Cincinnati, OH (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Cincinnati, OH Metro in February 2026 was $1,952.981. The month over month percentage change (MoM) was -0.20%, and the year over year percentage change (YoY) was -4.67%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Cincinnati, OH metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Cincinnati, OH metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Cincinnati, OH (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Cincinnati, OH (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cincinnati, OH (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 755.8447741777238 | -1.71 | -4.60 |
| Feb 2015 | 761.2371487094958 | 0.71 | -2.84 |
| Mar 2015 | 768.2378880020384 | 0.92 | -2.45 |
| Apr 2015 | 762.9189520890354 | -0.69 | -3.30 |
| May 2015 | 779.9629404752303 | 2.23 | -0.17 |
| Jun 2015 | 794.8631419084966 | 1.91 | 1.48 |
| Jul 2015 | 803.77192291083 | 1.12 | 2.44 |
| Aug 2015 | 796.1877599418676 | -0.94 | 1.35 |
| Sep 2015 | 799.5126208983145 | 0.42 | 1.12 |
| Oct 2015 | 795.9929076431449 | -0.44 | 1.96 |
| Nov 2015 | 811.044227269137 | 1.89 | 4.23 |
| Dec 2015 | 816.4444079511796 | 0.67 | 6.17 |
| Jan 2016 | 813.6272421339128 | -0.34 | 7.65 |
| Feb 2016 | 801.0740281278439 | -1.54 | 5.23 |
| Mar 2016 | 806.8036608512248 | 0.72 | 5.02 |
| Apr 2016 | 801.0883247570582 | -0.71 | 5.00 |
| May 2016 | 801.9368370096239 | 0.11 | 2.82 |
| Jun 2016 | 802.046738117531 | 0.01 | 0.90 |
| Jul 2016 | 793.0024404995614 | -1.13 | -1.34 |
| Aug 2016 | 794.9065442901414 | 0.24 | -0.16 |
| Sep 2016 | 799.9640242737247 | 0.64 | 0.06 |
| Oct 2016 | 805.705705866141 | 0.72 | 1.22 |
| Nov 2016 | 836.5042767517731 | 3.82 | 3.14 |
| Dec 2016 | 879.4228693020391 | 5.13 | 7.71 |
| Jan 2017 | 879.7768693027156 | 0.04 | 8.13 |
| Feb 2017 | 885.8032408159306 | 0.69 | 10.58 |
| Mar 2017 | 893.1232852715367 | 0.83 | 10.70 |
| Apr 2017 | 884.6352707412287 | -0.95 | 10.43 |
| May 2017 | 886.4727428384326 | 0.21 | 10.54 |
| Jun 2017 | 881.2174189782571 | -0.59 | 9.87 |
| Jul 2017 | 890.5426899174972 | 1.06 | 12.30 |
| Aug 2017 | 886.1174118179092 | -0.50 | 11.47 |
| Sep 2017 | 882.6170111722968 | -0.39 | 10.33 |
| Oct 2017 | 894.5003682840164 | 1.35 | 11.02 |
| Nov 2017 | 900.4308641907944 | 0.66 | 7.64 |
| Dec 2017 | 906.5019645456883 | 0.67 | 3.08 |
| Jan 2018 | 917.4130756904996 | 1.20 | 4.28 |
| Feb 2018 | 949.6701725259622 | 3.52 | 7.21 |
| Mar 2018 | 966.8968063997162 | 1.81 | 8.26 |
| Apr 2018 | 975.995550963475 | 0.94 | 10.33 |
| May 2018 | 995.2182919161995 | 1.97 | 12.27 |
| Jun 2018 | 998.9729562623827 | 0.38 | 13.36 |
| Jul 2018 | 1001.3961829972291 | 0.24 | 12.45 |
| Aug 2018 | 1009.6034769413034 | 0.82 | 13.94 |
| Sep 2018 | 1023.7540402858339 | 1.40 | 15.99 |
| Oct 2018 | 1048.97729651587 | 2.46 | 17.27 |
| Nov 2018 | 1057.181766491013 | 0.78 | 17.41 |
| Dec 2018 | 1037.6252310026318 | -1.85 | 14.47 |
| Jan 2019 | 1025.3352556340317 | -1.18 | 11.76 |
| Feb 2019 | 1022.4367992985059 | -0.28 | 7.66 |
| Mar 2019 | 1019.1770398834252 | -0.32 | 5.41 |
| Apr 2019 | 1012.8079708130124 | -0.62 | 3.77 |
| May 2019 | 1009.57971057943 | -0.32 | 1.44 |
| Jun 2019 | 985.1732821740843 | -2.42 | -1.38 |
| Jul 2019 | 984.3297466756065 | -0.09 | -1.70 |
| Aug 2019 | 972.6673703232722 | -1.18 | -3.66 |
| Sep 2019 | 975.0403318425195 | 0.24 | -4.76 |
| Oct 2019 | 987.8827038916406 | 1.32 | -5.82 |
| Nov 2019 | 994.111377339639 | 0.63 | -5.97 |
| Dec 2019 | 1002.4784394232192 | 0.84 | -3.39 |
| Jan 2020 | 999.1269983514721 | -0.33 | -2.56 |
| Feb 2020 | 988.8554628867231 | -1.03 | -3.28 |
