Elmira, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Elmira, NY Metro in February 2026 was $971.06. The month over month percentage change (MoM) was 0.02%, and the year over year percentage change (YoY) was -5.66%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Elmira, NY metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Elmira, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Elmira, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Elmira, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Elmira, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 476.9357921088887 | -2.30 | -10.14 |
| Feb 2015 | 479.00458941144507 | 0.43 | -8.49 |
| Mar 2015 | 483.7210304380225 | 0.99 | -7.93 |
| Apr 2015 | 481.2588651373411 | -0.51 | -8.44 |
| May 2015 | 490.6999175023709 | 1.96 | -5.28 |
| Jun 2015 | 497.63913079789427 | 1.41 | -3.51 |
| Jul 2015 | 500.02984201174223 | 0.48 | -2.54 |
| Aug 2015 | 492.9667408197193 | -1.41 | -3.51 |
| Sep 2015 | 491.56285192095555 | -0.28 | -4.01 |
| Oct 2015 | 486.7331707256638 | -0.98 | -3.17 |
| Nov 2015 | 493.39734456490123 | 1.37 | -0.86 |
| Dec 2015 | 495.7059768985415 | 0.47 | 1.55 |
| Jan 2016 | 493.0485755431114 | -0.54 | 3.38 |
| Feb 2016 | 484.380118824095 | -1.76 | 1.12 |
| Mar 2016 | 486.3003229029215 | 0.40 | 0.53 |
| Apr 2016 | 480.98609784824424 | -1.09 | -0.06 |
| May 2016 | 480.18898847013656 | -0.17 | -2.14 |
| Jun 2016 | 478.9707354217232 | -0.25 | -3.75 |
| Jul 2016 | 472.84484403712395 | -1.28 | -5.44 |
| Aug 2016 | 473.5317199191772 | 0.14 | -3.94 |
| Sep 2016 | 476.3202134008499 | 0.59 | -3.10 |
| Oct 2016 | 478.7535738105649 | 0.51 | -1.64 |
| Nov 2016 | 494.8021366476651 | 3.35 | 0.28 |
| Dec 2016 | 517.2847932724314 | 4.54 | 4.35 |
| Jan 2017 | 514.7054692477002 | -0.50 | 4.39 |
| Feb 2017 | 515.0588533213262 | 0.07 | 6.33 |
| Mar 2017 | 515.3855556888816 | 0.06 | 5.98 |
| Apr 2017 | 505.8864911676594 | -1.84 | 5.18 |
| May 2017 | 503.6585452361179 | -0.44 | 4.89 |
| Jun 2017 | 498.1243172860688 | -1.10 | 4.00 |
| Jul 2017 | 502.7268919829439 | 0.92 | 6.32 |
| Aug 2017 | 500.05730564756675 | -0.53 | 5.60 |
| Sep 2017 | 498.71333817289616 | -0.27 | 4.70 |
| Oct 2017 | 506.1108002044334 | 1.48 | 5.71 |
| Nov 2017 | 509.9304044141917 | 0.76 | 3.06 |
| Dec 2017 | 513.8782048842885 | 0.77 | -0.66 |
| Jan 2018 | 520.6234672327331 | 1.31 | 1.15 |
| Feb 2018 | 538.4921503028972 | 3.43 | 4.55 |
| Mar 2018 | 545.6436144765236 | 1.33 | 5.87 |
| Apr 2018 | 547.4773642060076 | 0.34 | 8.22 |
| May 2018 | 555.0281894066483 | 1.38 | 10.20 |
| Jun 2018 | 557.2690944678127 | 0.40 | 11.87 |
| Jul 2018 | 559.8894419104718 | 0.47 | 11.37 |
| Aug 2018 | 567.0477957741962 | 1.28 | 13.40 |
| Sep 2018 | 577.3089511718937 | 1.81 | 15.76 |
| Oct 2018 | 591.816571301224 | 2.51 | 16.93 |
| Nov 2018 | 595.0195722530449 | 0.54 | 16.69 |
| Dec 2018 | 580.093951887914 | -2.51 | 12.89 |
| Jan 2019 | 568.7634408036733 | -1.95 | 9.25 |
| Feb 2019 | 562.2800823180862 | -1.14 | 4.42 |
| Mar 2019 | 556.3881626147555 | -1.05 | 1.97 |
| Apr 2019 | 549.7658849051836 | -1.19 | 0.42 |
| May 2019 | 546.874303326888 | -0.53 | -1.47 |
| Jun 2019 | 533.8553005821689 | -2.38 | -4.20 |
| Jul 2019 | 534.799523140075 | 0.18 | -4.48 |
| Aug 2019 | 529.6284547844245 | -0.97 | -6.60 |
| Sep 2019 | 531.1834583512915 | 0.29 | -7.99 |
| Oct 2019 | 537.650144662287 | 1.22 | -9.15 |
| Nov 2019 | 539.8245574943443 | 0.40 | -9.28 |
| Dec 2019 | 544.1255395163442 | 0.80 | -6.20 |
| Jan 2020 | 540.084314028685 | -0.74 | -5.04 |
| Feb 2020 | 532.3112789237506 | -1.44 | -5.33 |
