Fargo, ND (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Fargo, ND Metro in February 2026 was $2,068.897. The month over month percentage change (MoM) was -0.15%, and the year over year percentage change (YoY) was -3.77%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Fargo, ND metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Fargo, ND metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Fargo, ND (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Fargo, ND (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Fargo, ND (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1013.9250071118701 | -1.55 | -1.04 |
| Feb 2015 | 1021.692017022252 | 0.77 | 0.82 |
| Mar 2015 | 1032.227709735524 | 1.03 | 1.32 |
| Apr 2015 | 1028.941041666137 | -0.32 | 0.76 |
| May 2015 | 1059.2217813047168 | 2.94 | 4.80 |
| Jun 2015 | 1090.2555070889425 | 2.93 | 7.59 |
| Jul 2015 | 1112.9184930102876 | 2.08 | 9.38 |
| Aug 2015 | 1108.6018709012599 | -0.39 | 8.28 |
| Sep 2015 | 1115.343703117476 | 0.61 | 7.53 |
| Oct 2015 | 1113.7501510043119 | -0.14 | 7.91 |
| Nov 2015 | 1140.3454417732814 | 2.39 | 10.00 |
| Dec 2015 | 1153.785395270493 | 1.18 | 12.02 |
| Jan 2016 | 1150.5109782645068 | -0.28 | 13.47 |
| Feb 2016 | 1131.4113822065437 | -1.66 | 10.74 |
| Mar 2016 | 1138.3372214821964 | 0.61 | 10.28 |
| Apr 2016 | 1131.7896593181874 | -0.57 | 10.00 |
| May 2016 | 1135.159887150169 | 0.30 | 7.17 |
| Jun 2016 | 1137.0859034379957 | 0.17 | 4.30 |
| Jul 2016 | 1127.334215959046 | -0.86 | 1.30 |
| Aug 2016 | 1131.6319084489867 | 0.38 | 2.08 |
| Sep 2016 | 1139.7997422697645 | 0.72 | 2.19 |
| Oct 2016 | 1146.8176721736972 | 0.62 | 2.97 |
| Nov 2016 | 1189.685010903825 | 3.74 | 4.33 |
| Dec 2016 | 1250.5139541777683 | 5.11 | 8.38 |
| Jan 2017 | 1249.3969309980052 | -0.09 | 8.60 |
| Feb 2017 | 1255.1614552844671 | 0.46 | 10.94 |
| Mar 2017 | 1258.6069516969576 | 0.28 | 10.57 |
| Apr 2017 | 1239.1691962771665 | -1.54 | 9.49 |
| May 2017 | 1235.175840280851 | -0.32 | 8.81 |
| Jun 2017 | 1224.659777740071 | -0.85 | 7.70 |
| Jul 2017 | 1234.6466985320174 | 0.82 | 9.52 |
| Aug 2017 | 1222.6888296117577 | -0.97 | 8.05 |
| Sep 2017 | 1210.5488602736164 | -0.99 | 6.21 |
| Oct 2017 | 1220.951985197944 | 0.86 | 6.46 |
| Nov 2017 | 1225.4860251523182 | 0.37 | 3.01 |
| Dec 2017 | 1231.635134556121 | 0.50 | -1.51 |
| Jan 2018 | 1244.1187588998055 | 1.01 | -0.42 |
| Feb 2018 | 1285.1953937612573 | 3.30 | 2.39 |
| Mar 2018 | 1303.471391551575 | 1.42 | 3.57 |
| Apr 2018 | 1308.3879118641405 | 0.38 | 5.59 |
| May 2018 | 1324.3824929789025 | 1.22 | 7.22 |
| Jun 2018 | 1320.8836819925873 | -0.26 | 7.86 |
| Jul 2018 | 1316.4194328421343 | -0.34 | 6.62 |
| Aug 2018 | 1319.4722412046763 | 0.23 | 7.92 |
| Sep 2018 | 1328.6774195047474 | 0.70 | 9.76 |
| Oct 2018 | 1352.1899809105446 | 1.77 | 10.75 |
| Nov 2018 | 1354.262667904971 | 0.15 | 10.51 |
| Dec 2018 | 1322.7207251169634 | -2.33 | 7.40 |
| Jan 2019 | 1303.1498608536522 | -1.48 | 4.75 |
| Feb 2019 | 1299.0504715950058 | -0.31 | 1.08 |
| Mar 2019 | 1295.6596121363812 | -0.26 | -0.60 |
| Apr 2019 | 1289.5234136406757 | -0.47 | -1.44 |
| May 2019 | 1290.1086651518283 | 0.05 | -2.59 |
| Jun 2019 | 1263.786432021222 | -2.04 | -4.32 |
| Jul 2019 | 1265.3902666749232 | 0.13 | -3.88 |
| Aug 2019 | 1247.8589607678377 | -1.38 | -5.43 |
| Sep 2019 | 1246.7478951755531 | -0.09 | -6.17 |
| Oct 2019 | 1259.3029307933073 | 1.01 | -6.87 |
| Nov 2019 | 1265.1748726267492 | 0.47 | -6.58 |
| Dec 2019 | 1273.7246500154292 | 0.68 | -3.70 |
| Jan 2020 | 1265.9901076756926 | -0.61 | -2.85 |
| Feb 2020 | 1248.8288680281507 | -1.36 | -3.87 |
