Chicago, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Chicago, IL Metro in February 2026 was $2,207.023. The month over month percentage change (MoM) was -0.01%, and the year over year percentage change (YoY) was -3.34%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Chicago, IL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Chicago, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Chicago, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chicago, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 995.356398464142 -1.75 -2.21
Feb 2015 1001.1146963263218 0.58 -1.11
Mar 2015 1010.1628024874517 0.90 -1.32
Apr 2015 1002.6286865987571 -0.75 -2.63
May 2015 1024.8362972270966 2.22 0.37
Jun 2015 1043.7667707124674 1.85 2.00
Jul 2015 1054.843624417317 1.06 2.88
Aug 2015 1043.19507993431 -1.10 1.50
Sep 2015 1045.7685621641724 0.25 0.93
Oct 2015 1041.3305039838751 -0.42 1.55
Nov 2015 1063.2764904162393 2.11 3.81
Dec 2015 1071.8851358700922 0.81 5.81
Jan 2016 1067.8973045760797 -0.37 7.29
Feb 2016 1050.7045292340422 -1.61 4.95
Mar 2016 1058.5090213866633 0.74 4.79
Apr 2016 1052.523779923632 -0.56 4.98
May 2016 1055.2679780418623 0.26 2.97
Jun 2016 1055.703975865392 0.04 1.14
Jul 2016 1043.7546372081122 -1.13 -1.05
Aug 2016 1045.1044008945664 0.13 0.18
Sep 2016 1050.0114993415414 0.47 0.41
Oct 2016 1055.0770221809987 0.48 1.32
Nov 2016 1093.4306335434812 3.64 2.84
Dec 2016 1149.2814695286982 5.11 7.22
Jan 2017 1150.4870891615556 0.11 7.73
Feb 2017 1159.993536334878 0.83 10.40
Mar 2017 1171.7421521473923 1.01 10.70
Apr 2017 1160.72440055769 -0.94 10.28
May 2017 1162.080686155331 0.12 10.12
Jun 2017 1151.4076901064523 -0.92 9.07
Jul 2017 1160.1531589294975 0.76 11.15
Aug 2017 1150.704587178879 -0.81 10.10
Sep 2017 1145.3464073014463 -0.47 9.08
Oct 2017 1161.067203859841 1.37 10.05
Nov 2017 1170.5330585712218 0.82 7.05
Dec 2017 1180.5306240964262 0.85 2.72
Jan 2018 1198.048320225209 1.48 4.13
Feb 2018 1242.3571890708504 3.70 7.10
Mar 2018 1265.3918134232124 1.85 7.99
Apr 2018 1275.1494317943143 0.77 9.86
May 2018 1295.7889320707795 1.62 11.51
Jun 2018 1294.3016082346683 -0.11 12.41
Jul 2018 1289.013268289645 -0.41 11.11
Aug 2018 1291.4688278640494 0.19 12.23
Sep 2018 1302.104382701749 0.82 13.69
Oct 2018 1329.4792054914196 2.10 14.51
Nov 2018 1336.0083393684301 0.49 14.14
Dec 2018 1309.2478994722385 -2.00 10.90
Jan 2019 1291.5213670351081 -1.35 7.80
Feb 2019 1285.906904987159 -0.43 3.51
Mar 2019 1278.4390390702904 -0.58 1.03
Apr 2019 1267.4416184971783 -0.86 -0.60
May 2019 1260.5249734257773 -0.55 -2.72
Jun 2019 1227.0665246515105 -2.65 -5.19
Jul 2019 1221.3715711100247 -0.46 -5.25
Aug 2019 1201.480850742476 -1.63 -6.97
Sep 2019 1197.8053621827414 -0.31 -8.01
Oct 2019 1207.6505510835805 0.82 -9.16
Nov 2019 1209.542261003774 0.16 -9.47
Dec 2019 1215.921915466026 0.53 -7.13
