Gainesville, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Gainesville, FL Metro in February 2026 was $1,948.795. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -9.33%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Gainesville, FL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Gainesville, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Gainesville, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gainesville, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 765.8421542359964 -1.64 -3.06
Feb 2015 772.8478682234329 0.92 -1.86
Mar 2015 780.96765564694 1.05 -2.15
Apr 2015 775.9898255051048 -0.64 -3.57
May 2015 793.0415566558647 2.20 -0.72
Jun 2015 808.9469603264381 2.01 1.13
Jul 2015 819.2143316287757 1.27 2.63
Aug 2015 811.5057293209338 -0.94 1.99
Sep 2015 815.205708019942 0.46 1.97
Oct 2015 812.3647831177547 -0.35 2.93
Nov 2015 829.0704325442629 2.06 5.27
Dec 2015 834.2231550094765 0.62 7.15
Jan 2016 830.1684622147416 -0.49 8.40
Feb 2016 816.0744169451733 -1.70 5.59
Mar 2016 822.8186505983379 0.83 5.36
Apr 2016 818.3318927014668 -0.55 5.46
May 2016 822.0948153196723 0.46 3.66
Jun 2016 823.814933729639 0.21 1.84
Jul 2016 817.0691475828247 -0.82 -0.26
Aug 2016 820.7747224293323 0.45 1.14
Sep 2016 827.8326994291541 0.86 1.55
Oct 2016 834.1132243903472 0.76 2.68
Nov 2016 865.7461800075089 3.79 4.42
Dec 2016 910.2254636038581 5.14 9.11
Jan 2017 911.4461090928999 0.13 9.79
Feb 2017 919.4156376730444 0.87 12.66
Mar 2017 928.9103686402885 1.03 12.89
Apr 2017 922.1715105499411 -0.72 12.69
May 2017 926.4210995479161 0.46 12.69
Jun 2017 923.8632577552131 -0.28 12.15
Jul 2017 936.2288928822927 1.34 14.58
Aug 2017 933.6542097777444 -0.28 13.75
Sep 2017 931.5293321304734 -0.23 12.53
Oct 2017 945.0710969259618 1.45 13.30
Nov 2017 952.6981960796185 0.81 10.04
Dec 2017 959.8830926338229 0.75 5.46
Jan 2018 971.951650198419 1.26 6.64
Feb 2018 1006.4091477295713 3.55 9.46
Mar 2018 1024.3912116644005 1.79 10.28
Apr 2018 1034.8260083565335 1.02 12.22
May 2018 1055.4571935204547 1.99 13.93
Jun 2018 1060.0642113531553 0.44 14.74
Jul 2018 1062.5016641353004 0.23 13.49
Aug 2018 1070.2929220394606 0.73 14.64
Sep 2018 1084.4422388727487 1.32 16.42
Oct 2018 1110.0683369516119 2.36 17.46
Nov 2018 1117.9599973823888 0.71 17.35
Dec 2018 1097.0093042394024 -1.87 14.29
Jan 2019 1080.449664547815 -1.51 11.16
Feb 2019 1070.7815624978828 -0.89 6.40
Mar 2019 1058.3630739880284 -1.16 3.32
Apr 2019 1046.7302141734574 -1.10 1.15
May 2019 1043.1536318856533 -0.34 -1.17
Jun 2019 1021.2043936089191 -2.10 -3.67
Jul 2019 1025.092960748694 0.38 -3.52
Aug 2019 1017.1743649000032 -0.77 -4.96
Sep 2019 1022.2687276504176 0.50 -5.73
Oct 2019 1035.9043361858962 1.33 -6.68
Nov 2019 1041.5906169927407 0.55 -6.83
Dec 2019 1051.0147993956323 0.91 -4.19
Jan 2020 1049.0602726421257 -0.19 -2.90