| Mar 2020 | 994.448029697456 | 0.57 | -2.43 |
| Apr 2020 | 985.6804953211088 | -0.88 | -2.68 |
| May 2020 | 982.8127250318514 | -0.29 | -2.65 |
| Jun 2020 | 979.4929646651578 | -0.34 | -0.58 |
| Jul 2020 | 969.949982625127 | -0.97 | -1.46 |
| Aug 2020 | 971.0348247554821 | 0.11 | -0.17 |
| Sep 2020 | 979.9144803415691 | 0.91 | 0.50 |
| Oct 2020 | 989.6126430091651 | 0.99 | 0.18 |
| Nov 2020 | 998.7656807713288 | 0.93 | 0.47 |
| Dec 2020 | 1005.6460029968407 | 0.69 | 0.32 |
| Jan 2021 | 1025.4783367975488 | 1.97 | 2.64 |
| Feb 2021 | 1047.7686203697972 | 2.17 | 5.96 |
| Mar 2021 | 1093.46179064774 | 4.36 | 9.96 |
| Apr 2021 | 1106.4548449190681 | 1.19 | 12.25 |
| May 2021 | 1111.0768953756608 | 0.42 | 13.05 |
| Jun 2021 | 1128.295248453112 | 1.55 | 15.19 |
| Jul 2021 | 1126.122582525825 | -0.19 | 16.10 |
| Aug 2021 | 1127.2241741088917 | 0.10 | 16.09 |
| Sep 2021 | 1133.3210422945117 | 0.54 | 15.66 |
| Oct 2021 | 1155.0714463427444 | 1.92 | 16.72 |
| Nov 2021 | 1160.1883862651619 | 0.44 | 16.16 |
| Dec 2021 | 1172.2934790690595 | 1.04 | 16.57 |
| Jan 2022 | 1230.0621732601996 | 4.93 | 19.95 |
| Feb 2022 | 1290.472576271409 | 4.91 | 23.16 |
| Mar 2022 | 1368.7024388051868 | 6.06 | 25.17 |
| Apr 2022 | 1509.164489835953 | 10.26 | 36.40 |
| May 2022 | 1567.779067803066 | 3.88 | 41.10 |
| Jun 2022 | 1632.5947149230815 | 4.13 | 44.70 |
| Jul 2022 | 1624.8683884737734 | -0.47 | 44.29 |
| Aug 2022 | 1595.1102724413865 | -1.83 | 41.51 |
| Sep 2022 | 1729.2827724904453 | 8.41 | 52.59 |
| Oct 2022 | 1853.6109822229744 | 7.19 | 60.48 |
| Nov 2022 | 1837.6372791899942 | -0.86 | 58.39 |
| Dec 2022 | 1766.7178153566447 | -3.86 | 50.71 |
| Jan 2023 | 1751.1420704014267 | -0.88 | 42.36 |
| Feb 2023 | 1748.9515390726735 | -0.12 | 35.53 |
| Mar 2023 | 1801.1481197301953 | 2.98 | 31.60 |
| Apr 2023 | 1779.8328896816183 | -1.18 | 17.93 |
| May 2023 | 1810.6667315872876 | 1.73 | 15.49 |
| Jun 2023 | 1877.4096015568884 | 3.69 | 15.00 |
| Jul 2023 | 1915.3846759080216 | 2.02 | 17.88 |
| Aug 2023 | 1967.9714069088125 | 2.75 | 23.38 |
| Sep 2023 | 1998.2353083156559 | 1.54 | 15.55 |
| Oct 2023 | 2077.118278008759 | 3.95 | 12.06 |
| Nov 2023 | 2047.0669963536482 | -1.45 | 11.40 |
| Dec 2023 | 1937.5087599128003 | -5.35 | 9.67 |
| Jan 2024 | 1911.208016375341 | -1.36 | 9.14 |
| Feb 2024 | 1941.5035382767833 | 1.59 | 11.01 |
| Mar 2024 | 1962.2250650109586 | 1.07 | 8.94 |
| Apr 2024 | 2007.771510794217 | 2.32 | 12.81 |
| May 2024 | 2032.7435915725148 | 1.24 | 12.27 |
| Jun 2024 | 2014.2359572754076 | -0.91 | 7.29 |
| Jul 2024 | 2006.977654242697 | -0.36 | 4.78 |
| Aug 2024 | 1948.3915523217347 | -2.92 | -0.99 |
| Sep 2024 | 1894.1757175276855 | -2.78 | -5.21 |
| Oct 2024 | 1940.7645860921539 | 2.46 | -6.56 |
| Nov 2024 | 2012.4406437636524 | 3.69 | -1.69 |
| Dec 2024 | 2003.837022609077 | -0.43 | 3.42 |
| Jan 2025 | 2059.2212384085233 | 2.76 | 7.74 |
| Feb 2025 | 2048.7252414109303 | -0.51 | 5.52 |
| Mar 2025 | 2018.9575822779154 | -1.45 | 2.89 |
| Apr 2025 | 2034.8261568815278 | 0.79 | 1.35 |
| May 2025 | 2052.4906706172487 | 0.87 | 0.97 |
| Jun 2025 | 2054.0527262719406 | 0.08 | 1.98 |
| Jul 2025 | 2038.8451949713642 | -0.74 | 1.59 |
| Aug 2025 | 2017.1068142117665 | -1.07 | 3.53 |
| Sep 2025 | 1978.8246487716754 | -1.90 | 4.47 |
| Oct 2025 | 1965.3369788344648 | -0.68 | 1.27 |
| Nov 2025 | 1968.5662274122933 | 0.16 | -2.18 |
| Dec 2025 | 1966.2643422615574 | -0.12 | -1.87 |
| Jan 2026 | 1956.8191950221099 | -0.48 | -4.97 |
| Feb 2026 | 1952.981259802284 | -0.20 | -4.67 |
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