Jan 2020 1209.543157218944 -0.52 -6.35
Feb 2020 1196.2793076275357 -1.10 -6.97
Mar 2020 1201.4147576270288 0.43 -6.02
Apr 2020 1187.6471185563496 -1.15 -6.30
May 2020 1178.906031115504 -0.74 -6.47
Jun 2020 1167.956217851828 -0.93 -4.82
Jul 2020 1147.6131325504778 -1.74 -6.04
Aug 2020 1139.26200523312 -0.73 -5.18
Sep 2020 1141.1736758838147 0.17 -4.73
Oct 2020 1145.7581000687703 0.40 -5.12
Nov 2020 1151.3320541490011 0.49 -4.81
Dec 2020 1155.165375539324 0.33 -5.00
Jan 2021 1175.375005506612 1.75 -2.82
Feb 2021 1200.0589758609508 2.10 0.32
Mar 2021 1251.782131085843 4.31 4.19
Apr 2021 1264.3110822151739 1.00 6.46
May 2021 1265.3110680772643 0.08 7.33
Jun 2021 1280.6003717257029 1.21 9.65
Jul 2021 1277.2305411481432 -0.26 11.30
Aug 2021 1280.2926323586112 0.24 12.38
Sep 2021 1289.4536795628194 0.72 12.99
Oct 2021 1313.4380649049094 1.86 14.64
Nov 2021 1316.6483665199046 0.24 14.36
Dec 2021 1328.0110848318257 0.86 14.96
Jan 2022 1390.700421255497 4.72 18.32
Feb 2022 1457.2351930612087 4.78 21.43
Mar 2022 1545.536384787124 6.06 23.47
Apr 2022 1703.3410235342926 10.21 34.73
May 2022 1764.3599793923352 3.58 39.44
Jun 2022 1828.3153353428193 3.63 42.77
Jul 2022 1812.2954760874636 -0.88 41.89
Aug 2022 1775.4682553482899 -2.03 38.68
Sep 2022 1922.1843404498234 8.26 49.07
Oct 2022 2057.1248277276377 7.02 56.62
Nov 2022 2034.1979041473614 -1.11 54.50
Dec 2022 1950.909749846743 -4.09 46.91
Jan 2023 1930.4130004477313 -1.05 38.81
Feb 2023 1926.7118287048424 -0.19 32.22
Mar 2023 1982.7421751451875 2.91 28.29
Apr 2023 1957.4904330781685 -1.27 14.92
May 2023 1987.141489089199 1.52 12.63
Jun 2023 2058.059077016111 3.57 12.57
Jul 2023 2099.378840183018 2.01 15.84
Aug 2023 2161.043338129421 2.94 21.72
Sep 2023 2198.962582327461 1.76 14.40
Oct 2023 2291.8034586986428 4.22 11.41
Nov 2023 2263.131183624796 -1.25 11.25
Dec 2023 2144.5015833530015 -5.24 9.92
Jan 2024 2115.629551701022 -1.35 9.60
Feb 2024 2151.0380619539296 1.67 11.64
Mar 2024 2176.2984412531187 1.17 9.76
Apr 2024 2230.548139115901 2.49 13.95
May 2024 2259.0483157688627 1.28 13.68
Jun 2024 2238.8654428858677 -0.89 8.79
Jul 2024 2229.868177699952 -0.40 6.22
Aug 2024 2166.528704403904 -2.84 0.25
Sep 2024 2109.784177829726 -2.62 -4.05
Oct 2024 2165.4211773556976 2.64 -5.51
Nov 2024 2248.5133771449864 3.84 -0.65
Dec 2024 2238.757704711272 -0.43 4.39
Jan 2025 2297.8999320264875 2.64 8.62
Feb 2025 2283.410258547253 -0.63 6.15
Mar 2025 2249.579216335604 -1.48 3.37
Apr 2025 2269.1131488102706 0.87 1.73
May 2025 2289.929625558437 0.92 1.37
Jun 2025 2292.731082630385 0.12 2.41
Jul 2025 2278.2777911311614 -0.63 2.17
Aug 2025 2257.6276144274784 -0.91 4.21
Sep 2025 2218.124360116477 -1.75 5.14
Oct 2025 2206.4900831005552 -0.52 1.90
Nov 2025 2213.2293737333325 0.31 -1.57
Dec 2025 2214.7363087887234 0.07 -1.07
Jan 2026 2207.1566896809572 -0.34 -3.95
Feb 2026 2207.0226807486165 -0.01 -3.34