Elkhart, IN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Elkhart, IN Metro in February 2026 was $1,663.9. The month over month percentage change (MoM) was -0.05%, and the year over year percentage change (YoY) was -2.45%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Elkhart, IN metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Elkhart, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Elkhart, IN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Elkhart, IN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Elkhart, IN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 609.0153810229108 | -1.57 | -3.49 |
| Feb 2015 | 613.4722965588979 | 0.73 | -1.82 |
| Mar 2015 | 619.2017216220272 | 0.93 | -1.52 |
| Apr 2015 | 614.580550074098 | -0.75 | -2.45 |
| May 2015 | 627.8975075346175 | 2.17 | 0.80 |
| Jun 2015 | 641.180746225253 | 2.12 | 2.85 |
| Jul 2015 | 649.7372452139542 | 1.33 | 3.99 |
| Aug 2015 | 645.076091590914 | -0.72 | 2.81 |
| Sep 2015 | 647.1596463208988 | 0.32 | 2.11 |
| Oct 2015 | 643.8218244893189 | -0.52 | 2.68 |
| Nov 2015 | 656.5075220479227 | 1.97 | 4.89 |
| Dec 2015 | 662.4761529372761 | 0.91 | 7.07 |
| Jan 2016 | 660.6780787742061 | -0.27 | 8.48 |
| Feb 2016 | 650.3040709811046 | -1.57 | 6.00 |
| Mar 2016 | 655.0579976221585 | 0.73 | 5.79 |
| Apr 2016 | 651.8503844085815 | -0.49 | 6.06 |
| May 2016 | 654.6183184690676 | 0.43 | 4.26 |
| Jun 2016 | 656.1347237724603 | 0.23 | 2.33 |
| Jul 2016 | 650.9538602049679 | -0.79 | 0.19 |
| Aug 2016 | 654.4906773232769 | 0.54 | 1.46 |
| Sep 2016 | 660.8467803766297 | 0.97 | 2.12 |
| Oct 2016 | 666.7465629830208 | 0.89 | 3.56 |
| Nov 2016 | 693.252086642252 | 3.98 | 5.60 |
| Dec 2016 | 729.6942186330562 | 5.26 | 10.15 |
| Jan 2017 | 730.0133954047684 | 0.04 | 10.50 |
| Feb 2017 | 734.0931155539138 | 0.56 | 12.89 |
| Mar 2017 | 739.7001110983564 | 0.76 | 12.92 |
| Apr 2017 | 733.0209017462324 | -0.90 | 12.45 |
| May 2017 | 735.0451925159227 | 0.28 | 12.29 |
| Jun 2017 | 731.0975304066425 | -0.54 | 11.43 |
| Jul 2017 | 738.9555391160284 | 1.08 | 13.52 |
| Aug 2017 | 736.092813621669 | -0.39 | 12.47 |
| Sep 2017 | 732.9960226087859 | -0.42 | 10.92 |
| Oct 2017 | 742.8639987406534 | 1.35 | 11.42 |
| Nov 2017 | 748.5359080795533 | 0.76 | 7.98 |
| Dec 2017 | 755.386163977204 | 0.92 | 3.52 |
| Jan 2018 | 767.7273084533794 | 1.63 | 5.17 |
| Feb 2018 | 797.8742086343768 | 3.93 | 8.69 |
| Mar 2018 | 815.2895100463618 | 2.18 | 10.22 |
| Apr 2018 | 823.9375184269019 | 1.06 | 12.40 |
| May 2018 | 839.4585346775474 | 1.88 | 14.21 |
| Jun 2018 | 841.7765755669617 | 0.28 | 15.14 |
| Jul 2018 | 841.3368609035474 | -0.05 | 13.86 |
| Aug 2018 | 847.1398618671799 | 0.69 | 15.09 |
| Sep 2018 | 858.3139192529252 | 1.32 | 17.10 |
| Oct 2018 | 881.4141387973226 | 2.69 | 18.65 |
| Nov 2018 | 889.7436738694237 | 0.95 | 18.86 |
| Dec 2018 | 875.5619265332992 | -1.59 | 15.91 |
| Jan 2019 | 867.594817894557 | -0.91 | 13.01 |
| Feb 2019 | 867.3046668117506 | -0.03 | 8.70 |
| Mar 2019 | 864.9071348123293 | -0.28 | 6.09 |
| Apr 2019 | 859.0049131466423 | -0.68 | 4.26 |
| May 2019 | 855.4454371437165 | -0.41 | 1.90 |
| Jun 2019 | 833.9498503799484 | -2.51 | -0.93 |
| Jul 2019 | 831.7010341257931 | -0.27 | -1.14 |
| Aug 2019 | 819.9865302879134 | -1.41 | -3.20 |
| Sep 2019 | 820.241898290492 | 0.03 | -4.44 |
| Oct 2019 | 829.3592239066032 | 1.11 | -5.91 |
| Nov 2019 | 833.4193175686253 | 0.49 | -6.33 |
| Dec 2019 | 839.054983532199 | 0.68 | -4.17 |
| Jan 2020 | 835.6248285920203 | -0.41 | -3.68 |
| Feb 2020 | 826.7547517215733 | -1.06 | -4.67 |
