Gainesville, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Gainesville, FL Metro in February 2026 was $1,948.795. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -9.33%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Gainesville, FL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Gainesville, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 765.8421542359964 | -1.64 | -3.06 |
| Feb 2015 | 772.8478682234329 | 0.92 | -1.86 |
| Mar 2015 | 780.96765564694 | 1.05 | -2.15 |
| Apr 2015 | 775.9898255051048 | -0.64 | -3.57 |
| May 2015 | 793.0415566558647 | 2.20 | -0.72 |
| Jun 2015 | 808.9469603264381 | 2.01 | 1.13 |
| Jul 2015 | 819.2143316287757 | 1.27 | 2.63 |
| Aug 2015 | 811.5057293209338 | -0.94 | 1.99 |
| Sep 2015 | 815.205708019942 | 0.46 | 1.97 |
| Oct 2015 | 812.3647831177547 | -0.35 | 2.93 |
| Nov 2015 | 829.0704325442629 | 2.06 | 5.27 |
| Dec 2015 | 834.2231550094765 | 0.62 | 7.15 |
| Jan 2016 | 830.1684622147416 | -0.49 | 8.40 |
| Feb 2016 | 816.0744169451733 | -1.70 | 5.59 |
| Mar 2016 | 822.8186505983379 | 0.83 | 5.36 |
| Apr 2016 | 818.3318927014668 | -0.55 | 5.46 |
| May 2016 | 822.0948153196723 | 0.46 | 3.66 |
| Jun 2016 | 823.814933729639 | 0.21 | 1.84 |
| Jul 2016 | 817.0691475828247 | -0.82 | -0.26 |
| Aug 2016 | 820.7747224293323 | 0.45 | 1.14 |
| Sep 2016 | 827.8326994291541 | 0.86 | 1.55 |
| Oct 2016 | 834.1132243903472 | 0.76 | 2.68 |
| Nov 2016 | 865.7461800075089 | 3.79 | 4.42 |
| Dec 2016 | 910.2254636038581 | 5.14 | 9.11 |
| Jan 2017 | 911.4461090928999 | 0.13 | 9.79 |
| Feb 2017 | 919.4156376730444 | 0.87 | 12.66 |
| Mar 2017 | 928.9103686402885 | 1.03 | 12.89 |
| Apr 2017 | 922.1715105499411 | -0.72 | 12.69 |
| May 2017 | 926.4210995479161 | 0.46 | 12.69 |
| Jun 2017 | 923.8632577552131 | -0.28 | 12.15 |
| Jul 2017 | 936.2288928822927 | 1.34 | 14.58 |
| Aug 2017 | 933.6542097777444 | -0.28 | 13.75 |
| Sep 2017 | 931.5293321304734 | -0.23 | 12.53 |
| Oct 2017 | 945.0710969259618 | 1.45 | 13.30 |
| Nov 2017 | 952.6981960796185 | 0.81 | 10.04 |
| Dec 2017 | 959.8830926338229 | 0.75 | 5.46 |
| Jan 2018 | 971.951650198419 | 1.26 | 6.64 |
| Feb 2018 | 1006.4091477295713 | 3.55 | 9.46 |
| Mar 2018 | 1024.3912116644005 | 1.79 | 10.28 |
| Apr 2018 | 1034.8260083565335 | 1.02 | 12.22 |
| May 2018 | 1055.4571935204547 | 1.99 | 13.93 |
| Jun 2018 | 1060.0642113531553 | 0.44 | 14.74 |
| Jul 2018 | 1062.5016641353004 | 0.23 | 13.49 |
| Aug 2018 | 1070.2929220394606 | 0.73 | 14.64 |
| Sep 2018 | 1084.4422388727487 | 1.32 | 16.42 |
| Oct 2018 | 1110.0683369516119 | 2.36 | 17.46 |
| Nov 2018 | 1117.9599973823888 | 0.71 | 17.35 |
| Dec 2018 | 1097.0093042394024 | -1.87 | 14.29 |
| Jan 2019 | 1080.449664547815 | -1.51 | 11.16 |
| Feb 2019 | 1070.7815624978828 | -0.89 | 6.40 |
| Mar 2019 | 1058.3630739880284 | -1.16 | 3.32 |
| Apr 2019 | 1046.7302141734574 | -1.10 | 1.15 |
| May 2019 | 1043.1536318856533 | -0.34 | -1.17 |
| Jun 2019 | 1021.2043936089191 | -2.10 | -3.67 |
| Jul 2019 | 1025.092960748694 | 0.38 | -3.52 |
| Aug 2019 | 1017.1743649000032 | -0.77 | -4.96 |
| Sep 2019 | 1022.2687276504176 | 0.50 | -5.73 |
| Oct 2019 | 1035.9043361858962 | 1.33 | -6.68 |
| Nov 2019 | 1041.5906169927407 | 0.55 | -6.83 |
| Dec 2019 | 1051.0147993956323 | 0.91 | -4.19 |
| Jan 2020 | 1049.0602726421257 | -0.19 | -2.90 |
| Feb 2020 | 1040.2801869632174 | -0.84 | -2.85 |
| Mar 2020 | 1046.4601332727443 | 0.59 | -1.12 |
| Apr 2020 | 1036.8953727790454 | -0.91 | -0.94 |