| Mar 2020 | 1250.8089058306591 | 0.16 | -3.46 |
| Apr 2020 | 1234.5936264949673 | -1.30 | -4.26 |
| May 2020 | 1225.1574198166093 | -0.76 | -5.03 |
| Jun 2020 | 1215.565396698803 | -0.78 | -3.82 |
| Jul 2020 | 1196.1140805615855 | -1.60 | -5.47 |
| Aug 2020 | 1186.945326419658 | -0.77 | -4.88 |
| Sep 2020 | 1185.3482194779328 | -0.13 | -4.92 |
| Oct 2020 | 1182.3969241343452 | -0.25 | -6.11 |
| Nov 2020 | 1177.3051159586203 | -0.43 | -6.94 |
| Dec 2020 | 1168.7322250746215 | -0.73 | -8.24 |
| Jan 2021 | 1177.2797063814764 | 0.73 | -7.01 |
| Feb 2021 | 1191.0453406486845 | 1.17 | -4.63 |
| Mar 2021 | 1232.3129115651689 | 3.47 | -1.48 |
| Apr 2021 | 1237.5376230693548 | 0.42 | 0.24 |
| May 2021 | 1236.275001444906 | -0.10 | 0.91 |
| Jun 2021 | 1251.9327611580497 | 1.27 | 2.99 |
| Jul 2021 | 1252.0648398874882 | 0.01 | 4.68 |
| Aug 2021 | 1260.2033353636766 | 0.65 | 6.17 |
| Sep 2021 | 1275.5258884000436 | 1.22 | 7.61 |
| Oct 2021 | 1304.8700133093066 | 2.30 | 10.36 |
| Nov 2021 | 1310.8546611953527 | 0.46 | 11.34 |
| Dec 2021 | 1323.8719876711143 | 0.99 | 13.27 |
| Jan 2022 | 1385.245436195961 | 4.64 | 17.67 |
| Feb 2022 | 1444.3905741833303 | 4.27 | 21.27 |
| Mar 2022 | 1519.2314524192238 | 5.18 | 23.28 |
| Apr 2022 | 1664.0643482751145 | 9.53 | 34.47 |
| May 2022 | 1719.9194262916922 | 3.36 | 39.12 |
| Jun 2022 | 1783.467625032708 | 3.70 | 42.46 |
| Jul 2022 | 1769.718236778493 | -0.77 | 41.34 |
| Aug 2022 | 1739.1886703363216 | -1.72 | 38.01 |
| Sep 2022 | 1891.942309273302 | 8.78 | 48.33 |
| Oct 2022 | 2035.9150197594756 | 7.61 | 56.02 |
| Nov 2022 | 2021.7530128959543 | -0.70 | 54.23 |
| Dec 2022 | 1943.9803676623226 | -3.85 | 46.84 |
| Jan 2023 | 1930.9727775001086 | -0.67 | 39.40 |
| Feb 2023 | 1928.6905614957047 | -0.12 | 33.53 |
| Mar 2023 | 1985.115152460767 | 2.93 | 30.67 |
| Apr 2023 | 1954.85076890638 | -1.52 | 17.47 |
| May 2023 | 1979.242103738643 | 1.25 | 15.08 |
| Jun 2023 | 2043.4230574773912 | 3.24 | 14.58 |
| Jul 2023 | 2072.2747991364167 | 1.41 | 17.10 |
| Aug 2023 | 2120.086486085786 | 2.31 | 21.90 |
| Sep 2023 | 2140.057262816831 | 0.94 | 13.11 |
| Oct 2023 | 2212.3554847473924 | 3.38 | 8.67 |
| Nov 2023 | 2170.36775067358 | -1.90 | 7.35 |
| Dec 2023 | 2045.9161887255912 | -5.73 | 5.24 |
| Jan 2024 | 2012.3626112850989 | -1.64 | 4.22 |
| Feb 2024 | 2040.4685971204822 | 1.40 | 5.80 |
| Mar 2024 | 2060.300407316544 | 0.97 | 3.79 |
| Apr 2024 | 2105.6282452765477 | 2.20 | 7.71 |
| May 2024 | 2129.2722097584247 | 1.12 | 7.58 |
| Jun 2024 | 2108.2694571422603 | -0.99 | 3.17 |
| Jul 2024 | 2101.8375516384754 | -0.30 | 1.43 |
| Aug 2024 | 2043.6259972174666 | -2.77 | -3.61 |
| Sep 2024 | 1990.8891334834084 | -2.58 | -6.97 |
| Oct 2024 | 2043.0811750512614 | 2.62 | -7.65 |
| Nov 2024 | 2119.4142815216746 | 3.74 | -2.35 |
| Dec 2024 | 2109.2398754358 | -0.48 | 3.10 |
| Jan 2025 | 2164.0633027019962 | 2.60 | 7.54 |
| Feb 2025 | 2149.9499714705353 | -0.65 | 5.37 |
| Mar 2025 | 2115.707691008032 | -1.59 | 2.69 |
| Apr 2025 | 2130.9711730365434 | 0.72 | 1.20 |
| May 2025 | 2148.284972492698 | 0.81 | 0.89 |
| Jun 2025 | 2150.3809206254227 | 0.10 | 2.00 |
| Jul 2025 | 2133.5975190085874 | -0.78 | 1.51 |
| Aug 2025 | 2111.708852676342 | -1.03 | 3.33 |
| Sep 2025 | 2072.825026459852 | -1.84 | 4.12 |
| Oct 2025 | 2065.005815248244 | -0.38 | 1.07 |
| Nov 2025 | 2074.724463091837 | 0.47 | -2.11 |
| Dec 2025 | 2079.5640008959717 | 0.23 | -1.41 |
| Jan 2026 | 2072.0967210546214 | -0.36 | -4.25 |
| Feb 2026 | 2068.8966103998127 | -0.15 | -3.77 |
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