Detroit, MI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Detroit, MI Metro in February 2026 was $1,682.794. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was -4.20%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Detroit, MI metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Detroit, MI metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 619.1490924596183 | -1.46 | 2.26 |
| Feb 2015 | 625.798396068585 | 1.07 | 3.27 |
| Mar 2015 | 634.8547205367659 | 1.45 | 2.95 |
| Apr 2015 | 634.4707360297017 | -0.06 | 1.51 |
| May 2015 | 652.6021620786769 | 2.86 | 4.59 |
| Jun 2015 | 668.7644653757158 | 2.48 | 6.24 |
| Jul 2015 | 678.0591410126597 | 1.39 | 7.10 |
| Aug 2015 | 672.0179634244163 | -0.89 | 5.70 |
| Sep 2015 | 674.4368902248618 | 0.36 | 5.13 |
| Oct 2015 | 671.725805486663 | -0.40 | 5.81 |
| Nov 2015 | 685.4683418246018 | 2.05 | 8.03 |
| Dec 2015 | 691.0529109334339 | 0.82 | 9.99 |
| Jan 2016 | 690.1655211919033 | -0.13 | 11.47 |
| Feb 2016 | 681.4042831462936 | -1.27 | 8.89 |
| Mar 2016 | 688.8692343104077 | 1.10 | 8.51 |
| Apr 2016 | 687.6858615138497 | -0.17 | 8.39 |
| May 2016 | 692.2555505062231 | 0.67 | 6.08 |
| Jun 2016 | 695.7458156855499 | 0.50 | 4.04 |
| Jul 2016 | 690.1767223524699 | -0.80 | 1.79 |
| Aug 2016 | 692.8676376092644 | 0.39 | 3.10 |
| Sep 2016 | 697.6186401946412 | 0.69 | 3.44 |
| Oct 2016 | 701.9677287333794 | 0.62 | 4.50 |
| Nov 2016 | 729.1112053057478 | 3.87 | 6.37 |
| Dec 2016 | 767.7969258792324 | 5.31 | 11.11 |
| Jan 2017 | 770.4542880910949 | 0.35 | 11.63 |
| Feb 2017 | 778.4457881504292 | 1.04 | 14.24 |
| Mar 2017 | 787.9369291845352 | 1.22 | 14.38 |
| Apr 2017 | 782.8557818740404 | -0.64 | 13.84 |
| May 2017 | 786.3928687773603 | 0.45 | 13.60 |
| Jun 2017 | 784.0887612004302 | -0.29 | 12.70 |
| Jul 2017 | 795.0147140334122 | 1.39 | 15.19 |
| Aug 2017 | 793.1621745187609 | -0.23 | 14.48 |
| Sep 2017 | 790.9806585579357 | -0.28 | 13.38 |
| Oct 2017 | 802.5732462655122 | 1.47 | 14.33 |
| Nov 2017 | 809.8232198651142 | 0.90 | 11.07 |
| Dec 2017 | 818.271284937205 | 1.04 | 6.57 |
| Jan 2018 | 832.075703825781 | 1.69 | 8.00 |
| Feb 2018 | 865.117436470833 | 3.97 | 11.13 |
| Mar 2018 | 883.8176059436514 | 2.16 | 12.17 |
| Apr 2018 | 893.8795209513554 | 1.14 | 14.18 |
| May 2018 | 912.2914240209701 | 2.06 | 16.01 |
| Jun 2018 | 916.1310704324875 | 0.42 | 16.84 |
| Jul 2018 | 918.0357292127593 | 0.21 | 15.47 |
| Aug 2018 | 924.1549311705085 | 0.67 | 16.52 |
| Sep 2018 | 935.0799020157763 | 1.18 | 18.22 |
| Oct 2018 | 955.3615616955113 | 2.17 | 19.04 |
| Nov 2018 | 960.9241875870324 | 0.58 | 18.66 |
| Dec 2018 | 942.4519888144935 | -1.92 | 15.18 |
| Jan 2019 | 933.0544733413757 | -1.00 | 12.14 |
| Feb 2019 | 932.9346281191591 | -0.01 | 7.84 |
| Mar 2019 | 932.865172362512 | -0.01 | 5.55 |
| Apr 2019 | 929.3115217521872 | -0.38 | 3.96 |
| May 2019 | 928.9664230756032 | -0.04 | 1.83 |
| Jun 2019 | 908.175338467058 | -2.24 | -0.87 |
| Jul 2019 | 907.1980709419965 | -0.11 | -1.18 |
| Aug 2019 | 893.8151265904972 | -1.47 | -3.28 |
| Sep 2019 | 891.7539742373589 | -0.23 | -4.63 |
| Oct 2019 | 899.6710502721814 | 0.89 | -5.83 |
| Nov 2019 | 902.5725711267887 | 0.32 | -6.07 |
| Dec 2019 | 908.0062741445223 | 0.60 | -3.65 |
| Jan 2020 | 903.104126442631 | -0.54 | -3.21 |
| Feb 2020 | 893.3248469820262 | -1.08 | -4.25 |
| Mar 2020 | 898.1232696366276 | 0.54 | -3.72 |
| Apr 2020 | 890.1638824054363 | -0.89 | -4.21 |