| Mar 2020 | 531.2895708504851 | -0.19 | -4.51 |
| Apr 2020 | 524.3527081655873 | -1.31 | -4.62 |
| May 2020 | 521.4847206095802 | -0.55 | -4.64 |
| Jun 2020 | 519.4125070208094 | -0.40 | -2.70 |
| Jul 2020 | 514.012201196433 | -1.04 | -3.89 |
| Aug 2020 | 513.8256498303464 | -0.04 | -2.98 |
| Sep 2020 | 517.6800283096635 | 0.75 | -2.54 |
| Oct 2020 | 522.1525130616736 | 0.86 | -2.88 |
| Nov 2020 | 526.6568327412255 | 0.86 | -2.44 |
| Dec 2020 | 528.669368195712 | 0.38 | -2.84 |
| Jan 2021 | 536.5685199671342 | 1.49 | -0.65 |
| Feb 2021 | 544.8878573036469 | 1.55 | 2.36 |
| Mar 2021 | 566.361385685928 | 3.94 | 6.60 |
| Apr 2021 | 571.0289844635942 | 0.82 | 8.90 |
| May 2021 | 572.6262522932624 | 0.28 | 9.81 |
| Jun 2021 | 581.3930202296042 | 1.53 | 11.93 |
| Jul 2021 | 580.8944902075976 | -0.09 | 13.01 |
| Aug 2021 | 582.1233015898981 | 0.21 | 13.29 |
| Sep 2021 | 585.9892241980717 | 0.66 | 13.20 |
| Oct 2021 | 597.3794269081473 | 1.94 | 14.41 |
| Nov 2021 | 599.2501865713377 | 0.31 | 13.78 |
| Dec 2021 | 604.1567143781795 | 0.82 | 14.28 |
| Jan 2022 | 631.959712581477 | 4.60 | 17.78 |
| Feb 2022 | 659.6865268075618 | 4.39 | 21.07 |
| Mar 2022 | 694.3304029602316 | 5.25 | 22.60 |
| Apr 2022 | 759.7026588569086 | 9.41 | 33.04 |
| May 2022 | 785.5565332816847 | 3.40 | 37.19 |
| Jun 2022 | 819.5277683312479 | 4.32 | 40.96 |
| Jul 2022 | 821.7602641070102 | 0.27 | 41.47 |
| Aug 2022 | 813.0637901910441 | -1.06 | 39.67 |
| Sep 2022 | 886.6820344929822 | 9.05 | 51.31 |
| Oct 2022 | 953.376606355631 | 7.52 | 59.59 |
| Nov 2022 | 946.1398398675861 | -0.76 | 57.89 |
| Dec 2022 | 910.0455911890426 | -3.81 | 50.63 |
| Jan 2023 | 902.0278354081737 | -0.88 | 42.74 |
| Feb 2023 | 901.8024606528157 | -0.02 | 36.70 |
| Mar 2023 | 927.5725340186931 | 2.86 | 33.59 |
| Apr 2023 | 913.9611600732785 | -1.47 | 20.31 |
| May 2023 | 924.9969183519595 | 1.21 | 17.75 |
| Jun 2023 | 954.6309789436888 | 3.20 | 16.49 |
| Jul 2023 | 969.8336913568739 | 1.59 | 18.02 |
| Aug 2023 | 993.0312071525243 | 2.39 | 22.13 |
| Sep 2023 | 1007.313783366611 | 1.44 | 13.61 |
| Oct 2023 | 1048.353339618616 | 4.07 | 9.96 |
| Nov 2023 | 1036.4058976189795 | -1.14 | 9.54 |
| Dec 2023 | 980.766126066916 | -5.37 | 7.77 |
| Jan 2024 | 965.1175037391125 | -1.60 | 6.99 |
| Feb 2024 | 976.7180395169028 | 1.20 | 8.31 |
| Mar 2024 | 985.6134444690103 | 0.91 | 6.26 |
| Apr 2024 | 1008.7960794510915 | 2.35 | 10.38 |
| May 2024 | 1024.9824118329796 | 1.61 | 10.81 |
| Jun 2024 | 1021.3250482083428 | -0.36 | 6.99 |
| Jul 2024 | 1021.2725618458924 | 0.00 | 5.30 |
| Aug 2024 | 992.3043859062459 | -2.84 | -0.07 |
| Sep 2024 | 963.4026867711499 | -2.91 | -4.36 |
| Oct 2024 | 985.9206711048876 | 2.34 | -5.95 |
| Nov 2024 | 1021.5378936282135 | 3.61 | -1.43 |
| Dec 2024 | 1016.4711692997912 | -0.50 | 3.64 |
| Jan 2025 | 1041.0868604697425 | 2.42 | 7.87 |
| Feb 2025 | 1029.3659685627213 | -1.13 | 5.39 |
| Mar 2025 | 1007.0366902883718 | -2.17 | 2.17 |
| Apr 2025 | 1011.0121953925684 | 0.40 | 0.22 |
| May 2025 | 1020.7970947836405 | 0.97 | -0.41 |
| Jun 2025 | 1024.7756736452423 | 0.39 | 0.34 |
| Jul 2025 | 1019.6593363096814 | -0.50 | -0.16 |
| Aug 2025 | 1008.9359464122952 | -1.05 | 1.68 |
| Sep 2025 | 987.8755755449893 | -2.09 | 2.54 |
| Oct 2025 | 979.6085026415199 | -0.84 | -0.64 |
| Nov 2025 | 979.1487322553247 | -0.05 | -4.15 |
| Dec 2025 | 976.182316338128 | -0.30 | -3.96 |
| Jan 2026 | 970.828472147622 | -0.55 | -6.75 |
| Feb 2026 | 971.0600400179214 | 0.02 | -5.66 |
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