Durham, NC (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Durham, NC Metro in February 2026 was $2,636.086. The month over month percentage change (MoM) was -0.66%, and the year over year percentage change (YoY) was -8.43%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Durham, NC metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Durham, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 998.2628271767046 | -1.53 | -3.85 |
| Feb 2015 | 1007.8484905089555 | 0.96 | -1.95 |
| Mar 2015 | 1019.1395326370348 | 1.12 | -1.70 |
| Apr 2015 | 1013.2102452548631 | -0.58 | -2.72 |
| May 2015 | 1034.5984280781818 | 2.11 | 0.26 |
| Jun 2015 | 1052.837905888685 | 1.76 | 1.89 |
| Jul 2015 | 1062.9194626336762 | 0.96 | 2.87 |
| Aug 2015 | 1051.645232235982 | -1.06 | 1.73 |
| Sep 2015 | 1055.3000589951384 | 0.35 | 1.44 |
| Oct 2015 | 1051.327214585833 | -0.38 | 2.33 |
| Nov 2015 | 1072.9351206983301 | 2.06 | 4.68 |
| Dec 2015 | 1081.201560095073 | 0.77 | 6.65 |
| Jan 2016 | 1077.184587378925 | -0.37 | 7.91 |
| Feb 2016 | 1060.5249985526368 | -1.55 | 5.23 |
| Mar 2016 | 1069.2851868482776 | 0.83 | 4.92 |
| Apr 2016 | 1064.5518248684891 | -0.44 | 5.07 |
| May 2016 | 1068.7571572549896 | 0.40 | 3.30 |
| Jun 2016 | 1071.4706770689054 | 0.25 | 1.77 |
| Jul 2016 | 1062.2218394910187 | -0.86 | -0.07 |
| Aug 2016 | 1067.6271553612062 | 0.51 | 1.52 |
| Sep 2016 | 1076.9579025994594 | 0.87 | 2.05 |
| Oct 2016 | 1085.7279244694419 | 0.81 | 3.27 |
| Nov 2016 | 1127.2802478814447 | 3.83 | 5.07 |
| Dec 2016 | 1185.4075114902357 | 5.16 | 9.64 |
| Jan 2017 | 1185.569660516089 | 0.01 | 10.06 |
| Feb 2017 | 1194.1165758060802 | 0.72 | 12.60 |
| Mar 2017 | 1203.1169418723055 | 0.75 | 12.52 |
| Apr 2017 | 1191.7098142849861 | -0.95 | 11.95 |
| May 2017 | 1193.9106043567426 | 0.19 | 11.71 |
| Jun 2017 | 1188.3468282229794 | -0.47 | 10.91 |
| Jul 2017 | 1202.9997726767742 | 1.23 | 13.25 |
| Aug 2017 | 1199.563526892609 | -0.29 | 12.36 |
| Sep 2017 | 1197.084945820952 | -0.21 | 11.15 |
| Oct 2017 | 1215.7561346053528 | 1.56 | 11.98 |
| Nov 2017 | 1226.2073179000154 | 0.86 | 8.78 |
| Dec 2017 | 1237.0570021325361 | 0.89 | 4.36 |
| Jan 2018 | 1254.8944799171245 | 1.44 | 5.85 |
| Feb 2018 | 1301.3471133683117 | 3.70 | 8.98 |
| Mar 2018 | 1325.7155843246692 | 1.87 | 10.19 |
| Apr 2018 | 1337.9974139635794 | 0.93 | 12.28 |
| May 2018 | 1363.2699170145866 | 1.89 | 14.19 |
| Jun 2018 | 1368.5101930486858 | 0.38 | 15.16 |
| Jul 2018 | 1370.0903764806278 | 0.12 | 13.89 |
| Aug 2018 | 1380.674295702208 | 0.77 | 15.10 |
| Sep 2018 | 1399.1071646596497 | 1.34 | 16.88 |
| Oct 2018 | 1434.5461261379007 | 2.53 | 18.00 |
| Nov 2018 | 1446.2956372691908 | 0.82 | 17.95 |
| Dec 2018 | 1420.2057436868681 | -1.80 | 14.81 |
| Jan 2019 | 1401.319399772769 | -1.33 | 11.67 |
| Feb 2019 | 1392.925042429808 | -0.60 | 7.04 |
| Mar 2019 | 1383.7728698832047 | -0.66 | 4.38 |
| Apr 2019 | 1372.5823431714264 | -0.81 | 2.59 |
| May 2019 | 1368.703109552751 | -0.28 | 0.40 |
| Jun 2019 | 1336.1027641530345 | -2.38 | -2.37 |
| Jul 2019 | 1335.5009502398507 | -0.04 | -2.52 |
| Aug 2019 | 1320.446667224053 | -1.13 | -4.36 |
| Sep 2019 | 1323.8373763714008 | 0.26 | -5.38 |
| Oct 2019 | 1341.8566169550318 | 1.36 | -6.46 |
| Nov 2019 | 1350.2671120673956 | 0.63 | -6.64 |
| Dec 2019 | 1362.0808477245416 | 0.88 | -4.09 |
| Jan 2020 | 1355.5044287805758 | -0.48 | -3.27 |
| Feb 2020 | 1339.2658677636332 | -1.20 | -3.85 |
| Mar 2020 | 1344.615347507206 | 0.40 | -2.83 |
