Eugene, OR (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Eugene, OR Metro in February 2026 was $2,917.615. The month over month percentage change (MoM) was -0.41%, and the year over year percentage change (YoY) was -7.29%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Eugene, OR metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Eugene, OR metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Eugene, OR (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Eugene, OR (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Eugene, OR (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1099.3520575638613 | -1.43 | -1.74 |
| Feb 2015 | 1111.2779677754465 | 1.09 | -0.21 |
| Mar 2015 | 1123.2064501939924 | 1.07 | -0.22 |
| Apr 2015 | 1116.8148202314371 | -0.57 | -1.35 |
| May 2015 | 1141.4039755895624 | 2.20 | 1.70 |
| Jun 2015 | 1163.9509855969868 | 1.98 | 3.49 |
| Jul 2015 | 1177.8530245049233 | 1.19 | 4.59 |
| Aug 2015 | 1167.8426939549877 | -0.85 | 3.50 |
| Sep 2015 | 1173.3756731139244 | 0.47 | 3.18 |
| Oct 2015 | 1171.532814356443 | -0.16 | 4.09 |
| Nov 2015 | 1198.4033046304332 | 2.29 | 6.56 |
| Dec 2015 | 1212.6682712466786 | 1.19 | 8.73 |
| Jan 2016 | 1212.462912405166 | -0.02 | 10.29 |
| Feb 2016 | 1197.045480208637 | -1.27 | 7.72 |
| Mar 2016 | 1209.6391725401566 | 1.05 | 7.70 |
| Apr 2016 | 1206.6082091853189 | -0.25 | 8.04 |
| May 2016 | 1214.5178387088743 | 0.66 | 6.41 |
| Jun 2016 | 1218.9903225848802 | 0.37 | 4.73 |
| Jul 2016 | 1209.7696766574622 | -0.76 | 2.71 |
| Aug 2016 | 1215.9588139336265 | 0.51 | 4.12 |
| Sep 2016 | 1226.5792471396512 | 0.87 | 4.53 |
| Oct 2016 | 1237.463983239579 | 0.89 | 5.63 |
| Nov 2016 | 1288.109097514347 | 4.09 | 7.49 |
| Dec 2016 | 1358.2531250955094 | 5.45 | 12.01 |
| Jan 2017 | 1361.9503081985688 | 0.27 | 12.33 |
| Feb 2017 | 1372.5176897254116 | 0.78 | 14.66 |
| Mar 2017 | 1385.025002885875 | 0.91 | 14.50 |
| Apr 2017 | 1373.2625521886077 | -0.85 | 13.81 |
| May 2017 | 1378.5642958196606 | 0.39 | 13.51 |
| Jun 2017 | 1374.0847531974507 | -0.32 | 12.72 |
| Jul 2017 | 1393.1358314945599 | 1.39 | 15.16 |
| Aug 2017 | 1391.2654191533327 | -0.13 | 14.42 |
| Sep 2017 | 1390.2560068330731 | -0.07 | 13.34 |
| Oct 2017 | 1413.6625676870717 | 1.68 | 14.24 |
| Nov 2017 | 1428.0833850244571 | 1.02 | 10.87 |
| Dec 2017 | 1443.3023183944222 | 1.07 | 6.26 |
| Jan 2018 | 1466.51632469574 | 1.61 | 7.68 |
| Feb 2018 | 1523.1776876556826 | 3.86 | 10.98 |
| Mar 2018 | 1553.3057677885997 | 1.98 | 12.15 |
| Apr 2018 | 1569.0317010283923 | 1.01 | 14.26 |
| May 2018 | 1597.3064610947567 | 1.80 | 15.87 |
| Jun 2018 | 1602.9095765214386 | 0.35 | 16.65 |
| Jul 2018 | 1604.8635109973409 | 0.12 | 15.20 |
| Aug 2018 | 1618.855747303043 | 0.87 | 16.36 |
| Sep 2018 | 1639.7014341716254 | 1.29 | 17.94 |
| Oct 2018 | 1679.2223879121775 | 2.41 | 18.79 |
| Nov 2018 | 1689.1137881159761 | 0.59 | 18.28 |
| Dec 2018 | 1658.3229478005119 | -1.82 | 14.90 |
| Jan 2019 | 1639.2445654504536 | -1.15 | 11.78 |
| Feb 2019 | 1635.5479068547372 | -0.23 | 7.38 |
| Mar 2019 | 1627.770338710702 | -0.48 | 4.79 |
| Apr 2019 | 1614.1744326720313 | -0.83 | 2.88 |
| May 2019 | 1607.9244060736144 | -0.39 | 0.67 |
| Jun 2019 | 1570.8462711564277 | -2.31 | -2.00 |
| Jul 2019 | 1572.5008250488397 | 0.11 | -2.02 |
| Aug 2019 | 1556.3698440864157 | -1.03 | -3.86 |
| Sep 2019 | 1560.7978941226077 | 0.28 | -4.81 |
| Oct 2019 | 1581.1155073332234 | 1.30 | -5.84 |
| Nov 2019 | 1589.4931778421956 | 0.53 | -5.90 |
| Dec 2019 | 1603.6956123749867 | 0.89 | -3.29 |
| Jan 2020 | 1601.6412356988053 | -0.13 | -2.29 |