| Mar 2020 | 831.206832850369 | 0.54 | -3.90 |
| Apr 2020 | 824.1436998407198 | -0.85 | -4.06 |
| May 2020 | 821.6162237058214 | -0.31 | -3.95 |
| Jun 2020 | 818.4579514441357 | -0.38 | -1.86 |
| Jul 2020 | 808.5458649253374 | -1.21 | -2.78 |
| Aug 2020 | 805.421625032071 | -0.39 | -1.78 |
| Sep 2020 | 808.7094849668629 | 0.41 | -1.41 |
| Oct 2020 | 813.483826202621 | 0.59 | -1.91 |
| Nov 2020 | 819.4507394914253 | 0.73 | -1.68 |
| Dec 2020 | 823.6162748826472 | 0.51 | -1.84 |
| Jan 2021 | 838.0179296416271 | 1.75 | 0.29 |
| Feb 2021 | 855.9503674633612 | 2.14 | 3.53 |
| Mar 2021 | 895.8371667900082 | 4.66 | 7.78 |
| Apr 2021 | 909.5189397008832 | 1.53 | 10.36 |
| May 2021 | 915.687430881807 | 0.68 | 11.45 |
| Jun 2021 | 930.8361153884689 | 1.65 | 13.73 |
| Jul 2021 | 931.5207967864868 | 0.07 | 15.21 |
| Aug 2021 | 935.1971860419916 | 0.40 | 16.11 |
| Sep 2021 | 942.544804843521 | 0.79 | 16.55 |
| Oct 2021 | 960.6905498426844 | 1.93 | 18.10 |
| Nov 2021 | 965.2743154033783 | 0.48 | 17.80 |
| Dec 2021 | 975.8118716672675 | 1.09 | 18.48 |
| Jan 2022 | 1026.1701248191478 | 5.16 | 22.45 |
| Feb 2022 | 1081.0464035133175 | 5.35 | 26.30 |
| Mar 2022 | 1152.642038074948 | 6.62 | 28.67 |
| Apr 2022 | 1275.577054696352 | 10.67 | 40.25 |
| May 2022 | 1325.440558110479 | 3.91 | 44.75 |
| Jun 2022 | 1378.6983452170014 | 4.02 | 48.11 |
| Jul 2022 | 1372.7211508494156 | -0.43 | 47.36 |
| Aug 2022 | 1351.4470950199727 | -1.55 | 44.51 |
| Sep 2022 | 1470.1241821151305 | 8.78 | 55.97 |
| Oct 2022 | 1578.296830271517 | 7.36 | 64.29 |
| Nov 2022 | 1562.6027480317036 | -0.99 | 61.88 |
| Dec 2022 | 1499.5183124246444 | -4.04 | 53.67 |
| Jan 2023 | 1484.0099796218017 | -1.03 | 44.62 |
| Feb 2023 | 1481.4045661381695 | -0.18 | 37.03 |
| Mar 2023 | 1522.3410594311454 | 2.76 | 32.07 |
| Apr 2023 | 1500.3410553390813 | -1.44 | 17.62 |
| May 2023 | 1520.6227062689713 | 1.35 | 14.73 |
| Jun 2023 | 1573.541922184009 | 3.48 | 14.13 |
| Jul 2023 | 1602.4768302905668 | 1.84 | 16.74 |
| Aug 2023 | 1643.8806077258132 | 2.58 | 21.64 |
| Sep 2023 | 1666.646736576472 | 1.39 | 13.37 |
| Oct 2023 | 1730.0855455334486 | 3.81 | 9.62 |
| Nov 2023 | 1702.9512465216746 | -1.57 | 8.98 |
| Dec 2023 | 1609.9251191405876 | -5.46 | 7.36 |
| Jan 2024 | 1588.7200720754004 | -1.32 | 7.06 |
| Feb 2024 | 1613.2232668742763 | 1.54 | 8.90 |
| Mar 2024 | 1625.9075102314782 | 0.79 | 6.80 |
| Apr 2024 | 1656.654239439895 | 1.89 | 10.42 |
| May 2024 | 1671.1178006405867 | 0.87 | 9.90 |
| Jun 2024 | 1654.0008999747586 | -1.02 | 5.11 |
| Jul 2024 | 1646.615343028138 | -0.45 | 2.75 |
| Aug 2024 | 1598.3597773225626 | -2.93 | -2.77 |
| Sep 2024 | 1554.7983515903634 | -2.72 | -6.71 |
| Oct 2024 | 1597.1413527918646 | 2.72 | -7.68 |
| Nov 2024 | 1663.74251571569 | 4.17 | -2.30 |
| Dec 2024 | 1664.0647313633128 | 0.02 | 3.36 |
| Jan 2025 | 1714.786116547687 | 3.05 | 7.94 |
| Feb 2025 | 1705.657279190298 | -0.53 | 5.73 |
| Mar 2025 | 1678.8962260691912 | -1.57 | 3.26 |
| Apr 2025 | 1689.8830928113264 | 0.65 | 2.01 |
| May 2025 | 1705.3259342297797 | 0.91 | 2.05 |
| Jun 2025 | 1709.0811519775443 | 0.22 | 3.33 |
| Jul 2025 | 1702.2316941375925 | -0.40 | 3.38 |
| Aug 2025 | 1691.0523101740603 | -0.66 | 5.80 |
| Sep 2025 | 1666.3356495418277 | -1.46 | 7.17 |
| Oct 2025 | 1661.226150398911 | -0.31 | 4.01 |
| Nov 2025 | 1668.088263135322 | 0.41 | 0.26 |
| Dec 2025 | 1670.1533644733202 | 0.12 | 0.37 |
| Jan 2026 | 1664.8011634505908 | -0.32 | -2.91 |
| Feb 2026 | 1663.9004596379734 | -0.05 | -2.45 |
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