Decatur, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Decatur, IL Metro in February 2026 was $776.555. The month over month percentage change (MoM) was 0.48%, and the year over year percentage change (YoY) was 0.68%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Decatur, IL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Decatur, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 398.79082894806504 | -2.51 | -8.56 |
| Feb 2015 | 396.80270478165994 | -0.50 | -7.32 |
| Mar 2015 | 395.6906408312703 | -0.28 | -7.42 |
| Apr 2015 | 390.0800310293776 | -1.42 | -8.50 |
| May 2015 | 398.0091018711453 | 2.03 | -5.06 |
| Jun 2015 | 406.39110303866374 | 2.11 | -2.85 |
| Jul 2015 | 413.22144403114544 | 1.68 | -1.04 |
| Aug 2015 | 410.02977462041196 | -0.77 | -1.84 |
| Sep 2015 | 411.3910396760149 | 0.33 | -2.06 |
| Oct 2015 | 409.2326184604545 | -0.52 | -1.44 |
| Nov 2015 | 416.8351132974223 | 1.86 | 0.73 |
| Dec 2015 | 418.33762401624114 | 0.36 | 2.27 |
| Jan 2016 | 414.0771405605905 | -1.02 | 3.83 |
| Feb 2016 | 405.5474783976429 | -2.06 | 2.20 |
| Mar 2016 | 405.9940474121637 | 0.11 | 2.60 |
| Apr 2016 | 401.0193114488361 | -1.23 | 2.80 |
| May 2016 | 399.3646845445339 | -0.41 | 0.34 |
| Jun 2016 | 398.10890374346553 | -0.31 | -2.04 |
| Jul 2016 | 392.1574326382191 | -1.49 | -5.10 |
| Aug 2016 | 390.8689121958024 | -0.33 | -4.67 |
| Sep 2016 | 390.11712659138175 | -0.19 | -5.17 |
| Oct 2016 | 389.28454018141747 | -0.21 | -4.87 |
| Nov 2016 | 400.6593073025017 | 2.92 | -3.88 |
| Dec 2016 | 418.4056395690696 | 4.43 | 0.02 |
| Jan 2017 | 415.7425639534971 | -0.64 | 0.40 |
| Feb 2017 | 416.5503914079462 | 0.19 | 2.71 |
| Mar 2017 | 417.1242545020185 | 0.14 | 2.74 |
| Apr 2017 | 410.79024078828473 | -1.52 | 2.44 |
| May 2017 | 408.6496180454542 | -0.52 | 2.33 |
| Jun 2017 | 404.0491971214743 | -1.13 | 1.49 |
| Jul 2017 | 406.4591979614298 | 0.60 | 3.65 |
| Aug 2017 | 401.6412500870356 | -1.18 | 2.76 |
| Sep 2017 | 397.10878715271 | -1.13 | 1.79 |
| Oct 2017 | 399.6777106963399 | 0.65 | 2.67 |
| Nov 2017 | 400.4669887445004 | 0.20 | -0.05 |
| Dec 2017 | 402.06734640847617 | 0.40 | -3.90 |
| Jan 2018 | 404.96323377448203 | 0.72 | -2.59 |
| Feb 2018 | 415.7158128513168 | 2.66 | -0.20 |
| Mar 2018 | 418.06286940643514 | 0.56 | 0.23 |
| Apr 2018 | 418.6684080779282 | 0.14 | 1.92 |
| May 2018 | 425.94011379649663 | 1.74 | 4.23 |
| Jun 2018 | 427.6894147353222 | 0.41 | 5.85 |
| Jul 2018 | 429.8099648508323 | 0.50 | 5.75 |
| Aug 2018 | 433.97413855174784 | 0.97 | 8.05 |
| Sep 2018 | 440.81047378487403 | 1.58 | 11.01 |
| Oct 2018 | 450.52394090040127 | 2.20 | 12.72 |
| Nov 2018 | 453.73087455442953 | 0.71 | 13.30 |
| Dec 2018 | 445.38190886551564 | -1.84 | 10.77 |
| Jan 2019 | 441.15691750983194 | -0.95 | 8.94 |
| Feb 2019 | 442.4517106408311 | 0.29 | 6.43 |
| Mar 2019 | 444.86785391260355 | 0.55 | 6.41 |
| Apr 2019 | 445.5235152913144 | 0.15 | 6.41 |
| May 2019 | 443.58666874812826 | -0.43 | 4.14 |
| Jun 2019 | 429.773340451982 | -3.11 | 0.49 |
| Jul 2019 | 425.50797361819184 | -0.99 | -1.00 |
| Aug 2019 | 418.0144524731199 | -1.76 | -3.68 |
| Sep 2019 | 416.8453795135023 | -0.28 | -5.44 |
| Oct 2019 | 420.33690813873704 | 0.84 | -6.70 |
| Nov 2019 | 420.87315963833595 | 0.13 | -7.24 |
| Dec 2019 | 423.667076869766 | 0.66 | -4.88 |
| Jan 2020 | 419.42152671351585 | -1.00 | -4.93 |
| Feb 2020 | 412.75776969581364 | -1.59 | -6.71 |
| Mar 2020 | 411.553708384066 | -0.29 | -7.49 |
