887234 | 0.07 | -1.07 |
| Jan 2026 | 2207.1566896809572 | -0.34 | -3.95 |
| Feb 2026 | 2207.0226807486165 | -0.01 | -3.34 |