Cumberland, MD (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Cumberland, MD Metro in February 2026 was $1,039.299. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -4.75%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Cumberland, MD metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Cumberland, MD metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Cumberland, MD (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Cumberland, MD (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cumberland, MD (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 519.8616899208432 | -2.06 | -4.05 |
| Feb 2015 | 519.875019149445 | 0.00 | -2.84 |
| Mar 2015 | 520.9603418996751 | 0.21 | -2.88 |
| Apr 2015 | 516.1107376151033 | -0.93 | -3.90 |
| May 2015 | 526.7228433847876 | 2.06 | -0.69 |
| Jun 2015 | 536.0785313661577 | 1.78 | 0.79 |
| Jul 2015 | 539.8283363012794 | 0.70 | 0.94 |
| Aug 2015 | 532.258310969465 | -1.40 | -1.27 |
| Sep 2015 | 530.9363912278033 | -0.25 | -2.69 |
| Oct 2015 | 525.7020914452187 | -0.99 | -2.57 |
| Nov 2015 | 532.4429261040275 | 1.28 | -0.97 |
| Dec 2015 | 533.5184491048019 | 0.20 | 0.51 |
| Jan 2016 | 528.6579220449534 | -0.91 | 1.69 |
| Feb 2016 | 517.5388518249079 | -2.10 | -0.45 |
| Mar 2016 | 517.7790522531075 | 0.05 | -0.61 |
| Apr 2016 | 511.4340944279193 | -1.23 | -0.91 |
| May 2016 | 510.6027337083202 | -0.16 | -3.06 |
| Jun 2016 | 510.5097826259912 | -0.02 | -4.77 |
| Jul 2016 | 503.70745088737385 | -1.33 | -6.69 |
| Aug 2016 | 503.31175902366454 | -0.08 | -5.44 |
| Sep 2016 | 503.8626782185848 | 0.11 | -5.10 |
| Oct 2016 | 505.6248688389019 | 0.35 | -3.82 |
| Nov 2016 | 523.8072900418468 | 3.60 | -1.62 |
| Dec 2016 | 550.2397247166433 | 5.05 | 3.13 |
| Jan 2017 | 548.3083750871053 | -0.35 | 3.72 |
| Feb 2017 | 547.8127713418135 | -0.09 | 5.85 |
| Mar 2017 | 546.545653943458 | -0.23 | 5.56 |
| Apr 2017 | 537.1324773171953 | -1.72 | 5.03 |
| May 2017 | 535.82437316801 | -0.24 | 4.94 |
| Jun 2017 | 531.1830287870013 | -0.87 | 4.05 |
| Jul 2017 | 534.8248127478449 | 0.69 | 6.18 |
| Aug 2017 | 529.279858693028 | -1.04 | 5.16 |
| Sep 2017 | 523.5197992956496 | -1.09 | 3.90 |
| Oct 2017 | 527.2201132062366 | 0.71 | 4.27 |
| Nov 2017 | 528.2290277242297 | 0.19 | 0.84 |
| Dec 2017 | 530.3608602349306 | 0.40 | -3.61 |
| Jan 2018 | 536.0272006930056 | 1.07 | -2.24 |
| Feb 2018 | 554.5405188728879 | 3.45 | 1.23 |
| Mar 2018 | 564.684843327559 | 1.83 | 3.32 |
| Apr 2018 | 570.6133255508167 | 1.05 | 6.23 |
| May 2018 | 581.535247540051 | 1.91 | 8.53 |
| Jun 2018 | 582.3066184012956 | 0.13 | 9.62 |
| Jul 2018 | 580.5271840784719 | -0.31 | 8.55 |
| Aug 2018 | 581.0680268538224 | 0.09 | 9.79 |
| Sep 2018 | 586.7308620105032 | 0.98 | 12.07 |
| Oct 2018 | 599.5638877091551 | 2.19 | 13.72 |
| Nov 2018 | 605.1070651405523 | 0.93 | 14.55 |
| Dec 2018 | 595.0028385248202 | -1.67 | 12.19 |
| Jan 2019 | 589.7524222104233 | -0.88 | 10.02 |
| Feb 2019 | 590.8609938795543 | 0.19 | 6.55 |
| Mar 2019 | 592.7127515250232 | 0.31 | 4.96 |
| Apr 2019 | 592.7687504778713 | 0.01 | 3.88 |
| May 2019 | 592.3730364747114 | -0.07 | 1.86 |
| Jun 2019 | 578.2670007345711 | -2.38 | -0.69 |
| Jul 2019 | 576.849129648589 | -0.24 | -0.63 |
| Aug 2019 | 568.5344745623009 | -1.44 | -2.16 |
| Sep 2019 | 566.9885944767032 | -0.27 | -3.36 |
| Oct 2019 | 571.1660258125675 | 0.74 | -4.74 |
| Nov 2019 | 571.8920201126896 | 0.13 | -5.49 |
| Dec 2019 | 575.9330039194479 | 0.71 | -3.20 |
| Jan 2020 | 572.6119726418295 | -0.58 | -2.91 |
| Feb 2020 | 566.4294495364395 | -1.08 | -4.13 |
