Columbia, MO (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Columbia, MO Metro in February 2026 was $2,029.277. The month over month percentage change (MoM) was -0.28%, and the year over year percentage change (YoY) was -4.78%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Columbia, MO metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Columbia, MO metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 849.0032080606629 | -1.67 | -5.04 |
| Feb 2015 | 855.7204993606512 | 0.79 | -3.03 |
| Mar 2015 | 863.9338254313499 | 0.96 | -2.68 |
| Apr 2015 | 858.099560400653 | -0.67 | -3.54 |
| May 2015 | 875.4094560835429 | 2.02 | -0.43 |
| Jun 2015 | 889.7154608458153 | 1.63 | 1.24 |
| Jul 2015 | 897.573441358847 | 0.88 | 2.09 |
| Aug 2015 | 887.9212727988777 | -1.07 | 0.87 |
| Sep 2015 | 890.087352234968 | 0.24 | 0.40 |
| Oct 2015 | 883.8481534394211 | -0.70 | 0.93 |
| Nov 2015 | 898.3862974862327 | 1.65 | 2.88 |
| Dec 2015 | 902.6651510424219 | 0.48 | 4.55 |
| Jan 2016 | 897.9238809037691 | -0.52 | 5.76 |
| Feb 2016 | 882.4407317452175 | -1.72 | 3.12 |
| Mar 2016 | 887.0131925430437 | 0.52 | 2.67 |
| Apr 2016 | 879.1600491269254 | -0.88 | 2.45 |
| May 2016 | 879.315007680174 | 0.02 | 0.45 |
| Jun 2016 | 879.1717748153553 | -0.02 | -1.18 |
| Jul 2016 | 869.8167193800009 | -1.06 | -3.09 |
| Aug 2016 | 871.8792096861902 | 0.24 | -1.81 |
| Sep 2016 | 876.9617049355602 | 0.58 | -1.47 |
| Oct 2016 | 882.3091502168741 | 0.61 | -0.17 |
| Nov 2016 | 915.9091359018386 | 3.81 | 1.95 |
| Dec 2016 | 964.3258862993704 | 5.29 | 6.83 |
| Jan 2017 | 967.1499370842582 | 0.29 | 7.71 |
| Feb 2017 | 977.3141126516412 | 1.05 | 10.75 |
| Mar 2017 | 987.767892135877 | 1.07 | 11.36 |
| Apr 2017 | 980.103893242094 | -0.78 | 11.48 |
| May 2017 | 981.5427888921067 | 0.15 | 11.63 |
| Jun 2017 | 974.0917839891482 | -0.76 | 10.80 |
| Jul 2017 | 981.7682207710899 | 0.79 | 12.87 |
| Aug 2017 | 973.45759328076 | -0.85 | 11.65 |
| Sep 2017 | 966.2606354197973 | -0.74 | 10.18 |
| Oct 2017 | 975.5029419682228 | 0.96 | 10.56 |
| Nov 2017 | 979.5375084094511 | 0.41 | 6.95 |
| Dec 2017 | 983.7779781591362 | 0.43 | 2.02 |
| Jan 2018 | 993.8124859827857 | 1.02 | 2.76 |
| Feb 2018 | 1025.3086376942445 | 3.17 | 4.91 |
| Mar 2018 | 1039.6146565358272 | 1.40 | 5.25 |
| Apr 2018 | 1043.7182766109106 | 0.40 | 6.49 |
| May 2018 | 1058.3355868469487 | 1.40 | 7.82 |
| Jun 2018 | 1057.3769955461107 | -0.09 | 8.55 |
| Jul 2018 | 1055.3749871558248 | -0.19 | 7.50 |
| Aug 2018 | 1060.3620486012842 | 0.47 | 8.93 |
| Sep 2018 | 1071.1954860862186 | 1.02 | 10.86 |
| Oct 2018 | 1094.959879997416 | 2.22 | 12.25 |
| Nov 2018 | 1101.1290881255425 | 0.56 | 12.41 |
| Dec 2018 | 1078.4419883023993 | -2.06 | 9.62 |
| Jan 2019 | 1061.904033913611 | -1.53 | 6.85 |
| Feb 2019 | 1055.4067256319036 | -0.61 | 2.94 |
| Mar 2019 | 1049.203778487325 | -0.59 | 0.92 |
| Apr 2019 | 1041.756381909451 | -0.71 | -0.19 |
| May 2019 | 1038.6192321970707 | -0.30 | -1.86 |
| Jun 2019 | 1014.4609932558973 | -2.33 | -4.06 |
| Jul 2019 | 1014.1694450553412 | -0.03 | -3.90 |
| Aug 2019 | 1002.5778985229465 | -1.14 | -5.45 |
| Sep 2019 | 1004.7118383941129 | 0.21 | -6.21 |
| Oct 2019 | 1018.3850626596288 | 1.36 | -6.99 |
| Nov 2019 | 1024.5669081327878 | 0.61 | -6.95 |
| Dec 2019 | 1034.0928940229721 | 0.93 | -4.11 |
| Jan 2020 | 1028.5706935436583 | -0.53 | -3.14 |
| Feb 2020 | 1015.4512138082539 | -1.28 | -3.79 |
| Mar 2020 | 1017.7338963745146 | 0.23 | -3.00 |