| May 2020 | 1032.9966579790125 | -0.38 | -0.97 |
| Jun 2020 | 1027.9899405867727 | -0.48 | 0.66 |
| Jul 2020 | 1016.0355827670797 | -1.16 | -0.88 |
| Aug 2020 | 1014.0912834856662 | -0.19 | -0.30 |
| Sep 2020 | 1020.6555838971801 | 0.65 | -0.16 |
| Oct 2020 | 1028.451806654269 | 0.76 | -0.72 |
| Nov 2020 | 1036.532153837899 | 0.79 | -0.49 |
| Dec 2020 | 1042.269536429255 | 0.55 | -0.83 |
| Jan 2021 | 1062.3621177280124 | 1.93 | 1.27 |
| Feb 2021 | 1085.330646870717 | 2.16 | 4.33 |
| Mar 2021 | 1131.3420776031408 | 4.24 | 8.11 |
| Apr 2021 | 1142.8157857329259 | 1.01 | 10.22 |
| May 2021 | 1146.0373155425643 | 0.28 | 10.94 |
| Jun 2021 | 1164.99473116249 | 1.65 | 13.33 |
| Jul 2021 | 1167.9880828428402 | 0.26 | 14.96 |
| Aug 2021 | 1177.4121478203433 | 0.81 | 16.11 |
| Sep 2021 | 1193.1200382946322 | 1.33 | 16.90 |
| Oct 2021 | 1221.7350446266964 | 2.40 | 18.79 |
| Nov 2021 | 1231.7304556054269 | 0.82 | 18.83 |
| Dec 2021 | 1248.0203403592513 | 1.32 | 19.74 |
| Jan 2022 | 1313.703171744744 | 5.26 | 23.66 |
| Feb 2022 | 1381.4221200164711 | 5.16 | 27.28 |
| Mar 2022 | 1469.1893910412725 | 6.35 | 29.86 |
| Apr 2022 | 1624.5615508618057 | 10.58 | 42.15 |
| May 2022 | 1693.5350759862895 | 4.25 | 47.77 |
| Jun 2022 | 1770.1220989496642 | 4.52 | 51.94 |
| Jul 2022 | 1771.5272984424464 | 0.08 | 51.67 |
| Aug 2022 | 1749.719409823033 | -1.23 | 48.61 |
| Sep 2022 | 1907.2738533864438 | 9.01 | 59.86 |
| Oct 2022 | 2050.2683311798246 | 7.50 | 67.82 |
| Nov 2022 | 2031.6553511604461 | -0.91 | 64.94 |
| Dec 2022 | 1949.53545074235 | -4.04 | 56.21 |
| Jan 2023 | 1929.2102702537418 | -1.04 | 46.85 |
| Feb 2023 | 1925.4276441320424 | -0.20 | 39.38 |
| Mar 2023 | 1982.038950066866 | 2.94 | 34.91 |
| Apr 2023 | 1957.3621208569734 | -1.25 | 20.49 |
| May 2023 | 1987.4310578987124 | 1.54 | 17.35 |
| Jun 2023 | 2056.352618772746 | 3.47 | 16.17 |
| Jul 2023 | 2090.9843861708505 | 1.68 | 18.03 |
| Aug 2023 | 2143.2266817979585 | 2.50 | 22.49 |
| Sep 2023 | 2172.741698152207 | 1.38 | 13.92 |
| Oct 2023 | 2259.6504346202155 | 4.00 | 10.21 |
| Nov 2023 | 2230.314111869425 | -1.30 | 9.78 |
| Dec 2023 | 2115.0458607591586 | -5.17 | 8.49 |
| Jan 2024 | 2089.4656352533752 | -1.21 | 8.31 |
| Feb 2024 | 2123.223130973761 | 1.62 | 10.27 |
| Mar 2024 | 2140.3265996235928 | 0.81 | 7.99 |
| Apr 2024 | 2180.897801246603 | 1.90 | 11.42 |
| May 2024 | 2198.595795542887 | 0.81 | 10.63 |
| Jun 2024 | 2171.4468929779937 | -1.24 | 5.60 |
| Jul 2024 | 2155.0338145581145 | -0.76 | 3.06 |
| Aug 2024 | 2084.6500607076896 | -3.27 | -2.73 |
| Sep 2024 | 2020.9995268548157 | -3.05 | -6.98 |
| Oct 2024 | 2067.6421233011897 | 2.31 | -8.50 |
| Nov 2024 | 2139.8659263949244 | 3.49 | -4.05 |
| Dec 2024 | 2123.320073644133 | -0.77 | 0.39 |
| Jan 2025 | 2172.1906135255845 | 2.30 | 3.96 |
| Feb 2025 | 2149.423777926074 | -1.05 | 1.23 |
| Mar 2025 | 2107.756041407746 | -1.94 | -1.52 |
| Apr 2025 | 2113.0446265810333 | 0.25 | -3.11 |
| May 2025 | 2121.627882312541 | 0.41 | -3.50 |
| Jun 2025 | 2112.3225052327107 | -0.44 | -2.72 |
| Jul 2025 | 2085.884591847561 | -1.25 | -3.21 |
| Aug 2025 | 2052.159639115246 | -1.62 | -1.56 |
| Sep 2025 | 2002.9105947712126 | -2.40 | -0.89 |
| Oct 2025 | 1980.3741831122552 | -1.12 | -4.22 |
| Nov 2025 | 1975.8093086341364 | -0.23 | -7.67 |
| Dec 2025 | 1968.0025052540298 | -0.39 | -7.31 |
| Jan 2026 | 1955.1960501867643 | -0.65 | -9.99 |
| Feb 2026 | 1948.7954547833224 | -0.33 | -9.33 |