Flagstaff, AZ (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Flagstaff, AZ Metro in February 2026 was $4,021.957. The month over month percentage change (MoM) was -0.63%, and the year over year percentage change (YoY) was -6.75%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Flagstaff, AZ metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Flagstaff, AZ metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1386.1075771969165 | -1.40 | -0.49 |
| Feb 2015 | 1402.8966084284461 | 1.21 | 1.33 |
| Mar 2015 | 1424.6956302223803 | 1.55 | 1.75 |
| Apr 2015 | 1420.5429644962721 | -0.29 | 0.80 |
| May 2015 | 1456.2785404798894 | 2.52 | 4.03 |
| Jun 2015 | 1487.3003744848745 | 2.13 | 5.71 |
| Jul 2015 | 1505.5307421438588 | 1.23 | 6.72 |
| Aug 2015 | 1491.7150525442953 | -0.92 | 5.31 |
| Sep 2015 | 1497.7405877677907 | 0.40 | 4.60 |
| Oct 2015 | 1491.1557703200465 | -0.44 | 4.89 |
| Nov 2015 | 1519.8628530451565 | 1.93 | 6.90 |
| Dec 2015 | 1530.2280084662136 | 0.68 | 8.85 |
| Jan 2016 | 1526.4347055443816 | -0.25 | 10.12 |
| Feb 2016 | 1503.1635190849763 | -1.52 | 7.15 |
| Mar 2016 | 1516.1515167037876 | 0.86 | 6.42 |
| Apr 2016 | 1506.0713660179435 | -0.66 | 6.02 |
| May 2016 | 1511.5463584335678 | 0.36 | 3.80 |
| Jun 2016 | 1513.9645551338826 | 0.16 | 1.79 |
| Jul 2016 | 1503.5172974978489 | -0.69 | -0.13 |
| Aug 2016 | 1513.1470126562629 | 0.64 | 1.44 |
| Sep 2016 | 1527.8929424815044 | 0.98 | 2.01 |
| Oct 2016 | 1539.5217403520078 | 0.76 | 3.24 |
| Nov 2016 | 1595.9479209637814 | 3.67 | 5.01 |
| Dec 2016 | 1677.0508921529383 | 5.08 | 9.60 |
| Jan 2017 | 1682.385784202543 | 0.32 | 10.22 |
| Feb 2017 | 1706.3097458674047 | 1.42 | 13.52 |
| Mar 2017 | 1732.6995630158897 | 1.55 | 14.28 |
| Apr 2017 | 1723.323437168269 | -0.54 | 14.43 |
| May 2017 | 1727.820202200418 | 0.26 | 14.31 |
| Jun 2017 | 1716.3583026180745 | -0.66 | 13.37 |
| Jul 2017 | 1732.7569673292996 | 0.96 | 15.25 |
| Aug 2017 | 1721.179493827875 | -0.67 | 13.75 |
| Sep 2017 | 1711.890998924976 | -0.54 | 12.04 |
| Oct 2017 | 1732.2883488164464 | 1.19 | 12.52 |
| Nov 2017 | 1740.3004112411347 | 0.46 | 9.05 |
| Dec 2017 | 1748.9423138176319 | 0.50 | 4.29 |
| Jan 2018 | 1774.048294442067 | 1.44 | 5.45 |
| Feb 2018 | 1842.9839131151393 | 3.89 | 8.01 |
| Mar 2018 | 1879.642872629492 | 1.99 | 8.48 |
| Apr 2018 | 1893.947602846905 | 0.76 | 9.90 |
| May 2018 | 1928.5705287187043 | 1.83 | 11.62 |
| Jun 2018 | 1936.8543269249826 | 0.43 | 12.85 |
| Jul 2018 | 1938.9880296743752 | 0.11 | 11.90 |
| Aug 2018 | 1948.0042695495163 | 0.47 | 13.18 |
| Sep 2018 | 1965.0546736845245 | 0.88 | 14.79 |
| Oct 2018 | 2005.3688570301033 | 2.05 | 15.76 |
| Nov 2018 | 2013.4132336577359 | 0.40 | 15.69 |
| Dec 2018 | 1971.7902622082943 | -2.07 | 12.74 |
| Jan 2019 | 1949.8233145569393 | -1.11 | 9.91 |
| Feb 2019 | 1949.653343675794 | -0.01 | 5.79 |
| Mar 2019 | 1946.4744601210564 | -0.16 | 3.56 |
| Apr 2019 | 1931.8942311224387 | -0.75 | 2.00 |
| May 2019 | 1922.4481853032014 | -0.49 | -0.32 |
| Jun 2019 | 1874.5698344872612 | -2.49 | -3.22 |
| Jul 2019 | 1871.9643450501624 | -0.14 | -3.46 |
| Aug 2019 | 1848.6492645622732 | -1.25 | -5.10 |
| Sep 2019 | 1853.0638331110033 | 0.24 | -5.70 |
| Oct 2019 | 1874.9383218582009 | 1.18 | -6.50 |
| Nov 2019 | 1882.3940061096855 | 0.40 | -6.51 |
| Dec 2019 | 1895.5581212875518 | 0.70 | -3.87 |
| Jan 2020 | 1896.275680263576 | 0.04 | -2.75 |
| Feb 2020 | 1886.5825548222497 | -0.51 | -3.23 |
| Mar 2020 | 1902.868709867038 | 0.86 | -2.24 |