| Feb 2020 | 1592.3788102284634 | -0.58 | -2.64 |
| Mar 2020 | 1608.2982759237655 | 1.00 | -1.20 |
| Apr 2020 | 1599.7155253752314 | -0.53 | -0.90 |
| May 2020 | 1596.078902292794 | -0.23 | -0.74 |
| Jun 2020 | 1588.8721035289711 | -0.45 | 1.15 |
| Jul 2020 | 1568.004234280311 | -1.31 | -0.29 |
| Aug 2020 | 1563.5130263543906 | -0.29 | 0.46 |
| Sep 2020 | 1572.4787057776784 | 0.57 | 0.75 |
| Oct 2020 | 1585.656551434708 | 0.84 | 0.29 |
| Nov 2020 | 1600.8537883875142 | 0.96 | 0.72 |
| Dec 2020 | 1614.3186630575194 | 0.84 | 0.66 |
| Jan 2021 | 1650.8517642241056 | 2.26 | 3.07 |
| Feb 2021 | 1695.0615822580248 | 2.68 | 6.45 |
| Mar 2021 | 1779.6783852843103 | 4.99 | 10.66 |
| Apr 2021 | 1812.0104572215594 | 1.82 | 13.27 |
| May 2021 | 1828.4734842327734 | 0.91 | 14.56 |
| Jun 2021 | 1864.9072862995854 | 1.99 | 17.37 |
| Jul 2021 | 1871.7335860059688 | 0.37 | 19.37 |
| Aug 2021 | 1884.544355284291 | 0.68 | 20.53 |
| Sep 2021 | 1904.7275550964093 | 1.07 | 21.13 |
| Oct 2021 | 1945.789969472941 | 2.16 | 22.71 |
| Nov 2021 | 1955.115462467446 | 0.48 | 22.13 |
| Dec 2021 | 1973.5612473453857 | 0.94 | 22.25 |
| Jan 2022 | 2069.031327332545 | 4.84 | 25.33 |
| Feb 2022 | 2171.320974191484 | 4.94 | 28.10 |
| Mar 2022 | 2307.6808249131586 | 6.28 | 29.67 |
| Apr 2022 | 2550.307423913224 | 10.51 | 40.74 |
| May 2022 | 2655.6958194934787 | 4.13 | 45.24 |
| Jun 2022 | 2763.485738997263 | 4.06 | 48.18 |
| Jul 2022 | 2741.034770723267 | -0.81 | 46.44 |
| Aug 2022 | 2678.2317046622993 | -2.29 | 42.12 |
| Sep 2022 | 2891.852485129104 | 7.98 | 51.83 |
| Oct 2022 | 3090.1171441466036 | 6.86 | 58.81 |
| Nov 2022 | 3050.0374392841704 | -1.30 | 56.00 |
| Dec 2022 | 2918.3574658174603 | -4.32 | 47.87 |
| Jan 2023 | 2882.655708960041 | -1.22 | 39.32 |
| Feb 2023 | 2873.129191854908 | -0.33 | 32.32 |
| Mar 2023 | 2950.5785084355225 | 2.70 | 27.86 |
| Apr 2023 | 2902.8838323305054 | -1.62 | 13.83 |
| May 2023 | 2934.7741344969722 | 1.10 | 10.51 |
| Jun 2023 | 3027.78357811643 | 3.17 | 9.56 |
| Jul 2023 | 3077.7321487796657 | 1.65 | 12.28 |
| Aug 2023 | 3157.986100766748 | 2.61 | 17.91 |
| Sep 2023 | 3202.083123036308 | 1.40 | 10.73 |
| Oct 2023 | 3324.072570405603 | 3.81 | 7.57 |
| Nov 2023 | 3267.5243723180183 | -1.70 | 7.13 |
| Dec 2023 | 3085.8973335970218 | -5.56 | 5.74 |
| Jan 2024 | 3034.9638123696213 | -1.65 | 5.28 |
| Feb 2024 | 3072.264485599994 | 1.23 | 6.93 |
| Mar 2024 | 3089.5950078862907 | 0.56 | 4.71 |
| Apr 2024 | 3143.354376888731 | 1.74 | 8.28 |
| May 2024 | 3166.5442435157743 | 0.74 | 7.90 |
| Jun 2024 | 3124.934672848748 | -1.31 | 3.21 |
| Jul 2024 | 3104.181531981266 | -0.66 | 0.86 |
| Aug 2024 | 3006.600057264216 | -3.14 | -4.79 |
| Sep 2024 | 2922.3596558757076 | -2.80 | -8.74 |
| Oct 2024 | 2997.526997712933 | 2.57 | -9.82 |
| Nov 2024 | 3112.7524347186927 | 3.84 | -4.74 |
| Dec 2024 | 3099.6858914473873 | -0.42 | 0.45 |
| Jan 2025 | 3177.096541281611 | 2.50 | 4.68 |
| Feb 2025 | 3146.96973194566 | -0.95 | 2.43 |
| Mar 2025 | 3086.7619823702034 | -1.91 | -0.09 |
| Apr 2025 | 3101.382395345869 | 0.47 | -1.33 |
| May 2025 | 3119.0259497065304 | 0.57 | -1.50 |
| Jun 2025 | 3111.174250194375 | -0.25 | -0.44 |
| Jul 2025 | 3077.4874593233158 | -1.08 | -0.86 |
| Aug 2025 | 3037.931978368195 | -1.28 | 1.04 |
| Sep 2025 | 2974.8212817678095 | -2.08 | 1.80 |
| Oct 2025 | 2950.9869628565243 | -0.80 | -1.55 |
| Nov 2025 | 2952.592753122961 | 0.05 | -5.14 |
| Dec 2025 | 2947.124988855692 | -0.18 | -4.92 |
| Jan 2026 | 2929.7850075124998 | -0.59 | -7.78 |
| Feb 2026 | 2917.6153739526694 | -0.41 | -7.29 |
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