Chico, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Chico, CA Metro in February 2026 was $2,583.968. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -6.44%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Chico, CA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Chico, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Chico, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Chico, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chico, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1200.3676704030072 | -1.22 | -2.09 |
| Feb 2015 | 1212.3333182008425 | 1.00 | -0.40 |
| Mar 2015 | 1223.6467161088412 | 0.93 | -0.52 |
| Apr 2015 | 1214.9679042834439 | -0.71 | -1.81 |
| May 2015 | 1242.8014114723187 | 2.29 | 1.19 |
| Jun 2015 | 1267.510593768228 | 1.99 | 3.16 |
| Jul 2015 | 1279.745140257395 | 0.97 | 4.63 |
| Aug 2015 | 1266.1250443783829 | -1.06 | 3.84 |
| Sep 2015 | 1270.5034022403045 | 0.35 | 3.60 |
| Oct 2015 | 1268.1793498028956 | -0.18 | 4.13 |
| Nov 2015 | 1296.1383209662345 | 2.21 | 6.12 |
| Dec 2015 | 1309.212274571819 | 1.01 | 7.74 |
| Jan 2016 | 1309.447725088135 | 0.02 | 9.09 |
| Feb 2016 | 1292.4519482540518 | -1.30 | 6.61 |
| Mar 2016 | 1303.6113880976357 | 0.86 | 6.54 |
| Apr 2016 | 1294.0346281595687 | -0.73 | 6.51 |
| May 2016 | 1295.8465856064518 | 0.14 | 4.27 |
| Jun 2016 | 1296.2202251712001 | 0.03 | 2.27 |
| Jul 2016 | 1282.3506597372902 | -1.07 | 0.20 |
| Aug 2016 | 1287.138402768239 | 0.37 | 1.66 |
| Sep 2016 | 1297.2255386421225 | 0.78 | 2.10 |
| Oct 2016 | 1309.606719786038 | 0.95 | 3.27 |
| Nov 2016 | 1362.4324998497782 | 4.03 | 5.12 |
| Dec 2016 | 1436.9072620176523 | 5.47 | 9.75 |
| Jan 2017 | 1441.0500083200075 | 0.29 | 10.05 |
| Feb 2017 | 1453.740555018909 | 0.88 | 12.48 |
| Mar 2017 | 1467.0905343699987 | 0.92 | 12.54 |
| Apr 2017 | 1453.5310185748322 | -0.92 | 12.33 |
| May 2017 | 1455.8357198071647 | 0.16 | 12.35 |
| Jun 2017 | 1446.2246109654363 | -0.66 | 11.57 |
| Jul 2017 | 1461.1886708096329 | 1.03 | 13.95 |
| Aug 2017 | 1457.936240147766 | -0.22 | 13.27 |
| Sep 2017 | 1458.32521535561 | 0.03 | 12.42 |
| Oct 2017 | 1484.4494689842425 | 1.79 | 13.35 |
| Nov 2017 | 1496.7400593658774 | 0.83 | 9.86 |
| Dec 2017 | 1509.0305686936963 | 0.82 | 5.02 |
| Jan 2018 | 1532.950439239679 | 1.59 | 6.38 |
| Feb 2018 | 1593.9517089257397 | 3.98 | 9.65 |
| Mar 2018 | 1626.5396547276005 | 2.04 | 10.87 |
| Apr 2018 | 1640.0692045510455 | 0.83 | 12.83 |
| May 2018 | 1666.8893687772386 | 1.64 | 14.50 |
| Jun 2018 | 1669.5801286734632 | 0.16 | 15.44 |
| Jul 2018 | 1667.237513466558 | -0.14 | 14.10 |
| Aug 2018 | 1676.466016785105 | 0.55 | 14.99 |
| Sep 2018 | 1694.2992770275423 | 1.06 | 16.18 |
| Oct 2018 | 1732.3355686955317 | 2.25 | 16.70 |
| Nov 2018 | 1740.1119665102365 | 0.45 | 16.26 |
| Dec 2018 | 1706.9194500296278 | -1.91 | 13.11 |
| Jan 2019 | 1694.3638530489402 | -0.74 | 10.53 |
| Feb 2019 | 1707.5127225019087 | 0.78 | 7.12 |
| Mar 2019 | 1724.4038110824501 | 0.99 | 6.02 |
| Apr 2019 | 1736.6203674562184 | 0.71 | 5.89 |
| May 2019 | 1749.815076959344 | 0.76 | 4.97 |
| Jun 2019 | 1720.7114383368985 | -1.66 | 3.06 |
| Jul 2019 | 1726.5678979161198 | 0.34 | 3.56 |
| Aug 2019 | 1709.7563031310626 | -0.97 | 1.99 |
| Sep 2019 | 1715.3053949117566 | 0.33 | 1.24 |
| Oct 2019 | 1738.1764326671105 | 1.33 | 0.34 |
| Nov 2019 | 1747.503056992707 | 0.54 | 0.43 |
| Dec 2019 | 1755.8025514360347 | 0.48 | 2.86 |
| Jan 2020 | 1740.6290437643472 | -0.86 | 2.73 |
| Feb 2020 | 1712.9318932430065 | -1.59 | 0.32 |
| Mar 2020 | 1714.806927357606 | 0.11 | -0.56 |