| Apr 2020 | 1006.5131198282885 | -1.10 | -3.38 |
| May 2020 | 1002.4185875042799 | -0.41 | -3.48 |
| Jun 2020 | 997.846027479737 | -0.46 | -1.64 |
| Jul 2020 | 987.5568379757615 | -1.03 | -2.62 |
| Aug 2020 | 987.2431326172455 | -0.03 | -1.53 |
| Sep 2020 | 994.6001041647423 | 0.75 | -1.01 |
| Oct 2020 | 1002.5468727741963 | 0.80 | -1.55 |
| Nov 2020 | 1010.6521166008358 | 0.81 | -1.36 |
| Dec 2020 | 1015.140779450192 | 0.44 | -1.83 |
| Jan 2021 | 1031.4916526480777 | 1.61 | 0.28 |
| Feb 2021 | 1049.0690262328349 | 1.70 | 3.31 |
| Mar 2021 | 1090.4482706335616 | 3.94 | 7.15 |
| Apr 2021 | 1102.2579780962446 | 1.08 | 9.51 |
| May 2021 | 1110.212923532039 | 0.72 | 10.75 |
| Jun 2021 | 1135.349872065398 | 2.26 | 13.78 |
| Jul 2021 | 1142.5310250317411 | 0.63 | 15.69 |
| Aug 2021 | 1152.3324204754626 | 0.86 | 16.72 |
| Sep 2021 | 1166.2559060824274 | 1.21 | 17.26 |
| Oct 2021 | 1193.7867142048774 | 2.36 | 19.08 |
| Nov 2021 | 1202.360898919315 | 0.72 | 18.97 |
| Dec 2021 | 1217.3482253103857 | 1.25 | 19.92 |
| Jan 2022 | 1278.2838154396652 | 5.01 | 23.93 |
| Feb 2022 | 1342.167059468124 | 5.00 | 27.94 |
| Mar 2022 | 1425.0020476074644 | 6.17 | 30.68 |
| Apr 2022 | 1574.8308986608272 | 10.51 | 42.87 |
| May 2022 | 1640.02282424568 | 4.14 | 47.72 |
| Jun 2022 | 1711.2672706403068 | 4.34 | 50.73 |
| Jul 2022 | 1707.2747264740365 | -0.23 | 49.43 |
| Aug 2022 | 1679.7166037788793 | -1.61 | 45.77 |
| Sep 2022 | 1824.227184391132 | 8.60 | 56.42 |
| Oct 2022 | 1958.1345194981807 | 7.34 | 64.03 |
| Nov 2022 | 1940.6691435391594 | -0.89 | 61.41 |
| Dec 2022 | 1864.910375987256 | -3.90 | 53.19 |
| Jan 2023 | 1846.022056946554 | -1.01 | 44.41 |
| Feb 2023 | 1840.566799550007 | -0.30 | 37.13 |
| Mar 2023 | 1889.9273208347522 | 2.68 | 32.63 |
| Apr 2023 | 1863.4907236857475 | -1.40 | 18.33 |
| May 2023 | 1894.678339112081 | 1.67 | 15.53 |
| Jun 2023 | 1965.6042490749664 | 3.74 | 14.86 |
| Jul 2023 | 2003.352928870215 | 1.92 | 17.34 |
| Aug 2023 | 2051.8259222745446 | 2.42 | 22.15 |
| Sep 2023 | 2075.5992893132056 | 1.16 | 13.78 |
| Oct 2023 | 2151.471487293049 | 3.66 | 9.87 |
| Nov 2023 | 2115.0890255071376 | -1.69 | 8.99 |
| Dec 2023 | 1995.8887458967306 | -5.64 | 7.02 |
| Jan 2024 | 1964.8071452941122 | -1.56 | 6.44 |
| Feb 2024 | 1995.1770896687399 | 1.55 | 8.40 |
| Mar 2024 | 2016.4616801078782 | 1.07 | 6.70 |
| Apr 2024 | 2061.849487425289 | 2.25 | 10.64 |
| May 2024 | 2085.9037944343504 | 1.17 | 10.09 |
| Jun 2024 | 2067.156130068822 | -0.90 | 5.17 |
| Jul 2024 | 2061.9923368838363 | -0.25 | 2.93 |
| Aug 2024 | 2005.884526464798 | -2.72 | -2.24 |
| Sep 2024 | 1955.5361209060995 | -2.51 | -5.78 |
| Oct 2024 | 2008.5631008869648 | 2.71 | -6.64 |
| Nov 2024 | 2088.8567564539217 | 4.00 | -1.24 |
| Dec 2024 | 2082.895304826945 | -0.28 | 4.36 |
| Jan 2025 | 2142.932446040821 | 2.88 | 9.07 |
| Feb 2025 | 2131.0918126206448 | -0.55 | 6.81 |
| Mar 2025 | 2100.2579418125624 | -1.45 | 4.16 |
| Apr 2025 | 2116.46062209499 | 0.77 | 2.65 |
| May 2025 | 2136.03341604925 | 0.93 | 2.40 |
| Jun 2025 | 2137.763153743792 | 0.08 | 3.42 |
| Jul 2025 | 2122.125243995541 | -0.73 | 2.92 |
| Aug 2025 | 2100.0299159678116 | -1.04 | 4.69 |
| Sep 2025 | 2062.1681014538717 | -1.80 | 5.45 |
| Oct 2025 | 2049.1566903535854 | -0.63 | 2.02 |
| Nov 2025 | 2051.254746629983 | 0.10 | -1.80 |
| Dec 2025 | 2046.619330403174 | -0.23 | -1.74 |
| Jan 2026 | 2035.0020661792455 | -0.57 | -5.04 |
| Feb 2026 | 2029.2772622138673 | -0.28 | -4.78 |