| May 2020 | 885.6902358966004 | -0.50 | -4.66 |
| Jun 2020 | 879.9606890081028 | -0.65 | -3.11 |
| Jul 2020 | 867.2763301089918 | -1.44 | -4.40 |
| Aug 2020 | 863.4488448318548 | -0.44 | -3.40 |
| Sep 2020 | 866.9254470271418 | 0.40 | -2.78 |
| Oct 2020 | 872.0961522305587 | 0.60 | -3.06 |
| Nov 2020 | 878.6174337394227 | 0.75 | -2.65 |
| Dec 2020 | 883.9203836454813 | 0.60 | -2.65 |
| Jan 2021 | 902.0705331610642 | 2.05 | -0.11 |
| Feb 2021 | 923.6999212731027 | 2.40 | 3.40 |
| Mar 2021 | 966.8354288707806 | 4.67 | 7.65 |
| Apr 2021 | 980.9758274561508 | 1.46 | 10.20 |
| May 2021 | 986.944292990067 | 0.61 | 11.43 |
| Jun 2021 | 1003.8677617163237 | 1.72 | 14.08 |
| Jul 2021 | 1003.1644340901848 | -0.07 | 15.67 |
| Aug 2021 | 1004.6501440354359 | 0.15 | 16.35 |
| Sep 2021 | 1009.246465913986 | 0.46 | 16.42 |
| Oct 2021 | 1025.0627813993513 | 1.57 | 17.54 |
| Nov 2021 | 1024.704717005164 | -0.04 | 16.63 |
| Dec 2021 | 1030.1464336878087 | 0.53 | 16.54 |
| Jan 2022 | 1077.5629994224678 | 4.60 | 19.45 |
| Feb 2022 | 1129.5852463512774 | 4.83 | 22.29 |
| Mar 2022 | 1200.452957519691 | 6.27 | 24.16 |
| Apr 2022 | 1325.8448209890132 | 10.45 | 35.16 |
| May 2022 | 1378.3954693398946 | 3.96 | 39.66 |
| Jun 2022 | 1433.0948997423407 | 3.97 | 42.76 |
| Jul 2022 | 1422.833029557587 | -0.72 | 41.83 |
| Aug 2022 | 1392.7133451118152 | -2.12 | 38.63 |
| Sep 2022 | 1505.9981881540884 | 8.13 | 49.22 |
| Oct 2022 | 1610.7266460535411 | 6.95 | 57.13 |
| Nov 2022 | 1591.1087524682519 | -1.22 | 55.28 |
| Dec 2022 | 1524.1671309931555 | -4.21 | 47.96 |
| Jan 2023 | 1506.8264225648456 | -1.14 | 39.84 |
| Feb 2023 | 1503.9164479989433 | -0.19 | 33.14 |
| Mar 2023 | 1546.9569201459337 | 2.86 | 28.86 |
| Apr 2023 | 1525.5661611754056 | -1.38 | 15.06 |
| May 2023 | 1547.1303812045917 | 1.41 | 12.24 |
| Jun 2023 | 1600.5100248756135 | 3.45 | 11.68 |
| Jul 2023 | 1629.9873688642606 | 1.84 | 14.56 |
| Aug 2023 | 1674.5230755916677 | 2.73 | 20.24 |
| Sep 2023 | 1701.8580463704068 | 1.63 | 13.01 |
| Oct 2023 | 1773.4979761725872 | 4.21 | 10.11 |
| Nov 2023 | 1751.7660616641294 | -1.23 | 10.10 |
| Dec 2023 | 1660.2012410879927 | -5.23 | 8.93 |
| Jan 2024 | 1637.7402926689556 | -1.35 | 8.69 |
| Feb 2024 | 1665.1357266384757 | 1.67 | 10.72 |
| Mar 2024 | 1684.6501142529185 | 1.17 | 8.90 |
| Apr 2024 | 1726.3103020378458 | 2.47 | 13.16 |
| May 2024 | 1747.7562816928025 | 1.24 | 12.97 |
| Jun 2024 | 1730.6979507329334 | -0.98 | 8.13 |
| Jul 2024 | 1720.954261423266 | -0.56 | 5.58 |
| Aug 2024 | 1668.3429546415218 | -3.06 | -0.37 |
| Sep 2024 | 1622.056087676737 | -2.77 | -4.69 |
| Oct 2024 | 1664.0987114746604 | 2.59 | -6.17 |
| Nov 2024 | 1727.1404440545477 | 3.79 | -1.41 |
| Dec 2024 | 1720.0604149277215 | -0.41 | 3.61 |
| Jan 2025 | 1766.457367904105 | 2.70 | 7.86 |
| Feb 2025 | 1756.5469143163523 | -0.56 | 5.49 |
| Mar 2025 | 1729.9716473942615 | -1.51 | 2.69 |
| Apr 2025 | 1743.8409422311802 | 0.80 | 1.01 |
| May 2025 | 1759.744116345709 | 0.91 | 0.69 |
| Jun 2025 | 1763.1651886574236 | 0.19 | 1.88 |
| Jul 2025 | 1754.1444060105148 | -0.51 | 1.93 |
| Aug 2025 | 1739.1944067245922 | -0.85 | 4.25 |
| Sep 2025 | 1707.3026051534016 | -1.83 | 5.26 |
| Oct 2025 | 1695.2551006025114 | -0.71 | 1.87 |
| Nov 2025 | 1697.2864253836738 | 0.12 | -1.73 |
| Dec 2025 | 1695.9622823725833 | -0.08 | -1.40 |
| Jan 2026 | 1686.9414838444407 | -0.53 | -4.50 |
| Feb 2026 | 1682.794294238569 | -0.25 | -4.20 |