Feb 2020 1040.2801869632174 -0.84 -2.85
Mar 2020 1046.4601332727443 0.59 -1.12
Apr 2020 1036.8953727790454 -0.91 -0.94
May 2020 1032.9966579790125 -0.38 -0.97
Jun 2020 1027.9899405867727 -0.48 0.66
Jul 2020 1016.0355827670797 -1.16 -0.88
Aug 2020 1014.0912834856662 -0.19 -0.30
Sep 2020 1020.6555838971801 0.65 -0.16
Oct 2020 1028.451806654269 0.76 -0.72
Nov 2020 1036.532153837899 0.79 -0.49
Dec 2020 1042.269536429255 0.55 -0.83
Jan 2021 1062.3621177280124 1.93 1.27
Feb 2021 1085.330646870717 2.16 4.33
Mar 2021 1131.3420776031408 4.24 8.11
Apr 2021 1142.8157857329259 1.01 10.22
May 2021 1146.0373155425643 0.28 10.94
Jun 2021 1164.99473116249 1.65 13.33
Jul 2021 1167.9880828428402 0.26 14.96
Aug 2021 1177.4121478203433 0.81 16.11
Sep 2021 1193.1200382946322 1.33 16.90
Oct 2021 1221.7350446266964 2.40 18.79
Nov 2021 1231.7304556054269 0.82 18.83
Dec 2021 1248.0203403592513 1.32 19.74
Jan 2022 1313.703171744744 5.26 23.66
Feb 2022 1381.4221200164711 5.16 27.28
Mar 2022 1469.1893910412725 6.35 29.86
Apr 2022 1624.5615508618057 10.58 42.15
May 2022 1693.5350759862895 4.25 47.77
Jun 2022 1770.1220989496642 4.52 51.94
Jul 2022 1771.5272984424464 0.08 51.67
Aug 2022 1749.719409823033 -1.23 48.61
Sep 2022 1907.2738533864438 9.01 59.86
Oct 2022 2050.2683311798246 7.50 67.82
Nov 2022 2031.6553511604461 -0.91 64.94
Dec 2022 1949.53545074235 -4.04 56.21
Jan 2023 1929.2102702537418 -1.04 46.85
Feb 2023 1925.4276441320424 -0.20 39.38
Mar 2023 1982.038950066866 2.94 34.91
Apr 2023 1957.3621208569734 -1.25 20.49
May 2023 1987.4310578987124 1.54 17.35
Jun 2023 2056.352618772746 3.47 16.17
Jul 2023 2090.9843861708505 1.68 18.03
Aug 2023 2143.2266817979585 2.50 22.49
Sep 2023 2172.741698152207 1.38 13.92
Oct 2023 2259.6504346202155 4.00 10.21
Nov 2023 2230.314111869425 -1.30 9.78
Dec 2023 2115.0458607591586 -5.17 8.49
Jan 2024 2089.4656352533752 -1.21 8.31
Feb 2024 2123.223130973761 1.62 10.27
Mar 2024 2140.3265996235928 0.81 7.99
Apr 2024 2180.897801246603 1.90 11.42
May 2024 2198.595795542887 0.81 10.63
Jun 2024 2171.4468929779937 -1.24 5.60
Jul 2024 2155.0338145581145 -0.76 3.06
Aug 2024 2084.6500607076896 -3.27 -2.73
Sep 2024 2020.9995268548157 -3.05 -6.98
Oct 2024 2067.6421233011897 2.31 -8.50
Nov 2024 2139.8659263949244 3.49 -4.05
Dec 2024 2123.320073644133 -0.77 0.39
Jan 2025 2172.1906135255845 2.30 3.96
Feb 2025 2149.423777926074 -1.05 1.23
Mar 2025 2107.756041407746 -1.94 -1.52
Apr 2025 2113.0446265810333 0.25 -3.11
May 2025 2121.627882312541 0.41 -3.50
Jun 2025 2112.3225052327107 -0.44 -2.72
Jul 2025 2085.884591847561 -1.25 -3.21
Aug 2025 2052.159639115246 -1.62 -1.56
Sep 2025 2002.9105947712126 -2.40 -0.89
Oct 2025 1980.3741831122552 -1.12 -4.22
Nov 2025 1975.8093086341364 -0.23 -7.67
Dec 2025 1968.0025052540298 -0.39 -7.31
Jan 2026 1955.1960501867643 -0.65 -9.99
Feb 2026 1948.7954547833224 -0.33 -9.33