| Apr 2020 | 1885.8913852464887 | -0.89 | -2.38 |
| May 2020 | 1873.7692395811923 | -0.64 | -2.53 |
| Jun 2020 | 1859.7099073738227 | -0.75 | -0.79 |
| Jul 2020 | 1832.7471263031416 | -1.45 | -2.10 |
| Aug 2020 | 1831.1503024002934 | -0.09 | -0.95 |
| Sep 2020 | 1847.29693500524 | 0.88 | -0.31 |
| Oct 2020 | 1866.1918657410902 | 1.02 | -0.47 |
| Nov 2020 | 1884.6802014833165 | 0.99 | 0.12 |
| Dec 2020 | 1901.533413828586 | 0.89 | 0.32 |
| Jan 2021 | 1945.2868424779374 | 2.30 | 2.59 |
| Feb 2021 | 2001.0013178417967 | 2.86 | 6.07 |
| Mar 2021 | 2106.4403873608844 | 5.27 | 10.70 |
| Apr 2021 | 2154.003718994596 | 2.26 | 14.22 |
| May 2021 | 2192.4393570222446 | 1.78 | 17.01 |
| Jun 2021 | 2263.7734123447117 | 3.25 | 21.73 |
| Jul 2021 | 2300.855570884588 | 1.64 | 25.54 |
| Aug 2021 | 2342.0431331502336 | 1.79 | 27.90 |
| Sep 2021 | 2387.0184352369283 | 1.92 | 29.22 |
| Oct 2021 | 2460.1103568130134 | 3.06 | 31.83 |
| Nov 2021 | 2490.1750403135075 | 1.22 | 32.13 |
| Dec 2021 | 2534.708901446955 | 1.79 | 33.30 |
| Jan 2022 | 2674.529452111702 | 5.52 | 37.49 |
| Feb 2022 | 2824.770989221205 | 5.62 | 41.17 |
| Mar 2022 | 3027.960103073974 | 7.19 | 43.75 |
| Apr 2022 | 3382.037175163791 | 11.69 | 57.01 |
| May 2022 | 3556.777020706597 | 5.17 | 62.23 |
| Jun 2022 | 3725.6587065361673 | 4.75 | 64.58 |
| Jul 2022 | 3702.113087206345 | -0.63 | 60.90 |
| Aug 2022 | 3606.0251403363345 | -2.59 | 53.97 |
| Sep 2022 | 3862.32393039012 | 7.11 | 61.81 |
| Oct 2022 | 4094.294975263184 | 6.01 | 66.43 |
| Nov 2022 | 4011.1701239923304 | -2.03 | 61.08 |
| Dec 2022 | 3819.685899893014 | -4.77 | 50.70 |
| Jan 2023 | 3753.5341511439633 | -1.73 | 40.34 |
| Feb 2023 | 3724.4800048416982 | -0.77 | 31.85 |
| Mar 2023 | 3811.469775736209 | 2.34 | 25.88 |
| Apr 2023 | 3752.1297476543946 | -1.56 | 10.94 |
| May 2023 | 3813.2074276959947 | 1.63 | 7.21 |
| Jun 2023 | 3963.4918312336044 | 3.94 | 6.38 |
| Jul 2023 | 4053.7498145761097 | 2.28 | 9.50 |
| Aug 2023 | 4174.720496664686 | 2.98 | 15.77 |
| Sep 2023 | 4248.100389533096 | 1.76 | 9.99 |
| Oct 2023 | 4424.674175809298 | 4.16 | 8.07 |
| Nov 2023 | 4367.8664214630935 | -1.28 | 8.89 |
| Dec 2023 | 4129.855380812062 | -5.45 | 8.12 |
| Jan 2024 | 4053.785754712994 | -1.84 | 8.00 |
| Feb 2024 | 4107.211587314845 | 1.32 | 10.28 |
| Mar 2024 | 4151.6575416086025 | 1.08 | 8.93 |
| Apr 2024 | 4264.942340379328 | 2.73 | 13.67 |
| May 2024 | 4324.897926242587 | 1.41 | 13.42 |
| Jun 2024 | 4276.997268305835 | -1.11 | 7.91 |
| Jul 2024 | 4247.985976435213 | -0.68 | 4.79 |
| Aug 2024 | 4111.769123856833 | -3.21 | -1.51 |
| Sep 2024 | 3996.4833784463344 | -2.80 | -5.92 |
| Oct 2024 | 4096.329182572218 | 2.50 | -7.42 |
| Nov 2024 | 4251.37139864032 | 3.79 | -2.67 |
| Dec 2024 | 4234.005974405651 | -0.41 | 2.52 |
| Jan 2025 | 4345.051013242354 | 2.62 | 7.19 |
| Feb 2025 | 4312.88815658249 | -0.74 | 5.01 |
| Mar 2025 | 4239.738496047078 | -1.70 | 2.12 |
| Apr 2025 | 4269.247789779516 | 0.70 | 0.10 |
| May 2025 | 4302.010826963987 | 0.77 | -0.53 |
| Jun 2025 | 4301.320398329236 | -0.02 | 0.57 |
| Jul 2025 | 4262.395009623002 | -0.90 | 0.34 |
| Aug 2025 | 4211.316767217808 | -1.20 | 2.42 |
| Sep 2025 | 4125.363976668683 | -2.04 | 3.23 |
| Oct 2025 | 4093.513485586779 | -0.77 | -0.07 |
| Nov 2025 | 4093.7992373687407 | 0.01 | -3.71 |
| Dec 2025 | 4080.3558301249245 | -0.33 | -3.63 |
| Jan 2026 | 4047.395430100244 | -0.81 | -6.85 |
| Feb 2026 | 4021.956671769117 | -0.63 | -6.75 |