| Apr 2020 | 1690.4733015019467 | -1.42 | -2.66 |
| May 2020 | 1671.4531899683398 | -1.12 | -4.48 |
| Jun 2020 | 1651.4874064035364 | -1.19 | -4.02 |
| Jul 2020 | 1624.6553302371017 | -1.62 | -5.90 |
| Aug 2020 | 1622.5349157767241 | -0.13 | -5.10 |
| Sep 2020 | 1635.6220173212814 | 0.81 | -4.64 |
| Oct 2020 | 1650.7662497780875 | 0.93 | -5.03 |
| Nov 2020 | 1665.1212648052042 | 0.87 | -4.71 |
| Dec 2020 | 1676.7189735713464 | 0.70 | -4.50 |
| Jan 2021 | 1710.1614029139685 | 2.00 | -1.75 |
| Feb 2021 | 1745.112130689323 | 2.04 | 1.88 |
| Mar 2021 | 1815.0962100333315 | 4.01 | 5.85 |
| Apr 2021 | 1827.743285996511 | 0.70 | 8.12 |
| May 2021 | 1828.9263805129876 | 0.07 | 9.42 |
| Jun 2021 | 1850.9140156197286 | 1.20 | 12.08 |
| Jul 2021 | 1847.163203243435 | -0.20 | 13.70 |
| Aug 2021 | 1852.5898857938914 | 0.29 | 14.18 |
| Sep 2021 | 1869.2642676807286 | 0.90 | 14.29 |
| Oct 2021 | 1907.321567329012 | 2.04 | 15.54 |
| Nov 2021 | 1915.440738189873 | 0.43 | 15.03 |
| Dec 2021 | 1934.7103857597936 | 1.01 | 15.39 |
| Jan 2022 | 2029.2342404186893 | 4.89 | 18.66 |
| Feb 2022 | 2124.221418906672 | 4.68 | 21.72 |
| Mar 2022 | 2248.221523127143 | 5.84 | 23.86 |
| Apr 2022 | 2470.2137156956246 | 9.87 | 35.15 |
| May 2022 | 2557.1789079375467 | 3.52 | 39.82 |
| Jun 2022 | 2645.797859266657 | 3.47 | 42.95 |
| Jul 2022 | 2616.2208031639375 | -1.12 | 41.64 |
| Aug 2022 | 2552.7950791705844 | -2.42 | 37.80 |
| Sep 2022 | 2754.0288475334387 | 7.88 | 47.33 |
| Oct 2022 | 2938.0013252649164 | 6.68 | 54.04 |
| Nov 2022 | 2888.8079685005246 | -1.67 | 50.82 |
| Dec 2022 | 2747.692943732872 | -4.88 | 42.02 |
| Jan 2023 | 2690.618522657578 | -2.08 | 32.59 |
| Feb 2023 | 2656.5800405809605 | -1.26 | 25.06 |
| Mar 2023 | 2706.010351076851 | 1.86 | 20.36 |
| Apr 2023 | 2650.4009383795633 | -2.06 | 7.29 |
| May 2023 | 2673.8004036551893 | 0.88 | 4.56 |
| Jun 2023 | 2754.551538727844 | 3.02 | 4.11 |
| Jul 2023 | 2788.6950057896283 | 1.24 | 6.59 |
| Aug 2023 | 2846.4042622937905 | 2.07 | 11.50 |
| Sep 2023 | 2868.9182282620795 | 0.79 | 4.17 |
| Oct 2023 | 2961.5117236566393 | 3.23 | 0.80 |
| Nov 2023 | 2901.3480652017442 | -2.03 | 0.43 |
| Dec 2023 | 2736.027930337631 | -5.70 | -0.42 |
| Jan 2024 | 2691.860853432527 | -1.61 | 0.05 |
| Feb 2024 | 2724.6375374601093 | 1.22 | 2.56 |
| Mar 2024 | 2740.6874957811683 | 0.59 | 1.28 |
| Apr 2024 | 2789.9232706613325 | 1.80 | 5.26 |
| May 2024 | 2813.7006669761286 | 0.85 | 5.23 |
| Jun 2024 | 2777.173863926796 | -1.30 | 0.82 |
| Jul 2024 | 2758.300699002998 | -0.68 | -1.09 |
| Aug 2024 | 2669.488672249286 | -3.22 | -6.21 |
| Sep 2024 | 2589.1485627612865 | -3.01 | -9.75 |
| Oct 2024 | 2648.4784829875853 | 2.29 | -10.57 |
| Nov 2024 | 2742.6331973524148 | 3.56 | -5.47 |
| Dec 2024 | 2726.293845844654 | -0.60 | -0.36 |
| Jan 2025 | 2790.4523687957926 | 2.35 | 3.66 |
| Feb 2025 | 2761.797844748993 | -1.03 | 1.36 |
| Mar 2025 | 2709.4288804612893 | -1.90 | -1.14 |
| Apr 2025 | 2725.5726871685215 | 0.60 | -2.31 |
| May 2025 | 2748.3328980276365 | 0.84 | -2.32 |
| Jun 2025 | 2749.2779744853456 | 0.03 | -1.00 |
| Jul 2025 | 2727.27898622894 | -0.80 | -1.12 |
| Aug 2025 | 2696.957666937611 | -1.11 | 1.03 |
| Sep 2025 | 2642.9892413241723 | -2.00 | 2.08 |
| Oct 2025 | 2622.4336727974664 | -0.78 | -0.98 |
| Nov 2025 | 2621.7051564375793 | -0.03 | -4.41 |
| Dec 2025 | 2615.2728574875205 | -0.24 | -4.07 |
| Jan 2026 | 2595.5625202759784 | -0.75 | -6.98 |
| Feb 2026 | 2583.968252668533 | -0.45 | -6.44 |
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