| Apr 2020 | 406.41877051946483 | -1.25 | -8.78 |
| May 2020 | 402.6522841162729 | -0.93 | -9.23 |
| Jun 2020 | 399.1304200338563 | -0.87 | -7.13 |
| Jul 2020 | 393.6321483219007 | -1.38 | -7.49 |
| Aug 2020 | 393.91469017810266 | 0.07 | -5.76 |
| Sep 2020 | 397.8483887950286 | 1.00 | -4.56 |
| Oct 2020 | 400.3903491861707 | 0.64 | -4.74 |
| Nov 2020 | 402.0987655812268 | 0.43 | -4.46 |
| Dec 2020 | 401.3194382100414 | -0.19 | -5.27 |
| Jan 2021 | 407.1110166088122 | 1.44 | -2.93 |
| Feb 2021 | 415.9222020522012 | 2.16 | 0.77 |
| Mar 2021 | 434.7356721033907 | 4.52 | 5.63 |
| Apr 2021 | 438.0927037916599 | 0.77 | 7.79 |
| May 2021 | 435.0911154659305 | -0.68 | 8.06 |
| Jun 2021 | 436.25858738440706 | 0.27 | 9.30 |
| Jul 2021 | 432.0600171648571 | -0.96 | 9.76 |
| Aug 2021 | 431.51410239436916 | -0.13 | 9.55 |
| Sep 2021 | 435.6308682312685 | 0.95 | 9.50 |
| Oct 2021 | 445.8050079331663 | 2.34 | 11.34 |
| Nov 2021 | 447.7118854306047 | 0.43 | 11.34 |
| Dec 2021 | 450.704860481709 | 0.67 | 12.31 |
| Jan 2022 | 469.53323279397046 | 4.18 | 15.33 |
| Feb 2022 | 488.4188100683692 | 4.02 | 17.43 |
| Mar 2022 | 512.5564717756836 | 4.94 | 17.90 |
| Apr 2022 | 560.2610831326792 | 9.31 | 27.89 |
| May 2022 | 576.9178850717647 | 2.97 | 32.60 |
| Jun 2022 | 596.4353482918709 | 3.38 | 36.72 |
| Jul 2022 | 590.5637532456665 | -0.98 | 36.69 |
| Aug 2022 | 576.3130266273952 | -2.41 | 33.56 |
| Sep 2022 | 620.2493157181956 | 7.62 | 42.38 |
| Oct 2022 | 661.3131155561352 | 6.62 | 48.34 |
| Nov 2022 | 654.0749218448921 | -1.09 | 46.09 |
| Dec 2022 | 629.6166674459456 | -3.74 | 39.70 |
| Jan 2023 | 624.8437936790141 | -0.76 | 33.08 |
| Feb 2023 | 626.8112589415864 | 0.32 | 28.34 |
| Mar 2023 | 648.4732061353092 | 3.46 | 26.52 |
| Apr 2023 | 645.1409291569263 | -0.51 | 15.15 |
| May 2023 | 658.884182215574 | 2.13 | 14.21 |
| Jun 2023 | 686.4899573426829 | 4.19 | 15.10 |
| Jul 2023 | 701.4598572346501 | 2.18 | 18.78 |
| Aug 2023 | 722.9474908686519 | 3.06 | 25.44 |
| Sep 2023 | 734.4584411618207 | 1.59 | 18.41 |
| Oct 2023 | 766.1446563745085 | 4.31 | 15.85 |
| Nov 2023 | 758.6599147645783 | -0.98 | 15.99 |
| Dec 2023 | 721.3098196665214 | -4.92 | 14.56 |
| Jan 2024 | 713.8697820602056 | -1.03 | 14.25 |
| Feb 2024 | 725.9685746621968 | 1.70 | 15.82 |
| Mar 2024 | 737.4893102515057 | 1.59 | 13.73 |
| Apr 2024 | 757.4741824493013 | 2.71 | 17.41 |
| May 2024 | 770.5062865827165 | 1.72 | 16.94 |
| Jun 2024 | 764.8542665379209 | -0.73 | 11.42 |
| Jul 2024 | 759.7436645371142 | -0.67 | 8.31 |
| Aug 2024 | 734.0820262625487 | -3.38 | 1.54 |
| Sep 2024 | 709.4843988644554 | -3.35 | -3.40 |
| Oct 2024 | 727.1064745736853 | 2.48 | -5.09 |
| Nov 2024 | 756.2812514605208 | 4.01 | -0.31 |
| Dec 2024 | 755.4473995915843 | -0.11 | 4.73 |
| Jan 2025 | 776.5452587309981 | 2.79 | 8.78 |
| Feb 2025 | 771.3305844358837 | -0.67 | 6.25 |
| Mar 2025 | 761.5474799259072 | -1.27 | 3.26 |
| Apr 2025 | 771.0374522390908 | 1.25 | 1.79 |
| May 2025 | 783.2266188514204 | 1.58 | 1.65 |
| Jun 2025 | 787.3568438298189 | 0.53 | 2.94 |
| Jul 2025 | 784.1092630627747 | -0.41 | 3.21 |
| Aug 2025 | 778.1941925305671 | -0.75 | 6.01 |
| Sep 2025 | 765.9922990335004 | -1.57 | 7.97 |
| Oct 2025 | 763.8210477968184 | -0.28 | 5.05 |
| Nov 2025 | 767.8768093297165 | 0.53 | 1.53 |
| Dec 2025 | 771.5067534489958 | 0.47 | 2.13 |
| Jan 2026 | 772.8391659739575 | 0.17 | -0.48 |
| Feb 2026 | 776.5554290138735 | 0.48 | 0.68 |