| Apr 2020 | 1331.6301567400853 | -0.97 | -2.98 |
| May 2020 | 1325.8955653333655 | -0.43 | -3.13 |
| Jun 2020 | 1318.1496563645287 | -0.58 | -1.34 |
| Jul 2020 | 1301.8009934919064 | -1.24 | -2.52 |
| Aug 2020 | 1300.232339476951 | -0.12 | -1.53 |
| Sep 2020 | 1309.9618609197967 | 0.75 | -1.05 |
| Oct 2020 | 1321.465832850732 | 0.88 | -1.52 |
| Nov 2020 | 1331.4403384805364 | 0.76 | -1.39 |
| Dec 2020 | 1338.0653428716796 | 0.50 | -1.76 |
| Jan 2021 | 1361.763401506689 | 1.77 | 0.46 |
| Feb 2021 | 1390.7504184152945 | 2.13 | 3.84 |
| Mar 2021 | 1451.9222128493204 | 4.40 | 7.98 |
| Apr 2021 | 1472.0337692412413 | 1.39 | 10.54 |
| May 2021 | 1483.4570726818765 | 0.78 | 11.88 |
| Jun 2021 | 1515.4038454744025 | 2.15 | 14.96 |
| Jul 2021 | 1527.3335076859832 | 0.79 | 17.33 |
| Aug 2021 | 1547.2289634535296 | 1.30 | 19.00 |
| Sep 2021 | 1576.2975145544099 | 1.88 | 20.33 |
| Oct 2021 | 1624.1497641902322 | 3.04 | 22.91 |
| Nov 2021 | 1647.3618594020745 | 1.43 | 23.73 |
| Dec 2021 | 1678.8253347785783 | 1.91 | 25.47 |
| Jan 2022 | 1775.8572579900128 | 5.78 | 30.41 |
| Feb 2022 | 1876.3926672815423 | 5.66 | 34.92 |
| Mar 2022 | 2007.9655903078378 | 7.01 | 38.30 |
| Apr 2022 | 2235.948707197133 | 11.35 | 51.90 |
| May 2022 | 2347.9612865520453 | 5.01 | 58.28 |
| Jun 2022 | 2463.8074161908776 | 4.93 | 62.58 |
| Jul 2022 | 2463.597339320063 | -0.01 | 61.30 |
| Aug 2022 | 2420.9743988125924 | -1.73 | 56.47 |
| Sep 2022 | 2620.9732366687867 | 8.26 | 66.27 |
| Oct 2022 | 2799.403999092878 | 6.81 | 72.36 |
| Nov 2022 | 2757.402437039374 | -1.50 | 67.38 |
| Dec 2022 | 2630.0432879584055 | -4.62 | 56.66 |
| Jan 2023 | 2588.9802046671502 | -1.56 | 45.79 |
| Feb 2023 | 2571.5091892155324 | -0.67 | 37.05 |
| Mar 2023 | 2634.9355757119883 | 2.47 | 31.22 |
| Apr 2023 | 2590.4028155781134 | -1.69 | 15.85 |
| May 2023 | 2623.022167517473 | 1.26 | 11.72 |
| Jun 2023 | 2713.9436862871667 | 3.47 | 10.15 |
| Jul 2023 | 2767.2525745986404 | 1.96 | 12.33 |
| Aug 2023 | 2845.921982820596 | 2.84 | 17.55 |
| Sep 2023 | 2894.2218859182394 | 1.70 | 10.43 |
| Oct 2023 | 3015.7395707524447 | 4.20 | 7.73 |
| Nov 2023 | 2979.417208183107 | -1.20 | 8.05 |
| Dec 2023 | 2822.539642715655 | -5.26 | 7.32 |
| Jan 2024 | 2779.9006863857744 | -1.51 | 7.37 |
| Feb 2024 | 2818.051191592677 | 1.37 | 9.59 |
| Mar 2024 | 2842.4978816330577 | 0.87 | 7.88 |
| Apr 2024 | 2902.931414845107 | 2.13 | 12.07 |
| May 2024 | 2931.855504163694 | 1.00 | 11.77 |
| Jun 2024 | 2895.012083799881 | -1.26 | 6.67 |
| Jul 2024 | 2874.362318758317 | -0.71 | 3.87 |
| Aug 2024 | 2780.865932740327 | -3.25 | -2.29 |
| Sep 2024 | 2698.5636874365077 | -2.96 | -6.76 |
| Oct 2024 | 2761.0571002652896 | 2.32 | -8.44 |
| Nov 2024 | 2859.2609038525916 | 3.56 | -4.03 |
| Dec 2024 | 2840.2823618194793 | -0.66 | 0.63 |
| Jan 2025 | 2907.1911091843654 | 2.36 | 4.58 |
| Feb 2025 | 2878.8092135205843 | -0.98 | 2.16 |
| Mar 2025 | 2825.835861877197 | -1.84 | -0.59 |
| Apr 2025 | 2841.643754945591 | 0.56 | -2.11 |
| May 2025 | 2860.781666777008 | 0.67 | -2.42 |
| Jun 2025 | 2853.8033157959976 | -0.24 | -1.42 |
| Jul 2025 | 2821.2630299943835 | -1.14 | -1.85 |
| Aug 2025 | 2780.9291209968455 | -1.43 | 0.00 |
| Sep 2025 | 2720.34658072994 | -2.18 | 0.81 |
| Oct 2025 | 2695.7110584140346 | -0.91 | -2.37 |
| Nov 2025 | 2692.2946070704556 | -0.13 | -5.84 |
| Dec 2025 | 2678.536538470615 | -0.51 | -5.69 |
| Jan 2026 | 2653.6184502328197 | -0.93 | -8.72 |
| Feb 2026 | 2636.085891326293 | -0.66 | -8.43 |