| Mar 2020 | 568.0817987885868 | 0.29 | -4.16 |
| Apr 2020 | 563.0936769314665 | -0.88 | -5.01 |
| May 2020 | 561.4715615603939 | -0.29 | -5.22 |
| Jun 2020 | 558.9868681883529 | -0.44 | -3.33 |
| Jul 2020 | 552.01351378607 | -1.25 | -4.30 |
| Aug 2020 | 550.0302900052461 | -0.36 | -3.25 |
| Sep 2020 | 553.0223185934815 | 0.54 | -2.46 |
| Oct 2020 | 557.8024243317954 | 0.86 | -2.34 |
| Nov 2020 | 563.2534297546279 | 0.98 | -1.51 |
| Dec 2020 | 566.9214213819365 | 0.65 | -1.56 |
| Jan 2021 | 577.3529644127508 | 1.84 | 0.83 |
| Feb 2021 | 589.1771347712495 | 2.05 | 4.02 |
| Mar 2021 | 614.8493204059448 | 4.36 | 8.23 |
| Apr 2021 | 619.9343698100113 | 0.83 | 10.09 |
| May 2021 | 619.1279524745668 | -0.13 | 10.27 |
| Jun 2021 | 626.1411620460586 | 1.13 | 12.01 |
| Jul 2021 | 624.4023225446501 | -0.28 | 13.11 |
| Aug 2021 | 625.1022928750807 | 0.11 | 13.65 |
| Sep 2021 | 629.3519196547729 | 0.68 | 13.80 |
| Oct 2021 | 643.2659173987953 | 2.21 | 15.32 |
| Nov 2021 | 650.6440002920751 | 1.15 | 15.52 |
| Dec 2021 | 660.0183859262523 | 1.44 | 16.42 |
| Jan 2022 | 693.3255168797295 | 5.05 | 20.09 |
| Feb 2022 | 723.7838134402243 | 4.39 | 22.85 |
| Mar 2022 | 761.3336081278756 | 5.19 | 23.82 |
| Apr 2022 | 831.4003467921495 | 9.20 | 34.11 |
| May 2022 | 858.6403603235907 | 3.28 | 38.69 |
| Jun 2022 | 893.6013470527954 | 4.07 | 42.72 |
| Jul 2022 | 890.910925018437 | -0.30 | 42.68 |
| Aug 2022 | 873.1535239376584 | -1.99 | 39.68 |
| Sep 2022 | 941.9894580783622 | 7.88 | 49.68 |
| Oct 2022 | 1006.8228437912084 | 6.88 | 56.52 |
| Nov 2022 | 997.6208638452673 | -0.91 | 53.33 |
| Dec 2022 | 962.417025797951 | -3.53 | 45.82 |
| Jan 2023 | 959.2449142101049 | -0.33 | 38.35 |
| Feb 2023 | 959.6018768033058 | 0.04 | 32.58 |
| Mar 2023 | 986.0733899174099 | 2.76 | 29.52 |
| Apr 2023 | 966.4941957536869 | -1.99 | 16.25 |
| May 2023 | 977.7199368541848 | 1.16 | 13.87 |
| Jun 2023 | 1010.0428885654328 | 3.31 | 13.03 |
| Jul 2023 | 1027.1910381906503 | 1.70 | 15.30 |
| Aug 2023 | 1050.6301964203165 | 2.28 | 20.33 |
| Sep 2023 | 1061.1478379612536 | 1.00 | 12.65 |
| Oct 2023 | 1098.2095840481988 | 3.49 | 9.08 |
| Nov 2023 | 1081.222721324359 | -1.55 | 8.38 |
| Dec 2023 | 1023.393414585991 | -5.35 | 6.34 |
| Jan 2024 | 1008.4384907516629 | -1.46 | 5.13 |
| Feb 2024 | 1024.1350662237116 | 1.56 | 6.73 |
| Mar 2024 | 1034.946279083889 | 1.06 | 4.96 |
| Apr 2024 | 1060.6731822664497 | 2.49 | 9.74 |
| May 2024 | 1075.2864523999078 | 1.38 | 9.98 |
| Jun 2024 | 1068.5457191955006 | -0.63 | 5.79 |
| Jul 2024 | 1065.6199259788784 | -0.27 | 3.74 |
| Aug 2024 | 1034.8239706765903 | -2.89 | -1.50 |
| Sep 2024 | 1004.511171938274 | -2.93 | -5.34 |
| Oct 2024 | 1031.2363216196734 | 2.66 | -6.10 |
| Nov 2024 | 1071.93331573856 | 3.95 | -0.86 |
| Dec 2024 | 1070.2225131336709 | -0.16 | 4.58 |
| Jan 2025 | 1098.9827749050912 | 2.69 | 8.98 |
| Feb 2025 | 1091.1564551868337 | -0.71 | 6.54 |
| Mar 2025 | 1074.8139589406137 | -1.50 | 3.85 |
| Apr 2025 | 1085.277732302977 | 0.97 | 2.32 |
| May 2025 | 1099.3469622156733 | 1.30 | 2.24 |
| Jun 2025 | 1103.1212377504967 | 0.34 | 3.24 |
| Jul 2025 | 1099.3053204440746 | -0.35 | 3.16 |
| Aug 2025 | 1091.694562140769 | -0.69 | 5.50 |
| Sep 2025 | 1072.5339330354634 | -1.75 | 6.77 |
| Oct 2025 | 1062.592439513735 | -0.93 | 3.04 |
| Nov 2025 | 1057.3657084111926 | -0.49 | -1.36 |
| Dec 2025 | 1050.0637751050706 | -0.69 | -1.88 |
| Jan 2026 | 1041.118834134677 | -0.85 | -5.26 |
| Feb 2026 | 1039.2989581331083 | -0.17 | -4.75 |
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